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LOANS - Activity in Allowance for Loan Losses by Portfolio Segment (Details) - USD ($)
$ in Thousands
3 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Allowance for loan losses by portfolio segment [Roll Forward]    
Beginning balance $ 12,844 $ 8,552
Charge-offs   (66)
Recoveries 60  
Provision (credit) for loan losses 1,500 900
Ending balance 14,404 9,386
Residential Real Estate    
Allowance for loan losses by portfolio segment [Roll Forward]    
Beginning balance 3,951 4,155
Provision (credit) for loan losses 557 (40)
Ending balance 4,508 4,115
Multi-family    
Allowance for loan losses by portfolio segment [Roll Forward]    
Beginning balance 4,308 2,433
Charge-offs   (66)
Provision (credit) for loan losses 1,389 201
Ending balance 5,697 2,568
Commercial Real Estate    
Allowance for loan losses by portfolio segment [Roll Forward]    
Beginning balance 3,707 1,884
Provision (credit) for loan losses (473) 634
Ending balance 3,234 2,518
Commercial and Industrial    
Allowance for loan losses by portfolio segment [Roll Forward]    
Beginning balance 761 79
Recoveries 60  
Provision (credit) for loan losses 31 105
Ending balance 852 184
Construction and land development    
Allowance for loan losses by portfolio segment [Roll Forward]    
Beginning balance 115  
Provision (credit) for loan losses (11)  
Ending balance 104  
Consumer    
Allowance for loan losses by portfolio segment [Roll Forward]    
Beginning balance 2 1
Provision (credit) for loan losses 7  
Ending balance $ 9 $ 1