The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 493 17,141 SH   SOLE   0 0 17,141
ABBOTT LABORATORIES COM 002824100 254 2,195 SH   SOLE   0 0 2,195
ALIBABA GRP HLDG LTD ADR SPONSORED ADS ADR 01609W102 235 1,036 SH   SOLE   0 0 1,036
ALPHABET INC VOTING CAP STK CL A CL A 02079K305 286 117 SH   SOLE   0 0 117
ALPHABET INC NON VOTING CAP STK CL C CL C 02079K107 469 187 SH   SOLE   0 0 187
AMAZON COM INC COM 023135106 1,899 552 SH   SOLE   0 0 552
AMERICAN EXPRESS COMPANY COM 025816109 314 1,898 SH   SOLE   0 0 1,898
ANALOG DEVICES INC COM 032654105 238 1,383 SH   SOLE   0 0 1,383
APPLE INC COM 037833100 1,688 12,323 SH   SOLE   0 0 12,323
APPLIED MATERIALS INC COM 038222105 589 4,138 SH   SOLE   0 0 4,138
BANK NEW YORK MELLON CORP COM 064058100 226 4,409 SH   SOLE   0 0 4,409
BERKSHIRE HATHAWAY INC SERIES B NEW COM 084670702 1,260 4,533 SH   SOLE   0 0 4,533
CAPITAL ONE FINANCIAL CORP COM 14040H105 505 3,267 SH   SOLE   0 0 3,267
CHEVRON CORPORATION COM 166764100 622 5,936 SH   SOLE   0 0 5,936
CHUBB LTD COM H1467J104 223 1,400 SH   SOLE   0 0 1,400
COMCAST CORP NEW CL A CL A 20030N101 232 4,075 SH   SOLE   0 0 4,075
EXXON MOBIL CORP COM 30231G102 426 6,756 SH   SOLE   0 0 6,756
FACEBOOK INC CLASS A CL A 30303M102 421 1,212 SH   SOLE   0 0 1,212
FIRST CAPITAL INC COM 31942S104 714 16,468 SH   SOLE   0 0 16,468
FORD MOTOR COMPANY COM 345370860 201 13,498 SH   SOLE   0 0 13,498
ISHARES NATIONAL ETF MUNI BOND ETF 464288414 14,059 119,959 SH   SOLE   0 0 119,959
ISHARES MSCI EAFE IN ETF ETF 464287465 665 8,436 SH   SOLE   0 0 8,436
ISHARES CORE S&P 500 ETF FD ETF 464287200 7,215 16,782 SH   SOLE   0 0 16,782
INTEL CORP COM 458140100 217 3,868 SH   SOLE   0 0 3,868
INTERNATIONAL BUSINESS MACHINE CORP COM 459200101 238 1,624 SH   SOLE   0 0 1,624
INVESCO TR II ETF NATL AMT-FREE MUN BD ETF 46138E537 3,286 120,550 SH   SOLE   0 0 120,550
INVESCO QQQ TR ETF UNIT SER 1 ETF 46090E103 203 573 SH   SOLE   0 0 573
INVESCO DB COMMODITY ETF INDEX TRACKING FD UNIT ETF 46138B103 3,538 183,805 SH   SOLE   0 0 183,805
JOHNSON & JOHNSON COM 478160104 611 3,711 SH   SOLE   0 0 3,711
KELLER MANUFACTURING CO INC COM 48767A208 3 13,053 SH   SOLE   0 0 13,053
ELI LILLY & CO COM 532457108 526 2,291 SH   SOLE   0 0 2,291
LINDE PLC COM G5494J103 275 951 SH   SOLE   0 0 951
LOWES COMPANIES INC COM 548661107 254 1,309 SH   SOLE   0 0 1,309
MCDONALDS CORP COM 580135101 207 897 SH   SOLE   0 0 897
MICROSOFT CORP COM 594918104 1,300 4,800 SH   SOLE   0 0 4,800
MOODY'S CORP COM 615369105 320 884 SH   SOLE   0 0 884
JPMORGAN CHASE & CO COM 46625H100 2,219 14,267 SH   SOLE   0 0 14,267
NEW ORIENTAL EDUCATIO SP ADR COM 647581107 95 11,659 SH   SOLE   0 0 11,659
NORFOLK SOUTHERN CORP COM 655844108 216 812 SH   SOLE   0 0 812
PNC FINANCIAL SERVICES GROUP COM 693475105 472 2,472 SH   SOLE   0 0 2,472
PAYCHEX INC COM 704326107 241 2,248 SH   SOLE   0 0 2,248
PEPSICO INCORPORATED COM 713448108 338 2,283 SH   SOLE   0 0 2,283
PFIZER INCORPORATED COM 717081103 209 5,327 SH   SOLE   0 0 5,327
PROCTER & GAMBLE CO COM 742718109 228 1,691 SH   SOLE   0 0 1,691
REPUBLIC BANCORP INC KY CL A CL A 760281204 221 4,784 SH   SOLE   0 0 4,784
SPDR NUVEEN ETF BLOOMBERG BARCLAYS SHORT TERM MUNICIPAL BOND ETF 78468R739 1,525 30,766 SH   SOLE   0 0 30,766
SPDR SER TR ETF BLOOMBERG BARCLAYS HIGH YIELD BD ETF 78468R622 3,941 35,840 SH   SOLE   0 0 35,840
TESLA INC COM 88160R101 561 825 SH   SOLE   0 0 825
TEXAS INSTRUMENTS INC COM 882508104 226 1,174 SH   SOLE   0 0 1,174
3M CO COM 88579Y101 1,227 6,178 SH   SOLE   0 0 6,178
UMPQUA HLDGS CORP COM 904214103 848 45,983 SH   SOLE   0 0 45,983
UNITED PARCEL SERVICE-B CL B 911312106 1,117 5,373 SH   SOLE   0 0 5,373
US BANCORP NEW COM 902973304 353 6,198 SH   SOLE   0 0 6,198
VANECK VECTORS ETF HIGH YIELD MUNI ETF ETF 92189H409 4,148 65,214 SH   SOLE   0 0 65,214
VANGUARD SHORT TERM ETF ETF 921937827 814 9,903 SH   SOLE   0 0 9,903
VANGUARD LONG TERM ETF BOND ETF 921937793 3,114 30,228 SH   SOLE   0 0 30,228
VANGUARD WHITEHALL ETF FDS EMERGING MKT GOVT BD INDEX FD ETF 921946885 5,841 73,174 SH   SOLE   0 0 73,174
VANGUARD TOTAL INTL ETF STOCK INDEX FUND ETF 921909768 1,237 18,829 SH   SOLE   0 0 18,829
VANGUARD INTERMEDIAT ETF BOND ETF ETF 921937819 12,429 138,159 SH   SOLE   0 0 138,159
VANGUARD CONSUMER ETF DISCRETONARY ETF 92204A108 5,927 18,875 SH   SOLE   0 0 18,875
VANGUARD INDUSTRIALS ETF ETF 92204A603 4,072 20,730 SH   SOLE   0 0 20,730
VANGUARD HEALTH CARE ETF ETF 92204A504 5,131 20,764 SH   SOLE   0 0 20,764
VANGUARD FINANCIALS ETF ETF 92204A405 5,104 56,433 SH   SOLE   0 0 56,433
VANGUARD ENERGY ETF ETF 92204A306 1,036 13,653 SH   SOLE   0 0 13,653
VANGUARD INFORMATION ETF TECHNOLOGY ETF 92204A702 12,196 30,584 SH   SOLE   0 0 30,584
VANGUARD INTL EQUITY ETF INDEX FDS FTSE EMERGING MKTS ETF 922042858 17,620 324,442 SH   SOLE   0 0 324,442
VANGUARD ETF COMMUNICATION SERVICES ETF 92204A884 5,468 38,019 SH   SOLE   0 0 38,019
VANGUARD MATERIALS ETF ETF 92204A801 1,652 9,139 SH   SOLE   0 0 9,139
VANGUARD INDEX FDS ETF REAL ESTATE INDEX FD ETF 922908553 241 2,370 SH   SOLE   0 0 2,370
VANGUARD MID CAP ETF ETF 922908629 23,319 98,248 SH   SOLE   0 0 98,248
VANGUARD SMALL CAP ETF ETF 922908751 23,845 105,847 SH   SOLE   0 0 105,847
VERIZON COMMUNICATIONS COM COM 92343V104 282 5,040 SH   SOLE   0 0 5,040
WALMART INC COM 931142103 668 4,736 SH   SOLE   0 0 4,736
WEC ENERGY GROUP INC COM 92939U106 242 2,716 SH   SOLE   0 0 2,716
ANTHEM INC COM 036752103 261 683 SH   SOLE   0 0 683
WELLS FARGO & CO NEW COM 949746101 580 12,796 SH   SOLE   0 0 12,796
WESBANCO INC COM 950810101 23,389 656,440 SH   SOLE   0 0 656,440