The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON.COM INC EQUITY 231351060   46,380 240 SH   SOLE   0 0 0
AMERICAN CENTURY ETF TRUST AVANTIS INTERNATIONAL SMALL CAP VALUE ETF ETF 250728020   3,647,465 56,158 SH   SOLE   0 0 0
AMERICAN CENTURY ETF TRUST AVANTIS U S SMALL CAP VALUE ETF ETF 250728770   10,898,567 121,473 SH   SOLE   0 0 0
AMERICAN CENTURY ETF TRUST AVANTIS U S EQUITY ETF ETF 250728850   22,916,241 254,088 SH   SOLE   0 0 0
AMERICAN CENTY CAP PORTFOLIO INC MID CAP VALUE I SHR CLASS MUTUAL 250766470   8,387 538 SH   SOLE   0 0 0
APPLE INC EQUITY 378331000   9,279 44 SH   SOLE   0 0 0
DECKERS OUTDOOR CORPORATION EQUITY 243537107   133,577 138 SH   SOLE   0 0 0
HARTFORD GROWTH OPPORTUNITIES FUND CL I MUTUAL 416641207   14,670 246 SH   SOLE   0 0 0
INTUIT INC EQUITY 461202103   661,138 1,005 SH   SOLE   0 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   41,065,166 75,041 SH   SOLE   0 0 0
ISHARES CORE U S AGGREGATE BD ETF ETF 464287226   6,895 71 SH   SOLE   0 0 0
ISHARES TRUST ISHARES SHORT TREASURY BOND ETF ETF 464288679   8,270,366 74,844 SH   SOLE   0 0 0
IVY FDS DELAWARE IVY INTL CORE EQI I MUTUAL 465899706   31,905 1,505 SH   SOLE   0 0 0
LORD ABBETT BOND DEBENTURE FUND CLASS I MUTUAL 544004401   7,084 1,007 SH   SOLE   0 0 0
MFS SER TR I VALUE FUND CL I MUTUAL 552983694   21,132 420 SH   SOLE   0 0 0
MICROSOFT CORP EQUITY 594918104   466,481 1,043 SH   SOLE   0 0 0
TAIWAN SEMICONDUCTOR MFG CO LTD-SPONSORED ADR REPSTG 5 COM EQUITY 874039100   21,378 123 SH   SOLE   0 0 0
TAL EDUCATION GROUP AMERICAN DEPOSITARY SHRS ECH RPRSNTNG TWO CLSS A CMMN SHRS EQUITY 874080104   10,670 1,000 SH   SOLE   0 0 0
VANGUARD SHORT TERM BOND ETF ETF 921937827   6,607,494 86,147 SH   SOLE   0 0 0
VANGUARD S&P 500 ETF ETF 922908363   26,715 53 SH   SOLE   0 0 0
VANGUARD INDEX FUNDS VANGUARD MID-CAP ETF ETF 922908629   6,010,602 24,826 SH   SOLE   0 0 0
VANGUARD INDEX TR VANGUARD TOTAL STK MKT ADMIRAL ADMIRAL SHS MUTUAL 922908728   91,199 700 SH   SOLE   0 0 0
VANGUARD INDEX FUNDS VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   188,862 706 SH   SOLE   0 0 0
AB LARGE CAP GROWTH FUND CL ADVISOR MUTUAL 01877C408   13,257 119 SH   SOLE   0 0 0
ALPHA ARCHITECT ETF TR FREEDOM 100 EMERGING MARKETS ETF ETF 02072L607   6,204,988 175,679 SH   SOLE   0 0 0
ALPHABET INC CLASS C CAPITAL STOCK EQUITY 02079K107   18,342 100 SH   SOLE   0 0 0
ALPHABET INC CLASS A COMMON STOCK EQUITY 02079K305   38,456 211 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST DIMENSIONAL U S EQUITY ETF ETF 25434V401   196,408 3,337 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST DIMENSIONAL U S TARGETED VALUE ETF ETF 25434V609   73,624 1,419 SH   SOLE   0 0 0
DIMENSIONAL ETF TRUST DIMENSIONAL US MARKETWIDE VALUE ETF ETF 25434V724   238,677 6,077 SH   SOLE   0 0 0
EXPERIAN PLC SPONSORED ADR EQUITY 30215C101   28,217 605 SH   SOLE   0 0 0
META PLATFORMS INC CLASS A COMMON STOCK EQUITY 30303M102   36,880 73 SH   SOLE   0 0 0
GOLDMAN SACHS EMERGING MKTS EQUITY INSIGHTS FD CL I MUTUAL 38144N569   15,706 1,754 SH   SOLE   0 0 0
ISHARES TRUST ISHARES U S TREASURY BOND ETF ETF 46429B267   5,102,917 226,092 SH   SOLE   0 0 0
ISHARES TR CORE MSCI EAFE ETF ETF 46432F842   20,616,908 283,823 SH   SOLE   0 0 0
ISHARES BITCOIN TR SHS ETF ETF 46438F101   698,299 20,453 SH   SOLE   0 0 0
JPMORGAN TR I U S EQUITY FD CL I MUTUAL 4812A1159   14,122 574 SH   SOLE   0 0 0
NETFLIX INC COM EQUITY 64110L106   31,044 46 SH   SOLE   0 0 0
NVIDIA CORP EQUITY 67066G104   103,792 840 SH   SOLE   0 0 0
PRINCIPAL INVS FD INC REAL ESTATE SECS FD INSTL CL MUTUAL 74253Q580   5,045 186 SH   SOLE   0 0 0
PRINCIPAL INVS FD INC MIDCAP FD INST CL MUTUAL 74253Q747   9,925 239 SH   SOLE   0 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   210,165 386 SH   SOLE   0 0 0
SPDR SERIES TRUST SPDR PORTFOLIO AGGREGATE BOND ETF ETF 78464A649   10,421,933 415,381 SH   SOLE   0 0 0
SPDR SERIES TRUST SPDR PORTFOLIO S&P 500 ETF ETF 78464A854   9,986,765 156,043 SH   SOLE   0 0 0
TESLA INC COMMON STOCK EQUITY 88160R101   63,717 322 SH   SOLE   0 0 0