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Reinsurance (Tables)
6 Months Ended
Jun. 30, 2022
Insurance [Abstract]  
Effects of Reinsurance
The following tables reflect amounts affecting the consolidated statements of operations and comprehensive loss for ceded reinsurance as of and for the three and six months ended June 30, 2022, and 2021 (in millions).
For the Three Months Ended June 30,
20222021
Written premiumsEarned premiumsLoss and LAE incurredWritten premiumsEarned premiumsLoss and LAE incurred
Direct$161.7 $128.8 $99.0 $129.3 $83.9 $135.7 
Assumed0.1 — 2.0 (0.7)3.2 4.8 
Gross161.8 128.8 101.0 128.6 87.1 140.5 
Ceded(147.2)(117.6)(71.8)(116.4)(76.9)(119.1)
Net$14.6 $11.2 $29.2 $12.2 $10.2 $21.4 
For the Six Months Ended June 30,
20222021
Written premiumsEarned premiumsLoss and LAE incurredWritten premiumsEarned premiumsLoss and LAE incurred
Direct$278.8 $248.8 $189.9 $224.3 $154.9 $276.1 
Assumed0.1 0.1 2.3 3.4 6.6 10.1 
Gross278.9 248.9 192.2 227.7 161.5 286.2 
Ceded(263.6)(228.7)(140.5)(208.4)(142.5)(247.5)
Net$15.3 $20.2 $51.7 $19.3 $19.0 $38.7