CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands		9 Months Ended
		Sep. 30, 2024	Sep. 30, 2023
Cash flows from operating activities:
Net income		$ 8,444	$ 9,826
Adjustments to reconcile net income to net cash provided by operating activities:
Provision for credit losses	[1],[2]	4,540	1,932
Depreciation and amortization		1,594	1,391
Amortization of right-of-use assets		1,279	1,216
Net gain on sale of securities available-for-sale		(4)
Stock-based compensation		1,199	1,431
Net gain on sale of loans held-for-sale		(7,926)	(3,515)
Net amortization (accretion) of premiums, discounts and loan fees and costs		866	(596)
Amortization of intangible assets		46	54
Amortization of debt issuance costs		40	40
Loan servicing rights valuation adjustments		499	680
Deferred tax expense			1,231
Increase in accrued interest receivable		(607)	(1,106)
Increase in other assets		(5,136)	(684)
Increase in accrued interest payable		141	979
Increase (decrease) in other liabilities		878	(1,391)
Payments on operating leases		(1,288)	(1,164)
Net cash provided by operating activities		4,565	10,324
Cash flows from investing activities:
Purchases of securities available-for-sale		(558,084)
Repayments of restricted securities, net		71	1,652
Proceeds from sales of securities available-for-sale		868	0
Principal repayments of securities held to maturity		210	225
Principal repayments of securities available-for-sale		520,884	38
Proceeds from sales of loans		110,795	41,734
Net increase in loans		(160,934)	(168,087)
Purchases of premises and equipment		(2,081)	(2,562)
Net cash used in investing activities		(88,271)	(127,000)
Cash flows from financing activities:
Net increase in deposits		53,160	217,775
Proceeds from term FHLB advances			100,725
Repayments of term FHLB advances		(18,860)	(11,800)
Proceeds from Federal Reserve Bank borrowings		20,000
Repayments of Federal Reserve Bank borrowings		(22,288)	(4,334)
Proceeds (repayments) of other short-term borrowings, net		18,000	(143,000)
Payments related to tax withholding for equity awards		(167)	(164)
Cash dividends paid		(2,218)	(2,200)
Proceeds from exercise of stock options		103
Net cash provided by financing activities		47,730	157,002
(Decrease) increase in cash and cash equivalents		(35,976)	40,326
Cash and cash equivalents, beginning of period		177,207	152,298
Cash and cash equivalents, end of period		141,231	192,624
Supplemental cash flow information:
Interest paid		60,540	42,264
Income taxes paid		4,032	4,353
Supplemental non-cash disclosure:
Transfers from portfolio loans to loans held-for-sale		110,686	$ 43,769
Preferred stock issued in exchange for common stock		2,078
Lease liabilities arising from obtaining right-of-use assets		$ 301

[1] Commencing on October 1, 2023 the allowance calculation is based on the current expected credit loss methodology. Prior to October 1, 2023 the calculation was based on the incurred loss methodology. Refer to Note 1 for further discussion.

[2] Commencing on October 1, 2023 the allowance calculation is based on the current expected credit loss methodology. Prior to October 1, 2023 the calculation was based on the the incurred loss methodology. Refer to Note 1 for further discussion.