<SEC-DOCUMENT>0001830467-22-000005.txt : 20220801
<SEC-HEADER>0001830467-22-000005.hdr.sgml : 20220801
<ACCEPTANCE-DATETIME>20220801111158
ACCESSION NUMBER: 0001830467-22-000005
CONFORMED SUBMISSION TYPE: 13F-HR
PUBLIC DOCUMENT COUNT: 2
CONFORMED PERIOD OF REPORT: 20220630
FILED AS OF DATE: 20220801
DATE AS OF CHANGE: 20220801
EFFECTIVENESS DATE: 20220801
FILER:
COMPANY DATA:
COMPANY CONFORMED NAME: BCGM Wealth Management, LLC
CENTRAL INDEX KEY: 0001830467
IRS NUMBER: 843549316
STATE OF INCORPORATION: IN
FISCAL YEAR END: 1231
FILING VALUES:
FORM TYPE: 13F-HR
SEC ACT: 1934 Act
SEC FILE NUMBER: 028-20886
FILM NUMBER: 221123392
BUSINESS ADDRESS:
STREET 1: 672 MAIN ST.,
STREET 2: STE 300
CITY: LAFAYETTE
STATE: IN
ZIP: 47901
BUSINESS PHONE: 765-742-7366
MAIL ADDRESS:
STREET 1: 672 MAIN ST.,
STREET 2: STE 300
CITY: LAFAYETTE
STATE: IN
ZIP: 47901
</SEC-HEADER>
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<com:street2>STE 300</com:street2>
<com:city>LAFAYETTE</com:city>
<com:stateOrCountry>IN</com:stateOrCountry>
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<signatureBlock>
<name>Scott C. Busch</name>
<title>VICE PRESIDENT & CCO</title>
<phone>17657427366</phone>
<signature>SCOTT C. BUSCH</signature>
<city>Lafayette</city>
<stateOrCountry>IN</stateOrCountry>
<signatureDate>08-01-2022</signatureDate>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
<titleOfClass>US EQTY PWR BUF</titleOfClass>
<cusip>45782C508</cusip>
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<shrsOrPrnAmt>
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</shrsOrPrnAmt>
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<None>90266</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
<titleOfClass>US EQTY PWR BUF</titleOfClass>
<cusip>45782C797</cusip>
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<shrsOrPrnAmt>
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</shrsOrPrnAmt>
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<None>8425</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
<titleOfClass>US EQT ULTRA BF</titleOfClass>
<cusip>45782C300</cusip>
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<shrsOrPrnAmt>
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</shrsOrPrnAmt>
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<None>146451</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
<titleOfClass>US SML CP PWR B</titleOfClass>
<cusip>45782C474</cusip>
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<shrsOrPrnAmt>
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<None>11809</None>
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</infoTable>
<infoTable>
<nameOfIssuer>INNOVATOR ETFS TR</nameOfIssuer>
<titleOfClass>US EQTY PWR BUF</titleOfClass>
<cusip>45782C417</cusip>
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<infoTable>
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<infoTable>
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</infoTable>
<infoTable>
<nameOfIssuer>INVESCO QQQ TR</nameOfIssuer>
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<infoTable>
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</infoTable>
<infoTable>
<nameOfIssuer>ISHARES TR</nameOfIssuer>
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</infoTable>
<infoTable>
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</infoTable>
<infoTable>
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<shrsOrPrnAmt>
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</infoTable>
<infoTable>
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<infoTable>
<nameOfIssuer>ISHARES TR</nameOfIssuer>
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<infoTable>
<nameOfIssuer>ISHARES TR</nameOfIssuer>
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<infoTable>
<nameOfIssuer>ISHARES TR</nameOfIssuer>
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<infoTable>
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<infoTable>
<nameOfIssuer>ISHARES TR</nameOfIssuer>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
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<infoTable>
<nameOfIssuer>ISHARES TR</nameOfIssuer>
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<infoTable>
<nameOfIssuer>ISHARES TR</nameOfIssuer>
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<infoTable>
<nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>CORE 1 5 YR USD</titleOfClass>
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<infoTable>
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<infoTable>
<nameOfIssuer>ISHARES TR</nameOfIssuer>
<titleOfClass>CORE MSCI EAFE</titleOfClass>
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</shrsOrPrnAmt>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>J P MORGAN EXCHANGE TRADED F</nameOfIssuer>
<titleOfClass>BETABUILDRS US</titleOfClass>
<cusip>46641Q399</cusip>
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<sshPrnamt>2978</sshPrnamt>
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<None>2978</None>
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<infoTable>
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<infoTable>
<nameOfIssuer>J P MORGAN EXCHANGE TRADED F</nameOfIssuer>
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</infoTable>
<infoTable>
<nameOfIssuer>JPMORGAN CHASE & CO</nameOfIssuer>
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<nameOfIssuer>KROGER CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
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</infoTable>
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<nameOfIssuer>LILLY ELI & CO</nameOfIssuer>
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</infoTable>
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<nameOfIssuer>LOVESAC COMPANY</nameOfIssuer>
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</infoTable>
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<nameOfIssuer>MCDONALDS CORP</nameOfIssuer>
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</votingAuthority>
</infoTable>
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<nameOfIssuer>MERCHANTS BANCORP IND</nameOfIssuer>
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</infoTable>
<infoTable>
<nameOfIssuer>META PLATFORMS INC</nameOfIssuer>
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</shrsOrPrnAmt>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>MICROSOFT CORP</nameOfIssuer>
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</shrsOrPrnAmt>
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</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>MORNINGSTAR INC</nameOfIssuer>
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</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
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</votingAuthority>
</infoTable>
<infoTable>
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<cusip>654106103</cusip>
<value>276</value>
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<sshPrnamt>2400</sshPrnamt>
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<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>2400</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>NORTHROP GRUMMAN CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>666807102</cusip>
<value>2222</value>
<shrsOrPrnAmt>
<sshPrnamt>4639</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>4639</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PEPSICO INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>713448108</cusip>
<value>251</value>
<shrsOrPrnAmt>
<sshPrnamt>1436</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>1436</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PFIZER INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>717081103</cusip>
<value>333</value>
<shrsOrPrnAmt>
<sshPrnamt>6593</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>6593</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PIMCO ETF TR</nameOfIssuer>
<titleOfClass>SHTRM MUN BD ACT</titleOfClass>
<cusip>72201R874</cusip>
<value>1011</value>
<shrsOrPrnAmt>
<sshPrnamt>20204</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>20204</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>PROCTER AND GAMBLE CO</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>742718109</cusip>
<value>307</value>
<shrsOrPrnAmt>
<sshPrnamt>2212</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>2212</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
<titleOfClass>US DIVIDEND EQ</titleOfClass>
<cusip>808524797</cusip>
<value>12622</value>
<shrsOrPrnAmt>
<sshPrnamt>169585</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>169585</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
<titleOfClass>US LCAP VA ETF</titleOfClass>
<cusip>808524409</cusip>
<value>1047</value>
<shrsOrPrnAmt>
<sshPrnamt>15751</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>15751</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>SCHWAB STRATEGIC TR</nameOfIssuer>
<titleOfClass>US TIPS ETF</titleOfClass>
<cusip>808524870</cusip>
<value>1594</value>
<shrsOrPrnAmt>
<sshPrnamt>27544</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>27544</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>SIBANYE STILLWATER LTD</nameOfIssuer>
<titleOfClass>SPONSORED ADR</titleOfClass>
<cusip>82575P107</cusip>
<value>861</value>
<shrsOrPrnAmt>
<sshPrnamt>86572</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>86572</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>SIMON PPTY GROUP INC NEW</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>828806109</cusip>
<value>714</value>
<shrsOrPrnAmt>
<sshPrnamt>6575</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>6575</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>SPDR S&P 500 ETF TR</nameOfIssuer>
<titleOfClass>TR UNIT</titleOfClass>
<cusip>78462F103</cusip>
<value>434</value>
<shrsOrPrnAmt>
<sshPrnamt>1054</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>1054</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>SPDR SER TR</nameOfIssuer>
<titleOfClass>S&P 600 SMCP GRW</titleOfClass>
<cusip>78464A201</cusip>
<value>242</value>
<shrsOrPrnAmt>
<sshPrnamt>3075</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>3075</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>SPDR SER TR</nameOfIssuer>
<titleOfClass>PORTFOLIO S&P600</titleOfClass>
<cusip>78468R853</cusip>
<value>5413</value>
<shrsOrPrnAmt>
<sshPrnamt>136651</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>136651</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>SPDR SER TR</nameOfIssuer>
<titleOfClass>S&P 600 SML CAP</titleOfClass>
<cusip>78464A813</cusip>
<value>2309</value>
<shrsOrPrnAmt>
<sshPrnamt>26196</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>26196</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>TESLA INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>88160R101</cusip>
<value>333</value>
<shrsOrPrnAmt>
<sshPrnamt>374</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>374</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>TIMOTHY PLAN</nameOfIssuer>
<titleOfClass>US LRGMD CP CORE</titleOfClass>
<cusip>887432359</cusip>
<value>257</value>
<shrsOrPrnAmt>
<sshPrnamt>7500</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>7500</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>TIMOTHY PLAN</nameOfIssuer>
<titleOfClass>HIG DV STK ETF</titleOfClass>
<cusip>887432326</cusip>
<value>253</value>
<shrsOrPrnAmt>
<sshPrnamt>8000</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>8000</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>TJX COS INC NEW</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>872540109</cusip>
<value>1181</value>
<shrsOrPrnAmt>
<sshPrnamt>19317</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>19317</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>UNITEDHEALTH GROUP INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>91324P102</cusip>
<value>1637</value>
<shrsOrPrnAmt>
<sshPrnamt>3018</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>3018</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
<titleOfClass>S&P 500 ETF SHS</titleOfClass>
<cusip>922908363</cusip>
<value>7662</value>
<shrsOrPrnAmt>
<sshPrnamt>20228</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>20228</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
<titleOfClass>TOTAL STK MKT</titleOfClass>
<cusip>922908769</cusip>
<value>667</value>
<shrsOrPrnAmt>
<sshPrnamt>3232</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>3232</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
<titleOfClass>SMALL CP ETF</titleOfClass>
<cusip>922908751</cusip>
<value>250</value>
<shrsOrPrnAmt>
<sshPrnamt>1285</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>1285</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>VANGUARD INDEX FDS</nameOfIssuer>
<titleOfClass>MID CAP ETF</titleOfClass>
<cusip>922908629</cusip>
<value>7719</value>
<shrsOrPrnAmt>
<sshPrnamt>35770</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>35770</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>VANGUARD SCOTTSDALE FDS</nameOfIssuer>
<titleOfClass>INT-TERM CORP</titleOfClass>
<cusip>92206C870</cusip>
<value>5647</value>
<shrsOrPrnAmt>
<sshPrnamt>68073</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>68073</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>VANGUARD WHITEHALL FDS</nameOfIssuer>
<titleOfClass>INTL DVD ETF</titleOfClass>
<cusip>921946810</cusip>
<value>9259</value>
<shrsOrPrnAmt>
<sshPrnamt>129100</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>129100</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>VERIZON COMMUNICATIONS INC</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>92343V104</cusip>
<value>1089</value>
<shrsOrPrnAmt>
<sshPrnamt>23587</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>23587</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>WEBSTER FINL CORP</nameOfIssuer>
<titleOfClass>COM</titleOfClass>
<cusip>947890109</cusip>
<value>383</value>
<shrsOrPrnAmt>
<sshPrnamt>8252</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>8252</None>
</votingAuthority>
</infoTable>
<infoTable>
<nameOfIssuer>WISDOMTREE TR</nameOfIssuer>
<titleOfClass>US MIDCAP DIVID</titleOfClass>
<cusip>97717W505</cusip>
<value>346</value>
<shrsOrPrnAmt>
<sshPrnamt>8176</sshPrnamt>
<sshPrnamtType>SH</sshPrnamtType>
</shrsOrPrnAmt>
<investmentDiscretion>SOLE</investmentDiscretion>
<otherManager>0</otherManager>
<votingAuthority>
<Sole>0</Sole>
<Shared>0</Shared>
<None>8176</None>
</votingAuthority>
</infoTable>
</informationTable>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>