<DOCUMENT>
<TYPE>EX-11
<SEQUENCE>3
<FILENAME>exhibit11.txt
<DESCRIPTION>STATEMENT RE COMPUTATION OF PER SHARE EARNINGS
<TEXT>
                                   EXHIBIT 11

                            SYNOVUS FINANCIAL CORP.

                           COMPUTATION OF NET INCOME
                                PER COMMON SHARE
                     (In thousands, except per share data)
                                  (Unaudited)


<TABLE>
                                    Three Months Ended March 31, 2003                  Three Months Ended March 31, 2002
                              -------------------------------------------         ------------------------------------------
                                 Net           Average         Net Income           Net           Average         Net Income
                               Income          Shares          per Share          Income          Shares          Per Share
                              -------         --------         ---------          ------         --------         ----------
<S>                           <C>             <C>             <C>                <C>             <C>             <C>
EPS - Basic                  $  89,919         302,067        $     0.30       $  82,752          294,927        $      0.28


Effect of dilutive options                       1,935                                              5,231
                                              --------                                            -------


EPS - Diluted                $  89,919         304,002        $     0.30       $  82,752          300,158        $      0.28
                              ========        ========            ======          =======         =======               ====
</TABLE>

</TEXT>
</DOCUMENT>