The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
YUM BRANDS INC COM 988498101   696,607 5,259 SH   SOLE   0 0 5,259
ISHARES TR RUS 1000 GRW ETF 464287614   490,995 1,347 SH   SOLE   0 0 1,347
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,070,425 17,026 SH   SOLE   0 0 17,026
ISHARES TR IBONDS 27 ETF 46435UAA9   662,708 27,927 SH   SOLE   0 0 27,927
VANGUARD WORLD FD ESG US STK ETF 921910733   232,854 2,410 SH   SOLE   0 0 2,410
ISHARES TR IBDS DEC28 ETF 46435U515   1,049,431 42,367 SH   SOLE   0 0 42,367
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   7,656,490 15,309 SH   SOLE   0 0 15,309
ISHARES TR IBONDS 27 TRM TS 46436E841   717,415 32,499 SH   SOLE   0 0 32,499
ISHARES TR IBONDS 24 TRM TS 46436E874   1,524,505 63,574 SH   SOLE   0 0 63,574
ISHARES TR IBONDS 25 TRM TS 46436E866   1,099,281 47,342 SH   SOLE   0 0 47,342
ISHARES TR IBONDS 26 TRM TS 46436E858   651,280 28,748 SH   SOLE   0 0 28,748
ISHARES TR IBONDS 29 TRM TS 46436E825   217,012 10,155 SH   SOLE   0 0 10,155
ISHARES TR IBONDS 28 TRM TS 46436E833   1,258,451 57,647 SH   SOLE   0 0 57,647
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   272,461 4,807 SH   SOLE   0 0 4,807
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   47,062,763 605,231 SH   SOLE   0 0 605,231
ISHARES TR CORE S&P TTL STK 464287150   83,380,973 701,978 SH   SOLE   0 0 701,978
CAPITAL GROUP GBL GROWTH EQT SHS CREATION UNI 14020X104   18,653,979 633,627 SH   SOLE   0 0 633,627
ISHARES TR IBONDS 28 TR HI 46436E387   273,856 11,845 SH   SOLE   0 0 11,845
NVIDIA CORPORATION COM 67066G104   353,324 2,860 SH   SOLE   0 0 2,860
VANGUARD BD INDEX FDS INTERMED TERM 921937819   46,508,937 621,030 SH   SOLE   0 0 621,030
ISHARES TR IBONDS DEC2026 46435GAA0   659,242 27,676 SH   SOLE   0 0 27,676
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   270,422 15,304 SH   SOLE   0 0 15,304
ISHARES TR IBONDS DEC25 ETF 46434VBD1   679,921 27,350 SH   SOLE   0 0 27,350
ISHARES TR IBONDS DEC24 ETF 46434VBG4   1,306,534 51,991 SH   SOLE   0 0 51,991