Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2024	Dec. 31, 2023
Assets
Cash and due from banks	$ 6,388	$ 6,030
Interest-earning deposits in other depository institutions	55,007	43,995
Cash and cash equivalents	61,395	50,025
Investment securities available-for-sale	48,239	48,561
Investment securities held-to-maturity (estimated fair value of $33,873, net of allowance for credit losses of $45 at March 31, 2024 and estimated fair value of $33,835, net of allowance for credit losses of $45 at December 31, 2023)	34,230	34,206
Other investments	5,480	5,434
Loans	674,498	659,876
Less allowance for credit losses	(8,595)	(8,921)
Net loans	665,903	650,955
Other real estate owned	2,850	2,850
Premises and equipment, net	3,691	3,797
Bank owned life insurance	16,184	16,086
Intangible assets	18,318	18,366
Other assets	13,257	12,978
Total assets	869,547	843,258
Liabilities:
Non-interest-bearing checking	164,568	154,689
Interest-bearing checking	86,734	85,362
Money market accounts	144,689	138,673
Savings accounts	74,282	74,768
Certificates of deposit	217,171	220,951
Total deposits	687,444	674,443
Federal Home Loan Bank advances and other borrowings	51,837	40,000
Accrued interest payable and other liabilities	6,966	7,299
Total liabilities	746,247	721,742
Stockholders' equity:
Common stock (par value $0.01 per share, 40,000,000 shares authorized; 6,416,628 issued and outstanding at March 31, 2024 and December 31, 2023)	64	64
Preferred stock (10,000,000 shares authorized, no shares outstanding)
Additional paid in capital	61,409	61,026
Unearned ESOP shares	(4,535)	(4,587)
Retained earnings	72,680	71,345
Accumulated other comprehensive loss	(6,318)	(6,332)
Total stockholders' equity	123,300	121,516
Total liabilities and stockholders' equity	$ 869,547	$ 843,258