Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2022	Dec. 31, 2021
Assets
Cash and due from banks, including reserve requirement of $0 at June 30, 2022 and December 31, 2021	$ 8,111	$ 16,239
Interest-earning deposits in other depository institutions	47,288	95,537
Cash and cash equivalents	55,399	111,776
Investment securities available-for-sale	44,551	48,557
Other investments	1,400	2,476
Loans, net	614,358	575,825
Other real estate owned	3,538	3,538
Premises and equipment, net	4,048	3,783
Bank owned life insurance	15,549	15,377
Intangible assets	18,653	18,749
Accrued interest receivable and other assets	9,183	8,007
Total assets	766,679	788,088
Liabilities:
Savings accounts	82,742	86,745
Interest-bearing checking	96,176	91,387
Market rate checking	159,900	145,969
Non-interest-bearing checking	198,177	193,940
Certificates of deposit	89,180	96,758
Total deposits	626,175	614,799
Federal Home Loan Bank advances	20,000	48,988
Accrued interest payable and other liabilities	5,133	3,333
Total liabilities	651,308	667,120
Stockholders' equity:
Common stock (par value $0.01 per share, 40,000,000 shares authorized; 6,590,362 issued and outstanding at June 30, 2022 and 6,872,634 issued and outstanding at December 31, 2021	65	69
Preferred stock (10,000,000 shares authorized, no shares outstanding at June 30, 2022 and December 31, 2021
Additional paid in capital	63,497	68,038
Unearned ESOP shares	(4,899)	(5,004)
Retained earnings	61,797	58,223
Accumulated other comprehensive loss	(5,089)	(358)
Total stockholders' equity	115,371	120,968
Total liabilities and stockholders' equity	$ 766,679	$ 788,088