The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 547,469 1,831 SH   SOLE   1,831 0 0
ALPS ETF TR INTL SEC DV DOG 00162Q718 364,832 13,087 SH   SOLE   13,087 0 0
APPLE INC COM 037833100 256,234 1,443 SH   SOLE   1,443 0 0
HOME DEPOT INC COM 437076102 261,871 631 SH   SOLE   631 0 0
MICROSOFT CORP COM 594918104 235,088 699 SH   SOLE   699 0 0
UNITEDHEALTH GROUP INC COM 91324P102 254,083 506 SH   SOLE   506 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 134,181,089 2,119,095 SH   SOLE   2,119,095 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 145,048,628 1,809,489 SH   SOLE   1,809,489 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 83,929,011 1,052,533 SH   SOLE   1,052,533 0 0
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 70,867,024 1,117,953 SH   SOLE   1,117,953 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 61,916,344 959,200 SH   SOLE   959,200 0 0
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 59,359,270 1,249,143 SH   SOLE   1,249,143 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 5,769,265 199,146 SH   SOLE   199,146 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 205,737 3,430 SH   SOLE   3,430 0 0
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 609,730 11,500 SH   SOLE   11,500 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,135,236 2,380 SH   SOLE   2,380 0 0
ISHARES TR MSCI EAFE ETF 464287465 317,080 4,030 SH   SOLE   4,030 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 650,780 13,322 SH   SOLE   13,322 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 9,331,098 31,841 SH   SOLE   31,841 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 680,347 4,674 SH   SOLE   4,674 0 0
ISHARES TR CORE S&P SCP ETF 464287804 32,075,552 280,111 SH   SOLE   280,111 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 290,089 1,747 SH   SOLE   1,747 0 0
ISHARES TR CORE MSCI INTL 46435G326 166,141,089 2,459,164 SH   SOLE   2,459,164 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 227,624 2,120 SH   SOLE   2,120 0 0
NUSHARES ETF TR NUVEEN ESG US 67092P870 237,003 9,230 SH   SOLE   9,230 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 666,833 1,676 SH   SOLE   1,676 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 8,327,890 103,030 SH   SOLE   103,030 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 544,646 14,012 SH   SOLE   14,012 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 14,463,797 88,329 SH   SOLE   88,329 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 9,420,358 128,658 SH   SOLE   128,658 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,342,199 16,463 SH   SOLE   16,463 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839 357,349 5,026 SH   SOLE   5,026 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201 780,895 8,413 SH   SOLE   8,413 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,419,180 2,988 SH   SOLE   2,988 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,129,524 2,587 SH   SOLE   2,587 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,163,263 3,625 SH   SOLE   3,625 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 944,278 3,351 SH   SOLE   3,351 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 390,408 1,617 SH   SOLE   1,617 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 689,758 4,689 SH   SOLE   4,689 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 342,489 1,515 SH   SOLE   1,515 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 840,545 4,894 SH   SOLE   4,894 0 0
ISHARES TR NATIONAL MUN ETF 464288414 266,979 2,296 SH   SOLE   2,296 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 627,180 11,636 SH   SOLE   11,636 0 0
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 923,537 33,755 SH   SOLE   33,755 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 773,475 29,624 SH   SOLE   29,624 0 0
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 51,555,166 1,570,846 SH   SOLE   1,570,846 0 0