The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 3,272 10,229 SH   SOLE   9,945 0 284
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 16 51 SH   OTR   51 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 216 1,250 SH   OTR   1,250 0 0
CHUBB LIMITED COM H1467J104 3,564 20,542 SH   OTR   20,286 0 256
CHUBB LIMITED COM H1467J104 77 441 SH   OTR   403 38 0
NXP SEMICONDUCTORS N V COM N6596X109 688 3,512 SH   OTR   3,502 0 10
NXP SEMICONDUCTORS N V COM N6596X109 107 545 SH   OTR   545 0 0
AT&T INC COM 00206R102 366 13,555 SH   OTR   13,542 0 13
AT&T INC COM 00206R102 199 7,350 SH   OTR   7,350 0 0
ABBOTT LABS COM 002824100 1,718 14,541 SH   OTR   14,434 0 107
ABBOTT LABS COM 002824100 119 1,010 SH   OTR   1,010 0 0
ABBVIE INC COM 00287Y109 362 3,355 SH   OTR   3,355 0 0
ABBVIE INC COM 00287Y109 219 2,028 SH   OTR   2,028 0 0
AIR PRODS & CHEMS INC COM 009158106 398 1,555 SH   OTR   1,552 0 3
ALPHABET INC CAP STK CL C 02079K107 981 368 SH   OTR   368 0 0
ALPHABET INC CAP STK CL C 02079K107 59 22 SH   OTR   22 0 0
ALPHABET INC CAP STK CL A 02079K305 11,723 4,385 SH   OTR   4,330 0 55
ALPHABET INC CAP STK CL A 02079K305 572 214 SH   OTR   205 9 0
AMAZON COM INC COM 023135106 7,004 2,132 SH   OTR   2,095 0 37
AMAZON COM INC COM 023135106 292 89 SH   OTR   89 0 0
AMERICAN EXPRESS CO COM 025816109 1,009 6,024 SH   OTR   5,959 0 65
AMERICAN EXPRESS CO COM 025816109 116 690 SH   OTR   690 0 0
AMERICAN TOWER CORP NEW COM 03027X100 1,594 6,006 SH   OTR   5,814 0 192
AMERICAN TOWER CORP NEW COM 03027X100 12 45 SH   OTR   45 0 0
AMGEN INC COM 031162100 323 1,518 SH   OTR   1,518 0 0
AMGEN INC COM 031162100 103 485 SH   OTR   450 35 0
APPLE INC COM 037833100 16,228 114,689 SH   OTR   112,642 0 2,047
APPLE INC COM 037833100 1,796 12,694 SH   OTR   12,466 228 0
APPLIED MATLS INC COM 038222105 72 560 SH   OTR   550 0 10
APPLIED MATLS INC COM 038222105 431 3,350 SH   OTR   3,350 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 613 3,067 SH   OTR   3,067 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 323 1,615 SH   OTR   1,615 0 0
BK OF AMERICA CORP COM 060505104 3,962 93,340 SH   OTR   92,313 0 1,027
BK OF AMERICA CORP COM 060505104 336 7,925 SH   OTR   7,925 0 0
BERKSHIRE HILLS BANCORP INC COM 084680107 335 12,427 SH   OTR   0 0 12,427
BLACKROCK INC COM 09247X101 5,253 6,263 SH   OTR   6,175 0 88
BLACKROCK INC COM 09247X101 366 436 SH   OTR   410 26 0
BRISTOL-MYERS SQUIBB CO COM 110122108 2,525 42,668 SH   OTR   42,037 0 631
BRISTOL-MYERS SQUIBB CO COM 110122108 625 10,567 SH   OTR   10,517 50 0
CARRIER GLOBAL CORPORATION COM 14448C104 267 5,163 SH   OTR   5,163 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 254 4,910 SH   OTR   4,910 0 0
CATERPILLAR INC COM 149123101 342 1,780 SH   OTR   1,780 0 0
CATERPILLAR INC COM 149123101 63 330 SH   OTR   330 0 0
CHEVRON CORP NEW COM 166764100 1,622 15,990 SH   OTR   15,811 0 179
CHEVRON CORP NEW COM 166764100 109 1,075 SH   OTR   1,075 0 0
CISCO SYS INC COM 17275R102 3,777 69,383 SH   OTR   67,890 0 1,493
CISCO SYS INC COM 17275R102 267 4,901 SH   OTR   4,901 0 0
CITIGROUP INC COM NEW 172967424 2,057 29,311 SH   OTR   29,063 0 248
CITIGROUP INC COM NEW 172967424 10 138 SH   OTR   138 0 0
COCA COLA CO COM 191216100 277 5,287 SH   OTR   5,287 0 0
COCA COLA CO COM 191216100 98 1,870 SH   OTR   1,870 0 0
COLGATE PALMOLIVE CO COM 194162103 445 5,890 SH   OTR   5,890 0 0
COLGATE PALMOLIVE CO COM 194162103 128 1,700 SH   OTR   1,700 0 0
COMCAST CORP NEW CL A 20030N101 127 2,274 SH   SOLE   2,060 0 214
COMCAST CORP NEW CL A 20030N101 140 2,500 SH   OTR   2,500 0 0
COOPER COS INC COM NEW 216648402 555 1,343 SH   SOLE   1,309 0 34
COOPER COS INC COM NEW 216648402 2 6 SH   OTR   6 0 0
COSTCO WHSL CORP NEW COM 22160K105 145 323 SH   SOLE   297 0 26
COSTCO WHSL CORP NEW COM 22160K105 70 155 SH   OTR   155 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 2,028 11,701 SH   SOLE   11,516 0 185
CROWN CASTLE INTL CORP NEW COM 22822V101 109 627 SH   OTR   627 0 0
CRUZ BATTERY METALS CORP COM 22888A108 3 38,000 SH   SOLE   38,000 0 0
DANAHER CORPORATION COM 235851102 8,443 27,734 SH   SOLE   27,386 0 348
DANAHER CORPORATION COM 235851102 182 597 SH   OTR   597 0 0
DEERE & CO COM 244199105 528 1,577 SH   SOLE   1,577 0 0
DISNEY WALT CO COM 254687106 4,367 25,813 SH   SOLE   25,490 0 323
DISNEY WALT CO COM 254687106 250 1,476 SH   OTR   1,451 25 0
DOMINION ENERGY INC COM 25746U109 1,870 25,606 SH   SOLE   25,109 0 497
DOMINION ENERGY INC COM 25746U109 104 1,429 SH   OTR   1,429 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 167 1,711 SH   SOLE   1,711 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 104 1,066 SH   OTR   1,066 0 0
EMERSON ELEC CO COM 291011104 259 2,745 SH   SOLE   2,745 0 0
EMERSON ELEC CO COM 291011104 902 9,574 SH   OTR   9,574 0 0
ERICSSON ADR B SEK 10 294821608 1,947 173,870 SH   SOLE   171,226 0 2,644
ERICSSON ADR B SEK 10 294821608 89 7,913 SH   OTR   7,913 0 0
EVERSOURCE ENERGY COM 30040W108 257 3,148 SH   SOLE   3,148 0 0
EVERSOURCE ENERGY COM 30040W108 106 1,300 SH   OTR   1,300 0 0
EXXON MOBIL CORP COM 30231G102 2,977 50,615 SH   SOLE   49,999 208 408
EXXON MOBIL CORP COM 30231G102 631 10,734 SH   OTR   10,734 0 0
FMC CORP COM NEW 302491303 1,138 12,434 SH   SOLE   12,205 0 229
FMC CORP COM NEW 302491303 3 35 SH   OTR   35 0 0
FACEBOOK INC CL A 30303M102 4,873 14,358 SH   SOLE   14,130 0 228
FACEBOOK INC CL A 30303M102 133 391 SH   OTR   291 100 0
FEDEX CORP COM 31428X106 1,112 5,072 SH   SOLE   4,940 0 132
FEDEX CORP COM 31428X106 31 143 SH   OTR   143 0 0
FORTIVE CORP COM 34959J108 1,074 15,212 SH   SOLE   15,055 0 157
FORTIVE CORP COM 34959J108 22 313 SH   OTR   263 50 0
FORTRESS TRANS INFRST INVS L COM REP LTD LIAB 34960P101 3,299 130,000 SH   SOLE   0 0 130,000
GENERAL DYNAMICS CORP COM 369550108 522 2,665 SH   SOLE   2,665 0 0
GENERAL DYNAMICS CORP COM 369550108 5 25 SH   OTR   25 0 0
GENERAL ELECTRIC CO COM NEW 369604301 498 4,836 SH   SOLE   4,836 0 0
GENERAL ELECTRIC CO COM NEW 369604301 169 1,643 SH   OTR   1,643 0 0
HOME DEPOT INC COM 437076102 5,831 17,763 SH   SOLE   17,488 0 275
HOME DEPOT INC COM 437076102 719 2,189 SH   OTR   2,189 0 0
HONEYWELL INTL INC COM 438516106 2,240 10,550 SH   SOLE   10,347 0 203
HONEYWELL INTL INC COM 438516106 30 142 SH   OTR   142 0 0
IDEXX LABS INC COM 45168D104 879 1,414 SH   SOLE   1,366 0 48
IDEXX LABS INC COM 45168D104 21 33 SH   OTR   33 0 0
INTEL CORP COM 458140100 814 15,272 SH   SOLE   15,158 0 114
INTEL CORP COM 458140100 252 4,730 SH   OTR   4,730 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 680 4,892 SH   SOLE   4,835 57 0
INTERNATIONAL BUSINESS MACHS COM 459200101 40 290 SH   OTR   290 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 949 2,651 SH   SOLE   2,651 0 0
ISHARES TR CORE S&P500 ETF 464287200 783 1,817 SH   SOLE   1,817 0 0
ISHARES TR CORE S&P500 ETF 464287200 457 1,060 SH   OTR   1,060 0 0
ISHARES TR CORE US AGGBD ET 464287226 272 2,371 SH   SOLE   2,371 0 0
ISHARES TR CORE US AGGBD ET 464287226 34 300 SH   OTR   300 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 710 14,094 SH   SOLE   14,094 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 1,612 18,715 SH   SOLE   18,202 0 513
ISHARES TR MSCI EAFE ETF 464287465 1,125 14,416 SH   SOLE   14,416 0 0
ISHARES TR MSCI EAFE ETF 464287465 37 475 SH   OTR   475 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 6,528 57,641 SH   SOLE   56,236 0 1,405
ISHARES TR RUS MDCP VAL ETF 464287473 18 161 SH   OTR   161 0 0
ISHARES TR RUS MD CP GR ETF 464287481 13,438 119,905 SH   SOLE   117,626 100 2,179
ISHARES TR RUS MD CP GR ETF 464287481 89 798 SH   OTR   498 300 0
ISHARES TR CORE S&P MCP ETF 464287507 884 3,360 SH   SOLE   3,360 0 0
ISHARES TR CORE S&P MCP ETF 464287507 276 1,050 SH   OTR   1,050 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 220 750 SH   SOLE   750 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 339 1,550 SH   SOLE   1,545 0 5
ISHARES TR CORE S&P SCP ETF 464287804 225 2,064 SH   SOLE   2,064 0 0
ISHARES TR CORE S&P SCP ETF 464287804 209 1,910 SH   OTR   1,910 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,439 12,385 SH   SOLE   12,385 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 24,076 400,861 SH   SOLE   383,727 160 16,974
ISHARES TR ISHS 5-10YR INVT 464288638 44 725 SH   OTR   725 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 18,035 138,546 SH   SOLE   136,292 90 2,164
ISHARES TR 3 7 YR TREAS BD 464288661 3 20 SH   OTR   20 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 318 4,485 SH   SOLE   3,485 0 1,000
ISHARES TR CORE MSCI EAFE 46432F842 4,055 54,607 SH   SOLE   51,300 0 3,307
ISHARES TR CORE MSCI EAFE 46432F842 19 260 SH   OTR   260 0 0
ISHARES INC CORE MSCI EMKT 46434G103 3,640 58,941 SH   SOLE   57,074 0 1,867
ISHARES INC CORE MSCI EMKT 46434G103 74 1,201 SH   OTR   1,201 0 0
JPMORGAN CHASE & CO COM 46625H100 6,937 42,377 SH   SOLE   41,810 0 567
JPMORGAN CHASE & CO COM 46625H100 445 2,717 SH   OTR   2,717 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 16,424 323,813 SH   SOLE   318,053 0 5,760
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 18 350 SH   OTR   0 350 0
JOHNSON & JOHNSON COM 478160104 1,867 11,561 SH   SOLE   11,443 0 118
JOHNSON & JOHNSON COM 478160104 369 2,287 SH   OTR   2,287 0 0
KIMBERLY-CLARK CORP COM 494368103 1,850 13,971 SH   SOLE   13,498 0 473
KIMBERLY-CLARK CORP COM 494368103 66 500 SH   OTR   500 0 0
KINERJAPAY CORP COM 49460M101 0 51,000 SH   SOLE   51,000 0 0
LILLY ELI & CO COM 532457108 908 3,931 SH   SOLE   3,931 0 0
LILLY ELI & CO COM 532457108 94 408 SH   OTR   343 65 0
LOCKHEED MARTIN CORP COM 539830109 292 845 SH   SOLE   845 0 0
LOCKHEED MARTIN CORP COM 539830109 14 40 SH   OTR   40 0 0
MCCORMICK & CO INC COM NON VTG 579780206 1,446 17,850 SH   SOLE   17,790 0 60
MCCORMICK & CO INC COM NON VTG 579780206 22 270 SH   OTR   150 120 0
MCDONALDS CORP COM 580135101 2,047 8,491 SH   SOLE   8,308 0 183
MCDONALDS CORP COM 580135101 271 1,122 SH   OTR   1,122 0 0
MERCK & CO INC COM 58933Y105 3,511 46,749 SH   SOLE   45,882 0 867
MERCK & CO INC COM 58933Y105 1,059 14,105 SH   OTR   14,105 0 0
METLIFE INC COM 59156R108 3,905 63,266 SH   SOLE   62,379 0 887
METLIFE INC COM 59156R108 79 1,279 SH   OTR   1,279 0 0
MICROSOFT CORP COM 594918104 15,250 54,093 SH   SOLE   53,353 0 740
MICROSOFT CORP COM 594918104 1,333 4,727 SH   OTR   4,727 0 0
MORGAN STANLEY COM NEW 617446448 356 3,654 SH   SOLE   3,654 0 0
NEXTERA ENERGY INC COM 65339F101 3,336 42,487 SH   SOLE   41,921 0 566
NEXTERA ENERGY INC COM 65339F101 93 1,180 SH   OTR   1,180 0 0
NIKE INC CL B 654106103 585 4,031 SH   SOLE   4,031 0 0
NIKE INC CL B 654106103 203 1,400 SH   OTR   1,400 0 0
NORFOLK SOUTHN CORP COM 655844108 281 1,175 SH   SOLE   1,175 0 0
NORFOLK SOUTHN CORP COM 655844108 7 30 SH   OTR   30 0 0
NOVARTIS AG SPONSORED ADR 66987V109 1,365 16,687 SH   SOLE   16,297 0 390
NOVARTIS AG SPONSORED ADR 66987V109 36 445 SH   OTR   405 40 0
NVIDIA CORPORATION COM 67066G104 4,905 23,676 SH   SOLE   23,124 0 552
NVIDIA CORPORATION COM 67066G104 169 816 SH   OTR   816 0 0
ORACLE CORP COM 68389X105 331 3,804 SH   SOLE   3,804 0 0
ORACLE CORP COM 68389X105 310 3,555 SH   OTR   3,400 155 0
OTIS WORLDWIDE CORP COM 68902V107 199 2,413 SH   SOLE   2,413 0 0
OTIS WORLDWIDE CORP COM 68902V107 5 65 SH   OTR   65 0 0
OWENS CORNING NEW COM 690742101 1,512 17,683 SH   SOLE   17,000 0 683
OWENS CORNING NEW COM 690742101 25 287 SH   OTR   287 0 0
PALO ALTO NETWORKS INC COM 697435105 254 530 SH   SOLE   530 0 0
PALO ALTO NETWORKS INC COM 697435105 19 40 SH   OTR   0 40 0
PAYPAL HLDGS INC COM 70450Y103 3,489 13,408 SH   SOLE   13,238 0 170
PAYPAL HLDGS INC COM 70450Y103 154 593 SH   OTR   593 0 0
PEPSICO INC COM 713448108 1,353 8,997 SH   SOLE   8,894 0 103
PEPSICO INC COM 713448108 344 2,285 SH   OTR   2,285 0 0
PFIZER INC COM 717081103 3,728 86,679 SH   SOLE   85,688 0 991
PFIZER INC COM 717081103 101 2,340 SH   OTR   2,215 125 0
PROCTER AND GAMBLE CO COM 742718109 5,946 42,534 SH   SOLE   41,635 272 627
PROCTER AND GAMBLE CO COM 742718109 306 2,190 SH   OTR   2,190 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 482 5,606 SH   SOLE   5,530 0 76
RAYTHEON TECHNOLOGIES CORP COM 75513E101 467 5,431 SH   OTR   5,431 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 57,045 132,929 SH   SOLE   125,773 385 6,771
SPDR S&P 500 ETF TR TR UNIT 78462F103 143 333 SH   OTR   333 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 6,661 104,044 SH   SOLE   101,216 0 2,828
SPDR SER TR PRTFLO S&P500 HI 78468R788 304 7,767 SH   SOLE   7,767 0 0
SVB FINANCIAL GROUP COM 78486Q101 535 827 SH   SOLE   765 0 62
SVB FINANCIAL GROUP COM 78486Q101 3 5 SH   OTR   5 0 0
SALESFORCE COM INC COM 79466L302 2,869 10,579 SH   SOLE   10,386 0 193
SALESFORCE COM INC COM 79466L302 53 196 SH   OTR   196 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,367 9,154 SH   SOLE   9,146 0 8
SHERWIN WILLIAMS CO COM 824348106 371 1,326 SH   SOLE   1,326 0 0
STRYKER CORPORATION COM 863667101 445 1,686 SH   SOLE   1,684 0 2
TJX COS INC NEW COM 872540109 2,840 43,044 SH   SOLE   42,648 0 396
TJX COS INC NEW COM 872540109 239 3,622 SH   OTR   3,622 0 0
T-MOBILE US INC COM 872590104 1,297 10,148 SH   SOLE   9,921 0 227
T-MOBILE US INC COM 872590104 3 24 SH   OTR   24 0 0
3M CO COM 88579Y101 437 2,492 SH   SOLE   2,492 0 0
3M CO COM 88579Y101 15 85 SH   OTR   85 0 0
TRACTOR SUPPLY CO COM 892356106 865 4,268 SH   SOLE   4,119 0 149
TRACTOR SUPPLY CO COM 892356106 16 78 SH   OTR   78 0 0
ULTA BEAUTY INC COM 90384S303 1,138 3,152 SH   SOLE   3,101 0 51
ULTA BEAUTY INC COM 90384S303 7 20 SH   OTR   20 0 0
UNILEVER PLC SPON ADR NEW 904767704 2,002 36,929 SH   SOLE   36,422 0 507
UNION PAC CORP COM 907818108 3,608 18,407 SH   SOLE   18,158 0 249
UNION PAC CORP COM 907818108 182 928 SH   OTR   928 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,222 3,128 SH   SOLE   3,033 0 95
UNITEDHEALTH GROUP INC COM 91324P102 159 407 SH   OTR   407 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 656 12,994 SH   SOLE   12,004 0 990
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 59 1,170 SH   OTR   670 500 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 478 7,847 SH   SOLE   7,847 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 30 500 SH   OTR   500 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 968 19,357 SH   SOLE   18,982 0 375
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 18 350 SH   OTR   200 150 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 10,518 127,633 SH   SOLE   123,945 0 3,688
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2 20 SH   OTR   0 20 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,383 62,633 SH   SOLE   61,488 0 1,145
VERIZON COMMUNICATIONS INC COM 92343V104 242 4,486 SH   OTR   4,486 0 0
VISA INC COM CL A 92826C839 6,797 30,516 SH   SOLE   30,267 0 249
VISA INC COM CL A 92826C839 461 2,071 SH   OTR   1,971 100 0
WALMART INC COM 931142103 3,998 28,686 SH   SOLE   28,191 0 495
WALMART INC COM 931142103 22 155 SH   OTR   155 0 0
XILINX INC COM 983919101 981 6,494 SH   SOLE   6,461 0 33
XILINX INC COM 983919101 3 20 SH   OTR   20 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 148 1,013 SH   SOLE   1,013 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 407 2,780 SH   OTR   2,780 0 0