Three Months Ended

Six Months Ended

December 31,

(Dollars in thousands, except share and per share amounts)

2023

2022

2023

2022

Basic and diluted earnings per share:

Net income

$

11

$

1,061

$

190

$

2,088

Basic average common shares outstanding

8,845,633

12,985,244

9,723,078

13,210,259

Effect of dilutive securities

64,680

44,892

43,066

31,303

Dilutive average shares outstanding

8,910,313

13,030,136

9,766,144

13,241,562

Earnings per share:

Basic

$

—

$

0.08

$

0.02

$

0.16

Diluted

$

—

$

0.08

$

0.02

$

0.16