Exhibit 99.3 First Quarter 2019 Results April 23, 2019

Forward Looking Statements This slide presentation and certain of our other filings with the Securities and Exchange Commission contain statements that constitute “forward-looking statements” within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements other than statements of historical fact are forward- looking statements. You can identify these forward-looking statements through Synovus’ use of words such as “believes,” “anticipates,” “expects,” “may,” “will,” “assumes,” “predicts,” “could,” “should,” “would,” “intends,” “targets,” “estimates,” “projects,” “plans,” “potential” and other similar words and expressions of the future or otherwise regarding the outlook for Synovus’ future business and financial performance and/or the performance of the banking industry and economy in general. These forward-looking statements include, among others, statements on (1) future loan and deposit growth; (2) future revenue growth and net interest margin; (3) future non-interest expense levels and operating leverage; (4) future credit trends and key metrics; (5) future effective tax rates; (6) the FCB integration; (7) future capital return to common shareholders; (8) our strategy and initiatives for future growth, capital management, and strategic transactions, including the FCB transaction; (9) future long-term financial targets; and (10) our assumptions underlying these expectations. Prospective investors are cautioned that any such forward-looking statements are not guarantees of future performance and involve known and unknown risks and uncertainties which may cause the actual results, performance or achievements of Synovus to be materially different from the future results, performance or achievements expressed or implied by such forward-looking statements. Forward-looking statements are based on the information known to, and current beliefs and expectations of, Synovus’ management and are subject to significant risks and uncertainties. Actual results may differ materially from those contemplated by such forward-looking statements. A number of factors could cause actual results to differ materially from those contemplated by the forward-looking statements in this presentation. Many of these factors are beyond Synovus’ ability to control or predict. These forward-looking statements are based upon information presently known to Synovus’ management and are inherently subjective, uncertain and subject to change due to any number of risks and uncertainties, including, without limitation, the risks and other factors set forth in Synovus’ filings with the Securities and Exchange Commission, including its Annual Report on Form 10-K for the year ended December 31, 2018 under the captions “Cautionary Notice Regarding Forward-Looking Statements” and “Risk Factors” and in Synovus’ quarterly reports on Form 10-Q and current reports on Form 8-K. We believe these forward-looking statements are reasonable; however, undue reliance should not be placed on any forward-looking statements, which are based on current expectations and speak only as of the date that they are made. We do not assume any obligation to update any forward-looking statements as a result of new information, future developments or otherwise, except as otherwise may be required by law. Use of Non-GAAP Financial Measures This slide presentation contains certain non-GAAP financial measures determined by methods other than in accordance with generally accepted accounting principles. Such non-GAAP financial measures include the following: adjusted diluted earnings per share; adjusted return on average assets; adjusted return on average common equity; return on average tangible common equity, adjusted return on average tangible common equity; adjusted non-interest income; adjusted non-interest expense; adjusted tangible efficiency ratio; and tangible common equity to tangible assets ratio. The most comparable GAAP measures to these measures are diluted earnings per share; return on average assets; return on average common equity; total non-interest income; total non-interest expense; efficiency ratio; and total shareholders’ equity to total assets ratio, respectively. Management uses these non-GAAP financial measures to assess the performance of Synovus’ business and the strength of its capital position. Management believes that these non-GAAP financial measures provide meaningful additional information about Synovus to assist management, investors, and bank regulators in evaluating Synovus’ operating results, financial strength, the performance of its business and the strength of its capital position. However, these non-GAAP financial measures have inherent limitations as analytical tools and should not be considered in isolation or as a substitute for analyses of operating results or capital position as reported under GAAP. The non-GAAP financial measures should be considered as additional views of the way our financial measures are affected by significant items and other factors, and since they are not required to be uniformly applied, they may not be comparable to other similarly titled measures at other companies. Adjusted diluted earnings per share, adjusted return on average assets, and adjusted return on average common equity are measures used by management to evaluate operating results exclusive of items that are not indicative of ongoing operations and impact period-to-period comparisons. Return on average tangible common equity and adjusted return on average tangible common equity are measures used by management to compare Synovus’ performance with other financial institutions because it calculates the return available to common shareholders without the impact of intangible assets and their related amortization, thereby allowing management to evaluate the performance of the business consistently. Adjusted non-interest income is a measure used by management to evaluate non-interest income exclusive of net investment securities gains (losses) and net changes in the fair value of private equity investments. Adjusted non-interest expense and the adjusted tangible efficiency ratio are measures utilized by management to measure the success of expense management initiatives focused on reducing recurring controllable operating costs. The tangible common equity to tangible assets ratio is used by management and bank regulators to assess the strength of our capital position. The computations of the non-GAAP financial measures used in this slide presentation are set forth in the Appendix to this slide presentation. 2

First Quarter 2019 Highlights Adjusted Reported Reported Adjusted Adjusted 1Q19 vs. 1Q19 1Q18 1Q19(1) 1Q18(1) 1Q18(1) Earnings per Share $0.72 $0.84 $0.98 $0.86 15.1% Return on Average Assets 1.06% 1.34% 1.45% 1.36% 9 b.p.s. Return on Average Common 10.98% 14.62% 15.03% 14.82% 21 b.p.s. Equity Return on Average Tangible (1) (1) 12.88% 15.02% 17.52% 15.23% 229 b.p.s. Common Equity Efficiency Ratio 61.29% 57.16% 50.24% 57.42% 718 b.p.s.  Results include the impact of merger with FCB Financial Holdings, Inc. (FCB), which closed on January 1, 2019  Strong earnings with diluted EPS of $0.72 and adjusted diluted EPS(1) of $0.98, up 7.6% sequentially and 15.1% year over year  Merger-related expenses impacted EPS by $0.27  Organic loan and deposit growth of $400.1 million and $423.7 million, respectively  Acquired loans and deposits(2) of $9.29 billion and $10.93 billion, respectively  Executed on our capital optimization plans, including the issuance of $300 million in subordinated debt and share repurchases totaling $320 million, or 8.5 million common shares  Continued stable credit environment with NPAs at 0.44%  Considerable progress on all previously announced long-term targets (1) Non-GAAP financial measure; see appendix for applicable reconciliation (2) At fair value 3

(1) Loans $35.63 Period-end Loan Balances  Total loans increased $9.69 billion or 37.3% vs. (in billions) 4Q18, including acquired loan balances from FCB of $9.29 billion (1) 16.11 45.2%  Fair value discount on acquired loans was (1) $25.95 $24.88 1.79%, in line with estimate on announcement date of 1.80%  Excluding acquired balances, period-end 12.78 49.2% 12.10 48.6% loans increased $400.1 million vs. 4Q18  C&I up $55.9 million 9.29 26.0%  Consumer up $184.7 million  CRE up $151.5 million 5.97 24.0% 6.63 25.5% 1Q19 1Q19 (3) 4Q18 Loans $ Change % Change 10.26 28.8% 6.84 27.4% 6.56 25.3% FCB $9,424,173 $213,720 9.20% SNV $25,946,573 $186,396 2.91% (in millions) 1Q18 4Q18 1Q19 Sequential (2) Total $35,370,746 $400,116 4.59% quarter loan $95.6 $369.5 $400.1 growth: CRE Consumer C&I Amounts may not total due to rounding (1) Total loans are net of deferred fees, costs, discounts/premiums (2) Excludes $9.29 billion of loans acquired from FCB 4 (3) Annualized

Deposits $38.08 2.71 Total Period-End Deposits 7.1%  Total period-end deposits increased $11.35 (in billions) 4.63 12.2% billion or 42.5% vs. 4Q18, including acquired FCB deposit balances of $10.93 billion $26.72  $26.25 7.57 19.9% Fair value premium on acquired deposits 1.55 5.8% 2.01 7.6% was $44 million 2.37 8.9% 2.17 8.3%  Excluding acquired balances, period-end 2.99 11.4% 3.69 13.8% deposits increased $423.7 million vs. 4Q18  CDs up $614.6 million  DDAs(2) up $77.4 million 23.17 60.8%  MMA/Savings down $169.1 million 19.08 72.7% 19.11 71.5%  Brokered down $99.2 million Core Deposits(5) 4Q18 1Q19 1Q19 (3) 1Q18 4Q18 1Q19 Core Deposits $ Change % Change Sequential FCB $9,627,957 $276,869 11.7% quarter deposit $105.6 $286.7 $423.7(4) growth: SNV $25,172,292 $246,057 4.0% (1) Core transaction deposits Time SCM Brokered Total $34,800,249 $522,926 6.1% Amounts may not total due to rounding (1) Core transaction deposits consist of non-interest bearing, NOW/savings, and money market deposits excluding state and county municipal (SCM) deposits (2) Including interest bearing and non-interest bearing DDA (3) Annualized (4) Excludes $10.93 billion of deposits acquired from FCB 5 (5) Core deposits consist of total deposits less brokered deposits

Net interest income (dollars in millions)  Net interest income of $397.2 million increased $99.2 million or 33.3% vs. 4Q18 and $122.9 $397.2 million or 44.8% vs. 1Q18, largely due to the FCB merger  Net interest margin of 3.78% down 14 b.p.s vs. $297.9 4Q18, which includes $18.8 million or 19 b.p.s. $274.3 of purchase accounting adjustments  The sequential decrease in NIM was driven 3.92% by the FCB merger, the issuance of sub- 3.78% 3.78% debt and continued deposit mix shift into CDs  Net interest margin excluding impact of purchase accounting adjustments was 3.59% 3.59% (1) Metric GAAP Excl. PAA Loan yield 5.17% 5.07% 1Q18 4Q18 1Q19 Earning assets yield 4.80% 4.71% Net Interest Income Effective cost of Net Interest Margin funds 1.02% 1.12% (1) Net Interest Margin (excl. PAA) Net Interest Margin 3.78% 3.59% (1) Purchase accounting adjustments (PAA) are primarily comprised of $7.4 million of loan accretion and $11.0 million of deposit premium amortization in 1Q 2019 6

Non-interest income (in millions)  1Q19 non-interest income of $79.4 million $79.4 increased $11.4 million vs. 4Q18 and $12.3 million vs. 1Q18 13.1  1Q19 adjusted non-interest income(1) of $78.4 $67.0 $68.0 million increased $8.4 million or 11.9% vs. 4Q18 2.8 2.8 3.8 5.0 5.0  Legacy FCB contributed adjusted non-interest income of $7.3 million during the quarter  Core banking fees(2) of $36.8 million were 24.6 24.5 23.3 essentially flat with 4Q18 including $1.8 million additional income from FCB  Excluding FCB, sequential quarter declines in core banking fees driven by seasonally lower service charges and card fees, as well as lower SBA gains 35.9 36.8 36.8  Mortgage banking income of $5.0 million was up $1.3 million vs. 4Q18 including $204 thousand from FCB  Other income of $13.1 million increased $10.3 1Q18 4Q18 1Q19 million vs. 4Q18 including $5.3 million attributed Other income to FCB  Fair value adjustments to private equity Mortgage banking income investments increased other income by $2.9 Fiduciary/asset management, brokerage, and insurance revenues million Core banking fees (1) Non-GAAP financial measure; see appendix for applicable reconciliation (2) Include service charges on deposit accounts, card fees, letter of credit fees, ATM fee income, line of credit non-usage fees, gains from sales of government guaranteed loans, and miscellaneous other service charges 7

Non-interest expense  1Q19 non-interest expense of $292.4 million (dollars in millions) $292.4 increased $82.5 million or 39.3% vs. 4Q18 and $97.2 million or 49.8% vs. 1Q18 $49.7 $242.7  1Q19 adjusted non-interest expense(1) of $242.7 million increased $36.3 million or 17.6% vs. 4Q18 $209.9 $206.4 $198.1 $195.2 $3.4  Non-interest expense associated with FCB of $26.8 million  The growth excluding FCB is primarily isolated to a seasonal increase in employment taxes and 401K expense, as well as an increase in amortization of intangibles  The FCB acquisition and subsequent cost savings have driven improvement in the tangible efficiency ratio 1Q18 4Q18 1Q19 Reported – excl. merger related Adjusted Reported – merger related(2) Efficiency 57.16% 57.34% 61.29% Ratio Adjusted Tangible 57.42% 55.98% 50.24% Efficiency Ratio(1) (1) Non-GAAP financial measure; see appendix for applicable reconciliation 8 (2) Merger related expense related to FCB of $49.7 million and $3.4 million for 1Q19 and 4Q18, respectively

Credit Quality (dollars in millions) NPA, NPL, and Past Due Ratios Net Charge-offs 0.53% 0.50% 0.46% 0.44% 0.44% 0.48% 0.47% 0.29% 0.42% 0.24% 0.41% (2)0.40% 0.20% 0.19% 0.31% 0.25% 0.22% 0.22% 0.22% 0.07% 0.29% $4.3 $17.8 $15.3 $13.0 $17.1 1Q18 2Q18 3Q18 4Q18 1Q19 1Q18 2Q18 3Q18 4Q18 1Q19 (1) NPA Ratio NPL Ratio Total Past Dues > 30 Days Ratio 0.07% 0.29%Net Charge-offs0.24% NCO0.20% Ratio 0.19% % Provision Expense Allowance for Loan Losses Ratio $257.8 $251.7 $251.5 $250.6 1.04% 1.00% 299% $23.6 0.98% 0.97% $27.7 $257.0 0.72% $15.0 288% 298% 292% $12.8 $11.8 $12.1 241% 263% 138% 232% 235% 98% 93% 215% 215% 213% 66% 1Q18 2Q18 3Q18 4Q18 1Q19 1Q18 2Q18 3Q18 4Q18 1Q19 Provision Expense Provision to Net Charge Offs Loan Loss Reserve LLR to NPLs(2) LLR to NPLs (3) (1) Excludes impaired loans held for sale. March 31, 2019 non-performing loans exclude acquired loans accounted for under ASC 310-30 that are currently accruing income (2) Excludes impaired loans with no reserve and FCB NPLs. March 31, 2019 non-performing loans exclude acquired loans accounted for under ASC 310-30 that are currently accruing income 9 (3) Excludes impaired loans held for sale and FCB NPLs. March 31, 2019 non-performing loans exclude acquired loans accounted for under ASC 310-30 that are currently accruing income

Capital ratios 1Q18 4Q18 1Q19 (1) Common equity Tier 1 ratio 10.13 9.95 9.44 Tier 1 capital ratio 10.53 10.61 9.93(1) (1) Total risk-based capital ratio 12.39 12.37 11.98 Leverage ratio 9.37 9.60 8.77 (1) Tangible common equity to tangible assets ratio(2) 8.79 8.81 8.30  1Q19 includes the impact of $1.6 billion in stock consideration issued in the FCB acquisition  Repurchased $320 million in common stock (8.5 million shares)  Share count reduced by 7.3% from January 1, 2019  On February 7, Synovus completed a public offering of $300 million in subordinated debt  The decline in capital ratios is primarily related to capital optimization activities and the acquisition of FCB (1) Preliminary (2) Non-GAAP financial measure; see appendix for applicable reconciliation 10

FCB Update: Executing Against Stated Targets People Growth  Organizational alignment complete and successfully  Merger provides elevated growth profile in 1Q19 operating within Synovus business lines $400.1  No meaningful loss of front-line team members or $213.7 customers $95.6 $186.4  Accelerated development of south Florida trust and wealth management team through 10 key hires YTD 1Q18 1Q19 in 2019 SNV FCB SNV standalone 1Q18 loan growth annualized = 1.6% SNV + FCB 1Q19 loan growth annualized = 4.6% Financial Integration Progress  Cost savings ahead of original schedule ~ $30  Network update 70% complete; conversion on track million expected in 2019 ($20 million modeled) for May 6th  Strong capital generation and robust returns  Branch sign installations are currently being completed  Financial Metrics (2020E)  Upgraded ATMs are adding substantial new EPS Accretion: ROATCE: IRR: capabilities for our Florida customers 6.5% ~17% ~17% On Track 11

2019 Outlook Combined Baseline Metrics Effective 1/1/2019(1) 2019 Outlook Loan growth(2) $35.37 billion Balance 5.5% to 7.5% Sheet Deposit growth(2) $37.61 billion Revenue Revenue growth(3) $1.83 billion 5.5% to 7.5% Non- Adjusted non-interest expense growth(4) $956.9 million 2% to 4%(5) interest Expense and Taxes Effective tax rate 21.94% 23-24% Net charge-off ratio 19 b.p.s 15 to 20 b.p.s. Credit and Share repurchases $175 million $300 to $350 million Capital Common dividend per share (year) $1.00 Up 20% to $1.20 (1) Pro forma analysis based on 2018 results (2) Loan and deposit growth based on 12/31/2018 combined period end balance (3) No 2019 rate increases modeled; using the forward curve as of 12/31/2018 (4) Non-GAAP financial measure; see appendix for applicable reconciliation (5) Growth excludes amortization of intangibles of approximately $14 million in 2019 12

Appendix

Quarterly Highlights Trend - Synovus 1Q18 2Q18 3Q18 4Q18 1Q19 Diluted EPS 0.84 0.91 0.84 0.87 0.72 Net interest margin 3.78 3.86 3.89 3.92 3.78 Financial Efficiency ratio 57.16 56.78 60.62 57.34 61.29 Performance Adjusted tangible efficiency ratio(1) 57.42 56.41 55.55 55.98 50.24 ROA(2) 1.34 1.42 1.36 1.29 1.06 Adjusted ROA(1)(2) 1.36 1.43 1.47 1.36 1.45 Balance Sheet Total loans 1.6 4.0 7.0 5.7 37.3 Growth(3) Total average deposits (7.7) 7.5 1.8 8.0 42.5 NPA ratio 0.53 0.50 0.46 0.44 0.44 Credit Quality NCO ratio(2) 0.07 0.29 0.24 0.20 0.19 Common shares outstanding(4) 118,702 117,841 116,714 115,866 157,454 (5) CET1 ratio 10.13 10.12 9.90 9.95 9.44 Capital Tangible common equity to tangible 8.79 8.77 8.68 8.81 8.30 assets ratio(1) (1) Non-GAAP financial measure; see applicable reconciliation (2) Annualized (3) Sequential quarter growth, annualized except for 1Q19 (4) In thousands (5) Preliminary 14

Condensed Income Statement (in thousands, except per share data) 1Q19 4Q18 1Q18 Net interest income $397,175 $297,933 $274,284 Non-interest income 79,378 67,991 67,046 Non-interest expense (292,410) (209,922) (195,179) Provision expense (23,569) (12,148) (12,776) Income before taxes 160,574 143,854 133,375 Income tax expense 40,388 38,784 30,209 Preferred stock dividends 3,150 3,151 2,559 Net income available to common shareholders $117,036 $101,919 $100,607 Weighted average common shares outstanding, diluted 162,760 116,986 119,321 Net income per diluted common share $0.72 $0.87 $0.84 15

Non-interest Income 1Q19 4Q18 1Q18 1Q19 vs. 1Q19 vs. (in thousands) 4Q18 % 1Q18 % Change Change Service charges on deposit accounts $20,859 $20,320 $19,940 2.7 4.6 Fiduciary and asset management fees 13,578 13,805 13,435 (1.6) 1.1 Brokerage revenue 9,406 9,643 8,695 (2.5) 8.2 Mortgage banking income 5,054 3,781 5,047 33.7 0.1 Card fees 10,877 10,862 10,199 0.1 6.6 Swap fee income 4,778 1,128 690 323.6 nm Income from bank-owned life insurance 5,290 3,682 4,217 43.6 25.4 Other non-interest income 8,603 6,854 7,879 25.5 9.2 Adjusted non-interest income $78,445 $70,075 $70,102 11.9 11.9 Increase (decrease) in fair value of private equity 858 (2,084) (3,056) nm nm investments, net Investment securities gains, net 75 - - nm nm Total non-interest income $79,378 $67,991 $67,046 16.7% 18.4% nm = not meaningful 16

Earning Assets Composition Loan Portfolio Investment Securities Portfolio 1.7 4.3 4.3 4.1 4.1 3.9 1.5 1.3 1.4 1.4 3.06% 2.34% 2.36% 2.39% 2.45% 5.11% 5.17% (2) 4.99% 4.88% 4.70% 1Q18 2Q18 3Q18 4Q18 1Q19 1Q18 2Q18 3Q18 4Q18 1Q19 (1) (1) Duration (in years) Yield Duration (in years) Yield Loan Portfolio Rate Mix  Securities portfolio repositioning activity occurred during the quarter in order to better align with long- term liquidity objectives 36.9% 36.7% 36.6% 35.9% 37.0%  Repositioning included over $1.6 billion in sales and 17.0% 16.2% 15.7% 15.6% 12.0% over $2.2 billion in new purchases including scheduled cash flow reinvestment 46.1% 47.1% 47.7% 48.5% 51.0%  Resulting investment portfolio:  $6.8 billion in assets (~ 15% of average total assets)  Significant reduction in portfolio credit risk 1Q18 2Q18 3Q18 4Q18 1Q19  Treasuries and agency securities comprise over 90% of holdings Fixed rate Prime floating rate LIBOR floating rate  Minimal impact to earnings in current period (1) Loan and investment yields include Purchase Accounting Adjustments (PAA). Excluding the effect of PAA, loan and investment yields are 5.07% and 3.03%, respectively 17

Loan Growth (Dollars in millions) Acquired Linked Qtr. total 4Q18 Adjusted Growth Net of loans for Acquisitions Acquired 1Q19 4Q18 $ Change Loans Investment Properties $8,917 25.0% $5,560 21.4% $3,356 $3,154 $8,714 24.7% 202 9.4% Residential Properties 765 2.2 680 2.6 85 112 792 2.3% -27 -13.8% Land Acquisition & 581 1.6 324 1.3 257 280 605 1.7% -24 -16.1% Development Total CRE $10,262 28.8% $6,564 25.3% $3,698 $3,546 $10,111 28.7% 152 6.1% C&I 16,108 45.2 12,781 49.2 3,327 3,271 16,053 45.5% 56 1.4% Retail 9,287 26.0 6,625 25.5 2,662 2,478 9,102 25.8% 185 8.2% Total* $35,635 100.0% $25,946 100.0% $9,688 $9,288 $35,234 100.0% 400 4.6% *Totals include net deferred fees/cost which are not displayed by category on this slide. 18

Commercial Real Estate Composition of 1Q19 Commercial Real Estate Portfolio • Investment Properties portfolio represents Total Portfolio $10.26 billion 87% of total CRE portfolio • The portfolio is well diversified among the property types • Credit quality in Investment Properties Office building 22.00% portfolio remains excellent • Continued reduction in non-strategic CRE Multi-Family 20.00% property types (Residential and Land) • As of 1Q19, Residential C&D and Land shopping centers 16.00% Acquisition Portfolios represent only 1.8% Hotels 11.00% of total performing loans • No single CRE loan above $75 million Other Investment Properties 10.00% • Average CRE loan size is $9.7 million Warehouse 8.00% 1-4 Family Perm/Mini Perm 5.00% Credit Indicator 1Q19 NPL Ratio(1) 0.14% Land Acquisition 2.00% Net Charge-off Ratio (annualized) 0.04% Residential Development 2.00% 30+ Days Past Due Ratio 0.14% 1-4 Family Construction 2.00% 90+ Days Past Due Ratio 0.00% Commercial Development 1.00% (1) March 31, 2019 non-performing loans exclude acquired loans accounted for under ASC 310-30 that are currently accruing income 19

C&I Portfolio Diverse Industry Exposure Total Portfolio $16.11 billion Health Care 19.02% Manufacturing 7.87% Retail Trade 7.53% • Large Corporate/Middle Market/Specialty Lines Finance/Insurance 7.07% represent 38.2% of C&I Balances Wholesale Trade 6.84% • Community/Retail Bank represents 61.8% of C&I balances Other Services 5.67% R/E Other 5.51% Accom. & Food Svcs. 5.48% Credit Indicator 1Q19 Prof., Scientific, Tech. Svcs 5.39% NPL Ratio(1) 0.62% All Other 5.28% Net Charge-off Ratio (annualized) 0.30% 30+ Days Past Due Ratio 0.18% Arts, Entertainment & Rec. 5.27% 90+ Days Past Due Ratio 0.01% Transport/Warehousing 5.22% Construction 4.25% R/E Leasing 3.32% Educational Svcs. 2.11% Ag, Forestry, Fishing 2.11% Admin., Support, Waste… 2.08% 20 (1) March 31, 2019 non-performing loans exclude acquired loans accounted for under ASC 310-30 that are currently accruing income

Consumer Portfolio Total Consumer Portfolio $9.29 billion Credit Indicator 1Q19 NPL Ratio(1) 0.32% Consumer Mortgage 58.00% Net Charge-off Ratio (annualized) 0.25% Consumer Lending 18.00% 30+ Days Past Due Ratio 0.48% Partnerships 90+ Days Past Due Ratio 0.04% HELOC 17.00% Other Consumer 4.00% • Credit Card Portfolio continues to perform well Credit Card 3.00% • Average utilization rate is 22.9% • Average credit score is 725 • Charge-offs below industry average at 3.17% Consumer real estate portfolio continues to exhibit strong credit for the year indicators Credit Indicator HELOC Mortgage • Lending Partnerships with GreenSky and SoFi Weighted Average Credit Score 791 773 • Currently $1.70 billion in balances, or 4.8% of of 1Q19 Originations total portfolio Weighted average credit score 785 786 • GreenSky is a point-of-sale program where of total portfolio the customer applies with home Average LTV 77.5% 74.3% improvement store, contractor, or other Average DTI 32.0% 36.2% merchant Utilization Rate 51.4% N/A • SoFi portfolio primarily consists of refinanced student loan debt (1) March 31, 2019 non-performing loans exclude acquired loans accounted for under ASC 310-30 that are currently accruing income 21

Portfolio Risk Distribution (Dollars in millions) 1Q19 vs. 1Q18 Risk Category 4Q18 1Q19 Change Passing Grades $25,435 98.03% $35,030 98.30% $9,595 Special Mention 233 0.90% 245 0.69% 12 Substandard Accruing 172 0.66% 215 0.60% 43 Non-Performing Loans(1) 107 0.41% 144 0.40% 37 Total Loans $25,947 100.00% $35,635 100.00% $9,688 (1) March 31, 2019 non-performing loans exclude acquired loans accounted for under ASC 310-30 that are currently accruing income 22

Non-GAAP Financial Measures 1Q19 4Q18 1Q18 (dollars in thousands) Net income available to common shareholders $117,036 101,919 100,607 Add: Income tax expense, net related to State Tax Reform - - 1,325 Add: Merger-related expense 49,738 3,381 - Subtract: Litigation settlement/contingency expense - - (2,626) Add/subtract: Restructuring charges, net 19 140 (315) Subtract: Investment securities gains, net (75) - - Subtract/add: (Increase) decrease in fair value of private equity investments, net (858) 2,084 3,056 Subtract: Tax effects of adjustments (5,705) (522) (27) Adjusted net income available to common shareholders $160,155 107,002 102,020 Weighted average common shares outstanding, diluted 162,760 116,986 119,321 Net income per common share, diluted $0.72 0.87 0.84 Adjusted net income per common share, diluted $0.98 0.91 0.86 23

Non-GAAP Financial Measures, continued (dollars in thousands) 1Q19 4Q18 3Q18 2Q18 1Q18 Net income $120,186 105,070 109,059 111,181 103,166 Add: Earnout liability adjustments - - 11,652 - - Subtract/add: Income tax (benefit) expense, net related to Federal Tax Reform, - - (9,865) (608) 1,325 SAB 118, State Tax Reform, and adjusted portion of other discrete items Add: Merger-related expense 49,738 3,381 6,684 - - Subtract: Litigation settlement/contingency expense - - - (1,400) (2,626) Add/subtract: Restructuring charges, net 19 140 21 103 (315) Add: Fair value adjustment to Visa derivative - - - 2,328 - Subtract/add: Investment securities (gains) losses, net (75) - - 1,296 - Subtract/add: (Increase) decrease in fair value of private equity investments, net (858) 2,084 (434) 37 3,056 Subtract/add: Tax effects of adjustments (5,705) (522) 27 (624) (27) Adjusted net income $163,305 110,153 117,144 112,313 104,579 Net income annualized $487,421 416,854 432,680 445,949 418,395 Adjusted net income annualized $662,293 437,020 464,756 450,486 424,126 Total average assets $45,794,621 32,190,303 31,725,604 31,502,758 31,245,708 Return on average assets 1.06% 1.29 1.36 1.42 1.34 Adjusted return on average assets 1.45% 1.36 1.47 1.43 1.36 24

Non-GAAP Financial Measures, continued (dollars in thousands) 1Q19 4Q18 1Q18 Net income available to common shareholders $117,036 101,919 100,607 Add: Income tax expense, net related to State Tax Reform - - 1,325 Add: Merger-related expense 49,738 3,381 - Subtract: Litigation settlement/contingency expense - - (2,626) Add/subtract: Restructuring charges, net 19 140 (315) Subtract: Investment securities gains, net (75) - - Subtract/add: (Increase) decrease in fair value of private equity investments, net (858) 2,084 3,056 Subtract: Tax effects of adjustments (5,705) (522) (27) Adjusted net income available to common shareholders $160,155 107,002 102,020 Adjusted net income available to common shareholders annualized $649,518 424,519 413,747 Add: Amortization of intangibles 10,317 886 906 Adjusted net income available to common shareholders excluding amortization of intangibles annualized $659,835 425,405 414,653 Net income available to common shareholders annualized $474,646 404,353 408,017 Add: Amortization of intangibles 10,317 886 906 Net income available to common shareholders excluding amortization of intangibles annualized $484,963 405,239 408,923 Total average shareholders’ equity less preferred stock $4,321,561 2,837,740 2,790,878 Subtract: Goodwill (480,215) (57,315) (57,315) Subtract: Other intangible assets, net (75,191) (9,972) (10,915) Total average tangible shareholders’ equity less preferred stock $3,766,155 2,770,453 2,722,648 Return on average common equity 10.98% 14.25 14.62 Adjusted return on average common equity 15.03% 14.96 14.82 Return on average tangible common equity 12.88% 14.63 15.02 Adjusted return on average tangible common equity 17.52% 15.36 15.23 25

Non-GAAP Financial Measures, continued (dollars in thousands) 1Q19 4Q18 1Q18 Total non-interest income $79,378 67,991 67,046 Subtract: Investment securities gains, net (75) - - Subtract/add: (Increase) decrease in fair value of private equity investments, net (858) 2,084 3,056 Adjusted non-interest income $78,445 70,075 70,102 (dollars in thousands) 1Q19 4Q18 3Q18 2Q18 1Q18 Total non-interest expense $292,410 209,922 220,297 204,057 195,179 Subtract: Earnout liability adjustments - - (11,652) - - Subtract: Fair value adjustment to Visa derivative - - - (2,328) - Subtract: Merger-related expense (49,738) (3,381) (6,684) - - Add: Litigation settlement/contingency expense - - - 1,400 2,626 Subtract/add: Restructuring charges, net (19) (140) (21) (103) 315 Adjusted non-interest expense $242,653 206,401 201,940 203,026 198,120 (dollars in thousands) 1Q19 4Q18 3Q18 2Q18 1Q18 Adjusted non-interest expense $242,653 206,401 201,940 203,026 198,120 Subtract: Amortization of intangibles (3,392) (292) (292) (292) (292) Adjusted tangible non-interest expense $239,261 $206,109 $201,648 $202,734 $197,828 Net interest income 397,175 297,933 291,619 284,577 274,284 Add: Tax equivalent adjustment 630 181 136 120 116 Add: Total non-interest income 79,378 67,991 71,668 73,387 67,046 Subtract/add: Investment securities (gains)/losses, net (75) - - 1,296 - Total FTE revenues 477,108 366,105 363,423 359,380 341,446 Subtract/add: (Increase) decrease in fair value of private equity investments, net (858) 2,084 (434) 37 3,056 Adjusted total revenues $476,250 368,189 362,989 359,417 344,502 Efficiency Ratio 61.29% 57.34 60.62 56.78 57.16 Adjusted tangible efficiency ratio 50.24% 55.98 55.55 56.41 57.42 26

Non-GAAP Financial Measures, continued March 31, December 31, September 30, June 30, March 31, (dollars in thousands) 2019 2018 2018 2018 2018 Total assets $46,604,344 32,669,192 32,075,120 31,740,305 31,501,028 Subtract: Goodwill (480,215) (57,315) (57,315) (57,315) (57,315) Subtract: Other intangible assets, net (74,683) (9,875) (10,166) (10,458) (10,750) Tangible assets $46,049,446 32,602,002 32,007,639 31,672,532 31,432,963 Total shareholders’ equity $4,572,072 3,133,602 3,040,073 3,167,694 2,956,495 Subtract: Goodwill (480,215) (57,315) (57,315) (57,315) (57,315) Subtract: Other intangible assets, net (74,683) (9,875) (10,166) (10,458) (10,750) Subtract: Preferred Stock, no par value (195,140) (195,140) (195,138) (321,118) (125,980) Tangible common equity $3,822,034 2,871,272 2,777,454 2,778,803 2,762,450 Total shareholders’ equity to total assets ratio 9.81% 9.59 9.48 9.98 9.39 Tangible common equity to tangible assets ratio 8.30% 8.81 8.68 8.77 8.79 2018 2018 Synovus FCB Pro Forma (dollars in thousands) Combined Total non-interest expense $829,455 160,632 990,087 Subtract: Earnout liability adjustments (11,652) - (11,652) Subtract: Merger-related expense (10,065) (10,657) (20,722) Add: Litigation settlement/contingency expense 4,026 - 4,026 Add: Restructuring charges, net 51 - 51 Subtract: Amortization of intangibles (1,167) (1,405) (2,572) Subtract: Fair value adjustment to Visa derivative (2,328) - (2,328) Adjusted non-interest expense $808,320 148,570 956,890 27