The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   40,209,490 98,727 SH   SOLE   0 0 98,727
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   12,291,566 162,651 SH   SOLE   0 0 162,651
VANGUARD INDEX FDS GROWTH ETF 922908736   11,208,222 39,611 SH   SOLE   0 0 39,611
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   9,190,378 159,196 SH   SOLE   0 0 159,196
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   7,857,797 48,377 SH   SOLE   0 0 48,377
VANGUARD INDEX FDS VALUE ETF 922908744   7,429,352 52,283 SH   SOLE   0 0 52,283
VANGUARD BD INDEX FDS INTERMED TERM 921937819   6,035,817 80,232 SH   SOLE   0 0 80,232
VANGUARD BD INDEX FDS LONG TERM BOND 921937793   5,764,768 76,946 SH   SOLE   0 0 76,946
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   3,475,005 23,349 SH   SOLE   0 0 23,349
ISHARES TR SHRT NAT MUN ETF 464288158   1,779,188 17,101 SH   SOLE   0 0 17,101
ISHARES TR NATIONAL MUN ETF 464288414   1,768,172 16,567 SH   SOLE   0 0 16,567
APPLE INC COM 037833100   232,764 1,200 SH   SOLE   0 0 1,200
MICROSOFT CORP COM 594918104   231,567 680 SH   SOLE   0 0 680
JOHNSON & JOHNSON COM 478160104   224,611 1,357 SH   SOLE   0 0 1,357
PEPSICO INC COM 713448108   215,040 1,161 SH   SOLE   0 0 1,161
MCDONALDS CORP COM 580135101   213,363 715 SH   SOLE   0 0 715