CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Sep. 30, 2023	Jun. 30, 2023
ASSETS
Cash and due from banks	$ 7,236	$ 7,652
Interest bearing deposits with other banks	10,492	11,561
Federal funds sold	239	1,580
Total cash and cash equivalents	17,967	20,793
Interest-bearing time deposits	100	600
Securities available for sale, at fair value		165,127
Securities available for sale, at fair value	156,097
Securities held to maturity, net of allowance for credit losses of $0 as of September 30, 2023 (fair value of $76,853 and $82,313, as of September 30, 2023 and June 30, 2023, respectively)		99,690
Securities held to maturity, net of allowance for credit losses of $0 as of September 30, 2023 (fair value of $76,853 and $82,313, as of September 30, 2023 and June 30, 2023, respectively)	97,544
Equity securities	1,702	1,629
Loans receivable, net of allowance for credit losses of $3,587 and $3,313 as of September 30, 2023 and June 30, 2023, respectively	472,052
Loans receivable, net of allowance for credit losses of $3,587 and $3,313 as of September 30, 2023 and June 30, 2023, respectively		477,543
Premises and equipment, net	7,668	9,054
Regulatory stock, at cost	3,286	2,577
Deferred income taxes	11,104	9,485
Bank-owned life insurance	40,869	40,575
Goodwill	4,858	4,858
Intangible assets	478	519
Operating lease right-of-use assets	8,775	8,931
Accrued interest receivable and other assets	7,487	6,198
TOTAL ASSETS	829,987	847,579
LIABILITIES
Deposits	626,507	635,260
Advances from Federal Home Loan Bank	51,000	34,000
Advances from borrowers for taxes and insurance	1,707	3,227
Operating lease liabilities	8,972	9,107
Accrued interest payable and other liabilities	5,407	5,240
TOTAL LIABILITIES	693,593	686,834
Commitments and contingencies (note 12)
STOCKHOLDERS' EQUITY
Preferred stock, $0.01 par value, 50,000,000 shares authorized; no shares issued
Common stock, $0.01 par value, 150,000,000 shares authorized; 10,828,903 shares issued and outstanding at September 30, 2023 and 12,452,921 shares issued and outstanding at June 30, 2023	108	125
Additional paid-in capital	114,934	134,387
Unearned common stock held by employee stock ownership plan	(9,093)	(9,194)
Retained earnings	58,410	58,805
Accumulated other comprehensive loss	(27,965)	(23,378)
TOTAL STOCKHOLDERS' EQUITY	136,394	160,745
TOTAL LIABILITIES AND STOCKHOLDERS' EQUITY	$ 829,987	$ 847,579