CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Dec. 31, 2023	Jun. 30, 2023
ASSETS
Cash and due from banks	$ 6,122	$ 7,652
Interest bearing deposits with other banks	11,402	11,561
Federal funds sold		1,580
Total cash and cash equivalents	17,524	20,793
Interest-bearing time deposits	100	600
Securities available for sale, at fair value	160,938
Securities available for sale, at fair value		165,127
Securities held to maturity, net of allowance for credit losses of $0 as of December 31, 2023 (fair value of $81,239 and $82,313, as of December 31, 2023 and June 30, 2023, respectively)	96,404
Securities held to maturity, net of allowance for credit losses of $0 as of December 31, 2023 (fair value of $81,239 and $82,313, as of December 31, 2023 and June 30, 2023, respectively)		99,690
Equity securities	1,850	1,629
Loans receivable, net of allowance for credit losses of $3,601 and $3,313 as of December 31, 2023 and June 30, 2023, respectively	467,214
Loans receivable, net of allowance for credit losses of $3,601 and $3,313 as of December 31, 2023 and June 30, 2023, respectively		477,543
Premises and equipment, net	7,521	9,054
Regulatory stock, at cost	3,313	2,577
Deferred income taxes	9,002	9,485
Bank-owned life insurance	41,179	40,575
Goodwill	4,858	4,858
Intangible assets	437	519
Operating lease right-of-use assets	8,617	8,931
Accrued interest receivable and other assets	7,074	6,198
TOTAL ASSETS	826,031	847,579
LIABILITIES
Deposits	626,663	635,260
Advances from Federal Home Loan Bank	54,000	34,000
Advances from borrowers for taxes and insurance	2,481	3,227
Operating lease liabilities	8,834	9,107
Accrued interest payable and other liabilities	5,107	5,240
TOTAL LIABILITIES	697,085	686,834
Commitments and contingencies (note 12)
STOCKHOLDERS' EQUITY
Preferred stock, $0.01 par value, 50,000,000 shares authorized; no shares issued
Common stock, $0.01 par value, 150,000,000 shares authorized; 9,637,072 shares issued and outstanding at December 31, 2023 and 12,452,921 shares issued and outstanding at June 30, 2023	96	125
Additional paid-in capital	100,651	134,387
Unearned common stock held by employee stock ownership plan	(8,991)	(9,194)
Retained earnings	58,132	58,805
Accumulated other comprehensive loss	(20,942)	(23,378)
TOTAL STOCKHOLDERS' EQUITY	128,946	160,745
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 826,031	$ 847,579