The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
INVESCO QQQ TRUST ETF 46090E103 417 1,308 SH   SOLE 0 1,308 0 0
JOHNSON & JOHNSON COM Stock 478160104 571 3,476 SH   SOLE 0 3,476 0 0
ISHARES MSCI USA MULTIFACTOR ETF ETF 46434V282 433 10,665 SH   SOLE 0 10,665 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105 307 870 SH   SOLE 0 870 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104 284 870 SH   SOLE 0 870 0 0
PROCTER AND GAMBLE CO COM Stock 742718109 480 3,547 SH   SOLE 0 3,547 0 0
VENTAS INC COM REIT 92276F100 319 5,977 SH   SOLE 0 5,977 0 0
INTEL CORP COM Stock 458140100 542 8,473 SH   SOLE 0 8,473 0 0
EQUITY RESIDENTIAL SH BEN INT REIT 29476L107 200 2,793 SH   SOLE 0 2,793 0 0
MERCK & CO. INC COM Stock 58933Y105 262 3,393 SH   SOLE 0 3,393 0 0
SPDR S&P 500 ETF ETF 78462F103 213 537 SH   SOLE 0 537 0 0
ILLINOIS TOOL WKS INC COM Stock 452308109 1,997 9,015 SH   SOLE 0 9,015 0 0
ISHARES TIPS BOND ETF ETF 464287176 5,758 45,882 SH   SOLE 0 45,882 0 0
ISHARES S&P 100 ETF ETF 464287101 214 1,192 SH   SOLE 0 1,192 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104 458 7,874 SH   SOLE 0 7,874 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607 3,561 35,728 SH   SOLE 0 35,728 0 0
SCHWAB U.S. BROAD MARKET ETF ETF 808524102 783 8,101 SH   SOLE 0 8,101 0 0
SCHWAB INTERNATIONAL EQUITY ETF ETF 808524805 591 15,711 SH   SOLE 0 15,711 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833 2,739 26,873 SH   SOLE 0 26,872 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702 508 1,988 SH   SOLE 0 1,988 0 0
ADOBE SYSTEMS INCORPORATED COM Stock 00724F101 373 784 SH   SOLE 0 784 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 393 4,761 SH   SOLE 0 4,761 0 0
INTUIT COM Stock 461202103 319 832 SH   SOLE 0 832 0 0
MICROSOFT CORP COM Stock 594918104 828 3,512 SH   SOLE 0 3,512 0 0
SCHWAB SHORT-TERM U.S. TREASURY ETF ETF 808524862 10,455 203,752 SH   SOLE 0 203,752 0 0
LILLY ELI & CO COM Stock 532457108 972 5,205 SH   SOLE 0 5,205 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 1,380 6,245 SH   SOLE 0 6,244 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168 1,270 11,134 SH   SOLE 0 11,134 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797 258 3,538 SH   SOLE 0 3,538 0 0
VANGUARD VALUE INDEX FUND ETF 922908744 375 2,851 SH   SOLE 0 2,851 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 11,585 126,472 SH   SOLE 0 126,472 0 0
FACEBOOK INC CL A Stock 30303M102 533 1,811 SH   SOLE 0 1,811 0 0
VANECK VECTORS MORNINGSTAR WIDE MOAT ETF ETF 92189F643 19,730 284,785 SH   SOLE 0 284,785 0 0
ISHARES BARCLAYS GNMA BOND FUND ETF 46429B333 880 17,493 SH   SOLE 0 17,493 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 4,450 61,762 SH   SOLE 0 61,762 0 0
VANGUARD FTSE ALL-WORLD EX US INDEX FUND ETF 922042775 8,586 141,500 SH   SOLE 0 141,500 0 0
ISHARES MSCI GLOBAL ENERGY PRODUCERS ETF ETF 464286343 2,124 135,299 SH   SOLE 0 135,299 0 0
MCDONALDS CORP COM Stock 580135101 668 2,979 SH   SOLE 0 2,979 0 0
CISCO SYS INC COM Stock 17275R102 222 4,284 SH   SOLE 0 4,284 0 0
SCHWAB FUNDAMENTAL U.S. LARGE COMPANY INDEX ETF ETF 808524771 17,766 343,843 SH   SOLE 0 343,842 0 0
ISHARES U.S. TELECOMMUNICATIONS ETF ETF 464287713 1,161 35,920 SH   SOLE 0 35,920 0 0
ISHARES EDGE MSCI USA MOMENTUM FACTOR ETF ETF 46432F396 14,429 89,700 SH   SOLE 0 89,699 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 450 3,183 SH   SOLE 0 3,183 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 644 9,884 SH   SOLE 0 9,884 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 287 1,888 SH   SOLE 0 1,888 0 0
CHEVRON CORP NEW COM Stock 166764100 255 2,433 SH   SOLE 0 2,432 0 0
BK OF AMERICA CORP COM Stock 060505104 280 7,237 SH   SOLE 0 7,237 0 0
WALMART INC COM Stock 931142103 336 2,470 SH   SOLE 0 2,470 0 0
ISHARES INTERNATIONAL SELECT DIVIDEND ETF ETF 464288448 768 24,401 SH   SOLE 0 24,401 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242 495 3,810 SH   SOLE 0 3,810 0 0
MORGAN STANLEY COM NEW Stock 617446448 214 2,757 SH   SOLE 0 2,757 0 0
ISHARES MSCI USA VALUE FACTOR ETF ETF 46432F388 278 2,709 SH   SOLE 0 2,709 0 0
ALPHABET INC CAP STK CL C Stock 02079K107 381 184 SH   SOLE 0 184 0 0
VANGUARD DIVIDEND APPRECIATION INDEX FUND ETF 921908844 344 2,341 SH   SOLE 0 2,341 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226 585 5,143 SH   SOLE 0 5,143 0 0
ISHARES S&P MID-CAP 400 GROWTH ETF ETF 464287606 461 5,884 SH   SOLE 0 5,884 0 0
ROPER TECHNOLOGIES INC COM Stock 776696106 249 618 SH   SOLE 0 618 0 0
ALTRIA GROUP INC COM Stock 02209S103 292 5,700 SH   SOLE 0 5,700 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 505 1,941 SH   SOLE 0 1,940 0 0
APPLE INC COM Stock 037833100 1,850 15,145 SH   SOLE 0 15,145 0 0