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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   41,489,468 94,985 SH   SOLE   0 0 94,985
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   12,252,234 159,079 SH   SOLE   0 0 159,079
VANGUARD INDEX FDS GROWTH ETF 922908736   11,723,729 37,711 SH   SOLE   0 0 37,711
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   9,024,379 154,712 SH   SOLE   0 0 154,712
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   8,037,365 47,168 SH   SOLE   0 0 47,168
VANGUARD INDEX FDS VALUE ETF 922908744   7,864,080 52,603 SH   SOLE   0 0 52,603
VANGUARD BD INDEX FDS INTERMED TERM 921937819   6,112,775 80,031 SH   SOLE   0 0 80,031
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   5,952,131 79,809 SH   SOLE   0 0 79,809
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   3,816,207 23,210 SH   SOLE   0 0 23,210
ISHARES TR SHRT NAT MUN ETF 464288158   2,201,273 20,879 SH   SOLE   0 0 20,879
ISHARES TR NATIONAL MUN ETF 464288414   1,759,362 16,229 SH   SOLE   0 0 16,229
MICROSOFT CORP COM 594918104   255,707 680 SH   SOLE   0 0 680
APPLE INC COM 037833100   231,036 1,200 SH   SOLE   0 0 1,200
JOHNSON & JOHNSON COM 478160104   212,696 1,357 SH   SOLE   0 0 1,357
MCDONALDS CORP COM 580135101   212,005 715 SH   SOLE   0 0 715