The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TRUST ETF 46090E103 641 1,808 SH   SOLE 0 1,808 0 0
JOHNSON & JOHNSON COM Stock 478160104 573 3,478 SH   SOLE 0 3,477 0 0
ISHARES MSCI USA MULTIFACTOR ETF ETF 46434V282 514 12,011 SH   SOLE 0 12,011 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 344 870 SH   SOLE 0 870 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 330 870 SH   SOLE 0 870 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 559 4,143 SH   SOLE 0 4,142 0 0
VENTAS INC COM REIT 92276F100 341 5,977 SH   SOLE 0 5,977 0 0
INTEL CORP COM Stock 458140100 682 12,141 SH   SOLE 0 12,141 0 0
EQUITY RESIDENTIAL SH BEN INT REIT 29476L107 215 2,793 SH   SOLE 0 2,793 0 0
MERCK & CO INC COM Stock 58933Y105 264 3,393 SH   SOLE 0 3,393 0 0
SPDR S&P 500 ETF ETF 78462F103 230 537 SH   SOLE 0 537 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109 1,994 8,920 SH   SOLE 0 8,920 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109 3,801 17,000 SH Put SOLE 0 17,000 0 0
ISHARES TIPS BOND ETF ETF 464287176 5,984 46,745 SH   SOLE 0 46,744 0 0
ISHARES S&P 100 ETF ETF 464287101 234 1,192 SH   SOLE 0 1,192 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 441 7,874 SH   SOLE 0 7,874 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 3,862 37,067 SH   SOLE 0 37,067 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 925 8,874 SH   SOLE 0 8,873 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 672 17,025 SH   SOLE 0 17,024 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833 2,617 25,669 SH   SOLE 0 25,668 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 553 1,988 SH   SOLE 0 1,988 0 0
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 459 784 SH   SOLE 0 784 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 394 4,761 SH   SOLE 0 4,761 0 0
INTUIT COM Stock 461202103 408 832 SH   SOLE 0 832 0 0
MICROSOFT CORP COM Stock 594918104 951 3,512 SH   SOLE 0 3,512 0 0
VANGUARD HEALTH CARE INDEX FUND ETF 92204A504 212 858 SH   SOLE 0 858 0 0
SCHWAB SHORT-TERM U.S. TREASURY ETF ETF 808524862 11,291 220,438 SH   SOLE 0 220,437 0 0
DEFIANCE NEXT GEN CONNECTIVITY ETF ETF 26922A289 226 5,949 SH   SOLE 0 5,949 0 0
LILLY ELI & CO COM Stock 532457108 1,195 5,205 SH   SOLE 0 5,205 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 1,539 6,710 SH   SOLE 0 6,709 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168 1,392 11,936 SH   SOLE 0 11,935 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 272 3,595 SH   SOLE 0 3,595 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 392 2,851 SH   SOLE 0 2,851 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 12,832 129,930 SH   SOLE 0 129,929 0 0
FACEBOOK INC CL A Stock 30303M102 580 1,667 SH   SOLE 0 1,667 0 0
VANECK VECTORS MORNINGSTAR WIDE MOAT ETF ETF 92189F643 21,218 286,498 SH   SOLE 0 286,498 0 0
SPIRIT RLTY CAP INC NEW COM NEW REIT 84860W300 204 4,259 SH   SOLE 0 4,259 0 0
ISHARES BARCLAYS GNMA BOND FUND ETF 46429B333 886 17,721 SH   SOLE 0 17,721 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 4,841 64,674 SH   SOLE 0 64,673 0 0
NVIDIA CORPORATION COM Stock 67066G104 251 314 SH   SOLE 0 314 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 9,326 147,129 SH   SOLE 0 147,128 0 0
ISHARES MSCI GLOBAL ENERGY PRODUCERS ETF ETF 464286343 2,362 138,832 SH   SOLE 0 138,832 0 0
MCDONALDS CORP COM Stock 580135101 684 2,963 SH   SOLE 0 2,963 0 0
CISCO SYS INC COM Stock 17275R102 280 5,284 SH   SOLE 0 5,284 0 0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF ETF 808524771 18,908 345,547 SH   SOLE 0 345,547 0 0
ISHARES U.S. TELECOMMUNICATIONS ETF ETF 464287713 1,126 33,909 SH   SOLE 0 33,909 0 0
ISHARES EDGE MSCI USA MOMENTUM FACTOR ETF ETF 46432F396 15,768 90,919 SH   SOLE 0 90,918 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 570 3,864 SH   SOLE 0 3,864 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 719 9,884 SH   SOLE 0 9,884 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 626 1,457 SH   SOLE 0 1,457 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102 273 542 SH   SOLE 0 542 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 294 1,888 SH   SOLE 0 1,888 0 0
CHEVRON CORP NEW COM Stock 166764100 261 2,493 SH   SOLE 0 2,493 0 0
BK OF AMERICA CORP COM Stock 060505104 298 7,237 SH   SOLE 0 7,237 0 0
WALMART INC COM Stock 931142103 348 2,470 SH   SOLE 0 2,470 0 0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 908 28,011 SH   SOLE 0 28,010 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 512 3,810 SH   SOLE 0 3,810 0 0
MORGAN STANLEY COM NEW Stock 617446448 253 2,757 SH   SOLE 0 2,757 0 0
ISHARES MSCI USA VALUE FACTOR ETF ETF 46432F388 285 2,709 SH   SOLE 0 2,709 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 461 184 SH   SOLE 0 184 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 362 2,341 SH   SOLE 0 2,341 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 624 5,410 SH   SOLE 0 5,410 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 476 5,884 SH   SOLE 0 5,884 0 0
ROPER TECHNOLOGIES INC COM Stock 776696106 291 618 SH   SOLE 0 618 0 0
ALTRIA GROUP INC COM Stock 02209S103 273 5,730 SH   SOLE 0 5,730 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 694 2,581 SH   SOLE 0 2,581 0 0
ISHARES MSCI EAFE ETF ETF 464287465 201 2,554 SH   SOLE 0 2,554 0 0
APPLE INC COM Stock 037833100 2,074 15,145 SH   SOLE 0 15,145 0 0