The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4,369 10,538 SH   SOLE   10,254 0 284
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 4 10 SH   OTR   10 0 0
CHUBB LIMITED COM H1467J104 4,057 20,988 SH   SOLE   20,735 0 253
CHUBB LIMITED COM H1467J104 76 394 SH   OTR   356 38 0
NXP SEMICONDUCTORS N V COM N6596X109 987 4,331 SH   SOLE   4,094 0 237
NXP SEMICONDUCTORS N V COM N6596X109 114 500 SH   OTR   500 0 0
AT&T INC COM 00206R102 213 8,662 SH   SOLE   8,649 0 13
AT&T INC COM 00206R102 157 6,400 SH   OTR   6,400 0 0
ABBOTT LABS COM 002824100 2,051 14,576 SH   SOLE   14,469 0 107
ABBOTT LABS COM 002824100 142 1,010 SH   OTR   1,010 0 0
ABBVIE INC COM 00287Y109 454 3,355 SH   SOLE   3,355 0 0
ABBVIE INC COM 00287Y109 275 2,028 SH   OTR   2,028 0 0
AIR PRODS & CHEMS INC COM 009158106 467 1,535 SH   SOLE   1,532 0 3
ALPHABET INC CAP STK CL C 02079K107 1,074 371 SH   SOLE   371 0 0
ALPHABET INC CAP STK CL C 02079K107 64 22 SH   OTR   22 0 0
ALPHABET INC CAP STK CL A 02079K305 12,588 4,345 SH   SOLE   4,295 0 50
ALPHABET INC CAP STK CL A 02079K305 600 207 SH   OTR   198 9 0
AMAZON COM INC COM 023135106 7,279 2,183 SH   SOLE   2,146 0 37
AMAZON COM INC COM 023135106 277 83 SH   OTR   83 0 0
AMERICAN EXPRESS CO COM 025816109 1,089 6,657 SH   SOLE   6,592 0 65
AMERICAN EXPRESS CO COM 025816109 110 671 SH   OTR   671 0 0
AMERICAN TOWER CORP NEW COM 03027X100 2,094 7,159 SH   SOLE   6,967 0 192
AMGEN INC COM 031162100 337 1,498 SH   SOLE   1,498 0 0
AMGEN INC COM 031162100 109 485 SH   OTR   450 35 0
APPLE INC COM 037833100 20,426 115,028 SH   SOLE   112,981 0 2,047
APPLE INC COM 037833100 2,229 12,553 SH   OTR   12,325 228 0
APPLIED MATLS INC COM 038222105 88 560 SH   SOLE   550 0 10
APPLIED MATLS INC COM 038222105 527 3,350 SH   OTR   3,350 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 738 2,992 SH   SOLE   2,992 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 398 1,615 SH   OTR   1,615 0 0
BK OF AMERICA CORP COM 060505104 4,198 94,361 SH   SOLE   93,334 0 1,027
BK OF AMERICA CORP COM 060505104 358 8,057 SH   OTR   8,057 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 204 682 SH   SOLE   682 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 42 140 SH   OTR   140 0 0
BERKSHIRE HILLS BANCORP INC COM 084680107 325 11,427 SH   SOLE   0 0 11,427
BLACKROCK INC COM 09247X101 5,788 6,322 SH   SOLE   6,234 0 88
BLACKROCK INC COM 09247X101 391 427 SH   OTR   401 26 0
BRISTOL-MYERS SQUIBB CO COM 110122108 2,491 39,959 SH   SOLE   39,328 0 631
BRISTOL-MYERS SQUIBB CO COM 110122108 653 10,475 SH   OTR   10,425 50 0
BROADCOM INC COM 11135F101 218 328 SH   SOLE   326 0 2
BROADCOM INC COM 11135F101 33 50 SH   OTR   50 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 275 5,063 SH   SOLE   5,063 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 266 4,910 SH   OTR   4,910 0 0
CATERPILLAR INC COM 149123101 1,036 5,009 SH   SOLE   4,849 0 160
CATERPILLAR INC COM 149123101 151 730 SH   OTR   730 0 0
CHEVRON CORP NEW COM 166764100 1,988 16,944 SH   SOLE   16,765 0 179
CHEVRON CORP NEW COM 166764100 155 1,325 SH   OTR   1,325 0 0
CISCO SYS INC COM 17275R102 4,563 72,012 SH   SOLE   70,519 0 1,493
CISCO SYS INC COM 17275R102 296 4,677 SH   OTR   4,677 0 0
CITIGROUP INC COM NEW 172967424 1,797 29,764 SH   SOLE   29,516 0 248
CITIGROUP INC COM NEW 172967424 3 50 SH   OTR   50 0 0
COCA COLA CO COM 191216100 299 5,042 SH   SOLE   5,042 0 0
COCA COLA CO COM 191216100 111 1,870 SH   OTR   1,870 0 0
COLGATE PALMOLIVE CO COM 194162103 477 5,590 SH   SOLE   5,590 0 0
COLGATE PALMOLIVE CO COM 194162103 145 1,700 SH   OTR   1,700 0 0
CONSTELLATION BRANDS INC CL A 21036P108 251 1,000 SH   SOLE   1,000 0 0
COSTCO WHSL CORP NEW COM 22160K105 283 499 SH   SOLE   473 0 26
COSTCO WHSL CORP NEW COM 22160K105 88 155 SH   OTR   155 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 2,236 10,712 SH   SOLE   10,531 0 181
CROWN CASTLE INTL CORP NEW COM 22822V101 125 600 SH   OTR   600 0 0
CRUZ BATTERY METALS CORP COM 22888A108 8 38,000 SH   SOLE   38,000 0 0
DANAHER CORPORATION COM 235851102 9,501 28,877 SH   SOLE   28,529 0 348
DANAHER CORPORATION COM 235851102 181 550 SH   OTR   550 0 0
DEERE & CO COM 244199105 901 2,627 SH   SOLE   2,627 0 0
DISNEY WALT CO COM 254687106 4,103 26,489 SH   SOLE   26,166 0 323
DISNEY WALT CO COM 254687106 222 1,435 SH   OTR   1,410 25 0
DOMINION ENERGY INC COM 25746U109 2,015 25,643 SH   SOLE   25,146 0 497
DOMINION ENERGY INC COM 25746U109 182 2,318 SH   OTR   2,318 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 193 1,837 SH   SOLE   1,837 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 112 1,066 SH   OTR   1,066 0 0
EMERSON ELEC CO COM 291011104 249 2,675 SH   SOLE   2,675 0 0
EMERSON ELEC CO COM 291011104 890 9,574 SH   OTR   9,574 0 0
ERICSSON ADR B SEK 10 294821608 1,823 167,721 SH   SOLE   165,077 0 2,644
ERICSSON ADR B SEK 10 294821608 80 7,325 SH   OTR   7,325 0 0
EVERSOURCE ENERGY COM 30040W108 277 3,048 SH   SOLE   3,048 0 0
EVERSOURCE ENERGY COM 30040W108 118 1,300 SH   OTR   1,300 0 0
EXXON MOBIL CORP COM 30231G102 3,147 51,423 SH   SOLE   50,807 208 408
EXXON MOBIL CORP COM 30231G102 712 11,631 SH   OTR   11,631 0 0
FMC CORP COM NEW 302491303 398 3,621 SH   SOLE   3,621 0 0
META PLATFORMS INC CL A 30303M102 4,869 14,476 SH   SOLE   14,248 0 228
META PLATFORMS INC CL A 30303M102 122 362 SH   OTR   262 100 0
FEDEX CORP COM 31428X106 2,031 7,851 SH   SOLE   7,664 0 187
FEDEX CORP COM 31428X106 32 123 SH   OTR   123 0 0
FORTIVE CORP COM 34959J108 796 10,431 SH   SOLE   10,431 0 0
FORTIVE CORP COM 34959J108 15 200 SH   OTR   150 50 0
FRANKLIN RESOURCES INC COM 354613101 201 6,000 SH   SOLE   6,000 0 0
GENERAL DYNAMICS CORP COM 369550108 681 3,265 SH   SOLE   3,265 0 0
GENERAL DYNAMICS CORP COM 369550108 5 25 SH   OTR   25 0 0
GENERAL ELECTRIC CO COM NEW 369604301 567 5,999 SH   SOLE   5,999 0 0
GENERAL ELECTRIC CO COM NEW 369604301 55 587 SH   OTR   587 0 0
HOME DEPOT INC COM 437076102 7,630 18,386 SH   SOLE   18,114 0 272
HOME DEPOT INC COM 437076102 896 2,158 SH   OTR   2,158 0 0
HONEYWELL INTL INC COM 438516106 2,228 10,685 SH   SOLE   10,486 0 199
HONEYWELL INTL INC COM 438516106 25 120 SH   OTR   120 0 0
IDEXX LABS INC COM 45168D104 957 1,454 SH   SOLE   1,406 0 48
IDEXX LABS INC COM 45168D104 18 27 SH   OTR   27 0 0
ILLINOIS TOOL WKS INC COM 452308109 459 1,858 SH   SOLE   1,726 0 132
INTEL CORP COM 458140100 475 9,228 SH   SOLE   9,228 0 0
INTEL CORP COM 458140100 74 1,430 SH   OTR   1,430 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 653 4,887 SH   SOLE   4,830 57 0
INTERNATIONAL BUSINESS MACHS COM 459200101 39 290 SH   OTR   290 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,080 2,714 SH   SOLE   2,714 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,413 2,962 SH   SOLE   2,962 0 0
ISHARES TR CORE S&P500 ETF 464287200 3,945 8,270 SH   OTR   8,270 0 0
ISHARES TR CORE US AGGBD ET 464287226 187 1,636 SH   SOLE   1,636 0 0
ISHARES TR CORE US AGGBD ET 464287226 34 300 SH   OTR   300 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 762 15,594 SH   SOLE   15,594 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,416 16,559 SH   SOLE   16,046 0 513
ISHARES TR MSCI EAFE ETF 464287465 1,076 13,677 SH   SOLE   13,677 0 0
ISHARES TR MSCI EAFE ETF 464287465 37 475 SH   OTR   475 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 7,102 58,036 SH   SOLE   56,631 0 1,405
ISHARES TR RUS MD CP GR ETF 464287481 13,458 116,805 SH   SOLE   114,716 100 1,989
ISHARES TR RUS MD CP GR ETF 464287481 73 630 SH   OTR   330 300 0
ISHARES TR CORE S&P MCP ETF 464287507 906 3,199 SH   SOLE   3,199 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,070 3,780 SH   OTR   3,780 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 220 750 SH   SOLE   750 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 310 1,393 SH   SOLE   1,388 0 5
ISHARES TR CORE S&P SCP ETF 464287804 218 1,908 SH   SOLE   1,908 0 0
ISHARES TR CORE S&P SCP ETF 464287804 725 6,330 SH   OTR   6,330 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,537 13,221 SH   SOLE   13,221 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 24,878 419,741 SH   SOLE   402,362 160 17,219
ISHARES TR ISHS 5-10YR INVT 464288638 43 725 SH   OTR   725 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 17,436 135,509 SH   SOLE   133,165 90 2,254
ISHARES TR 3 7 YR TREAS BD 464288661 3 20 SH   OTR   20 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 413 5,824 SH   SOLE   4,824 0 1,000
ISHARES TR CORE MSCI EAFE 46432F842 8,806 117,974 SH   SOLE   113,737 0 4,237
ISHARES TR CORE MSCI EAFE 46432F842 185 2,475 SH   OTR   2,475 0 0
ISHARES INC CORE MSCI EMKT 46434G103 3,702 61,840 SH   SOLE   59,948 0 1,892
ISHARES INC CORE MSCI EMKT 46434G103 60 1,000 SH   OTR   1,000 0 0
JPMORGAN CHASE & CO COM 46625H100 6,935 43,795 SH   SOLE   43,228 0 567
JPMORGAN CHASE & CO COM 46625H100 419 2,644 SH   OTR   2,644 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 19,055 377,484 SH   SOLE   370,386 0 7,098
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 18 350 SH   OTR   0 350 0
JOHNSON & JOHNSON COM 478160104 2,026 11,842 SH   SOLE   11,724 0 118
JOHNSON & JOHNSON COM 478160104 391 2,287 SH   OTR   2,287 0 0
KIMBERLY-CLARK CORP COM 494368103 1,974 13,815 SH   SOLE   13,342 0 473
KIMBERLY-CLARK CORP COM 494368103 71 500 SH   OTR   500 0 0
KINERJAPAY CORP COM 49460M101 0 595,000 SH   SOLE   595,000 0 0
LILLY ELI & CO COM 532457108 1,086 3,931 SH   SOLE   3,931 0 0
LILLY ELI & CO COM 532457108 113 408 SH   OTR   343 65 0
LOCKHEED MARTIN CORP COM 539830109 300 845 SH   SOLE   845 0 0
LOCKHEED MARTIN CORP COM 539830109 14 40 SH   OTR   40 0 0
LOWES COS INC COM 548661107 194 751 SH   SOLE   751 0 0
LOWES COS INC COM 548661107 33 128 SH   OTR   128 0 0
MASTERCARD INCORPORATED CL A 57636Q104 233 648 SH   SOLE   590 0 58
MCCORMICK & CO INC COM NON VTG 579780206 1,542 15,964 SH   SOLE   15,904 0 60
MCCORMICK & CO INC COM NON VTG 579780206 26 270 SH   OTR   150 120 0
MCDONALDS CORP COM 580135101 2,338 8,722 SH   SOLE   8,539 0 183
MCDONALDS CORP COM 580135101 298 1,110 SH   OTR   1,110 0 0
MERCK & CO INC COM 58933Y105 3,585 46,774 SH   SOLE   45,907 0 867
MERCK & CO INC COM 58933Y105 1,069 13,942 SH   OTR   13,942 0 0
METLIFE INC COM 59156R108 3,971 63,543 SH   SOLE   62,656 0 887
METLIFE INC COM 59156R108 72 1,150 SH   OTR   1,150 0 0
MICROSOFT CORP COM 594918104 18,375 54,636 SH   SOLE   53,904 0 732
MICROSOFT CORP COM 594918104 1,559 4,635 SH   OTR   4,635 0 0
MORGAN STANLEY COM NEW 617446448 457 4,651 SH   SOLE   4,651 0 0
NEXTERA ENERGY INC COM 65339F101 4,088 43,783 SH   SOLE   43,217 0 566
NEXTERA ENERGY INC COM 65339F101 175 1,872 SH   OTR   1,872 0 0
NIKE INC CL B 654106103 1,499 8,993 SH   SOLE   8,593 0 400
NIKE INC CL B 654106103 233 1,400 SH   OTR   1,400 0 0
NORFOLK SOUTHN CORP COM 655844108 350 1,175 SH   SOLE   1,175 0 0
NORFOLK SOUTHN CORP COM 655844108 9 30 SH   OTR   30 0 0
NOVARTIS AG SPONSORED ADR 66987V109 1,123 12,834 SH   SOLE   12,834 0 0
NOVARTIS AG SPONSORED ADR 66987V109 39 445 SH   OTR   405 40 0
NVIDIA CORPORATION COM 67066G104 7,080 24,074 SH   SOLE   23,536 0 538
NVIDIA CORPORATION COM 67066G104 218 740 SH   OTR   740 0 0
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 300 4,375 SH   SOLE   4,355 0 20
ORACLE CORP COM 68389X105 297 3,400 SH   SOLE   3,400 0 0
ORACLE CORP COM 68389X105 127 1,455 SH   OTR   1,300 155 0
OWENS CORNING NEW COM 690742101 1,753 19,375 SH   SOLE   18,692 0 683
OWENS CORNING NEW COM 690742101 15 167 SH   OTR   167 0 0
PALO ALTO NETWORKS INC COM 697435105 295 530 SH   SOLE   530 0 0
PALO ALTO NETWORKS INC COM 697435105 22 40 SH   OTR   0 40 0
PAYPAL HLDGS INC COM 70450Y103 2,679 14,204 SH   SOLE   14,034 0 170
PAYPAL HLDGS INC COM 70450Y103 108 572 SH   OTR   572 0 0
PEPSICO INC COM 713448108 1,582 9,105 SH   SOLE   9,002 0 103
PEPSICO INC COM 713448108 397 2,285 SH   OTR   2,285 0 0
PFIZER INC COM 717081103 4,839 81,947 SH   SOLE   81,751 0 196
PFIZER INC COM 717081103 138 2,340 SH   OTR   2,215 125 0
PROCTER AND GAMBLE CO COM 742718109 7,043 43,055 SH   SOLE   42,053 375 627
PROCTER AND GAMBLE CO COM 742718109 332 2,032 SH   OTR   2,032 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 463 5,383 SH   SOLE   5,307 0 76
RAYTHEON TECHNOLOGIES CORP COM 75513E101 467 5,431 SH   OTR   5,431 0 0
ROBINHOOD MKTS INC COM CL A 770700102 256 14,434 SH   SOLE   14,434 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 60,929 128,283 SH   SOLE   121,235 385 6,663
SPDR S&P 500 ETF TR TR UNIT 78462F103 156 328 SH   OTR   328 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 7,387 101,932 SH   SOLE   99,154 0 2,778
SPDR SER TR PRTFLO S&P500 HI 78468R788 394 9,372 SH   SOLE   9,372 0 0
SVB FINANCIAL GROUP COM 78486Q101 736 1,085 SH   SOLE   1,023 0 62
SALESFORCE COM INC COM 79466L302 2,810 11,056 SH   SOLE   10,863 0 193
SALESFORCE COM INC COM 79466L302 41 160 SH   OTR   160 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,592 9,154 SH   SOLE   9,146 0 8
SHERWIN WILLIAMS CO COM 824348106 923 2,622 SH   SOLE   2,572 0 50
STRYKER CORPORATION COM 863667101 1,072 4,010 SH   SOLE   3,758 0 252
TJX COS INC NEW COM 872540109 3,356 44,205 SH   SOLE   43,809 0 396
TJX COS INC NEW COM 872540109 269 3,543 SH   OTR   3,543 0 0
T-MOBILE US INC COM 872590104 1,219 10,511 SH   SOLE   10,284 0 227
TEXAS INSTRS INC COM 882508104 274 1,452 SH   SOLE   1,452 0 0
3M CO COM 88579Y101 430 2,420 SH   SOLE   2,420 0 0
3M CO COM 88579Y101 15 85 SH   OTR   85 0 0
TRACTOR SUPPLY CO COM 892356106 1,023 4,286 SH   SOLE   4,143 0 143
TRACTOR SUPPLY CO COM 892356106 5 20 SH   OTR   20 0 0
ULTA BEAUTY INC COM 90384S303 868 2,105 SH   SOLE   2,091 0 14
ULTA BEAUTY INC COM 90384S303 4 10 SH   OTR   10 0 0
UNILEVER PLC SPON ADR NEW 904767704 638 11,853 SH   SOLE   11,853 0 0
UNION PAC CORP COM 907818108 4,830 19,172 SH   SOLE   18,923 0 249
UNION PAC CORP COM 907818108 215 854 SH   OTR   854 0 0
UNITEDHEALTH GROUP INC COM 91324P102 2,761 5,498 SH   SOLE   5,308 0 190
UNITEDHEALTH GROUP INC COM 91324P102 201 400 SH   OTR   400 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 659 12,904 SH   SOLE   11,914 0 990
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 60 1,170 SH   OTR   670 500 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 481 7,847 SH   SOLE   7,847 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 31 500 SH   OTR   500 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 909 18,387 SH   SOLE   18,012 0 375
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 17 350 SH   OTR   200 150 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,979 85,890 SH   SOLE   84,174 0 1,716
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2 20 SH   OTR   0 20 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,399 65,414 SH   SOLE   64,069 0 1,345
VERIZON COMMUNICATIONS INC COM 92343V104 305 5,872 SH   OTR   5,872 0 0
VISA INC COM CL A 92826C839 6,429 29,666 SH   SOLE   29,417 0 249
VISA INC COM CL A 92826C839 438 2,020 SH   OTR   1,920 100 0
VOYAGER DIGITAL LTD NPV COM 00BL9Y6T0 313 25,000 SH   SOLE   25,000 0 0
WALMART INC COM 931142103 4,212 29,113 SH   SOLE   28,618 0 495
WALMART INC COM 931142103 11 75 SH   OTR   75 0 0
XILINX INC COM 983919101 596 2,812 SH   SOLE   2,812 0 0
XILINX INC COM 983919101 4 20 SH   OTR   20 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 129 1,013 SH   SOLE   1,013 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 353 2,780 SH   OTR   2,780 0 0