-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, JYGr1YKEqYBsX7ly4ZbRoHq0TKCZekhJ3WzKDxBribOJ3MwrzANO4JIiz55hLi2p Kav2kt+RSZUrcV2InWK26Q== 0000018349-99-000020.txt : 19990518 0000018349-99-000020.hdr.sgml : 19990518 ACCESSION NUMBER: 0000018349-99-000020 CONFORMED SUBMISSION TYPE: 13F-HR PUBLIC DOCUMENT COUNT: 1 CONFORMED PERIOD OF REPORT: 19990331 FILED AS OF DATE: 19990504 FILER: COMPANY DATA: COMPANY CONFORMED NAME: SYNOVUS FINANCIAL CORP CENTRAL INDEX KEY: 0000018349 STANDARD INDUSTRIAL CLASSIFICATION: 6021 IRS NUMBER: 581134883 STATE OF INCORPORATION: GA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 13F-HR SEC ACT: SEC FILE NUMBER: 028-04762 FILM NUMBER: 99609538 BUSINESS ADDRESS: STREET 1: 901 FRONT AVENUE STREET 2: STE 301 CITY: COLUMBUS STATE: GA ZIP: 31901 BUSINESS PHONE: 7066492267 MAIL ADDRESS: STREET 1: P.O.BOX 120 CITY: COLUMBUS STATE: GA ZIP: 31902 FORMER COMPANY: FORMER CONFORMED NAME: CB&T BANCSHARES INC DATE OF NAME CHANGE: 19890912 13F-HR 1 13F UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: March 31, 1999 Check here if Amendment [ ]: Amendment Number: This Amendment (Check only one): [ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: Synovus Financial Corp. Address: 901 Front Avenue, Suite 202 Columbus, GA 31901 Form 13F File Number: 28-4762 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Garilou Page Title: Vice President Phone: 706-649-4793 Signature, Place, and Date of Signing: /s/Garilou Page Columbus, GA 5/4/99 [Signature] [City, State] [Date] Report Type (Check only one): [X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.) [ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).) [ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).) Form 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 2 Form 13F Information Table Entry Total: 536 Form 13F Information Table Value Total: $2,023,021 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report. [If there are no entries in this list, state "NONE" and omit the column headings and list entries.] No. Form 13F File Number Name 1 28-4944 Synovus Trust Company 2 28- Synovus Trust Company (Florida)
ITEM 1 ITEM 2 ITEM 3 ITEM 4 ITEM 5 ITEM 6 ITEM 7 ITEM 8 Name Title Value Shares or Sh/ Put Investment Other Voting Authority of Issuer of Class Cusip (x$1000) Prn Amt Prn Call Discretion Managers Sole Shared None ABBOTT LABS COM 002824100 159 3,400 SHS DEFINED 1 3,400 ABBOTT LABS COM 002824100 386 8,250 SHS SOLE 1 8,250 ABBOTT LABS COM 002824100 572 12,220 SHS SOLE 12,220 AFLAC, INCORPORATED COM 001055102 5,045 92,672 SHS DEFINED 1 14,624 78,048 AFLAC, INCORPORATED COM 001055102 20,964 385,094 SHS SOLE 1 384,174 920 AIR PRODUCTS & CHEMICALS INC COM 009158106 7 200 SHS DEFINED 1 200 AIR PRODUCTS & CHEMICALS INC COM 009158106 1,207 35,240 SHS SOLE 1 35,000 240 AIRTOUCH COMMUNICATIONS INC COM 00949T100 99 1,025 SHS DEFINED 1 1,025 AIRTOUCH COMMUNICATIONS INC COM 00949T100 229 2,368 SHS SOLE 1 2,368 ALCOA INC COM 013817101 41 1,000 SHS DEFINED 1 1,000 ALCOA INC COM 013817101 161 3,900 SHS SOLE 1 1,500 2,400 ALLIED SIGNAL, INCORPORATED COM 019512102 53 1,080 SHS DEFINED 1 1,080 ALLIED SIGNAL, INCORPORATED COM 019512102 2,151 43,735 SHS SOLE 1 42,865 870 ALLIED SIGNAL, INCORPORATED COM 019512102 275 5,600 SHS SOLE 5,600 ALLSTATE CORPORATION COM 020002101 252 6,808 SHS DEFINED 1 6,808 ALLSTATE CORPORATION COM 020002101 15 416 SHS SOLE 1 416 ALLTEL CORPORATION COM 020039103 25 400 SHS DEFINED 1 400 ALLTEL CORPORATION COM 020039103 3,461 55,482 SHS SOLE 1 55,162 320 ALLTEL CORPORATION COM 020039103 455 7,296 SHS SOLE 7,296 AMERICA ONLINE, INC. COM 02364J104 15 100 SHS DEFINED 1 100 AMERICA ONLINE, INC. COM 02364J104 412 2,800 SHS DEFINED 2 2,800 AMERICA ONLINE, INC. COM 02364J104 226 1,540 SHS SOLE 1 540 1,000 AMERICAN BOND FUND OF AMERICA #08 COM 097873103 196 14,598 SHS SOLE 14,598 AMERICAN EXPRESS COMPANY COM 025816109 224 1,900 SHS DEFINED 1 1,100 800 AMERICAN EXPRESS COMPANY COM 025816109 453 3,848 SHS SOLE 1 2,298 1,550 AMERICAN HIGH-INCOME TRUST FUND #21 COM 026547109 358 25,332 SHS SOLE 25,332 AMERICAN HOME PRODUCTS CORP. COM 026609107 248 3,800 SHS DEFINED 1 3,800 AMERICAN HOME PRODUCTS CORP. COM 026609107 6,719 102,966 SHS SOLE 1 102,036 930 AMERICAN HOME PRODUCTS CORP. COM 026609107 320 4,900 SHS SOLE 2 4,900 AMERICAN HOME PRODUCTS CORP. COM 026609107 444 6,799 SHS SOLE 6,799 AMERICAN INTERNATIONAL GROUP, INC COM 026874107 228 1,887 SHS SOLE 1,887 AMERITECH CORP COM 030954101 231 4,000 SHS DEFINED 1 4,000 AMERITECH CORP COM 030954101 814 14,124 SHS SOLE 1 11,310 2,814 AMERITECH CORP COM 030954101 284 4,928 SHS SOLE 2 4,928 AMGEN INC COM 031162100 449 6,000 SHS DEFINED 1 6,000 AMGEN INC COM 031162100 388 5,188 SHS SOLE 1 5,188 ANHEUSER BUSCH COMPANIES, INC. COM 035229103 305 4,000 SHS DEFINED 1 4,000 ANHEUSER BUSCH COMPANIES, INC. COM 035229103 164 2,155 SHS SOLE 1 2,155 ANHEUSER BUSCH COMPANIES, INC. COM 035229103 305 4,000 SHS SOLE 2 4,000 APPLIED MATERIALS INC COM 038222105 240 3,890 SHS SOLE 3,890 ARCHER-DANIELS-M COMPANY COM 039483102 141 9,570 SHS DEFINED 1 9,570 ARCHER-DANIELS-M COMPANY COM 039483102 51 3,484 SHS SOLE 1 3,484 AT&T CORP COM 001957109 825 10,334 SHS DEFINED 1 8,878 1,456 AT&T CORP COM 001957109 72 900 SHS DEFINED 2 300 600 AT&T CORP COM 001957109 87 1,090 SHS DEFINED 900 190 AT&T CORP COM 001957109 1,605 20,110 SHS SOLE 1 20,110 AT&T CORP COM 001957109 694 8,695 SHS SOLE 2 8,695 AT&T CORP COM 001957109 565 7,077 SHS SOLE 7,077 ATLANTIC RICHFIELD COMPANY COM 048825103 117 1,600 SHS DEFINED 1 1,600 ATLANTIC RICHFIELD COMPANY COM 048825103 2,691 36,800 SHS SOLE 1 36,800 AUTOMATIC DATA PROCESSING, INC COM 053015103 582 14,064 SHS SOLE 1 9,664 4,400 BANK ONE CORPORATION COM 06423A103 117 2,133 SHS DEFINED 1 275 1,858 BANK ONE CORPORATION COM 06423A103 3,167 57,516 SHS SOLE 1 57,296 220 BANKAMERICA CORPORATION NEW COM 06605F102 150 2,122 SHS DEFINED 1 168 1,886 68 BANKAMERICA CORPORATION NEW COM 06605F102 993 14,064 SHS DEFINED 2 840 13,224 BANKAMERICA CORPORATION NEW COM 06605F102 8 112 SHS DEFINED 112 BANKAMERICA CORPORATION NEW COM 06605F102 6,280 88,927 SHS SOLE 1 84,273 4,654 BANKAMERICA CORPORATION NEW COM 06605F102 1,752 24,814 SHS SOLE 2 24,814 BANKAMERICA CORPORATION NEW COM 06605F102 3,748 53,066 SHS SOLE 53,066 BANKERS TRUST CORPORATION COM 066365107 291 3,300 SHS DEFINED 1 2,500 800 BAXTER INTERNATIONAL, INC COM 071813109 33 500 SHS DEFINED 1 500 BAXTER INTERNATIONAL, INC COM 071813109 212 3,216 SHS SOLE 1 2,416 800 BB & T CORPORATION COM 054937107 784 21,676 SHS SOLE 21,676 BECTON DICKINSON AND COMPANY COM 075887109 267 6,960 SHS SOLE 1 6,960 BELL ATLANTIC CORPORATION COM 077853109 407 7,878 SHS DEFINED 1 6,672 1,206 BELL ATLANTIC CORPORATION COM 077853109 28 536 SHS DEFINED 2 200 336 BELL ATLANTIC CORPORATION COM 077853109 90 1,748 SHS DEFINED 1,600 148 BELL ATLANTIC CORPORATION COM 077853109 476 9,208 SHS SOLE 1 9,208 BELL ATLANTIC CORPORATION COM 077853109 933 18,058 SHS SOLE 2 18,058 BELL ATLANTIC CORPORATION COM 077853109 370 7,162 SHS SOLE 7,162 BELLSOUTH CORPORATION COM 079860102 735 18,346 SHS DEFINED 1 5,980 11,942 424 BELLSOUTH CORPORATION COM 079860102 709 17,700 SHS DEFINED 2 16,800 900 BELLSOUTH CORPORATION COM 079860102 136 3,392 SHS DEFINED 2,400 992 BELLSOUTH CORPORATION COM 079860102 7,498 187,145 SHS SOLE 1 178,303 8,842 BELLSOUTH CORPORATION COM 079860102 2,938 73,333 SHS SOLE 2 73,333 BELLSOUTH CORPORATION COM 079860102 578 14,417 SHS SOLE 14,417 BERKSHIRE HATHAWAY, INC COM 084670108 1,544 21 SHS SOLE 1 21 BESTFOODS INCORPORATED COM 08658U101 232 4,944 SHS DEFINED 1 4,944 BESTFOODS INCORPORATED COM 08658U101 132 2,800 SHS DEFINED 2 2,800 BESTFOODS INCORPORATED COM 08658U101 3,012 64,093 SHS SOLE 1 64,093 BESTFOODS INCORPORATED COM 08658U101 376 8,000 SHS SOLE 2 8,000 BLACKROCK 1999 TERM TR COM 09247T100 94 9,450 SHS DEFINED 1 5,500 3,950 BLACKROCK 1999 TERM TR COM 09247T100 650 65,438 SHS SOLE 1 64,438 1,000 BLACKROCK BROAD INVESTMENT GRD COM 09247Q106 229 17,825 SHS DEFINED 1 17,825 BLACKROCK CORE BOND PORTFOLIO #07 COM 091928747 5 547 SHS DEFINED 547 BLACKROCK CORE BOND PORTFOLIO #07 COM 091928747 8,214 852,926 SHS SOLE 837,018 15,908 BLACKROCK MANAGED INCOME PORTFOLIO COM 091928606 130 12,656 SHS SOLE 12,656 BLACKROCK NC MUNI MONEY MKT INSTL CL #47 COM 091927343 190 189,994 SHS SOLE 189,994 BOSTON SCIENTIFIC CORPORATION COM 101137107 244 6,000 SHS DEFINED 1 6,000 BP AMOCO PLC SPONSORED ADR COM 055622104 290 2,867 SHS DEFINED 1 463 2,295 109 BP AMOCO PLC SPONSORED ADR COM 055622104 408 4,035 SHS DEFINED 2 4,035 BP AMOCO PLC SPONSORED ADR COM 055622104 2,413 23,894 SHS SOLE 1 18,161 5,733 BP AMOCO PLC SPONSORED ADR COM 055622104 260 2,579 SHS SOLE 2 2,579 BRISTOL-MYERS SQUIBB COMPANY COM 110122108 1,049 16,366 SHS DEFINED 1 4,960 11,406 BRISTOL-MYERS SQUIBB COMPANY COM 110122108 103 1,600 SHS DEFINED 2 800 800 BRISTOL-MYERS SQUIBB COMPANY COM 110122108 5,659 88,253 SHS SOLE 1 84,133 700 3,420 BRISTOL-MYERS SQUIBB COMPANY COM 110122108 2,012 31,380 SHS SOLE 2 31,380 BRISTOL-MYERS SQUIBB COMPANY COM 110122108 2,039 31,802 SHS SOLE 31,802 BUILDING MATERIALS HOLDING CORP COM 120113105 101 10,000 SHS DEFINED 1 10,000 BUTLER FIFTH GENERATION INC. COM 056010309 8,144 169,769 SHS SOLE 1 169,769 CARNIVAL CORP CL A COM 143658102 330 6,800 SHS DEFINED 2 6,800 CARNIVAL CORP CL A COM 143658102 206 4,250 SHS SOLE 2 4,250 CAROLINA POWER & LIGHT CO. COM 144141108 90 2,392 SHS DEFINED 1 2,392 CAROLINA POWER & LIGHT CO. COM 144141108 234 6,200 SHS SOLE 1 6,200 CATERPILLAR, INC. COM 149123101 211 4,600 SHS DEFINED 1 1,000 3,600 CATERPILLAR, INC. COM 149123101 42 920 SHS SOLE 1 920 CBS CORPORATION COM 12490K107 327 8,000 SHS DEFINED 1 8,000 CBS CORPORATION COM 12490K107 33 800 SHS SOLE 1 800 CENTRAL AND SOUTH WEST CORP COM 152357109 211 9,000 SHS SOLE 1 9,000 CENTURY SOUTH BANKS INCORPORATED COM 156683104 300 11,689 SHS SOLE 1 11,689 CHANCELLOR MEDIA CORPORATION COM 158915108 189 4,000 SHS DEFINED 2 4,000 CHANCELLOR MEDIA CORPORATION COM 158915108 38 800 SHS SOLE 2 800 CHEUNG KONG HOLDINGS LIMITED ADR COM 166744201 74 10,000 SHS DEFINED 1 10,000 CHEVRON CORPORATION COM 166751107 499 5,623 SHS DEFINED 1 2,735 1,988 900 CHEVRON CORPORATION COM 166751107 257 2,900 SHS DEFINED 2 2,900 CHEVRON CORPORATION COM 166751107 3,857 43,455 SHS SOLE 1 43,160 295 CHEVRON CORPORATION COM 166751107 1,467 16,524 SHS SOLE 2 16,524 CHUBB CORPORATION COM 171232101 102 1,744 SHS DEFINED 1 1,744 CHUBB CORPORATION COM 171232101 7,509 128,229 SHS SOLE 1 45,269 82,960 CISCO SYSTEMS COM 17275R102 203 1,850 SHS DEFINED 1 1,850 CISCO SYSTEMS COM 17275R102 493 4,500 SHS DEFINED 2 4,500 CISCO SYSTEMS COM 17275R102 713 6,510 SHS SOLE 1 6,010 500 CISCO SYSTEMS COM 17275R102 211 1,925 SHS SOLE 2 1,925 CISCO SYSTEMS COM 17275R102 296 2,700 SHS SOLE 2,700 CITIGROUP INCORPORATED COM 172967101 378 5,921 SHS DEFINED 1 5,200 721 CITIGROUP INCORPORATED COM 172967101 118 1,840 SHS SOLE 1 1,340 500 CLOROX COMPANY COM 189054109 35 298 SHS DEFINED 1 298 CLOROX COMPANY COM 189054109 398 3,400 SHS SOLE 1 3,400 CNB CORPORATION COM 12612R105 907 9,653 SHS SOLE 9,653 COCA COLA COMPANY COM 191216100 29,231 476,265 SHS DEFINED 1 42,771 427,803 5,691 COCA COLA COMPANY COM 191216100 7,713 125,665 SHS DEFINED 2 125,665 COCA COLA COMPANY COM 191216100 548,679 8,939,778 SHS SOLE 1 8,895,162 44,616 COCA COLA COMPANY COM 191216100 144,161 2,348,857 SHS SOLE 2 2,247,697 101,160 COCA COLA COMPANY COM 191216000 0 2,050,000 SHS SOLE 1 2,050,000 COCA-COLA ENTERPRISES INC COM 191219104 269 8,900 SHS DEFINED 2 8,900 COCA-COLA ENTERPRISES INC COM 191219104 68 2,242 SHS SOLE 2 2,242 COLGATE-PALMOLIV COMPANY COM 194162103 158 1,720 SHS DEFINED 2 1,720 COLGATE-PALMOLIV COMPANY COM 194162103 2,208 24,003 SHS SOLE 1 24,003 COLGATE-PALMOLIV COMPANY COM 194162103 120 1,300 SHS SOLE 2 1,300 COLGATE-PALMOLIV COMPANY COM 194162103 322 3,500 SHS SOLE 3,500 COMPAQ COMPUTER CORP COM 204493100 101 3,200 SHS DEFINED 1 300 2,900 COMPAQ COMPUTER CORP COM 204493100 3,399 107,265 SHS SOLE 1 106,370 895 CONOCO INCORPORATED COM 208251306 246 10,000 SHS DEFINED 1 10,000 CORNING INCORPORATED COM 219350105 210 3,500 SHS DEFINED 1 3,500 CRANE COMPANY COM 224399105 275 11,376 SHS DEFINED 1 11,376 CSX CORP COM 126408103 95 2,436 SHS DEFINED 1 2,436 CSX CORP COM 126408103 123 3,168 SHS SOLE 1 3,168 CUSTOM CAR CARE CO GEORGIA COM 126990100 0 20,000 SHS SOLE 1 20,000 CVS CORPORATION COM 126650100 171 3,600 SHS DEFINED 2 3,600 CVS CORPORATION COM 126650100 67 1,400 SHS SOLE 2 1,400 DARDEN RESTAURANTS INC COM 237194105 214 10,398 SHS DEFINED 1 10,398 DARDEN RESTAURANTS INC COM 237194105 736 35,693 SHS SOLE 1 35,693 DAYTON HUDSON CORPORATION COM 239753106 13 200 SHS DEFINED 1 200 DAYTON HUDSON CORPORATION COM 239753106 200 3,000 SHS DEFINED 2 3,000 DAYTON HUDSON CORPORATION COM 239753106 4,698 70,515 SHS SOLE 1 69,555 960 DAYTON HUDSON CORPORATION COM 239753106 13 200 SHS SOLE 2 200 DAYTON HUDSON CORPORATION COM 239753106 346 5,200 SHS SOLE 5,200 DEERE AND CO COM 244199105 54 1,400 SHS DEFINED 1 1,400 DEERE AND CO COM 244199105 1,180 30,560 SHS SOLE 1 30,560 DEVELOPERS-INVES INC. DEBENTURES COM 232990AA9 456 450,000 SHS SOLE 1 DOW CHEMICAL COMPANY COM 260543103 103 1,104 SHS DEFINED 1 504 600 DOW CHEMICAL COMPANY COM 260543103 196 2,106 SHS SOLE 1 2,106 DREYFUS MUN MONEY MKT FD COM 26201S100 15 15,000 SHS SOLE 15,000 DUKE ENERGY CORPORATION COM 264399106 439 8,017 SHS DEFINED 1 2,000 5,550 467 DUKE ENERGY CORPORATION COM 264399106 22 400 SHS DEFINED 2 400 DUKE ENERGY CORPORATION COM 264399106 11 200 SHS DEFINED 200 DUKE ENERGY CORPORATION COM 264399106 1,914 34,918 SHS SOLE 1 34,418 500 DUKE ENERGY CORPORATION COM 264399106 208 3,800 SHS SOLE 2 3,800 DUKE ENERGY CORPORATION COM 264399106 479 8,746 SHS SOLE 8,746 E. I. DUPONT DE NEMOURS & CO COM 263534109 1,129 19,445 SHS DEFINED 1 7,245 9,400 2,800 E. I. DUPONT DE NEMOURS & CO COM 263534109 122 2,100 SHS DEFINED 2 2,100 E. I. DUPONT DE NEMOURS & CO COM 263534109 2,005 34,530 SHS SOLE 1 34,265 265 E. I. DUPONT DE NEMOURS & CO COM 263534109 238 4,100 SHS SOLE 2 4,100 E. I. DUPONT DE NEMOURS & CO COM 263534109 2,935 50,545 SHS SOLE 50,545 EARTH SCIENCES, INC. COM 270312200 7 10,000 SHS SOLE 1 10,000 EASTMAN KODAK CO. COM 277461109 275 4,300 SHS DEFINED 1 4,000 300 EASTMAN KODAK CO. COM 277461109 332 5,192 SHS SOLE 1 3,768 1,424 EDISON INTERNATIONAL COM 281020107 18 800 SHS DEFINED 2 800 EDISON INTERNATIONAL COM 281020107 351 15,785 SHS SOLE 2 15,785 EMC CORP COM 268648102 767 6,000 SHS DEFINED 2 6,000 EMC CORP COM 268648102 383 3,000 SHS SOLE 2 3,000 EMERSON ELECTRIC CO. COM 291011104 21 400 SHS DEFINED 1 400 EMERSON ELECTRIC CO. COM 291011104 2,100 39,666 SHS SOLE 1 39,406 260 ENRON CORPORATION COM 293561106 1,895 29,500 SHS SOLE 29,500 EQUIFAX, INCORPORATED COM 294429105 206 6,000 SHS DEFINED 1 6,000 EQUIFAX, INCORPORATED COM 294429105 289 8,400 SHS SOLE 1 4,400 4,000 EXXON CORPORATION COM 302290101 843 11,948 SHS DEFINED 1 3,000 7,216 1,732 EXXON CORPORATION COM 302290101 690 9,776 SHS DEFINED 2 9,376 400 EXXON CORPORATION COM 302290101 16 225 SHS DEFINED 225 EXXON CORPORATION COM 302290101 7,268 102,996 SHS SOLE 1 96,178 6,818 EXXON CORPORATION COM 302290101 2,439 34,568 SHS SOLE 2 34,568 EXXON CORPORATION COM 302290101 3,009 42,649 SHS SOLE 42,649 FEDERAL NATIONAL MORTGAGE COM 313586109 69 1,000 SHS DEFINED 1 1,000 FEDERAL NATIONAL MORTGAGE COM 313586109 329 4,750 SHS DEFINED 2 4,300 450 FEDERAL NATIONAL MORTGAGE COM 313586109 3,443 49,720 SHS SOLE 1 49,470 250 FEDERAL NATIONAL MORTGAGE COM 313586109 145 2,100 SHS SOLE 2 2,100 FEDERATED FUND #09 U.S. GOVERNMENT COM 31428M100 177 16,908 SHS DEFINED 1 16,908 FEDERATED FUND #09 U.S. GOVERNMENT COM 31428M100 335 31,951 SHS SOLE 1 24,401 7,550 FEDERATED FUND #47 U.S. GOVERNMENT COM 31428P103 152 14,124 SHS DEFINED 1 2,408 11,716 FEDERATED FUND #47 U.S. GOVERNMENT COM 31428P103 587 54,669 SHS SOLE 1 54,669 FEDERATED GNMA TRUST FUND #16 COM 314184102 74 6,578 SHS DEFINED 1 6,578 FEDERATED GNMA TRUST FUND #16 COM 314184102 278 24,617 SHS SOLE 1 23,552 1,065 FEDERATED HIGH YIELD TRUST FUND #38 COM 314197104 139 15,492 SHS SOLE 15,492 FEDERATED HIGH YIELD TRUST FUND#38 COM 314197104 866 96,191 SHS SOLE 1 82,696 13,495 FEDERATED INCOME TRUST FUND #36 COM 314199100 50 4,830 SHS DEFINED 1 4,830 FEDERATED INCOME TRUST FUND #36 COM 314199100 181 17,520 SHS SOLE 1 16,402 1,118 FEDERATED INCOME TRUST FUND #36 COM 314199100 430 41,701 SHS SOLE 41,701 FEDERATED INTERMEDIATE MUNICIPAL TRUST FUND #78 COM 458810108 17 1,572 SHS DEFINED 1 1,572 FEDERATED INTERMEDIATE MUNICIPAL TRUST FUND #78 COM 458810108 977 91,479 SHS SOLE 1 91,479 FEDERATED SHORT TERM INCOME FUND #65 COM 31420C209 200 23,024 SHS DEFINED 1 2,883 20,141 FEDERATED SHORT TERM INCOME FUND #65 COM 31420C209 881 101,503 SHS SOLE 1 101,503 FEDERATED SHORT-TERM MUNICIPAL TRUST FUND#34 COM 313907107 764 74,049 SHS SOLE 1 74,049 FIDELITY ADVISOR INSTITUTIONAL SHORT INT GOV COM 315809400 73 7,807 SHS DEFINED 1 7,807 FIDELITY ADVISOR INSTITUTIONAL SHORT INT GOV COM 315809400 8,850 947,550 SHS SOLE 1 846,006 1,539 100,003 FIDELITY GOVERNMENT INCOME FUND PTNRSH 25% INT LTD FD #54 COM 316172105 1,093 110,697 SHS SOLE 110,697 FIDELITY GOVERNMENT NATIONAL MORTGAGE ASSOCIATION PORTFOLIO COM 31617K105 142 13,133 SHS SOLE 1 13,133 FIDELITY INTERMEDIATE GOV'T INCOME FUND #452 COM 31617K303 151 15,561 SHS DEFINED 1 11,442 4,119 FIDELITY MORTGAGE SECURITIES FUND FUND#40 COM 31617K204 117 10,894 SHS DEFINED 1 10,894 FIDELITY SHORT-TERM BOND PORTFOLIO FUND #450 COM 316146208 131 15,107 SHS SOLE 1 15,107 FIDELITY U.S. BOND INDEX FUND #651 COM 315911107 149 13,803 SHS DEFINED 1 13,803 FIDELITY U.S. BOND INDEX FUND #651 COM 315911107 12 1,099 SHS SOLE 1 1,099 FIRST LIBERTY FINANCIAL CORP COM 320691108 381 18,000 SHS SOLE 1 18,000 FIRST SOUTHEASTERN CORPORATION CLASS B NON-VOTING (GEORGIA) COM 303999106 0 12,108 SHS SOLE 1 12,108 FIRST TENNESSEE NATIONAL CORP COM 337162101 723 19,744 SHS DEFINED 1 19,744 FIRST UNION CORPORATION COM 337358105 905 16,944 SHS DEFINED 1 16,944 FIRST UNION CORPORATION COM 337358105 1,126 21,067 SHS SOLE 1 21,067 FLEET FINANCIAL GROUP, INC NEW COM 338915101 34 900 SHS DEFINED 1 900 FLEET FINANCIAL GROUP, INC NEW COM 338915101 2,450 65,116 SHS SOLE 1 65,116 FLOWERS INDUSTRIES, INC.COM 343496105 180 7,300 SHS DEFINED 1 7,300 FLOWERS INDUSTRIES, INC.COM 343496105 1,441 58,538 SHS SOLE 1 58,538 FORD MOTOR COMPANY COM 345370100 128 2,256 SHS DEFINED 1 2,256 FORD MOTOR COMPANY COM 345370100 3,546 62,552 SHS SOLE 1 61,922 630 FRANKLIN CUSTODIAN FUNDS, FUND #109 CLASS I COM 353496300 34 15,198 SHS DEFINED 1 15,198 FRANKLIN CUSTODIAN FUNDS, FUND #109 CLASS I COM 353496300 236 104,886 SHS SOLE 1 104,886 FRANKLIN U.S. GOVERNMENT SECURITIES FUND, #110 COM 353496607 49 7,188 SHS DEFINED 1 7,188 FRANKLIN U.S. GOVERNMENT SECURITIES FUND, #110 COM 353496607 172 25,142 SHS SOLE 1 22,769 2,372 GANNETT COMPANY, INC. COM 364730101 268 4,255 SHS SOLE 1 4,255 GENERAL ELECTRIC CO. COM 369604103 2,543 22,990 SHS DEFINED 1 7,180 13,810 2,000 GENERAL ELECTRIC CO. COM 369604103 1,482 13,400 SHS DEFINED 2 9,400 4,000 GENERAL ELECTRIC CO. COM 369604103 100 900 SHS DEFINED 800 100 GENERAL ELECTRIC CO. COM 369604103 15,438 139,555 SHS SOLE 1 122,981 16,574 GENERAL ELECTRIC CO. COM 369604103 6,145 55,545 SHS SOLE 2 55,545 GENERAL ELECTRIC CO. COM 369604103 2,588 23,398 SHS SOLE 23,398 GENERAL MILLS, INC. COM 370334104 1,246 16,492 SHS DEFINED 1 16,492 GENERAL MILLS, INC. COM 370334104 5,117 67,712 SHS SOLE 1 67,712 GENERAL MOTORS CORPORATION COM 370442105 152 1,748 SHS DEFINED 1 1,748 GENERAL MOTORS CORPORATION COM 370442105 66 764 SHS SOLE 1 764 GENERAL MOTORS CORPORATION COM 370442105 313 3,597 SHS SOLE 3,597 GENUINE PARTS COMPANY COM 372460105 126 4,386 SHS DEFINED 1 1,686 2,700 GENUINE PARTS COMPANY COM 372460105 1,360 47,194 SHS SOLE 1 47,194 GEORGIA PACIFIC CORPORATION COM 373298108 52 702 SHS DEFINED 702 GEORGIA PACIFIC CORPORATION COM 373298108 561 7,560 SHS SOLE 7,560 GEORGIA PACIFIC TIMBER GROUP COM 373298702 301 13,400 SHS DEFINED 1 13,400 GEORGIA PACIFIC TIMBER GROUP COM 373298702 1 29 SHS SOLE 1 29 GILLETTE CO COM 375766102 513 8,632 SHS DEFINED 1 8,632 GILLETTE CO COM 375766102 428 7,200 SHS DEFINED 2 7,200 GILLETTE CO COM 375766102 2,298 38,664 SHS SOLE 1 34,964 3,700 GILLETTE CO COM 375766102 380 6,390 SHS SOLE 2 6,390 GOODYEAR TIRE & RUBBER CO. COM 382550101 1,272 25,545 SHS SOLE 1 25,545 GTE CORPORATION COM 362320103 444 7,340 SHS DEFINED 1 1,430 5,805 105 GTE CORPORATION COM 362320103 36 600 SHS DEFINED 600 GTE CORPORATION COM 362320103 7,936 131,173 SHS SOLE 1 129,820 400 953 GTE CORPORATION COM 362320103 315 5,200 SHS SOLE 2 5,200 GTE CORPORATION COM 362320103 272 4,501 SHS SOLE 4,501 H J HEINZ COMPANY COM 423074103 256 5,400 SHS DEFINED 1 1,500 3,900 H J HEINZ COMPANY COM 423074103 171 3,606 SHS SOLE 1 2,550 1,056 H J HEINZ COMPANY COM 423074103 351 7,400 SHS SOLE 2 7,400 HALLIBURTON COMPANY COM 406216101 85 2,200 SHS DEFINED 1 600 1,600 HALLIBURTON COMPANY COM 406216101 1,790 46,502 SHS SOLE 1 46,502 HERSHEY FOODS CORP COM 427866108 303 5,400 SHS SOLE 1 5,400 HERSHEY FOODS CORP COM 427866108 269 4,800 SHS SOLE 4,800 HEWLETT PACKARD CO COM 428236103 300 4,417 SHS DEFINED 1 1,017 3,400 HEWLETT PACKARD CO COM 428236103 54 800 SHS DEFINED 2 800 HEWLETT PACKARD CO COM 428236103 4,159 61,329 SHS SOLE 1 60,849 480 HEWLETT PACKARD CO COM 428236103 258 3,800 SHS SOLE 2 3,800 HEWLETT PACKARD CO COM 428236103 319 4,700 SHS SOLE 4,700 HOME DEPOT INCORPORATED COM 437076102 251 4,034 SHS DEFINED 1 1,600 1,280 1,154 HOME DEPOT INCORPORATED COM 437076102 579 9,300 SHS DEFINED 2 9,300 HOME DEPOT INCORPORATED COM 437076102 4,910 78,882 SHS SOLE 1 78,182 700 HOME DEPOT INCORPORATED COM 437076102 47 750 SHS SOLE 2 750 HOME DEPOT INCORPORATED COM 437076102 591 9,500 SHS SOLE 9,500 HOUSEHOLD INTERNATIONAL INC COM 441815107 123 2,700 SHS DEFINED 1 2,700 HOUSEHOLD INTERNATIONAL INC COM 441815107 108 2,364 SHS SOLE 1 2,364 ILLINOIS TOOL WORKS, INCORPORATED COM 452308109 1,542 24,915 SHS SOLE 1 24,625 290 IMPERIAL SUGAR CO. NEW COM 453096109 61 10,000 SHS DEFINED 1 10,000 INTEL CORPORATION COM 458140100 493 4,150 SHS DEFINED 1 2,450 1,700 INTEL CORPORATION COM 458140100 606 5,100 SHS DEFINED 2 5,100 INTEL CORPORATION COM 458140100 36 300 SHS DEFINED 300 INTEL CORPORATION COM 458140100 5,163 43,432 SHS SOLE 1 41,952 1,480 INTEL CORPORATION COM 458140100 1,872 15,744 SHS SOLE 2 15,144 600 INTEL CORPORATION COM 458140100 501 4,215 SHS SOLE 4,215 INTERNATIONAL BUSINESS MACHINES CORP COM 459200101 202 1,138 SHS DEFINED 1 600 538 INTERNATIONAL BUSINESS MACHINES CORP COM 459200101 319 1,800 SHS DEFINED 2 1,800 INTERNATIONAL BUSINESS MACHINES CORP COM 459200101 2,577 14,539 SHS SOLE 1 11,667 2,872 INTERNATIONAL BUSINESS MACHINES CORP COM 459200101 35 200 SHS SOLE 2 200 INTUIT INC COM COM 461202103 611 6,000 SHS DEFINED 1 6,000 J. P. MORGAN & CO., INC. COM 616880100 185 1,500 SHS DEFINED 1 1,500 J. P. MORGAN & CO., INC. COM 616880100 178 1,440 SHS SOLE 1 1,440 JANUS FLEXIBLE INCOME FUND #49 COM 471023606 118 11,966 SHS DEFINED 1 6,084 5,881 JEFFERSON-PILOT CORPORATION COM 475070108 11 165 SHS DEFINED 165 JEFFERSON-PILOT CORPORATION COM 475070108 331 4,892 SHS SOLE 4,892 JOHNSON & JOHNSON COM 478160104 526 5,630 SHS DEFINED 1 150 5,480 JOHNSON & JOHNSON COM 478160104 6,758 72,280 SHS SOLE 1 72,280 JOHNSON & JOHNSON COM 478160104 421 4,500 SHS SOLE 4,500 KANSAS CITY SOUTHERN INDUSTRIES INC COM 485170104 217 3,800 SHS SOLE 1 3,800 KELLOGG COMPANY COM 487836108 1,117 33,040 SHS SOLE 1 33,040 KEMPER INSURED CORPORATE TRUST SERIES 07 COM 487903239 25 94,636 SHS SOLE 1 94,636 KEMPER INSURED CORPORATE TRUST SERIES 11 COM 487903312 17 20,262 SHS SOLE 1 20,262 KIMBERLY CLARK CORP COM 494368103 134 2,800 SHS DEFINED 1 2,800 KIMBERLY CLARK CORP COM 494368103 3,507 73,158 SHS SOLE 1 72,758 400 KROGER INC COM 501044101 180 3,000 SHS DEFINED 2 3,000 KROGER INC COM 501044101 60 1,000 SHS SOLE 2 1,000 LEXINGTON RAMIREZ GLOBAL INCOME FD #275 COM 529534109 170 16,927 SHS DEFINED 1 16,927 LILLY, ELI & CO COM 532457108 289 3,400 SHS SOLE 2 2,300 1,100 LOUISIANA PACIFIC CORP COM 546347105 17 900 SHS DEFINED 900 LOUISIANA PACIFIC CORP COM 546347105 411 22,046 SHS SOLE 22,046 LOWES COMPANIES INC COM 548661107 12 200 SHS DEFINED 1 200 LOWES COMPANIES INC COM 548661107 4,304 71,145 SHS SOLE 1 70,175 970 LUCENT TECHNOLOGIES INCORPORATED COM 549463107 1,416 13,109 SHS DEFINED 1 12,000 1,109 LUCENT TECHNOLOGIES INCORPORATED COM 549463107 129 1,194 SHS DEFINED 2 1,194 LUCENT TECHNOLOGIES INCORPORATED COM 549463107 76 704 SHS DEFINED 582 122 LUCENT TECHNOLOGIES INCORPORATED COM 549463107 1,172 10,854 SHS SOLE 1 10,044 810 LUCENT TECHNOLOGIES INCORPORATED COM 549463107 499 4,622 SHS SOLE 2 4,622 LUCENT TECHNOLOGIES INCORPORATED COM 549463107 566 5,245 SHS SOLE 5,245 MARRIOTT INTERNATIONAL CLASS A (NEW) COM 571903202 2,518 74,884 SHS SOLE 1 74,884 MCDONALDS CORP COM 580135101 363 8,000 SHS DEFINED 1 8,000 MCDONALDS CORP COM 580135101 441 9,740 SHS SOLE 1 9,140 600 MCDONALDS CORP COM 580135101 508 11,200 SHS SOLE 2 11,200 MCGRAW HILL COMPANIES INC COM 580645109 1,305 23,952 SHS SOLE 1 22,322 1,630 MCI WORLDCOM INC. COM 55268B106 275 3,109 SHS DEFINED 2 3,109 MCI WORLDCOM INC. COM 55268B106 203 2,294 SHS SOLE 1 1,794 500 MEDIAONE GROUP INCORPORATED COM 58440J104 152 2,400 SHS DEFINED 1 2,400 MEDIAONE GROUP INCORPORATED COM 58440J104 89 1,408 SHS SOLE 1 1,408 MEDTRONIC INC COM 585055106 359 5,000 SHS DEFINED 2 5,000 MEDTRONIC INC COM 585055106 3,492 48,590 SHS SOLE 1 47,955 635 MEDTRONIC INC COM 585055106 219 3,040 SHS SOLE 2 3,040 MERCK & CO. COM 589331107 1,337 16,682 SHS DEFINED 1 9,216 5,566 1,900 MERCK & CO. COM 589331107 689 8,600 SHS DEFINED 2 8,200 400 MERCK & CO. COM 589331107 9,543 119,105 SHS SOLE 1 99,285 19,820 MERCK & CO. COM 589331107 3,167 39,520 SHS SOLE 2 39,520 MERCK & CO. COM 589331107 1,058 13,200 SHS SOLE 13,200 MFS GEORGIA MUNICIPAL BOND FUND CLASS B #246 COM 55273N756 278 25,427 SHS SOLE 1 25,427 MICROSOFT CORPORATION COM 594918104 23 260 SHS DEFINED 1 200 60 MICROSOFT CORPORATION COM 594918104 574 6,400 SHS DEFINED 2 6,400 MICROSOFT CORPORATION COM 594918104 1,931 21,544 SHS SOLE 1 16,544 5,000 MICROSOFT CORPORATION COM 594918104 1,129 12,600 SHS SOLE 2 12,600 MICROSOFT CORPORATION COM 594918104 626 6,990 SHS SOLE 6,990 MINNESOTA MINING & MANUFACTURING CO. COM 604059105 198 2,800 SHS DEFINED 1 2,000 800 MINNESOTA MINING & MANUFACTURING CO. COM 604059105 1,899 26,846 SHS SOLE 1 26,686 160 MINNESOTA MINING & MANUFACTURING CO. COM 604059105 283 4,000 SHS SOLE 4,000 MOBIL CORP COM 607059102 253 2,876 SHS DEFINED 1 2,712 164 MOBIL CORP COM 607059102 123 1,400 SHS DEFINED 2 800 600 MOBIL CORP COM 607059102 3,167 35,991 SHS SOLE 1 34,156 1,835 MOBIL CORP COM 607059102 1,047 11,900 SHS SOLE 2 11,900 MOBIL CORP COM 607059102 1,623 18,440 SHS SOLE 18,440 MONSANTO CO. COM 611662107 69 1,500 SHS DEFINED 1 1,500 MONSANTO CO. COM 611662107 186 4,039 SHS SOLE 1 3,419 620 MONSANTO CO. COM 611662107 413 9,000 SHS SOLE 9,000 MORGAN STANLEY DEAN WITTER & COMPANY COM 617446448 286 2,866 SHS DEFINED 1 2,866 MORGAN STANLEY DEAN WITTER & COMPANY COM 617446448 3 32 SHS SOLE 1 32 MOTOROLA, INC COM 620076109 81 1,100 SHS DEFINED 1 1,100 MOTOROLA, INC COM 620076109 4,235 57,821 SHS SOLE 1 57,471 350 MUNIVEST FUND, INCORPORATED COM 626295109 0 5 SHS DEFINED 1 5 MUNIVEST FUND, INCORPORATED COM 626295109 377 38,459 SHS SOLE 1 38,459 NATIONAL DEPENDENT CARE,INC. COM 629005109 0 282,992 SHS SOLE 1 282,992 NATIONAL SERVICE INDUSTRIES, INC.COM 637657107 57 1,686 SHS DEFINED 1 1,686 NATIONAL SERVICE INDUSTRIES, INC.COM 637657107 213 6,265 SHS SOLE 1 6,265 NORFOLK SOUTHERN CORPORATION COM 655844108 177 6,700 SHS DEFINED 1 2,600 4,100 NORFOLK SOUTHERN CORPORATION COM 655844108 1,896 71,870 SHS SOLE 1 68,495 3,375 NORFOLK SOUTHERN CORPORATION COM 655844108 327 12,417 SHS SOLE 12,417 NUCOR CORPORATION COM 670346105 946 21,470 SHS SOLE 1 21,270 200 NUVEEN GEORGIA PREMIUM INCOME MUNICIPAL FUND COM 67060F102 182 11,206 SHS SOLE 1 11,206 NUVEEN MUNICIPAL VALUE FUND COM 670928100 99 10,000 SHS SOLE 2 10,000 NUVEEN PERFORMANCE PLUS MUNICIPAL COM 67062P108 324 21,319 SHS SOLE 1 21,319 OMNICOM GROUP, INC. COM 681919106 224 2,800 SHS DEFINED 2 2,800 OMNICOM GROUP, INC. COM 681919106 64 800 SHS SOLE 2 800 OPPENHEIMER MULTI-SECTOR INCOME TRUST COM 683933105 99 11,470 SHS SOLE 1 11,470 ORACLE CORPORATION COM 68389X105 399 15,110 SHS DEFINED 1 12,210 1,200 1,700 ORACLE CORPORATION COM 68389X105 4,206 159,469 SHS SOLE 1 158,404 1,065 P G & E CORPORATION COM 69331C108 59 1,900 SHS DEFINED 2 1,900 P G & E CORPORATION COM 69331C108 161 5,178 SHS SOLE 2 5,178 PAB BANKSHARES, INC. COM 69313P101 1 75 SHS DEFINED 1 75 PAB BANKSHARES, INC. COM 69313P101 957 59,342 SHS SOLE 1 59,342 PAGING NETWORK INC COM 695542100 26 5,474 SHS DEFINED 1 5,474 PAGING NETWORK INC COM 695542100 38 8,000 SHS SOLE 1 8,000 PEPSICO, INC. COM 713448108 266 6,800 SHS DEFINED 1 6,000 800 PEPSICO, INC. COM 713448108 12 300 SHS DEFINED 300 PEPSICO, INC. COM 713448108 103 2,630 SHS SOLE 1 2,630 PEPSICO, INC. COM 713448108 507 12,930 SHS SOLE 12,930 PETCO ANIMAL SUPPLIES COM 716016100 300 30,000 SHS SOLE 1 30,000 PFIZER INC COM 717081103 1,546 11,144 SHS DEFINED 1 4,000 7,144 PFIZER INC COM 717081103 305 2,200 SHS DEFINED 2 2,200 PFIZER INC COM 717081103 3,696 26,635 SHS SOLE 1 25,135 1,500 PFIZER INC COM 717081103 888 6,400 SHS SOLE 2 6,400 PHILIP MORRIS COMPANIES INC COM 718154107 91 2,600 SHS DEFINED 1 2,000 600 PHILIP MORRIS COMPANIES INC COM 718154107 697 19,800 SHS SOLE 1 15,000 4,800 PHILIP MORRIS COMPANIES INC COM 718154107 1,721 48,900 SHS SOLE 2 47,100 1,800 PPG INDUSTRIES, INC COM 693506107 205 4,000 SHS DEFINED 1 4,000 PPG INDUSTRIES, INC COM 693506107 1,364 26,621 SHS SOLE 1 26,466 155 PPG INDUSTRIES, INC COM 693506107 210 4,100 SHS SOLE 4,100 PREFERRED LAND CORP (GEORGIA) COM 629994104 0 15,000 SHS SOLE 1 15,000 PROCTOR&GAMBLE COM 742718109 118 1,200 SHS DEFINED 1 200 1,000 PROCTOR&GAMBLE COM 742718109 54 550 SHS DEFINED 2 550 PROCTOR&GAMBLE COM 742718109 4,110 41,965 SHS SOLE 1 41,690 275 PROCTOR&GAMBLE COM 742718109 1,670 17,050 SHS SOLE 2 17,050 PROCTOR&GAMBLE COM 742718109 484 4,946 SHS SOLE 4,946 PROVIDIAN FINANCIAL CORPORATION COM 74406A102 233 2,122 SHS SOLE 2,122 PUTNAM TAX EXEMPT INCOME FUND CLASS A #A0B COM 746870104 206 22,547 SHS SOLE 1 22,547 QUALCOMM CORP COM 747525103 261 2,100 SHS DEFINED 1 2,100 RAYTHEON CO. COM 755111309 90 1,566 SHS DEFINED 1 255 111 1,200 RAYTHEON CO. COM 755111309 188 3,264 SHS SOLE 1 3,264 RAYTHEON COMPANY CLASS B COM 755111408 215 3,668 SHS SOLE 1 3,668 REGIONS FINANCIAL CORP COM 758940100 443 12,795 SHS SOLE 1 12,795 ROCKWELL INTERNATIONAL CORPORATION NEW COM 773903109 272 6,406 SHS SOLE 1 6,406 ROYAL DUTCH PETROLEUM COMPANY NY REG GUILDERS COM 780257804 146 2,800 SHS DEFINED 1 2,800 ROYAL DUTCH PETROLEUM COMPANY NY REG GUILDERS COM 780257804 214 4,120 SHS SOLE 1 4,120 ROYAL DUTCH PETROLEUM COMPANY NY REG GUILDERS COM 780257804 216 4,155 SHS SOLE 4,155 SARA LEE CORPORATION COM 803111103 198 8,000 SHS DEFINED 1 8,000 SARA LEE CORPORATION COM 803111103 3,028 122,330 SHS SOLE 1 116,580 5,750 SARA LEE CORPORATION COM 803111103 325 13,125 SHS SOLE 13,125 SBC COMMUNICATIONS, INC. COM 78387G103 613 12,996 SHS DEFINED 1 7,194 5,802 SBC COMMUNICATIONS, INC. COM 78387G103 142 3,000 SHS DEFINED 2 300 2,700 SBC COMMUNICATIONS, INC. COM 78387G103 28 588 SHS DEFINED 588 SBC COMMUNICATIONS, INC. COM 78387G103 4,872 103,249 SHS SOLE 1 102,429 820 SBC COMMUNICATIONS, INC. COM 78387G103 428 9,062 SHS SOLE 2 9,062 SBC COMMUNICATIONS, INC. COM 78387G103 245 5,182 SHS SOLE 5,182 SCHERING PLOUGH CORP. COM 806605101 88 1,600 SHS DEFINED 1 1,000 600 SCHERING PLOUGH CORP. COM 806605101 1,080 19,550 SHS SOLE 1 19,550 SCHERING PLOUGH CORP. COM 806605101 1,238 22,400 SHS SOLE 2 22,400 SCHERING PLOUGH CORP. COM 806605101 1,228 22,230 SHS SOLE 22,230 SCHLUMBERGER LD COM 806857108 173 2,875 SHS DEFINED 1 75 2,800 SCHLUMBERGER LD COM 806857108 2,457 40,830 SHS SOLE 1 40,730 100 SCHLUMBERGER LD COM 806857108 211 3,500 SHS SOLE 2 3,500 SCHLUMBERGER LD COM 806857108 235 3,900 SHS SOLE 3,900 SEAGRAM LIMITED COM 811850106 280 5,600 SHS SOLE 2 5,600 SELIGMAN INCOME FUND CL A #006 COM 816338107 1,293 92,428 SHS SOLE 92,428 SELIGMAN MUNICIPAL SC SERIES CLASS A #036 COM 816346811 172 21,031 SHS DEFINED 21,031 SELIGMAN MUNICIPAL SC SERIES CLASS A #036 COM 816346811 4,675 571,499 SHS SOLE 571,499 SHONEYS,INC. COM 825039100 3 1,080 SHS DEFINED 1 1,080 SHONEYS,INC. COM 825039100 250 100,000 SHS SOLE 1 100,000 SMITHKLINE BEECHAM PLC CLASS A ADR COM 832378301 272 3,800 SHS DEFINED 2 3,800 SMITHKLINE BEECHAM PLC CLASS A ADR COM 832378301 300 4,200 SHS SOLE 2 4,200 SONOCO PRODUCTS COMPANY COM 835495102 257 11,180 SHS DEFINED 11,180 SOUTHEASTERN FACTOR & FINANCE CORP (GEORGIA) COM 784991101 0 14,700 SHS SOLE 1 14,700 SOUTHERN CO. COM 842587107 350 15,010 SHS DEFINED 1 4,400 10,610 SOUTHERN CO. COM 842587107 1,959 84,023 SHS SOLE 1 84,023 SOUTHERN CO. COM 842587107 223 9,562 SHS SOLE 2 9,562 SPRINT CORPORATION SERIES I PCS COM 852061506 89 2,000 SHS DEFINED 1 2,000 SPRINT CORPORATION SERIES I PCS COM 852061506 141 3,192 SHS SOLE 1 2,532 660 SPRINT, CORP COM 852061100 393 4,000 SHS DEFINED 1 4,000 SPRINT, CORP COM 852061100 754 7,684 SHS SOLE 1 5,064 2,620 ST PAUL COMPANIES, INC. COM 792860108 207 6,672 SHS SOLE 1 6,672 STAPLES INC COM 855030102 269 8,182 SHS SOLE 1 8,182 STATE STREET CORPORATION COM 857477103 22 270 SHS DEFINED 1 270 STATE STREET CORPORATION COM 857477103 3,050 37,080 SHS SOLE 1 37,080 STEELCACE INC. COM 858155401 6 12,857 SHS SOLE 12,857 STEIN ROE INCOME TR INCOME FUND COM 858420102 120 12,423 SHS DEFINED 1 12,423 STRATEGIC TECHNOLOGIES, INC (GEORGIA) COM 786991109 0 38,000 SHS SOLE 1 38,000 SUN MICROSYSTEMS, INC. COM 866810104 231 1,848 SHS SOLE 1 1,848 SUNTRUST BANKS INC COM 867914103 719 11,552 SHS DEFINED 1 1,000 8,652 1,900 SUNTRUST BANKS INC COM 867914103 218 3,500 SHS DEFINED 2 3,500 SUNTRUST BANKS INC COM 867914103 16,157 259,546 SHS SOLE 1 259,546 SUNTRUST BANKS INC COM 867914103 274 4,400 SHS SOLE 2 4,400 SYNOVUS FINANCIAL CORP. COM 87161C105 296,273 14,452,356 SHS DEFINED 1 11,100 865,583 13,575,673 SYNOVUS FINANCIAL CORP. COM 87161C105 690 33,646 SHS DEFINED 2 33,646 SYNOVUS FINANCIAL CORP. COM 87161C105 1,921 93,718 SHS SOLE 93,718 SYNOVUS FINANCIAL CORP. COM 87161C105 448,530 21,879,492 SHS SOLE 1 20,815,038 37,150 1,027,304 SYNOVUS FINANCIAL CORP. COM 87161C105 8,425 410,970 SHS SOLE 2 410,970 SYNOVUS FINANCIAL CORP. COM 87161C105 4,548 221,865 SHS SOLE 221,865 SYNOVUS FINANCIAL CORP. COM 87161C105 3,973 193,803 SHS DEFINED 103,159 90,644 T C A CABLE TV COM 872241104 261 6,000 SHS DEFINED 1 6,000 T ROWE PRICE SPECTRUM INCOME FUND # 88 COM 779906106 168 14,917 SHS DEFINED 1 14,917 T. ROWE PRICE ASSOCIATES COM 741477103 2,724 79,245 SHS SOLE 1 78,195 1,050 TECO ENERGY INC.COM 872375100 197 9,900 SHS DEFINED 2 9,900 TECO ENERGY INC.COM 872375100 778 39,150 SHS SOLE 2 39,150 TENNECO INCORPORATED (NEW) COM 88037E101 13 473 SHS DEFINED 1 400 73 TENNECO INCORPORATED (NEW) COM 88037E101 984 35,236 SHS SOLE 1 35,031 205 TEXACO INC COM 881694103 79 1,400 SHS DEFINED 1 200 1,200 TEXACO INC COM 881694103 245 4,322 SHS SOLE 1 4,322 TEXAS INSTRUMENTS INC COM 882508104 199 2,000 SHS DEFINED 1 2,000 TEXAS INSTRUMENTS INC COM 882508104 4,462 44,955 SHS SOLE 1 44,555 400 TIME WARNER INC COM 887315109 212 3,000 SHS DEFINED 1 3,000 TIME WARNER INC COM 887315109 198 2,800 SHS DEFINED 2 2,800 TIME WARNER INC COM 887315109 18 260 SHS SOLE 1 260 TIME WARNER INC COM 887315109 142 2,000 SHS SOLE 2 2,000 TOTAL SYSTEM SERVICES, INC. COM 891906109 5,525 294,649 SHS DEFINED 1 1,750 287,499 5,400 TOTAL SYSTEM SERVICES, INC. COM 891906109 18,805 1,002,931 SHS SOLE 1 965,381 37,550 TRICON GLOBAL RESTAURANTS INCORPORATED COM 895953107 2 30 SHS DEFINED 30 TRICON GLOBAL RESTAURANTS INCORPORATED COM 895953107 280 3,980 SHS SOLE 3,980 TYCO INTERNATIONAL LIMITED (NEW) COM 902124106 158 2,200 SHS DEFINED 2 2,200 TYCO INTERNATIONAL LIMITED (NEW) COM 902124106 201 2,800 SHS SOLE 2 2,800 U S WEST INC. NEW COM 91273H101 191 3,465 SHS DEFINED 1 2,465 1,000 U S WEST INC.NEW COM 91273H101 151 2,748 SHS SOLE 1 2,748 U.S. GOVT SECURITIES FUND #22 AMERICAN FUNDS COM 026300103 138 10,545 SHS SOLE 10,545 UNION CAMP CORPORATION COM 905530101 336 5,000 SHS DEFINED 1 5,000 UNION CAMP CORPORATION COM 905530101 94 1,400 SHS SOLE 1 1,400 UNION PLANTERS CORP COM 908068109 270 6,150 SHS SOLE 1 6,150 UNIPHASE CORPORATION COM 909149106 230 2,000 SHS SOLE 1 2,000 UNITED HEALTHCARE CORPORATION COM 910581107 2,008 38,156 SHS SOLE 1 37,596 560 UNITED TECHNOLOGIES CORP COM 913017109 244 1,800 SHS SOLE 1,800 VANGUARD BOND INDEX TOTAL BOND MARKET FUND #84 COM 921937108 192 19,086 SHS DEFINED 1 19,086 VANGUARD BOND INDEX TOTAL BOND MARKET FUND #84 COM 921937108 16 1,577 SHS SOLE 1 1,577 VANGUARD FIXED INCOME SHORT TERM CORP BOND FUND #39 COM 922031406 199 18,438 SHS DEFINED 1 18,438 VANGUARD FIXED INCOME SHORT TERM CORP BOND FUND #39 COM 922031406 22 2,055 SHS SOLE 1 2,055 VANGUARD FIXED SECURITIES FUND - - - GNMA PORTFOLIO #36 COM 922031307 163 15,781 SHS DEFINED 1 9,152 2,949 3,678 VANGUARD FIXED SECURITIES FUND - - - GNMA PORTFOLIO #36 COM 922031307 473 45,722 SHS DEFINED 2 9,042 36,679 VANGUARD FIXED SECURITIES FUND - - - GNMA PORTFOLIO #36 COM 922031307 2,831 273,557 SHS SOLE 1 246,095 1,913 25,547 VANGUARD FIXED SECURITIES FUND - - - GNMA PORTFOLIO #36 COM 922031307 2,667 257,696 SHS SOLE 2 252,433 5,263 VLASSIC FOODS INTERNATIONAL COM 928559103 129 10,000 SHS DEFINED 1 10,000 VODAFONE GROUP PUBLIC COM 92857T107 638 3,400 SHS SOLE 1 3,400 WACHOVIA CORPORATION COM 929771103 168 2,072 SHS DEFINED 1 672 1,400 WACHOVIA CORPORATION COM 929771103 6,066 74,715 SHS SOLE 1 69,781 4,934 WALGREEN CO. COM 931422109 283 10,000 SHS DEFINED 2 10,000 WALGREEN CO. COM 931422109 286 10,120 SHS SOLE 2 10,120 WAL-MART STORES, INC. COM 931142103 655 7,100 SHS DEFINED 1 3,000 4,100 WAL-MART STORES, INC. COM 931142103 157 1,700 SHS DEFINED 2 1,700 WAL-MART STORES, INC. COM 931142103 1,954 21,200 SHS SOLE 1 21,200 WAL-MART STORES, INC. COM 931142103 2,508 27,200 SHS SOLE 2 27,200 WAL-MART STORES, INC. COM 931142103 686 7,439 SHS SOLE 7,439 WALT DISNEY PRODUCTIONS COM 254687106 37 1,200 SHS DEFINED 1 1,200 WALT DISNEY PRODUCTIONS COM 254687106 19 600 SHS DEFINED 2 600 WALT DISNEY PRODUCTIONS COM 254687106 2,193 70,459 SHS SOLE 1 70,159 300 WALT DISNEY PRODUCTIONS COM 254687106 1,086 34,900 SHS SOLE 2 34,900 WARBURG PINCUS GLOBAL FIXED INCOME FUND #8 COM 933907107 134 12,655 SHS DEFINED 1 12,655 WARNER LAMBERT CO COM 934488107 20 300 SHS DEFINED 1 300 WARNER LAMBERT CO COM 934488107 1,310 19,771 SHS SOLE 1 19,771 WARNER LAMBERT CO COM 934488107 739 11,152 SHS SOLE 2 11,152 WARNER LAMBERT CO COM 934488107 614 9,275 SHS SOLE 9,275 WELLS FARGO & COMPANY NEW COM 949746101 210 6,000 SHS DEFINED 1 400 3,600 2,000 WELLS FARGO & COMPANY NEW COM 949746101 172 4,900 SHS SOLE 1 4,900 WELLS FARGO & COMPANY NEW COM 949746101 231 6,600 SHS SOLE 6,600 WINN-DIXIE STORES, INC. COM 974280109 1,629 43,596 SHS DEFINED 2 43,596 WINN-DIXIE STORES, INC. COM 974280109 1,214 32,490 SHS SOLE 1 32,490 WINN-DIXIE STORES, INC. COM 974280109 2,287 61,186 SHS SOLE 2 61,186 WISCONSIN ENERGY CORP COM 976657106 220 8,450 SHS SOLE 1 8,450 XEROX CORP COM 984121103 17 320 SHS DEFINED 1 320 XEROX CORP COM 984121103 4,065 77,992 SHS SOLE 1 77,362 630
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