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REGULATORY MATTERS (Details)
$ in Thousands
3 Months Ended
Dec. 31, 2022
USD ($)
Sep. 30, 2022
USD ($)
Total capital to risk-weighted assets    
Actual capital, Amount $ 197,510 $ 191,355
Actual capital, Ratio 0.1530 0.1632
Minimum capital adequacy requirement, Amount $ 103,290 $ 93,796
Minimum capital adequacy requirement, Ratio 0.0800 0.0800
Minimum capital adequacy requirement with capital conservation buffer, Amount $ 135,568 $ 123,107
Minimum capital adequacy requirement with capital conservation buffer, Ratio 0.1050 0.1050
Minimum to be well capitalized under prompt corrective action provisions, Amount $ 129,113 $ 117,245
Minimum to be well capitalized under prompt corrective action provisions, Ratio 0.1000 0.1000
Tier 1 capital to risk-weighted assets    
Actual capital, Amount $ 182,934 $ 178,340
Actual capital, Ratio 0.1417 0.1521
Minimum capital adequacy requirement, Amount $ 77,468 $ 70,347
Minimum capital adequacy requirement, Ratio 0.0600 0.0600
Minimum capital adequacy requirement with capital conservation buffer, Amount $ 109,746 $ 99,658
Minimum capital adequacy requirement with capital conservation buffer, Ratio 0.0850 0.0850
Minimum to be well capitalized under prompt corrective action provisions, Amount $ 103,290 $ 93,796
Minimum to be well capitalized under prompt corrective action provisions, Ratio 0.0800 0.0800
Common equity tier 1 capital to risk-weighted assets    
Actual capital, Amount $ 182,934 $ 178,340
Actual capital, Ratio 0.1417 0.1521
Minimum capital adequacy requirement, Amount $ 58,101 $ 52,760
Minimum capital adequacy requirement, Ratio 0.0450 0.0450
Minimum capital adequacy requirement with capital conservation buffer, Amount $ 90,379 $ 82,071
Minimum capital adequacy requirement with capital conservation buffer, Ratio 0.0700 0.0700
Minimum to be well capitalized under prompt corrective action provisions, Amount $ 83,923 $ 76,209
Minimum to be well capitalized under prompt corrective action provisions, Ratio 0.0650 0.0650
Tier 1 capital to average total assets    
Actual capital, Amount $ 182,934 $ 178,340
Actual capital, Ratio 0.1034 0.1090
Minimum capital adequacy requirement, Amount $ 70,762 $ 65,429
Minimum capital adequacy requirement, Ratio 0.0400 0.0400
Minimum to be well capitalized under prompt corrective action provisions, Amount $ 88,452 $ 81,786
Minimum to be well capitalized under prompt corrective action provisions, Ratio 0.0500 0.0500
Cash dividends to the Holding Company $ 1,500  
Retained earnings available to pay dividends $ 42,200