The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,621 9,486 SH   SOLE   9,252 0 234
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 11 41 SH   OTR   41 0 0
LINDE PLC SHS G5494J103 203 725 SH   SOLE   725 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103 207 1,250 SH   SOLE   1,250 0 0
CHUBB LIMITED COM H1467J104 3,314 20,981 SH   SOLE   20,725 0 256
CHUBB LIMITED COM H1467J104 67 427 SH   OTR   389 38 0
NXP SEMICONDUCTORS N V COM N6596X109 433 2,151 SH   SOLE   2,141 0 10
NXP SEMICONDUCTORS N V COM N6596X109 107 532 SH   OTR   532 0 0
AT&T INC COM 00206R102 473 15,635 SH   SOLE   15,622 0 13
AT&T INC COM 00206R102 226 7,450 SH   OTR   7,450 0 0
ABBOTT LABS COM 002824100 1,821 15,199 SH   SOLE   15,092 0 107
ABBOTT LABS COM 002824100 121 1,010 SH   OTR   1,010 0 0
ABBVIE INC COM 00287Y109 397 3,669 SH   SOLE   3,669 0 0
ABBVIE INC COM 00287Y109 219 2,028 SH   OTR   2,028 0 0
AIR PRODS & CHEMS INC COM 009158106 431 1,532 SH   SOLE   1,529 0 3
ALPHABET INC CAP STK CL C 02079K107 755 365 SH   SOLE   365 0 0
ALPHABET INC CAP STK CL C 02079K107 33 16 SH   OTR   16 0 0
ALPHABET INC CAP STK CL A 02079K305 9,694 4,700 SH   SOLE   4,640 0 60
ALPHABET INC CAP STK CL A 02079K305 437 212 SH   OTR   203 9 0
AMAZON COM INC COM 023135106 6,593 2,131 SH   SOLE   2,094 0 37
AMAZON COM INC COM 023135106 282 91 SH   OTR   91 0 0
AMERICAN EXPRESS CO COM 025816109 824 5,825 SH   SOLE   5,760 0 65
AMERICAN EXPRESS CO COM 025816109 84 594 SH   OTR   594 0 0
AMERICAN TOWER CORP NEW COM 03027X100 1,211 5,064 SH   SOLE   5,032 0 32
AMERICAN TOWER CORP NEW COM 03027X100 5 20 SH   OTR   20 0 0
AMGEN INC COM 031162100 467 1,878 SH   SOLE   1,878 0 0
AMGEN INC COM 031162100 195 785 SH   OTR   750 35 0
APPLE INC COM 037833100 14,883 121,842 SH   SOLE   119,695 0 2,147
APPLE INC COM 037833100 1,545 12,651 SH   OTR   12,423 228 0
APPLIED MATLS INC COM 038222105 147 1,100 SH   SOLE   1,090 0 10
APPLIED MATLS INC COM 038222105 448 3,350 SH   OTR   3,350 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 589 3,127 SH   SOLE   3,127 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 304 1,615 SH   OTR   1,615 0 0
BK OF AMERICA CORP COM 060505104 3,644 94,189 SH   SOLE   93,162 0 1,027
BK OF AMERICA CORP COM 060505104 305 7,887 SH   OTR   7,887 0 0
BERKSHIRE HILLS BANCORP INC COM 084680107 277 12,427 SH   SOLE   0 0 12,427
BLACKROCK INC COM 09247X101 4,913 6,516 SH   SOLE   6,428 0 88
BLACKROCK INC COM 09247X101 329 436 SH   OTR   410 26 0
BRISTOL-MYERS SQUIBB CO COM 110122108 2,494 39,511 SH   SOLE   39,130 0 381
BRISTOL-MYERS SQUIBB CO COM 110122108 666 10,542 SH   OTR   10,492 50 0
CIGNA CORP NEW COM 125523100 45 187 SH   SOLE   187 0 0
CIGNA CORP NEW COM 125523100 181 750 SH   OTR   737 13 0
CARRIER GLOBAL CORPORATION COM 14448C104 235 5,563 SH   SOLE   5,563 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 207 4,910 SH   OTR   4,910 0 0
CATERPILLAR INC COM 149123101 428 1,845 SH   SOLE   1,845 0 0
CATERPILLAR INC COM 149123101 77 330 SH   OTR   330 0 0
CHEVRON CORP NEW COM 166764100 1,388 13,244 SH   SOLE   13,100 0 144
CHEVRON CORP NEW COM 166764100 110 1,047 SH   OTR   1,047 0 0
CISCO SYS INC COM 17275R102 3,441 66,542 SH   SOLE   65,549 0 993
CISCO SYS INC COM 17275R102 246 4,756 SH   OTR   4,756 0 0
CITIGROUP INC COM NEW 172967424 2,077 28,545 SH   SOLE   28,297 0 248
CITIGROUP INC COM NEW 172967424 8 110 SH   OTR   110 0 0
COCA COLA CO COM 191216100 279 5,287 SH   SOLE   5,287 0 0
1COCA COLA CO COM 191216100 99 1,870 SH   OTR   1,870 0 0
COLGATE PALMOLIVE CO COM 194162103 486 6,170 SH   SOLE   6,170 0 0
COLGATE PALMOLIVE CO COM 194162103 134 1,700 SH   OTR   1,700 0 0
COMCAST CORP NEW CL A 20030N101 145 2,675 SH   SOLE   2,461 0 214
COMCAST CORP NEW CL A 20030N101 135 2,500 SH   OTR   2,500 0 0
COOPER COS INC COM NEW 216648402 521 1,357 SH   SOLE   1,323 0 34
COOPER COS INC COM NEW 216648402 2 4 SH   OTR   4 0 0
CROWN CASTLE INTL CORP NEW COM 22822V101 2,129 12,368 SH   SOLE   12,177 0 191
CROWN CASTLE INTL CORP NEW COM 22822V101 129 750 SH   OTR   750 0 0
DANAHER CORPORATION COM 235851102 6,397 28,423 SH   SOLE   28,050 0 373
DANAHER CORPORATION COM 235851102 154 684 SH   OTR   684 0 0
DEERE & CO COM 244199105 590 1,577 SH   SOLE   1,577 0 0
DISNEY WALT CO COM 254687106 4,808 26,059 SH   SOLE   25,736 0 323
DISNEY WALT CO COM 254687106 270 1,463 SH   OTR   1,438 25 0
DOMINION ENERGY INC COM 25746U109 1,977 26,024 SH   SOLE   25,522 0 502
DOMINION ENERGY INC COM 25746U109 106 1,400 SH   OTR   1,400 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 163 1,687 SH   SOLE   1,687 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 103 1,066 SH   OTR   1,066 0 0
EMERSON ELEC CO COM 291011104 248 2,745 SH   SOLE   2,745 0 0
EMERSON ELEC CO COM 291011104 864 9,574 SH   OTR   9,574 0 0
ERICSSON ADR B SEK 10 294821608 2,378 180,267 SH   SOLE   177,623 0 2,644
ERICSSON ADR B SEK 10 294821608 117 8,864 SH   OTR   8,864 0 0
EVERSOURCE ENERGY COM 30040W108 273 3,148 SH   SOLE   3,148 0 0
EVERSOURCE ENERGY COM 30040W108 113 1,300 SH   OTR   1,300 0 0
EXXON MOBIL CORP COM 30231G102 2,597 46,522 SH   SOLE   45,956 208 358
EXXON MOBIL CORP COM 30231G102 596 10,681 SH   OTR   10,681 0 0
FMC CORP COM NEW 302491303 1,370 12,385 SH   SOLE   12,150 0 235
FMC CORP COM NEW 302491303 6 51 SH   OTR   51 0 0
FACEBOOK INC CL A 30303M102 4,352 14,777 SH   SOLE   14,546 0 231
FACEBOOK INC CL A 30303M102 100 341 SH   OTR   241 100 0
FEDEX CORP COM 31428X106 933 3,286 SH   SOLE   3,154 0 132
FEDEX CORP COM 31428X106 44 156 SH   OTR   156 0 0
FORTIVE CORP COM 34959J108 1,094 15,492 SH   SOLE   15,335 0 157
FORTIVE CORP COM 34959J108 25 352 SH   OTR   302 50 0
FORTRESS TRANS INFRST INVS L COM REP LTD LIAB 34960P101 3,665 130,000 SH   SOLE   0 0 130,000
GENERAL DYNAMICS CORP COM 369550108 435 2,398 SH   SOLE   2,398 0 0
GENERAL DYNAMICS CORP COM 369550108 5 25 SH   OTR   25 0 0
GENERAL ELECTRIC CO COM 369604103 553 42,123 SH   SOLE   42,123 0 0
GENERAL ELECTRIC CO COM 369604103 173 13,150 SH   OTR   13,150 0 0
HOME DEPOT INC COM 437076102 5,517 18,073 SH   SOLE   17,793 0 280
HOME DEPOT INC COM 437076102 666 2,182 SH   OTR   2,182 0 0
HONEYWELL INTL INC COM 438516106 2,301 10,599 SH   SOLE   10,396 0 203
HONEYWELL INTL INC COM 438516106 36 166 SH   OTR   166 0 0
IDEXX LABS INC COM 45168D104 687 1,405 SH   SOLE   1,365 0 40
IDEXX LABS INC COM 45168D104 15 31 SH   OTR   31 0 0
INTEL CORP COM 458140100 1,605 25,072 SH   SOLE   24,667 0 405
INTEL CORP COM 458140100 303 4,730 SH   OTR   4,730 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 658 4,939 SH   SOLE   4,882 57 0
INTERNATIONAL BUSINESS MACHS COM 459200101 39 290 SH   OTR   290 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 934 2,926 SH   SOLE   2,926 0 0
ISHARES TR CORE S&P500 ETF 464287200 574 1,443 SH   SOLE   1,443 0 0
ISHARES TR CORE S&P500 ETF 464287200 80 200 SH   OTR   200 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 752 14,094 SH   SOLE   14,094 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 2,306 26,739 SH   SOLE   26,062 0 677
ISHARES TR MSCI EAFE ETF 464287465 1,102 14,521 SH   SOLE   14,521 0 0
ISHARES TR MSCI EAFE ETF 464287465 36 475 SH   OTR   475 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 6,420 58,735 SH   SOLE   57,321 0 1,414
ISHARES TR RUS MDCP VAL ETF 464287473 13 118 SH   OTR   118 0 0
ISHARES TR RUS MD CP GR ETF 464287481 13,096 128,321 SH   SOLE   125,651 100 2,570
ISHARES TR RUS MD CP GR ETF 464287481 76 745 SH   OTR   445 300 0
1ISHARES TR CORE S&P MCP ETF 464287507 900 3,458 SH   SOLE   3,458 0 0
ISHARES TR CORE S&P MCP ETF 464287507 195 750 SH   OTR   750 0 0
ISHARES TR NASDAQ BIOTECH 464287556 217 1,440 SH   SOLE   1,440 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 226 750 SH   SOLE   750 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 311 1,408 SH   SOLE   1,403 0 5
ISHARES TR CORE S&P SCP ETF 464287804 298 2,745 SH   SOLE   2,745 0 0
ISHARES TR CORE S&P SCP ETF 464287804 152 1,400 SH   OTR   1,400 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,153 9,935 SH   SOLE   9,935 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 24,407 412,078 SH   SOLE   394,220 160 17,698
ISHARES TR ISHS 5-10YR INVT 464288638 43 725 SH   OTR   725 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 16,543 127,363 SH   SOLE   124,962 90 2,311
ISHARES TR 3 7 YR TREAS BD 464288661 3 20 SH   OTR   20 0 0
ISHARES TR CORE MSCI EAFE 46432F842 783 10,871 SH   SOLE   10,779 0 92
ISHARES INC CORE MSCI EMKT 46434G103 2,723 42,311 SH   SOLE   41,539 0 772
ISHARES INC CORE MSCI EMKT 46434G103 72 1,124 SH   OTR   1,124 0 0
JPMORGAN CHASE & CO COM 46625H100 6,487 42,613 SH   SOLE   42,046 0 567
JPMORGAN CHASE & CO COM 46625H100 402 2,644 SH   OTR   2,644 0 0
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 22,247 438,312 SH   SOLE   432,224 0 6,088
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 18 350 SH   OTR   0 350 0
JOHNSON & JOHNSON COM 478160104 1,923 11,701 SH   SOLE   11,583 0 118
JOHNSON & JOHNSON COM 478160104 376 2,287 SH   OTR   2,287 0 0
KIMBERLY-CLARK CORP COM 494368103 2,584 18,583 SH   SOLE   18,102 0 481
KIMBERLY-CLARK CORP COM 494368103 74 529 SH   OTR   529 0 0
LILLY ELI & CO COM 532457108 753 4,031 SH   SOLE   4,031 0 0
LILLY ELI & CO COM 532457108 76 408 SH   OTR   343 65 0
LOCKHEED MARTIN CORP COM 539830109 368 995 SH   SOLE   995 0 0
LOCKHEED MARTIN CORP COM 539830109 15 40 SH   OTR   40 0 0
MCCORMICK & CO INC COM NON VTG 579780206 2,122 23,799 SH   SOLE   23,397 0 402
MCCORMICK & CO INC COM NON VTG 579780206 28 310 SH   OTR   190 120 0
MCDONALDS CORP COM 580135101 1,010 4,506 SH   SOLE   4,503 0 3
MCDONALDS CORP COM 580135101 249 1,110 SH   OTR   1,110 0 0
MERCK & CO. INC COM 58933Y105 3,717 48,215 SH   SOLE   47,348 0 867
MERCK & CO. INC COM 58933Y105 1,084 14,060 SH   OTR   14,060 0 0
METLIFE INC COM 59156R108 3,917 64,436 SH   SOLE   63,547 0 889
METLIFE INC COM 59156R108 76 1,247 SH   OTR   1,247 0 0
MICROSOFT CORP COM 594918104 13,249 56,193 SH   SOLE   55,424 0 769
MICROSOFT CORP COM 594918104 1,118 4,742 SH   OTR   4,742 0 0
MORGAN STANLEY COM NEW 617446448 285 3,675 SH   SOLE   3,675 0 0
NEXTERA ENERGY INC COM 65339F101 3,333 44,079 SH   SOLE   43,499 0 580
NEXTERA ENERGY INC COM 65339F101 87 1,146 SH   OTR   1,146 0 0
NIKE INC CL B 654106103 506 3,811 SH   SOLE   3,811 0 0
NIKE INC CL B 654106103 186 1,400 SH   OTR   1,400 0 0
NORFOLK SOUTHN CORP COM 655844108 322 1,200 SH   SOLE   1,200 0 0
NORFOLK SOUTHN CORP COM 655844108 8 30 SH   OTR   30 0 0
NOVARTIS AG SPONSORED ADR 66987V109 2,278 26,644 SH   SOLE   26,187 0 457
NOVARTIS AG SPONSORED ADR 66987V109 44 511 SH   OTR   471 40 0
NVIDIA CORPORATION COM 67066G104 3,145 5,890 SH   SOLE   5,802 0 88
NVIDIA CORPORATION COM 67066G104 107 200 SH   OTR   200 0 0
ORACLE CORP COM 68389X105 274 3,904 SH   SOLE   3,904 0 0
ORACLE CORP COM 68389X105 249 3,555 SH   OTR   3,400 155 0
OWENS CORNING NEW COM 690742101 809 8,789 SH   SOLE   8,356 0 433
OWENS CORNING NEW COM 690742101 9 93 SH   OTR   93 0 0
PAYPAL HLDGS INC COM 70450Y103 3,410 14,042 SH   SOLE   13,822 0 220
PAYPAL HLDGS INC COM 70450Y103 145 599 SH   OTR   599 0 0
PEPSICO INC COM 713448108 1,292 9,134 SH   SOLE   9,031 0 103
PEPSICO INC COM 713448108 323 2,285 SH   OTR   2,285 0 0
PFIZER INC COM 717081103 3,547 97,898 SH   SOLE   96,865 0 1,033
PFIZER INC COM 717081103 90 2,475 SH   OTR   2,350 125 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 811 7,962 SH   SOLE   7,962 0 0
PROCTER AND GAMBLE CO COM 742718109 5,847 43,171 SH   SOLE   42,412 272 487
1PROCTER AND GAMBLE CO COM 742718109 285 2,102 SH   OTR   2,102 0 0
PROGRESSIVE CORP COM 743315103 373 3,900 SH   SOLE   3,900 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 443 5,737 SH   SOLE   5,661 0 76
RAYTHEON TECHNOLOGIES CORP COM 75513E101 420 5,431 SH   OTR   5,431 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 56,529 142,632 SH   SOLE   135,053 385 7,194
SPDR S&P 500 ETF TR TR UNIT 78462F103 132 333 SH   OTR   333 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 6,108 108,305 SH   SOLE   105,295 0 3,010
SALESFORCE COM INC COM 79466L302 2,529 11,938 SH   SOLE   11,618 0 320
SALESFORCE COM INC COM 79466L302 41 194 SH   OTR   194 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,480 11,146 SH   SOLE   11,138 0 8
SHERWIN WILLIAMS CO COM 824348106 367 497 SH   SOLE   497 0 0
STRYKER CORPORATION COM 863667101 403 1,654 SH   SOLE   1,652 0 2
TJX COS INC NEW COM 872540109 2,911 44,004 SH   SOLE   43,608 0 396
TJX COS INC NEW COM 872540109 238 3,600 SH   OTR   3,600 0 0
T-MOBILE US INC COM 872590104 1,312 10,468 SH   SOLE   10,241 0 227
T-MOBILE US INC COM 872590104 2 17 SH   OTR   17 0 0
3M CO COM 88579Y101 502 2,604 SH   SOLE   2,604 0 0
3M CO COM 88579Y101 16 85 SH   OTR   85 0 0
TRACTOR SUPPLY CO COM 892356106 771 4,355 SH   SOLE   4,206 0 149
TRACTOR SUPPLY CO COM 892356106 13 74 SH   OTR   74 0 0
ULTA BEAUTY INC COM 90384S303 1,068 3,453 SH   SOLE   3,400 0 53
ULTA BEAUTY INC COM 90384S303 5 17 SH   OTR   17 0 0
UNILEVER PLC SPON ADR NEW 904767704 2,501 44,800 SH   SOLE   43,707 0 1,093
UNILEVER PLC SPON ADR NEW 904767704 6 100 SH   OTR   100 0 0
UNION PAC CORP COM 907818108 4,132 18,745 SH   SOLE   18,491 0 254
UNION PAC CORP COM 907818108 203 919 SH   OTR   919 0 0
UNITEDHEALTH GROUP INC COM 91324P102 545 1,464 SH   SOLE   1,462 0 2
UNITEDHEALTH GROUP INC COM 91324P102 149 400 SH   OTR   400 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 677 13,794 SH   SOLE   12,804 0 990
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 57 1,170 SH   OTR   670 500 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 230 2,275 SH   SOLE   2,275 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 385 6,347 SH   SOLE   6,347 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 30 500 SH   OTR   500 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,037 19,915 SH   SOLE   19,540 0 375
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 18 350 SH   OTR   200 150 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 12,073 146,337 SH   SOLE   142,217 0 4,120
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2 20 SH   OTR   0 20 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 233 2,538 SH   SOLE   2,507 0 31
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 15 160 SH   OTR   160 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 3,458 59,474 SH   SOLE   58,529 0 945
VERIZON COMMUNICATIONS INC COM 92343V104 260 4,473 SH   OTR   4,473 0 0
VISA INC COM CL A 92826C839 6,820 32,212 SH   SOLE   31,943 0 269
VISA INC COM CL A 92826C839 436 2,057 SH   OTR   1,957 100 0
WALMART INC COM 931142103 3,882 28,579 SH   SOLE   28,084 0 495
WALMART INC COM 931142103 25 182 SH   OTR   182 0 0
XILINX INC COM 983919101 1,303 10,520 SH   SOLE   10,308 0 212
XILINX INC COM 983919101 13 108 SH   OTR   108 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 170 1,063 SH   SOLE   1,063 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 445 2,780 SH   OTR   2,780 0 0