The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,994 20,606 SH   SOLE   0 0 20,606
ABBVIE INC COM 00287Y109 3,346 24,931 SH   SOLE   8 0 24,923
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 280 3,498 SH   SOLE   0 0 3,498
ALPHABET INC CAP STK CL C 02079K107 874 9,090 SH   SOLE   0 0 9,090
AMAZON COM INC COM 023135106 676 5,985 SH   SOLE   0 0 5,985
AMERICAN AXLE & MFG HLDGS IN COM 024061103 135 19,800 SH   SOLE   0 0 19,800
APPLE INC COM 037833100 3,362 24,328 SH   SOLE   140 0 24,188
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 15,283 57,234 SH   SOLE   256 0 56,978
BOEING CO COM 097023105 285 2,351 SH   SOLE   0 0 2,351
BROADCOM INC COM 11135F101 693 1,561 SH   SOLE   0 0 1,561
BROOKFIELD REAL ASSETS INCOM SHS BEN INT 112830104 231 13,398 SH   SOLE   0 0 13,398
CATERPILLAR INC COM 149123101 261 1,593 SH   SOLE   0 0 1,593
DISNEY WALT CO COM 254687106 294 3,119 SH   SOLE   0 0 3,119
EXXON MOBIL CORP COM 30231G102 557 6,382 SH   SOLE   0 0 6,382
FORD MTR CO DEL COM 345370860 157 14,053 SH   SOLE   0 0 14,053
GLOBAL X FDS NASDAQ 100 COVER 37954Y483 556 35,502 SH   SOLE   700 0 34,802
GUGGENHEIM STRATEGIC OPPORTU COM SBI 40167F101 399 25,988 SH   SOLE   0 0 25,988
HOME DEPOT INC COM 437076102 768 2,785 SH   SOLE   0 0 2,785
INTERNATIONAL BUSINESS MACHS COM 459200101 443 3,729 SH   SOLE   0 0 3,729
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 2,548 44,055 SH   SOLE   109 0 43,946
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 659 5,176 SH   SOLE   0 0 5,176
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 309 4,436 SH   SOLE   0 0 4,436
INVESCO LTD SHS G491BT108 202 14,733 SH   SOLE   0 0 14,733
INVESCO QQQ TR UNIT SER 1 46090E103 6,950 26,006 SH   SOLE   0 0 26,006
ISHARES TR 10+ YR INVST GRD 464289511 4,193 86,929 SH   SOLE   61 0 86,868
ISHARES TR 7-10 YR TRSY BD 464287440 1,996 20,790 SH   SOLE   0 0 20,790
ISHARES TR CORE S&P TTL STK 464287150 255 3,203 SH   SOLE   0 0 3,203
ISHARES TR CORE S&P500 ETF 464287200 10,366 28,904 SH   SOLE   133 0 28,771
ISHARES TR CORE US AGGBD ET 464287226 584 6,064 SH   SOLE   0 0 6,064
ISHARES TR CORE S&P MCP ETF 464287507 1,849 8,434 SH   SOLE   0 0 8,434
ISHARES TR CORE S&P US VLU 464287663 1,123 17,932 SH   SOLE   0 0 17,932
ISHARES TR CORE S&P SCP ETF 464287804 3,992 45,782 SH   SOLE   0 0 45,782
ISHARES TR CORE HIGH DV ETF 46429B663 348 3,815 SH   SOLE   0 0 3,815
ISHARES TR CORE MSCI EAFE 46432F842 631 11,981 SH   SOLE   0 0 11,981
ISHARES TR CORE DIV GRWTH 46434V621 1,310 29,455 SH   SOLE   0 0 29,455
ISHARES TR FALN ANGLS USD 46435G474 204 8,531 SH   SOLE   0 0 8,531
ISHARES TR MSCI EMG MKT ETF 464287234 480 13,767 SH   SOLE   0 0 13,767
ISHARES TR MSCI EAFE ETF 464287465 1,499 26,768 SH   SOLE   0 0 26,768
ISHARES TR MSCI USA MIN VOL 46429B697 937 14,168 SH   SOLE   226 0 13,943
ISHARES TR MSCI USA QLT FCT 46432F339 206 1,980 SH   SOLE   0 0 1,980
ISHARES TR MSCI USA MMENTM 46432F396 836 6,375 SH   SOLE   12 0 6,363
ISHARES TR NATIONAL MUN ETF 464288414 1,271 12,395 SH   SOLE   0 0 12,395
ISHARES TR RUS MD CP GR ETF 464287481 1,479 18,861 SH   SOLE   0 0 18,861
ISHARES TR RUS MID CAP ETF 464287499 366 5,895 SH   SOLE   0 0 5,895
ISHARES TR RUSSELL 2000 ETF 464287655 320 1,942 SH   SOLE   0 0 1,942
ISHARES TR CORE S&P US GWT 464287671 32,654 407,256 SH   SOLE   2,081 0 405,175
ISHARES TR SELECT DIVID ETF 464287168 234 2,178 SH   SOLE   0 0 2,178
ISHARES TR U.S. TECH ETF 464287721 442 6,030 SH   SOLE   0 0 6,030
ISHARES TR US TREAS BD ETF 46429B267 13,220 580,848 SH   SOLE   2,882 0 577,966
JOHNSON & JOHNSON COM 478160104 450 2,757 SH   SOLE   0 0 2,757
JPMORGAN CHASE & CO COM 46625H100 646 6,184 SH   SOLE   0 0 6,184
LOWES COS INC COM 548661107 834 4,439 SH   SOLE   100 0 4,339
META PLATFORMS INC CL A 30303M102 774 5,702 SH   SOLE   50 0 5,652
MICROSOFT CORP COM 594918104 1,574 6,756 SH   SOLE   100 0 6,656
NVIDIA CORPORATION COM 67066G104 242 1,991 SH   SOLE   0 0 1,991
PEPSICO INC COM 713448108 349 2,137 SH   SOLE   0 0 2,137
PHILLIPS 66 COM 718546104 281 3,482 SH   SOLE   0 0 3,482
PIMCO DYNAMIC INCOME FD SHS 72201Y101 1,571 81,037 SH   SOLE   0 0 81,037
PROCTER AND GAMBLE CO COM 742718109 2,119 16,781 SH   SOLE   4,923 0 11,858
QUALCOMM INC COM 747525103 774 6,855 SH   SOLE   0 0 6,855
REPUBLIC SVCS INC COM 760759100 253 1,860 SH   SOLE   0 0 1,860
RIVERNORTH OPPORTUNITIES FD COM 76881Y109 678 55,627 SH   SOLE   0 0 55,627
SALESFORCE INC COM 79466L302 255 1,773 SH   SOLE   0 0 1,773
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 628 12,780 SH   SOLE   0 0 12,780
SELECT SECTOR SPDR TR ENERGY 81369Y506 309 4,297 SH   SOLE   39 0 4,258
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 325 10,700 SH   SOLE   500 0 10,200
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,252 10,336 SH   SOLE   37 0 10,299
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 259 7,200 SH   SOLE   0 0 7,200
SMARTFINANCIAL INC COM NEW 83190L208 210 8,512 SH   SOLE   0 0 8,512
SPDR GOLD TR GOLD SHS 78463V107 293 1,896 SH   SOLE   0 0 1,896
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 23,668 917,349 SH   SOLE   3,922 0 913,427
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,316 6,484 SH   SOLE   0 0 6,484
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 803 1,999 SH   SOLE   0 0 1,999
SPDR SER TR BBG CONV SEC ETF 78464A359 314 4,968 SH   SOLE   0 0 4,968
SPDR SER TR PORTFLI INTRMDIT 78464A672 528 18,786 SH   SOLE   42 0 18,744
SPDR SER TR NUVEEN BLOOMBERG 78464A284 1,319 27,521 SH   SOLE   0 0 27,521
SPDR SER TR PRTFLO S&P500 VL 78464A508 37,183 1,078,073 SH   SOLE   4,153 0 1,073,920
SPDR SER TR PORTFOLIO AGRGTE 78464A649 2,075 83,175 SH   SOLE   145 0 83,030
SPDR SER TR PORTFOLIO LN TSR 78464A664 2,263 76,366 SH   SOLE   201 0 76,165
SPDR SER TR PORTFOLIO S&P500 78464A854 15,367 365,958 SH   SOLE   1,119 0 364,839
SPDR SER TR PORTFOLIO S&P600 78468R853 1,658 48,677 SH   SOLE   172 0 48,505
SPDR SER TR S&P 400 MDCP GRW 78464A821 238 3,936 SH   SOLE   0 0 3,936
SPDR SER TR S&P HOMEBUILD 78464A888 206 3,771 SH   SOLE   0 0 3,771
TESLA INC COM 88160R101 408 1,538 SH   SOLE   0 0 1,538
TWITTER INC COM 90184L102 296 6,755 SH   SOLE   0 0 6,755
VANGUARD INDEX FDS GROWTH ETF 922908736 415 1,939 SH   SOLE   0 0 1,939
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 211 643 SH   SOLE   0 0 643
VANGUARD INDEX FDS SMALL CP ETF 922908751 274 1,601 SH   SOLE   0 0 1,601
VANGUARD INDEX FDS TOTAL STK MKT 922908769 712 3,966 SH   SOLE   0 0 3,966
VANGUARD INDEX FDS VALUE ETF 922908744 463 3,746 SH   SOLE   0 0 3,746
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,430 32,233 SH   SOLE   0 0 32,233
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599 675 4,188 SH   SOLE   0 0 4,188
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 306 4,592 SH   SOLE   0 0 4,592
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1,447 26,687 SH   SOLE   0 0 26,687
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 1,471 24,637 SH   SOLE   0 0 24,637
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 21,803 161,312 SH   SOLE   959 0 160,353
VANGUARD WORLD FDS INF TECH ETF 92204A702 312 1,013 SH   SOLE   0 0 1,013
VISA INC COM CL A 92826C839 409 2,303 SH   SOLE   0 0 2,303
WASTE MGMT INC DEL COM 94106L109 303 1,894 SH   SOLE   0 0 1,894