The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   47,021,657 97,819 SH   SOLE   0 0 97,819
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   12,896,073 168,202 SH   SOLE   0 0 168,202
VANGUARD INDEX FDS GROWTH ETF 922908736   12,737,272 37,005 SH   SOLE   0 0 37,005
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   9,019,154 49,390 SH   SOLE   0 0 49,390
VANGUARD INDEX FDS VALUE ETF 922908744   8,984,589 55,168 SH   SOLE   0 0 55,168
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   8,670,483 149,311 SH   SOLE   0 0 149,311
VANGUARD BD INDEX FDS INTERMED TERM 921937819   6,440,626 85,419 SH   SOLE   0 0 85,419
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   6,273,423 86,733 SH   SOLE   0 0 86,733
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   4,265,778 24,338 SH   SOLE   0 0 24,338
ISHARES TR SHRT NAT MUN ETF 464288158   2,085,593 19,914 SH   SOLE   0 0 19,914
ISHARES TR NATIONAL MUN ETF 464288414   2,070,092 19,239 SH   SOLE   0 0 19,239
MICROSOFT CORP COM 594918104   286,090 680 SH   SOLE   0 0 680
PEPSICO INC COM 713448108   246,764 1,410 SH   SOLE   0 0 1,410
JOHNSON & JOHNSON COM 478160104   214,664 1,357 SH   SOLE   0 0 1,357
EXXON MOBIL CORP COM 30231G102   212,952 1,832 SH   SOLE   0 0 1,832
APPLE INC COM 037833100   205,776 1,200 SH   SOLE   0 0 1,200
MCDONALDS CORP COM 580135101   201,594 715 SH   SOLE   0 0 715