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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 445,540 1,744 SH   SOLE   1,744 0 0
ALPS ETF TR INTL SEC DV DOG 00162Q718 358,649 13,087 SH   SOLE   13,087 0 0
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 117,534,519 1,788,549 SH   SOLE   1,788,549 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,041,493 2,618 SH   SOLE   2,618 0 0
ISHARES TR MSCI EAFE ETF 464287465 305,756 4,030 SH   SOLE   4,030 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 716,036 13,424 SH   SOLE   13,424 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 11,445,115 38,057 SH   SOLE   38,057 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 569,200 4,674 SH   SOLE   4,674 0 0
ISHARES TR CORE S&P SCP ETF 464287804 212,610 1,959 SH   SOLE   1,959 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 404,416 2,536 SH   SOLE   2,536 0 0
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 229,543 3,959 SH   SOLE   3,959 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 551,326 15,230 SH   SOLE   15,230 0 0
NUSHARES ETF TR NUVEEN ESG US 67092P870 424,119 16,426 SH   SOLE   16,426 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 522,445 1,637 SH   SOLE   1,637 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 8,794,494 120,605 SH   SOLE   120,605 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 527,131 14,012 SH   SOLE   14,012 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 14,008,003 107,937 SH   SOLE   107,937 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 10,105,818 154,807 SH   SOLE   154,807 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,470,251 19,575 SH   SOLE   19,575 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839 328,851 5,026 SH   SOLE   5,026 0 0
SPDR SER TR S&P 600 SMCP GRW 78464A201 837,467 9,755 SH   SOLE   9,755 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,190,179 3,003 SH   SOLE   3,003 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 608,559 1,670 SH   SOLE   1,670 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 244,625 4,981 SH   SOLE   4,981 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,120,437 4,359 SH   SOLE   4,359 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 1,232,200 5,567 SH   SOLE   5,567 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 5,054,109 18,402 SH   SOLE   18,402 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 334,218 1,617 SH   SOLE   1,617 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 680,502 5,176 SH   SOLE   5,176 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 216,321 1,010 SH   SOLE   1,010 0 0
ISHARES TR NATIONAL MUN ETF 464288414 208,426 1,796 SH   SOLE   1,796 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,263,725 23,424 SH   SOLE   23,424 0 0
SPDR SER TR BLOMBERG BRC INV 78468R200 722,154 23,569 SH   SOLE   23,569 0 0