The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 201 673 SH   SOLE   0 0 673
ISHARES TR TIPS BD ETF 464287176 274 2,123 SH   SOLE   0 0 2,123
ISHARES TR GRWT ALLOCAT ETF 464289867 690 12,090 SH   SOLE   0 0 12,090
ISHARES TR CORE US AGGBD ET 464287226 335 2,936 SH   SOLE   0 0 2,936
ISHARES TR ISHS 5-10YR INVT 464288638 417 7,029 SH   SOLE   0 0 7,029
ISHARES TR MODERT ALLOC ETF 464289875 558 12,269 SH   SOLE   0 0 12,269
ISHARES TR MSCI EAFE ETF 464287465 1,311 16,666 SH   SOLE   0 0 16,666
ISHARES TR EAFE SML CP ETF 464288273 717 9,812 SH   SOLE   0 0 9,812
ISHARES TR RUS 1000 GRW ETF 464287614 3,202 10,479 SH   SOLE   0 0 10,479
ISHARES TR RUS 1000 ETF 464287622 2,218 8,387 SH   SOLE   0 0 8,387
ISHARES TR RUS 1000 VAL ETF 464287598 2,414 14,376 SH   SOLE   0 0 14,376
ISHARES TR RUS 2000 GRW ETF 464287648 229 783 SH   SOLE   0 0 783
ISHARES TR RUSSELL 2000 ETF 464287655 724 3,257 SH   SOLE   0 0 3,257
ISHARES TR RUS 2000 VAL ETF 464287630 614 3,695 SH   SOLE   0 0 3,695
ISHARES TR RUS MD CP GR ETF 464287481 821 7,124 SH   SOLE   0 0 7,124
ISHARES TR RUS MID CAP ETF 464287499 826 9,948 SH   SOLE   0 0 9,948
ISHARES TR RUS MDCP VAL ETF 464287473 1,001 8,175 SH   SOLE   0 0 8,175
ISHARES TR CORE S&P500 ETF 464287200 453 949 SH   SOLE   0 0 949
ISHARES TR ISHS 1-5YR INVS 464288646 12,853 238,548 SH   SOLE   0 0 238,548
ISHARES TR IBOXX INV CP ETF 464287242 234 1,766 SH   SOLE   0 0 1,766
JPMORGAN CHASE & CO COM 46625H100 998 6,303 SH   SOLE   0 0 6,303
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,137 38,399 SH   SOLE   0 0 38,399
SPDR SER TR PORTFOLIO INTRMD 78464A375 573 15,847 SH   SOLE   0 0 15,847
SPDR SER TR PORTFOLIO SHORT 78464A474 3,796 122,576 SH   SOLE   0 0 122,576
SPDR SER TR PRTFLO S&P500 VL 78464A508 3,243 77,223 SH   SOLE   0 0 77,223
SPDR SER TR S&P 400 MDCP VAL 78464A839 2,113 29,714 SH   SOLE   0 0 29,714
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,428 121,374 SH   SOLE   0 0 121,374
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,301 31,365 SH   SOLE   0 0 31,365
SPDR S&P 500 ETF TR TR UNIT 78462F103 339 714 SH   SOLE   0 0 714
SPDR SER TR PORTFOLIO AGRGTE 78464A649 4,391 148,241 SH   SOLE   0 0 148,241
SPDR SER TR PORTFOLIO SH TSR 78468R101 3,250 106,792 SH   SOLE   0 0 106,792
SPDR SER TR PORTFOLIO S&P600 78468R853 4,837 108,242 SH   SOLE   0 0 108,242
SPDR SER TR PRTFLO S&P500 GW 78464A409 3,231 44,587 SH   SOLE   0 0 44,587
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,172 14,378 SH   SOLE   0 0 14,378
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303 227 4,549 SH   SOLE   0 0 4,549
VANGUARD INDEX FDS GROWTH ETF 922908736 7,790 24,275 SH   SOLE   0 0 24,275
VANGUARD INDEX FDS LARGE CAP ETF 922908637 253 1,144 SH   SOLE   0 0 1,144
VANGUARD INDEX FDS VALUE ETF 922908744 9,907 67,346 SH   SOLE   0 0 67,346
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 411 5,288 SH   SOLE   0 0 5,288
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,599 113,194 SH   SOLE   0 0 113,194
VANGUARD WORLD FD ESG US STK ETF 921910733 314 3,578 SH   SOLE   0 0 3,578
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 220 1,642 SH   SOLE   0 0 1,642
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 259 2,308 SH   SOLE   0 0 2,308
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 585 8,797 SH   SOLE   0 0 8,797
VANGUARD BD INDEX FDS INTERMED TERM 921937819 19,491 222,450 SH   SOLE   0 0 222,450
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 989 10,667 SH   SOLE   0 0 10,667
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 700 12,686 SH   SOLE   0 0 12,686
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 16,799 274,128 SH   SOLE   0 0 274,128
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 4,898 19,238 SH   SOLE   0 0 19,238
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 8,328 55,398 SH   SOLE   0 0 55,398
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,822 55,265 SH   SOLE   0 0 55,265
VANGUARD INDEX FDS MID CAP ETF 922908629 749 2,938 SH   SOLE   0 0 2,938
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,066 3,784 SH   SOLE   0 0 3,784
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 2,159 27,495 SH   SOLE   0 0 27,495
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 918 12,452 SH   SOLE   0 0 12,452
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 421 5,186 SH   SOLE   0 0 5,186
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 13,242 163,831 SH   SOLE   0 0 163,831
VANGUARD INDEX FDS SMALL CP ETF 922908751 12,309 54,462 SH   SOLE   0 0 54,462
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,708 15,143 SH   SOLE   0 0 15,143
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,256 14,816 SH   SOLE   0 0 14,816