CONSOLIDATED STATEMENTS OF INCOME - USD ($) $ in Thousands	3 Months Ended		9 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
INTEREST INCOME
Loans	$ 25,581	$ 15,842	$ 71,501	$ 47,972
Taxable securities	198	98	608	358
Other interest income	2,680	319	3,982	486
Total interest income	28,459	16,259	76,091	48,816
INTEREST EXPENSE
Savings, NOW and money market deposits	9,905	579	22,461	1,290
Time deposits	3,214	427	7,144	1,319
Borrowings	1,835	433	3,793	1,374
Total interest expense	14,954	1,439	33,398	3,983
Net interest income	13,505	14,820	42,693	44,833
Provision for loan losses	500	1,000	2,932	2,400
Net interest income after provision for loan losses	13,005	13,820	39,761	42,433
NON-INTEREST INCOME
Loan servicing and fee income	811	779	2,028	2,203
Service charges on deposit accounts	70	60	200	169
Gain on sale of loans held-for-sale	1,052	849	2,625	3,916
Gain on sale of securities available-for-sale				105
Other income	41	140	288	483
Total non-interest income	1,974	1,828	5,141	6,876
NON-INTEREST EXPENSE
Salaries and employee benefits	5,405	4,843	15,301	15,400
Occupancy and equipment	1,587	1,394	4,601	4,177
Data processing	576	374	1,435	1,133
Advertising and promotion	200	112	533	298
Acquisition costs		250		250
Professional fees	781	579	2,345	1,718
Federal deposit insurance premiums	357	90	873	260
Other expenses	1,660	1,088	4,316	3,116
Total non-interest expense	10,566	8,730	29,404	26,352
Income before income tax expense	4,413	6,918	15,498	22,957
Income tax expense	1,319	1,585	3,857	5,227
NET INCOME	$ 3,094	$ 5,333	$ 11,641	$ 17,730
Earnings per share:
BASIC	$ 0.42	$ 0.81	$ 1.59	$ 2.97
DILUTED	$ 0.42	$ 0.80	$ 1.57	$ 2.92