The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   3,041,304 10,641 SH   SOLE   10,357 0 284
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   2,858 10 SH   OTR   10 0 0
CHUBB LIMITED COM H1467J104   3,499,706 18,023 SH   SOLE   17,770 0 253
CHUBB LIMITED COM H1467J104   76,506 394 SH   OTR   356 38 0
NXP SEMICONDUCTORS N V COM N6596X109   1,523,687 8,171 SH   SOLE   7,941 0 230
NXP SEMICONDUCTORS N V COM N6596X109   93,237 500 SH   OTR   500 0 0
AT&T INC COM 00206R102   129,533 6,729 SH   SOLE   6,729 0 0
AT&T INC COM 00206R102   120,312 6,250 SH   OTR   6,250 0 0
ABBOTT LABS COM 002824100   1,428,474 14,107 SH   SOLE   14,007 0 100
ABBOTT LABS COM 002824100   66,831 660 SH   OTR   660 0 0
ABBVIE INC COM 00287Y109   466,635 2,928 SH   SOLE   2,928 0 0
ABBVIE INC COM 00287Y109   267,422 1,678 SH   OTR   1,678 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   441,634 1,146 SH   SOLE   1,146 0 0
AGILENT TECHNOLOGIES INC COM 00846U101   264,644 1,913 SH   SOLE   1,913 0 0
AGILENT TECHNOLOGIES INC COM 00846U101   14,249 103 SH   OTR   103 0 0
AIR PRODS & CHEMS INC COM 009158106   495,724 1,726 SH   SOLE   1,726 0 0
ALPHABET INC CAP STK CL C 02079K107   632,840 6,085 SH   SOLE   6,085 0 0
ALPHABET INC CAP STK CL C 02079K107   24,960 240 SH   OTR   240 0 0
ALPHABET INC CAP STK CL A 02079K305   8,061,065 77,712 SH   SOLE   76,722 0 990
ALPHABET INC CAP STK CL A 02079K305   363,055 3,500 SH   OTR   3,320 180 0
AMAZON COM INC COM 023135106   4,319,381 41,818 SH   SOLE   41,078 0 740
AMAZON COM INC COM 023135106   16,526 160 SH   OTR   160 0 0
AMERICAN EXPRESS CO COM 025816109   1,449,085 8,785 SH   SOLE   8,720 0 65
AMERICAN EXPRESS CO COM 025816109   95,671 580 SH   OTR   580 0 0
AMERICAN TOWER CORP NEW COM 03027X100   1,841,716 9,013 SH   SOLE   8,812 0 201
AMERICAN TOWER CORP NEW COM 03027X100   2,043 10 SH   OTR   10 0 0
AMGEN INC COM 031162100   300,495 1,243 SH   SOLE   1,243 0 0
AMGEN INC COM 031162100   80,986 335 SH   OTR   300 35 0
APPLE INC COM 037833100   14,981,000 90,849 SH   SOLE   89,170 0 1,679
APPLE INC COM 037833100   1,558,140 9,449 SH   OTR   9,221 228 0
APPLIED MATLS INC COM 038222105   411,480 3,350 SH   OTR   3,350 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   596,648 2,680 SH   SOLE   2,680 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   292,758 1,315 SH   OTR   1,315 0 0
BALL CORP COM 058498106   357,223 6,482 SH   SOLE   6,482 0 0
BANK AMERICA CORP COM 060505104   2,378,061 83,149 SH   SOLE   82,022 0 1,127
BANK AMERICA CORP COM 060505104   70,070 2,450 SH   OTR   2,450 0 0
BERKSHIRE HILLS BANCORP INC COM 084680107   270,472 10,793 SH   SOLE   0 0 10,793
BLACKROCK INC COM 09247X101   3,651,387 5,457 SH   SOLE   5,366 0 91
BLACKROCK INC COM 09247X101   250,250 374 SH   OTR   348 26 0
BRISTOL-MYERS SQUIBB CO COM 110122108   1,344,059 19,392 SH   SOLE   18,761 0 631
BRISTOL-MYERS SQUIBB CO COM 110122108   646,662 9,330 SH   OTR   9,330 0 0
BROADCOM INC COM 11135F101   273,296 426 SH   SOLE   424 0 2
BROADCOM INC COM 11135F101   32,077 50 SH   OTR   50 0 0
THE CIGNA GROUP COM 125523100   27,852 109 SH   SOLE   109 0 0
THE CIGNA GROUP COM 125523100   191,647 750 SH   OTR   737 13 0
CARRIER GLOBAL CORPORATION COM 14448C104   121,832 2,663 SH   SOLE   2,663 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   223,717 4,890 SH   OTR   4,890 0 0
CATERPILLAR INC COM 149123101   2,056,585 8,987 SH   SOLE   8,787 0 200
CATERPILLAR INC COM 149123101   136,159 595 SH   OTR   595 0 0
CHEVRON CORP NEW COM 166764100   2,798,030 17,149 SH   SOLE   16,971 0 178
CHEVRON CORP NEW COM 166764100   216,187 1,325 SH   OTR   1,325 0 0
CISCO SYS INC COM 17275R102   3,929,878 75,177 SH   SOLE   73,684 0 1,493
CISCO SYS INC COM 17275R102   247,103 4,727 SH   OTR   4,727 0 0
COCA COLA CO COM 191216100   223,121 3,597 SH   SOLE   3,597 0 0
COCA COLA CO COM 191216100   115,996 1,870 SH   OTR   1,870 0 0
COLGATE PALMOLIVE CO COM 194162103   235,595 3,135 SH   SOLE   3,135 0 0
COLGATE PALMOLIVE CO COM 194162103   112,725 1,500 SH   OTR   1,500 0 0
CONOCOPHILLIPS COM 20825C104   87,106 878 SH   SOLE   878 0 0
CONOCOPHILLIPS COM 20825C104   191,475 1,930 SH   OTR   1,930 0 0
CONSTELLATION BRANDS INC CL A 21036P108   225,890 1,000 SH   SOLE   1,000 0 0
COSTCO WHSL CORP NEW COM 22160K105   564,941 1,137 SH   SOLE   1,111 0 26
COSTCO WHSL CORP NEW COM 22160K105   37,265 75 SH   OTR   75 0 0
DANAHER CORPORATION COM 235851102   6,516,746 25,856 SH   SOLE   25,498 0 358
DANAHER CORPORATION COM 235851102   88,214 350 SH   OTR   350 0 0
DEERE & CO COM 244199105   1,155,651 2,799 SH   SOLE   2,799 0 0
DISNEY WALT CO COM 254687106   2,451,282 24,481 SH   SOLE   24,163 0 318
DISNEY WALT CO COM 254687106   115,650 1,155 SH   OTR   1,130 25 0
DOMINION ENERGY INC COM 25746U109   1,659,129 29,675 SH   SOLE   29,189 0 486
DOMINION ENERGY INC COM 25746U109   129,599 2,318 SH   OTR   2,318 0 0
DOW INC COM 260557103   1,198,200 21,857 SH   SOLE   21,147 0 710
EMERSON ELEC CO COM 291011104   78,426 900 SH   SOLE   900 0 0
EMERSON ELEC CO COM 291011104   834,278 9,574 SH   OTR   9,574 0 0
EVERSOURCE ENERGY COM 30040W108   137,972 1,763 SH   SOLE   1,763 0 0
EVERSOURCE ENERGY COM 30040W108   101,738 1,300 SH   OTR   1,300 0 0
EXXON MOBIL CORP COM 30231G102   5,036,464 45,928 SH   SOLE   45,299 208 421
EXXON MOBIL CORP COM 30231G102   1,297,387 11,831 SH   OTR   11,831 0 0
META PLATFORMS INC CL A 30303M102   324,480 1,531 SH   SOLE   1,531 0 0
META PLATFORMS INC CL A 30303M102   34,970 165 SH   OTR   65 100 0
FASTENAL CO COM 311900104   302,657 5,611 SH   SOLE   5,611 0 0
FEDEX CORP COM 31428X106   1,753,432 7,674 SH   SOLE   7,544 0 130
FEDEX CORP COM 31428X106   15,994 70 SH   OTR   70 0 0
FIRST TR EXCHANGE-TRADED FD NASD TECH DIV 33738R118   604,834 11,182 SH   SOLE   11,182 0 0
GENERAL DYNAMICS CORP COM 369550108   745,105 3,265 SH   SOLE   3,265 0 0
GENERAL DYNAMICS CORP COM 369550108   5,705 25 SH   OTR   25 0 0
GENERAL ELECTRIC CO COM NEW 369604301   405,822 4,245 SH   SOLE   4,245 0 0
GENERAL ELECTRIC CO COM NEW 369604301   56,117 587 SH   OTR   587 0 0
HERSHEY CO COM 427866108   375,509 1,476 SH   SOLE   1,476 0 0
HOME DEPOT INC COM 437076102   5,231,002 17,725 SH   SOLE   17,453 0 272
HOME DEPOT INC COM 437076102   438,548 1,486 SH   OTR   1,486 0 0
HONEYWELL INTL INC COM 438516106   1,856,157 9,712 SH   SOLE   9,517 0 195
HONEYWELL INTL INC COM 438516106   22,934 120 SH   OTR   120 0 0
IDEXX LABS INC COM 45168D104   692,110 1,384 SH   SOLE   1,344 0 40
ILLINOIS TOOL WKS INC COM 452308109   687,259 2,823 SH   SOLE   2,693 0 130
INTERNATIONAL BUSINESS MACHS COM 459200101   505,876 3,859 SH   SOLE   3,188 57 614
INTERNATIONAL BUSINESS MACHS COM 459200101   14,419 110 SH   OTR   110 0 0
INTERPUBLIC GROUP COS INC COM 460690100   694,116 18,639 SH   SOLE   18,639 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   799,115 2,490 SH   SOLE   2,490 0 0
INTUIT COM 461202103   264,823 594 SH   SOLE   594 0 0
INVESCO EXCH TRADED FD TR II SOLAR ETF 46138G706   1,943,001 25,029 SH   SOLE   24,314 0 715
ISHARES TR CORE S&P500 ETF 464287200   3,177,648 7,730 SH   SOLE   6,230 0 1,500
ISHARES TR CORE S&P500 ETF 464287200   1,088,128 2,647 SH   OTR   2,647 0 0
ISHARES TR MSCI EMG MKT ETF 464287234   331,898 8,411 SH   SOLE   8,411 0 0
ISHARES TR MSCI EAFE ETF 464287465   805,100 11,257 SH   SOLE   11,257 0 0
ISHARES TR MSCI EAFE ETF 464287465   62,580 875 SH   OTR   875 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   2,373,570 22,350 SH   SOLE   22,350 0 0
ISHARES TR RUS MD CP GR ETF 464287481   4,301,657 47,245 SH   SOLE   46,625 100 520
ISHARES TR RUS MD CP GR ETF 464287481   57,361 630 SH   OTR   330 300 0
ISHARES TR CORE S&P MCP ETF 464287507   794,007 3,174 SH   SOLE   3,174 0 0
ISHARES TR CORE S&P MCP ETF 464287507   721,211 2,883 SH   OTR   2,883 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   286,354 1,172 SH   SOLE   1,172 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   210,868 1,182 SH   SOLE   1,182 0 0
ISHARES TR CORE S&P SCP ETF 464287804   172,416 1,783 SH   SOLE   1,783 0 0
ISHARES TR CORE S&P SCP ETF 464287804   462,419 4,782 SH   OTR   4,782 0 0
ISHARES TR INTL SEL DIV ETF 464288448   976,637 35,527 SH   SOLE   35,073 0 454
ISHARES TR ISHS 5-10YR INVT 464288638   554,234 10,808 SH   SOLE   10,808 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   24,358 475 SH   OTR   475 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   14,347,770 121,953 SH   SOLE   120,026 90 1,837
ISHARES TR 3 7 YR TREAS BD 464288661   2,353 20 SH   OTR   20 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   1,186,677 11,673 SH   SOLE   11,502 0 171
ISHARES TR MSCI USA MIN VOL 46429B697   1,366,129 18,781 SH   SOLE   18,596 0 185
ISHARES TR CORE MSCI TOTAL 46432F834   401,188 6,476 SH   SOLE   6,476 0 0
ISHARES TR CORE MSCI EAFE 46432F842   18,494,253 276,653 SH   SOLE   271,361 0 5,292
ISHARES TR CORE MSCI EAFE 46432F842   266,397 3,985 SH   OTR   3,985 0 0
ISHARES INC CORE MSCI EMKT 46434G103   2,744,535 56,252 SH   SOLE   55,981 0 271
ISHARES INC CORE MSCI EMKT 46434G103   48,790 1,000 SH   OTR   1,000 0 0
ISHARES TR MSCI GBL SUS DEV 46435G532   1,160,133 14,650 SH   SOLE   12,645 0 2,005
JPMORGAN CHASE & CO COM 46625H100   5,176,304 39,723 SH   SOLE   39,156 0 567
JPMORGAN CHASE & CO COM 46625H100   330,987 2,540 SH   OTR   2,540 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   17,195,602 341,725 SH   SOLE   333,216 0 8,509
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   7,548 150 SH   OTR   0 150 0
JOHNSON & JOHNSON COM 478160104   2,900,670 18,714 SH   SOLE   18,346 0 368
JOHNSON & JOHNSON COM 478160104   354,485 2,287 SH   OTR   2,287 0 0
KIMBERLY-CLARK CORP COM 494368103   148,313 1,105 SH   SOLE   1,105 0 0
KIMBERLY-CLARK CORP COM 494368103   67,110 500 SH   OTR   500 0 0
KINERJAPAY CORP COM 49460M101   0 595,000 SH   SOLE   595,000 0 0
LILLY ELI & CO COM 532457108   1,140,497 3,321 SH   SOLE   3,321 0 0
LILLY ELI & CO COM 532457108   140,115 408 SH   OTR   343 65 0
LOCKHEED MARTIN CORP COM 539830109   529,457 1,120 SH   SOLE   1,120 0 0
LOCKHEED MARTIN CORP COM 539830109   18,909 40 SH   OTR   40 0 0
LOWES COS INC COM 548661107   255,961 1,280 SH   SOLE   1,280 0 0
LOWES COS INC COM 548661107   9,998 50 SH   OTR   50 0 0
MCCORMICK & CO INC COM NON VTG 579780206   405,565 4,874 SH   SOLE   4,874 0 0
MCCORMICK & CO INC COM NON VTG 579780206   12,481 150 SH   OTR   150 0 0
MCDONALDS CORP COM 580135101   2,633,087 9,417 SH   SOLE   9,227 0 190
MCDONALDS CORP COM 580135101   282,406 1,010 SH   OTR   1,010 0 0
MERCK & CO INC COM 58933Y105   4,160,700 39,108 SH   SOLE   38,249 0 859
MERCK & CO INC COM 58933Y105   1,434,349 13,482 SH   OTR   13,482 0 0
METLIFE INC COM 59156R108   3,090,635 53,342 SH   SOLE   52,470 0 872
METLIFE INC COM 59156R108   66,631 1,150 SH   OTR   1,150 0 0
MICROSOFT CORP COM 594918104   13,747,008 47,683 SH   SOLE   46,959 0 724
MICROSOFT CORP COM 594918104   1,256,988 4,360 SH   OTR   4,360 0 0
MORGAN STANLEY COM NEW 617446448   665,787 7,583 SH   SOLE   7,583 0 0
NEXTERA ENERGY INC COM 65339F101   3,330,241 43,205 SH   SOLE   42,649 0 556
NEXTERA ENERGY INC COM 65339F101   144,293 1,872 SH   OTR   1,872 0 0
NIKE INC CL B 654106103   1,530,669 12,481 SH   SOLE   12,081 0 400
NIKE INC CL B 654106103   171,696 1,400 SH   OTR   1,400 0 0
NOVARTIS AG SPONSORED ADR 66987V109   428,352 4,656 SH   SOLE   4,656 0 0
NOVARTIS AG SPONSORED ADR 66987V109   30,360 330 SH   OTR   330 0 0
NVIDIA CORPORATION COM 67066G104   5,780,393 20,810 SH   SOLE   20,272 0 538
NVIDIA CORPORATION COM 67066G104   206,938 745 SH   OTR   745 0 0
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   390,737 7,010 SH   SOLE   6,997 0 13
ORACLE CORP COM 68389X105   195,132 2,100 SH   SOLE   2,100 0 0
ORACLE CORP COM 68389X105   14,402 155 SH   OTR   0 155 0
OWENS CORNING NEW COM 690742101   2,718,899 28,381 SH   SOLE   27,621 0 760
PNC FINL SVCS GROUP INC COM 693475105   425,403 3,347 SH   SOLE   3,347 0 0
PALO ALTO NETWORKS INC COM 697435105   253,869 1,271 SH   SOLE   1,271 0 0
PALO ALTO NETWORKS INC COM 697435105   23,968 120 SH   OTR   0 120 0
PAYPAL HLDGS INC COM 70450Y103   1,233,493 16,243 SH   SOLE   16,095 0 148
PAYPAL HLDGS INC COM 70450Y103   12,985 171 SH   OTR   171 0 0
PEPSICO INC COM 713448108   1,441,810 7,909 SH   SOLE   7,809 0 100
PEPSICO INC COM 713448108   366,423 2,010 SH   OTR   2,010 0 0
PFIZER INC COM 717081103   1,222,816 29,971 SH   SOLE   29,875 0 96
PFIZER INC COM 717081103   90,372 2,215 SH   OTR   2,215 0 0
PROCTER AND GAMBLE CO COM 742718109   5,295,296 35,613 SH   SOLE   34,646 340 627
PROCTER AND GAMBLE CO COM 742718109   286,971 1,930 SH   OTR   1,930 0 0
PROLOGIS INC. COM 74340W103   354,721 2,843 SH   SOLE   2,843 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   295,258 3,015 SH   SOLE   2,948 0 67
RAYTHEON TECHNOLOGIES CORP COM 75513E101   502,870 5,135 SH   OTR   5,135 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   48,063,614 117,403 SH   SOLE   111,902 435 5,066
SPDR S&P 500 ETF TR TR UNIT 78462F103   87,200 213 SH   OTR   213 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   1,094,301 19,767 SH   SOLE   19,465 0 302
SPDR SER TR S&P DIVID ETF 78464A763   943,165 7,624 SH   SOLE   7,624 0 0
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   376,553 4,101 SH   SOLE   4,031 0 70
SPDR SER TR PRTFLO S&P500 HI 78468R788   1,303,780 34,310 SH   SOLE   34,310 0 0
SPDR SER TR PRTFLO S&P500 HI 78468R788   38,000 1,000 SH   OTR   1,000 0 0
SALESFORCE INC COM 79466L302   1,821,594 9,118 SH   SOLE   8,990 0 128
SALESFORCE INC COM 79466L302   11,986 60 SH   OTR   60 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   936,262 6,200 SH   SOLE   6,200 0 0
SHERWIN WILLIAMS CO COM 824348106   331,985 1,477 SH   SOLE   1,477 0 0
STRYKER CORPORATION COM 863667101   2,215,532 7,761 SH   SOLE   7,491 0 270
TJX COS INC NEW COM 872540109   3,296,683 42,071 SH   SOLE   41,693 0 378
TJX COS INC NEW COM 872540109   254,121 3,243 SH   OTR   3,243 0 0
T-MOBILE US INC COM 872590104   1,369,896 9,458 SH   SOLE   9,236 0 222
TARGET CORP COM 87612E106   548,566 3,312 SH   SOLE   3,312 0 0
TARGET CORP COM 87612E106   4,140 25 SH   OTR   25 0 0
TEXAS INSTRS INC COM 882508104   1,290,165 6,936 SH   SOLE   6,756 0 180
TEXAS INSTRS INC COM 882508104   2,790 15 SH   OTR   15 0 0
3M CO COM 88579Y101   209,168 1,990 SH   SOLE   1,990 0 0
TRUIST FINL CORP COM 89832Q109   961,892 28,208 SH   SOLE   27,650 0 558
TRUIST FINL CORP COM 89832Q109   2,046 60 SH   OTR   60 0 0
ULTA BEAUTY INC COM 90384S303   341,043 625 SH   SOLE   625 0 0
ULTA BEAUTY INC COM 90384S303   5,456 10 SH   OTR   10 0 0
UNILEVER PLC SPON ADR NEW 904767704   1,685,751 32,462 SH   SOLE   32,362 0 100
UNION PAC CORP COM 907818108   3,477,974 17,281 SH   SOLE   17,032 0 249
UNION PAC CORP COM 907818108   121,561 604 SH   OTR   604 0 0
UNITEDHEALTH GROUP INC COM 91324P102   3,066,636 6,489 SH   SOLE   6,287 0 202
UNITEDHEALTH GROUP INC COM 91324P102   189,036 400 SH   OTR   400 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   363,121 8,039 SH   SOLE   7,379 0 660
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   52,848 1,170 SH   OTR   670 500 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   380,866 7,123 SH   SOLE   7,123 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,274,489 16,719 SH   SOLE   15,603 0 1,116
VERIZON COMMUNICATIONS INC COM 92343V104   2,366,650 60,855 SH   SOLE   59,548 0 1,307
VERIZON COMMUNICATIONS INC COM 92343V104   243,140 6,252 SH   OTR   6,252 0 0
VISA INC COM CL A 92826C839   6,614,770 29,339 SH   SOLE   29,090 0 249
VISA INC COM CL A 92826C839   387,791 1,720 SH   OTR   1,620 100 0
WALMART INC COM 931142103   3,934,850 26,686 SH   SOLE   26,177 0 509
WALMART INC COM 931142103   11,058 75 SH   OTR   75 0 0
WASTE MGMT INC DEL COM 94106L109   382,796 2,346 SH   SOLE   2,346 0 0
WASTE MGMT INC DEL COM 94106L109   12,237 75 SH   OTR   75 0 0
XYLEM INC COM 98419M100   274,942 2,626 SH   SOLE   2,626 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   50,388 390 SH   SOLE   390 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102   348,840 2,700 SH   OTR   2,700 0 0