The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR TIPS BD ETF 464287176 268 2,137 SH   SOLE   2,137 0 0
ISHARES TR RUS MD CP GR ETF 464287481 725 7,106 SH   SOLE   7,106 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 890 8,143 SH   SOLE   8,143 0 0
ISHARES TR CORE US AGGBD ET 464287226 329 2,894 SH   SOLE   2,894 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 2,818 11,594 SH   SOLE   11,594 0 0
ISHARES TR IBOXX INV CP ETF 464287242 225 1,733 SH   SOLE   1,733 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 597 3,743 SH   SOLE   3,743 0 0
ISHARES TR MODERT ALLOC ETF 464289875 529 12,141 SH   SOLE   12,141 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,244 16,402 SH   SOLE   16,402 0 0
ISHARES TR EAFE SML CP ETF 464288273 705 9,812 SH   SOLE   9,812 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 412 6,956 SH   SOLE   6,956 0 0
ISHARES TR RUS 1000 ETF 464287622 2,022 9,033 SH   SOLE   9,033 0 0
ISHARES TR CORE S&P500 ETF 464287200 432 1,086 SH   SOLE   1,086 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 235 781 SH   SOLE   781 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 12,168 222,534 SH   SOLE   222,534 0 0
ISHARES TR GRWT ALLOCAT ETF 464289867 652 12,176 SH   SOLE   12,176 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 801 3,625 SH   SOLE   3,625 0 0
ISHARES TR RUS MID CAP ETF 464287499 731 9,890 SH   SOLE   9,890 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 2,318 15,296 SH   SOLE   15,296 0 0
JPMORGAN CHASE & CO COM 46625H100 889 5,839 SH   SOLE   5,839 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,219 38,360 SH   SOLE   38,360 0 0
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 4,305 121,749 SH   SOLE   121,749 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 1,326 30,279 SH   SOLE   30,279 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 253 638 SH   SOLE   638 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853 4,679 110,684 SH   SOLE   110,684 0 0
SPDR SER TR S&P 400 MDCP GRW 78464A821 1,146 15,256 SH   SOLE   15,256 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 3,404 111,014 SH   SOLE   111,014 0 0
SPDR SER TR PORTFOLIO INTRMD 78464A375 568 15,657 SH   SOLE   15,657 0 0
SPDR SER TR PORTFOLIO AGRGTE 78464A649 4,528 152,719 SH   SOLE   152,719 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409 2,654 47,051 SH   SOLE   47,051 0 0
SPDR SER TR S&P 400 MDCP VAL 78464A839 1,960 29,953 SH   SOLE   29,953 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508 3,127 82,502 SH   SOLE   82,502 0 0
SPDR SER TR PORTFOLIO SHORT 78464A474 3,993 127,541 SH   SOLE   127,541 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 8,279 100,725 SH   SOLE   100,725 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,233 14,553 SH   SOLE   14,553 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 16,322 183,951 SH   SOLE   183,951 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 619 10,842 SH   SOLE   10,842 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 7,596 57,782 SH   SOLE   57,782 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 644 2,911 SH   SOLE   2,911 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 6,919 51,303 SH   SOLE   51,303 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,938 18,352 SH   SOLE   18,352 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 1,040 3,786 SH   SOLE   3,786 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 210 1,133 SH   SOLE   1,133 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 6,097 23,720 SH   SOLE   23,720 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,536 15,313 SH   SOLE   15,313 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 10,509 49,088 SH   SOLE   49,088 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,250 100,866 SH   SOLE   100,866 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 207 1,612 SH   SOLE   1,612 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 14,717 242,532 SH   SOLE   242,532 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 816 6,141 SH   SOLE   6,141 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 444 5,380 SH   SOLE   5,380 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 955 10,268 SH   SOLE   10,268 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680 1,806 7,225 SH   SOLE   7,225 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706 560 8,331 SH   SOLE   8,331 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 2,692 54,820 SH   SOLE   54,820 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 228 2,256 SH   SOLE   2,256 0 0
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 337 4,349 SH   SOLE   4,349 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 262 3,549 SH   SOLE   3,549 0 0