Deposits

12 Months Ended

Jun. 30, 2021

Deposits.

Deposits

Note 11 – Deposits

Deposits and their respective weighted-average interest rates consist of the following major classifications as of June 30, 2021 and 2020:

	June 30, 2021				June 30, 2020
			Weighted				Weighted
(Dollars in thousands)	Amount		Average Rate		Amount		Average Rate
Non-interest bearing checking	$	51,086	—	%	$	43,395	—	%
Interest bearing checking		104,214	0.08			98,828	0.19
Money market accounts		136,719	0.33			129,048	0.94
Savings and club accounts		100,781	0.10			94,097	0.19
Certificates of deposit		160,303	1.18			194,480	1.86
	$	553,103	0.45	%	$	559,848	0.93	%

Time deposit accounts outstanding as of June 30, 2021 mature as follows:

(In thousands)	June 30, 2021
Twelve months ending:
2022	$	87,947
2023		37,019
2024		15,559
2025		10,416
2026		7,338
Thereafter		2,024
	$	160,303

The aggregate amount of certificates of deposit accounts in denominations of $250 thousand or more totaled $13.4 million and $22.7 million at June 30, 2021 and 2020, respectively.