Synovus				Exhibit 99.2
INCOME STATEMENT DATA
(Unaudited)
(Dollars in thousands, except per share data)	Six Months Ended June 30,
	2024			2023			'24 vs '23
							% Change
Interest income	$	1,583,952		$	1,476,022		7	%
Interest expense	730,108			539,739			35
Net interest income	853,844			936,283			(9)
Provision for (reversal of) credit losses	80,384			71,035			13
Net interest income after provision for credit losses	773,460			865,248			(11)
Non-interest revenue:
Service charges on deposit accounts	44,720			46,451			(4)
Fiduciary and asset management fees	38,741			39,723			(2)
Card fees	38,904			32,884			18
Brokerage revenue	43,164			46,655			(7)
Mortgage banking income	7,362			8,467			(13)
Capital markets income	21,704			24,609			(12)
Income from bank-owned life insurance	15,444			14,140			9
Investment securities gains (losses), net	(256,660)			1,030			nm
Recovery of NPA	—			13,126			nm
Other non-interest revenue	36,658			18,317			100
Total non-interest revenue	(9,963)			245,402			(104)
Non-interest expense:
Salaries and other personnel expense	367,928			371,926			(1)
Net occupancy, equipment, and software expense	93,223			85,645			9
Third-party processing and other services	42,041			43,493			(3)
Professional fees	23,286			18,560			25
FDIC insurance and other regulatory fees	30,312			21,429			41
Restructuring charges (reversals)	866			(843)			nm
Loss on other loans held for sale	—			19,110			nm
Other operating expenses	66,886			69,714			(4)
Total non-interest expense	624,542			629,034			(1)
Income (loss) before income taxes	138,955			481,616			(71)
Income tax expense (benefit)	29,565			105,513			(72)
Net income (loss)	109,390			376,103			(71)
Less: Net income (loss) attributable to noncontrolling interest	(1,089)			(166)			556
Net income (loss) attributable to Synovus Financial Corp.	110,479			376,269			(71)
Less: Preferred stock dividends	19,398			16,581			17
Net income (loss) available to common shareholders	$	91,081		$	359,688		(75)	%
Net income (loss) per common share, basic	$	0.62		$	2.46		(75)	%
Net income (loss) per common share, diluted	0.62			2.45			(75)
Cash dividends declared per common share	0.76			0.76			—
Return on average assets *	0.37		%	1.26		%	(89)	bps
Return on average common equity *	4.1			17.3			(76)
Weighted average common shares outstanding, basic	145,998			145,957			—	%
Weighted average common shares outstanding, diluted	146,568			146,644			—
nm - not meaningful
bps - basis points
* - ratios are annualized
Amounts may not total due to rounding

Synovus
	INCOME STATEMENT DATA
	(Unaudited)
	(Dollars in thousands, except per share data)	2024				2023			Second Quarter
		Second Quarter			First Quarter	Fourth Quarter	Third Quarter	Second Quarter	'24 vs '23
									% Change
	Interest income	$	801,242		782,710	788,297	786,039	759,143	6	%
	Interest expense	366,244			363,864	351,083	342,880	303,612	21
	Net interest income	434,998			418,846	437,214	443,159	455,531	(5)
	Provision for (reversal of) credit losses	26,404			53,980	45,472	72,572	38,881	(32)
	Net interest income after provision for credit losses	408,594			364,866	391,742	370,587	416,650	(2)
	Non-interest revenue:
	Service charges on deposit accounts	22,907			21,813	22,260	21,385	23,477	(2)
	Fiduciary and asset management fees	19,728			19,013	18,149	20,205	20,027	(1)
	Card fees	19,418			19,486	20,872	18,602	17,059	14
	Brokerage revenue	20,457			22,707	21,961	21,387	22,451	(9)
	Mortgage banking income	3,944			3,418	3,019	3,671	4,609	(14)
	Capital markets income	15,077			6,627	6,456	7,980	9,482	59
	Income from bank-owned life insurance	8,097			7,347	10,324	6,965	6,878	18
	Investment securities gains (losses), net	(256,660)			—	(77,748)	—	—	nm
	Other non-interest revenue	18,181			18,477	26,175	6,944	8,293	119
	Total non-interest revenue	(128,851)			118,888	51,468	107,139	112,276	(215)
	Non-interest expense:
	Salaries and other personnel expense	179,407			188,521	176,712	179,741	183,001	(2)
	Net occupancy, equipment, and software expense	46,415			46,808	48,146	45,790	42,785	8
	Third-party processing and other services	21,783			20,258	21,717	21,439	21,659	1
	Professional fees	15,655			7,631	11,147	10,147	9,597	63
	FDIC insurance and other regulatory fees	6,493			23,819	61,470	11,837	11,162	(42)
	Restructuring charges (reversals)	(658)			1,524	1,231	17,319	(110)	nm
	Loss on other loans held for sale	—			—	—	30,954	2,360	nm
	Other operating expenses	32,706			34,180	32,435	36,305	36,727	(11)
	Total non-interest expense	301,801			322,741	352,858	353,532	307,181	(2)
	Income (loss) before income taxes	(22,058)			161,013	90,352	124,194	221,745	(110)
	Income tax expense (benefit)	(7,378)			36,943	20,779	27,729	47,801	(115)
	Net income (loss)	(14,680)			124,070	69,573	96,465	173,944	(108)
	Less: Net income (loss) attributable to noncontrolling interest	(652)			(437)	(768)	(630)	(166)	293
	Net income (loss) attributable to Synovus Financial Corp.	(14,028)			124,507	70,341	97,095	174,110	(108)
	Less: Preferred stock dividends	9,713			9,685	9,696	9,672	8,291	17
	Net income (loss) available to common shareholders	$	(23,741)		114,822	60,645	87,423	165,819	(114)	%
	Net income (loss) per common share, basic	$	(0.16)		0.78	0.41	0.60	1.13	(114)	%
	Net income (loss) per common share, diluted	(0.16)			0.78	0.41	0.60	1.13	(114)
	Cash dividends declared per common share	0.38			0.38	0.38	0.38	0.38	—
	Return on average assets *	(0.10)		%	0.85	0.47	0.64	1.15	(125)	bps
	Return on average common equity *	(2.1)			10.2	5.9	8.2	15.5	(114)
	Weighted average common shares outstanding, basic	145,565			146,430	146,372	146,170	146,113	—	%
	Weighted average common shares outstanding, diluted	145,565			147,122	146,877	146,740	146,550	(1)
	nm - not meaningful
	bps - basis points
	* - ratios are annualized
	Amounts may not total due to rounding

Synovus
	BALANCE SHEET DATA	June 30, 2024		December 31, 2023		June 30, 2023
	(Unaudited)
	(In thousands, except share data)
	ASSETS
	Interest-earning deposits with banks and other cash and cash equivalents	$	2,263,545	$	2,414,103	$	2,018,363
	Federal funds sold and securities purchased under resale agreements	31,063		37,323		35,788
	Cash, cash equivalents, and restricted cash	2,294,608		2,451,426		2,054,151
	Investment securities held to maturity	2,668,068		—		—
	Investment securities available for sale	7,043,681		9,788,662		9,621,175
	Loans held for sale (includes $41,823, $47,338 and $62,616 measured at fair value, respectively)	139,323		52,768		514,450
	Loans, net of deferred fees and costs	43,093,397		43,404,490		44,353,537
	Allowance for loan losses	(485,101)		(479,385)		(471,238)
	Loans, net	42,608,296		42,925,105		43,882,299
	Cash surrender value of bank-owned life insurance	1,125,928		1,112,030		1,100,114
	Premises, equipment, and software, net	375,455		365,851		365,443
	Goodwill	480,440		480,440		475,573
	Other intangible assets, net	40,114		45,928		61,538
	Other assets	2,830,430		2,587,324		2,580,848
	Total assets	$	59,606,343	$	59,809,534	$	60,655,591
	LIABILITIES AND EQUITY
	Liabilities:
	Deposits:
	Non-interest-bearing deposits	$	11,655,811	$	12,507,616	$	13,565,602
	Interest-bearing deposits	38,539,967		38,231,569		36,514,790
	Total deposits	50,195,778		50,739,185		50,080,392
	Federal funds purchased and securities sold under repurchase agreements	94,484		189,074		83,384
	Other short-term borrowings	2,536		3,496		1,461
	Long-term debt	2,283,767		1,932,534		4,021,411
	Other liabilities	1,953,106		1,801,097		1,661,175
	Total liabilities	54,529,671		54,665,386		55,847,823
	Equity:
	Shareholders' equity:
	Preferred stock - no par value. Authorized 100,000,000 shares; issued 22,000,000	537,145		537,145		537,145
	Common stock - $1.00 par value. Authorized 342,857,143 shares; issued 171,935,817, 171,360,188 and 170,808,134 respectively; outstanding 144,149,614, 146,705,330 and 146,153,276 respectively	171,936		171,360		170,808
	Additional paid-in capital	3,965,751		3,955,819		3,933,548
	Treasury stock, at cost; 27,786,203, 24,654,858 and 24,654,858 shares, respectively	(1,066,239)		(944,484)		(944,484)
	Accumulated other comprehensive income (loss), net	(1,050,374)		(1,117,073)		(1,395,175)
	Retained earnings	2,495,387		2,517,226		2,480,686
	Total Synovus Financial Corp. shareholders’ equity	5,053,606		5,119,993		4,782,528
	Noncontrolling interest in subsidiary	23,066		24,155		25,240
	Total equity	5,076,672		5,144,148		4,807,768
	Total liabilities and equity	$	59,606,343	$	59,809,534	$	60,655,591

Synovus
AVERAGE BALANCES, INTEREST, AND YIELDS/RATES
(Unaudited)
	Second Quarter 2024						First Quarter 2024						Second Quarter 2023
(dollars in thousands)	Average Balance		Interest		Yield/    Rate		Average Balance		Interest		Yield/    Rate		Average Balance		Interest		Yield/    Rate
Assets
Interest earning assets:
Commercial loans (1) (2) (3)	$	35,006,497	$	593,715	6.82	%	$	34,943,797	$	583,459	6.72	%	$	35,628,637	$	566,823	6.38	%
Consumer loans (1) (2)	8,358,325		109,206		5.23		8,434,105		109,566		5.21		8,470,478		104,545		4.94
Less: Allowance for loan losses	(492,640)		—		—		(481,146)		—		—		(466,700)		—		—
Loans, net	42,872,182		702,921		6.59		42,896,756		693,025		6.49		43,632,415		671,368		6.17
Total investment securities(4)	10,373,792		78,891		3.04		11,148,242		71,906		2.58		11,200,717		60,421		2.16
Trading account assets	8,809		162		7.37		11,567		65		2.25		21,328		309		5.80
Other earning assets(5)	1,271,953		16,800		5.23		1,218,090		16,173		5.25		1,446,425		18,081		4.95
FHLB and Federal Reserve Bank stock	189,706		2,687		5.67		187,825		2,273		4.84		280,248		4,301		6.14
Mortgage loans held for sale	37,364		666		7.13		29,773		495		6.65		54,603		852		6.24
Other loans held for sale	96,180		466		1.92		18,465		83		1.77		546,224		4,949		3.58
Total interest earning assets	54,849,986		802,593		5.89	%	55,510,718		784,020		5.68	%	57,181,960		760,281		5.33	%
Cash and due from banks	531,604						532,624						646,066
Premises and equipment	376,293						370,376						369,039
Other real estate	18,003						61						—
Cash surrender value of bank-owned life insurance	1,121,764						1,114,703						1,095,866
Other assets(6)	2,349,199						1,493,749						1,222,146
Total assets	$	59,246,849					$	59,022,231					$	60,515,077
Liabilities and Equity
Interest-bearing liabilities:
Interest-bearing demand deposits	$	10,789,288	68,809		2.57	%	$	10,590,340	65,415		2.48	%	$	9,891,375	41,803		1.70	%
Money market accounts	12,617,120		99,380		3.17		12,826,385		103,129		3.23		13,468,210		85,397		2.54
Savings deposits	1,036,321		304		0.12		1,057,087		287		0.11		1,276,040		281		0.09
Time deposits	8,382,774		93,431		4.48		7,902,850		86,493		4.40		4,866,221		39,551		3.26
Brokered deposits	5,483,298		73,830		5.42		5,737,445		77,342		5.42		6,342,751		74,748		4.73
Federal funds purchased and securities sold under repurchase agreements	114,595		570		1.97		113,558		648		2.26		88,591		351		1.57
Other short-term borrowings	108,946		1,530		5.55		71,775		955		5.26		455,050		5,566		4.84
Long-term debt	1,666,731		28,390		6.79		1,764,740		29,595		6.69		3,821,126		55,915		5.82
Total interest-bearing liabilities	40,199,073		366,244		3.66	%	40,064,180		363,864		3.65	%	40,209,364		303,612		3.03	%
Non-interest-bearing demand deposits	12,099,256						12,071,670						13,874,482
Other liabilities	1,932,822						1,782,659						1,556,863
Total equity	5,015,698						5,103,722						4,874,368
Total liabilities and equity	$	59,246,849					$	59,022,231					$	60,515,077
Net interest income and net interest margin, taxable equivalent (7)			$	436,349	3.20	%			$	420,156	3.04	%			$	456,669	3.20	%
Less: taxable-equivalent adjustment			1,351						1,310						1,138
Net interest income			$	434,998					$	418,846					$	455,531

(1)Average loans are shown net of unearned income. NPLs are included.

(2)Interest income includes fees as follows: Second Quarter 2024 — $12.3 million, First Quarter 2024 — $10.6 million, and Second Quarter 2023 — $11.3 million.

(3)Reflects taxable-equivalent adjustments, using the statutory federal tax rate of 21%, in adjusting interest on tax-exempt loans to a taxable-equivalent basis.

(4)Securities are included on an amortized cost basis with yield and net interest margin calculated accordingly.

(5)Includes interest-bearing funds with Federal Reserve Bank, interest earning deposits with banks, and federal funds sold and securities purchased under resale agreements.

(6)Includes average net unrealized gains (losses) on investment securities available for sale of $(727.6) million, $(1.36) billion, and $(1.46) billion for the Second Quarter 2024, First Quarter 2024, and Second Quarter 2023, respectively.

(7)The net interest margin is calculated by dividing annualized net interest income- TE by average total interest earning assets.

Synovus
AVERAGE BALANCES, INTEREST, AND YIELDS/RATES
(Unaudited)
	Six Months Ended June 30,
	2024						2023
(dollars in thousands)	Average Balance		Interest		Yield/    Rate		Average Balance		Interest		Yield/    Rate
Assets
Interest earning assets:
Commercial loans (1) (2) (3)	$	34,975,147	$	1,177,174	6.77	%	$	35,331,375	$	1,093,352	6.24	%
Consumer loans (1) (2)	8,396,215		218,773		5.23		8,615,748		208,693		4.87
Less: Allowance for loan losses	(486,893)		—		—		(456,005)		—		—
Loans, net	42,884,469		1,395,947		6.54		43,491,118		1,302,045		6.03
Total investment securities(4)	10,761,017		150,797		2.80		11,247,080		121,475		2.16
Trading account assets	10,188		227		4.47		16,360		434		5.30
Other earning assets(5)	1,248,958		32,973		5.23		1,479,926		35,292		4.74
FHLB and Federal Reserve Bank stock	188,766		4,960		5.26		293,518		7,656		5.22
Mortgage loans held for sale	33,569		1,161		6.92		45,600		1,418		6.22
Other loans held for sale	57,323		549		1.89		495,240		9,960		4.00
Total interest earning assets	55,184,290		$	1,586,614	5.78	%	57,068,842		$	1,478,280	5.22	%
Cash and due from banks	528,178						644,791
Premises and equipment	373,335						369,654
Other real estate	9,032						—
Cash surrender value of bank-owned life insurance	1,118,233						1,093,486
Other assets(6)	1,921,473						1,148,600
Total assets	$	59,134,541					$	60,325,373
Liabilities and Equity
Interest-bearing liabilities:
Interest-bearing demand deposits	$	10,689,814	$	134,224	2.53	%	$	9,493,481	$	65,024	1.38	%
Money market accounts	12,721,753		202,509		3.20		13,929,069		158,012		2.29
Savings deposits	1,046,704		591		0.11		1,322,846		491		0.07
Time deposits	8,142,812		179,924		4.44		4,237,249		61,047		2.91
Brokered deposits	5,610,371		151,172		5.42		5,950,539		131,141		4.44
Federal funds purchased and securities sold under repurchase agreements	114,076		1,218		2.11		110,852		1,021		1.83
Other short-term borrowings	90,361		2,485		5.44		1,062,908		24,559		4.60
Long-term debt	1,715,736		57,985		6.74		3,486,453		98,444		5.63
Total interest-bearing liabilities	40,131,627		$	730,108	3.66	%	39,593,397		$	539,739	2.75	%
Non-interest-bearing demand deposits	12,085,463						14,441,205
Other liabilities	1,857,741						1,539,939
Total equity	5,059,710						4,750,832
Total liabilities and equity	$	59,134,541					$	60,325,373
Net interest income, taxable equivalent net interest margin (7)			$	856,506	3.12	%			$	938,541	3.32	%
Less: taxable-equivalent adjustment			2,662						2,258
Net interest income			$	853,844					$	936,283

(1)Average loans are shown net of unearned income. NPLs are included.

(2)Interest income includes fees as follows: 2024 — $22.9 million and 2023 — $22.8 million.

(3)Reflects taxable-equivalent adjustments, using the statutory federal tax rate of 21%, in adjusting interest on tax-exempt loans to a taxable-equivalent basis.

(4)Securities are included on an amortized cost basis with yield and net interest margin calculated accordingly.

(5)Includes interest-bearing funds with Federal Reserve Bank, interest earning deposits with banks, and federal funds sold and securities purchased under resale agreements.

(6)Includes average net unrealized gains/(losses) on investment securities available for sale of $(1.04) billion and $(1.49) billion for the six months ended June 30, 2024 and 2023, respectively.

(7)The net interest margin is calculated by dividing annualized net interest income - TE by average total interest earning assets.

Synovus
LOANS OUTSTANDING BY TYPE
(Unaudited)	Total Loans		Total Loans		Linked Quarter		Total Loans		Year/Year
(Dollars in thousands)
Loan Type	June 30, 2024		March 31, 2024		% Change		June 30, 2023		% Change
Commercial, Financial, and Agricultural	$	14,519,608	$	14,616,902	(1)	%	$	14,166,890	2	%
Owner-Occupied	8,017,004		8,114,394		(1)		8,364,342		(4)
Total Commercial & Industrial	22,536,612		22,731,296		(1)		22,531,232		—
Multi-Family	4,288,436		4,199,435		2		3,597,497		19
Hotels	1,802,076		1,790,505		1		1,771,381		2
Office Buildings	1,801,945		1,852,208		(3)		3,031,806		(41)
Shopping Centers	1,298,967		1,302,754		—		1,329,492		(2)
Warehouses	865,359		871,662		(1)		1,068,734		(19)
Other Investment Property	1,271,266		1,294,317		(2)		1,471,356		(14)
Total Investment Properties	11,328,049		11,310,881		—		12,270,266		(8)
1-4 Family Construction	171,335		194,146		(12)		205,459		(17)
1-4 Family Investment Mortgage	381,212		385,992		(1)		410,267		(7)
Total 1-4 Family Properties	552,547		580,138		(5)		615,726		(10)
Commercial Development	65,994		66,000		—		60,910		8
Residential Development	67,231		72,024		(7)		98,229		(32)
Land Acquisition	201,666		164,976		22		248,767		(19)
Land and Development	334,891		303,000		11		407,906		(18)
Total Commercial Real Estate	12,215,487		12,194,019		—		13,293,898		(8)
Consumer Mortgages	5,371,164		5,384,602		—		5,379,284		—
Home Equity	1,812,940		1,804,348		—		1,773,987		2
Credit Cards	178,889		180,663		(1)		187,677		(5)
Other Consumer Loans	978,305		1,014,949		(4)		1,187,459		(18)
Total Consumer	8,341,298		8,384,562		(1)		8,528,407		(2)
Total	$	43,093,397	$	43,309,877	—	%	$	44,353,537	(3)	%
NON-PERFORMING LOANS COMPOSITION
(Unaudited)	Total Non-performing Loans		Total Non-performing Loans		Linked Quarter		Total Non-performing Loans		Year/Year
(Dollars in thousands)
Loan Type	June 30, 2024		March 31, 2024		% Change		June 30, 2023		% Change
Commercial, Financial, and Agricultural	$	120,107	$	192,693	(38)	%	$	144,415	(17)	%
Owner-Occupied	50,977		80,218		(36)		22,197		130
Total Commercial & Industrial	171,084		272,911		(37)		166,612		3
Multi-Family	1,718		2,077		(17)		1,748		(2)
Office Buildings	7,350		7,630		(4)		28,024		(74)
Shopping Centers	541		547		(1)		699		(23)
Warehouses	177		188		(6)		218		(19)
Other Investment Property	1,782		1,784		—		664		168
Total Investment Properties	11,568		12,226		(5)		31,353		(63)
1-4 Family Construction	311		—		nm		632		(51)
1-4 Family Investment Mortgage	2,749		2,300		20		3,525		(22)
Total 1-4 Family Properties	3,060		2,300		33		4,157		(26)
Residential Development	303		478		(37)		267		13
Land Acquisition	606		540		12		871		(30)
Land and Development	909		1,018		(11)		1,138		(20)
Total Commercial Real Estate	15,537		15,544		—		36,648		(58)
Consumer Mortgages	48,352		42,563		14		41,877		15
Home Equity	14,947		12,451		20		9,936		50
Other Consumer Loans	6,186		6,981		(11)		6,433		(4)
Total Consumer	69,485		61,995		12		58,246		19
Total	$	256,106	$	350,450	(27)	%	$	261,506	(2)	%

Synovus
	CREDIT QUALITY DATA
	(Unaudited)
	(Dollars in thousands)	2024				2023			Second Quarter
		Second			First	Fourth	Third	Second	'24 vs '23
		Quarter			Quarter	Quarter	Quarter	Quarter	% Change
	Non-performing Loans (NPLs)	$	256,106		350,450	288,177	280,532	261,506	(2)	%
	Other Real Estate and Other Assets	823			21,210	—	—	—	nm
	Non-performing Assets (NPAs)	256,929			371,660	288,177	280,532	261,506	(2)
	Allowance for Loan Losses (ALL)	485,101			492,661	479,385	477,532	471,238	3
	Reserve for Unfunded Commitments	53,058			53,579	57,231	55,185	55,729	(5)
	Allowance for Credit Losses (ACL)	538,159			546,240	536,616	532,717	526,967	2
	Net Charge-Offs - Quarter	34,485			44,356	41,574	66,822	26,396
	Net Charge-Offs - YTD	78,841			44,356	153,342	111,768	44,946
	Net Charge-Offs / Average Loans - Quarter (1)	0.32		%	0.41	0.38	0.61	0.24
	Net Charge-Offs / Average Loans - YTD (1)	0.36			0.41	0.35	0.34	0.20
	NPLs / Loans	0.59			0.81	0.66	0.64	0.59
	NPAs / Loans, ORE and specific other assets	0.60			0.86	0.66	0.64	0.59
	ACL/Loans	1.25			1.26	1.24	1.22	1.19
	ALL/Loans	1.13			1.14	1.10	1.09	1.06
	ACL/NPLs	210.13			155.87	186.21	189.90	201.51
	ALL/NPLs	189.41			140.58	166.35	170.22	180.20
	Past Due Loans over 90 days and Still Accruing	$	4,460		3,748	5,053	3,792	3,643	22
	As a Percentage of Loans Outstanding	0.01		%	0.01	0.01	0.01	0.01
	Total Past Due Loans and Still Accruing	$	129,759		54,814	59,099	54,974	84,946	53
	As a Percentage of Loans Outstanding	0.30		%	0.13	0.14	0.13	0.19
	(1) Ratio is annualized.
	SELECTED CAPITAL INFORMATION (1)
	(Unaudited)
	(Dollars in thousands)
		June 30, 2024			December 31, 2023	June 30, 2023
	Common Equity Tier 1 Capital Ratio	10.62		%	10.22	9.86
	Tier 1 Capital Ratio	11.74			11.28	10.89
	Total Risk-Based Capital Ratio	13.59			13.07	12.80
	Tier 1 Leverage Ratio	9.44			9.49	9.23
	Total Synovus Financial Corp. shareholders' equity as a Percentage of Total Assets	8.48			8.56	7.88
	Tangible Common Equity Ratio (2) (4)	6.76			6.84	6.17
	Book Value Per Common Share (3)	$	31.33		31.24	29.05
	Tangible Book Value Per Common Share (2)	27.72			27.65	25.37
	(1) Current quarter regulatory capital information is preliminary.
	(2) Excludes the carrying value of goodwill and other intangible assets from common equity and total assets.
	(3) Book Value Per Common Share consists of Total Synovus Financial Corp. shareholders’ equity less Preferred stock divided by total common shares outstanding.
	(4) See "Non-GAAP Financial Measures" for applicable reconciliation.