The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   207,657 1,827 SH   SOLE   0 0 1,827
ACV AUCTIONS INC COM CL A 00091G104   465,722 24,812 SH   SOLE   0 0 24,812
ALPHABET INC CAP STK CL A 02079K305   806,721 5,345 SH   SOLE   0 0 5,345
ALPHABET INC CAP STK CL C 02079K107   478,401 3,142 SH   SOLE   0 0 3,142
AMAZON COM INC COM 023135106   1,624,683 9,007 SH   SOLE   0 0 9,007
AMERICAN EXPRESS CO COM 025816109   356,791 1,567 SH   SOLE   0 0 1,567
APPLE INC COM 037833100   5,342,464 31,155 SH   SOLE   0 0 31,155
BANK AMERICA CORP COM 060505104   493,643 13,018 SH   SOLE   0 0 13,018
CARROLS RESTAURANT GROUP INC COM 14574X104   453,162 47,651 SH   SOLE   0 0 47,651
COSTCO WHSL CORP NEW COM 22160K105   288,001 393 SH   SOLE   0 0 393
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   27,245,565 852,756 SH   SOLE   0 0 852,756
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   17,674,811 660,741 SH   SOLE   0 0 660,741
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   5,533,262 217,076 SH   SOLE   0 0 217,076
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   2,074,923 60,300 SH   SOLE   0 0 60,300
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   1,272,457 37,792 SH   SOLE   0 0 37,792
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   1,076,359 29,457 SH   SOLE   0 0 29,457
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682   354,072 10,996 SH   SOLE   0 0 10,996
DIMENSIONAL ETF TRUST US HIGH PROFITAB 25434V831   343,285 10,860 SH   SOLE   0 0 10,860
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   203,085 6,747 SH   SOLE   0 0 6,747
ELI LILLY & CO COM 532457108   224,626 289 SH   SOLE   0 0 289
EXXON MOBIL CORP COM 30231G102   509,713 4,385 SH   SOLE   0 0 4,385
GENERAL ELECTRIC CO COM NEW 369604301   374,777 2,135 SH   SOLE   0 0 2,135
HONEYWELL INTL INC COM 438516106   414,400 2,019 SH   SOLE   0 0 2,019
INTERNATIONAL BUSINESS MACHS COM 459200101   265,691 1,391 SH   SOLE   0 0 1,391
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,333,112 7,871 SH   SOLE   0 0 7,871
INVESCO QQQ TR UNIT SER 1 46090E103   381,929 860 SH   SOLE   0 0 860
ISHARES INC CORE MSCI EMKT 46434G103   16,511,665 319,994 SH   SOLE   0 0 319,994
ISHARES TR CORE MSCI EAFE 46432F842   35,433,503 477,412 SH   SOLE   0 0 477,412
ISHARES TR CRE U S REIT ETF 464288521   23,808,028 442,528 SH   SOLE   0 0 442,528
ISHARES TR 0-5YR INVT GR CP 46434V100   3,822,229 77,656 SH   SOLE   0 0 77,656
ISHARES TR CORE 1 5 YR USD 46432F859   2,424,754 51,112 SH   SOLE   0 0 51,112
ISHARES TR MICRO-CAP ETF 464288869   2,124,534 17,531 SH   SOLE   0 0 17,531
ISHARES TR NATIONAL MUN ETF 464288414   1,867,829 17,359 SH   SOLE   0 0 17,359
ISHARES TR CORE US AGGBD ET 464287226   1,778,689 18,161 SH   SOLE   0 0 18,161
ISHARES TR CORE S&P500 ETF 464287200   1,702,152 3,238 SH   SOLE   0 0 3,238
ISHARES TR SHRT NAT MUN ETF 464288158   1,385,264 13,227 SH   SOLE   0 0 13,227
ISHARES TR SELECT DIVID ETF 464287168   1,104,802 8,969 SH   SOLE   0 0 8,969
ISHARES TR ISHS 1-5YR INVS 464288646   1,016,062 19,814 SH   SOLE   0 0 19,814
ISHARES TR RUS 1000 GRW ETF 464287614   874,982 2,596 SH   SOLE   0 0 2,596
ISHARES TR NEW YORK MUN ETF 464288323   639,694 11,888 SH   SOLE   0 0 11,888
ISHARES TR RUS 1000 VAL ETF 464287598   593,951 3,316 SH   SOLE   0 0 3,316
ISHARES TR RUS MDCP VAL ETF 464287473   565,865 4,515 SH   SOLE   0 0 4,515
ISHARES TR S&P MC 400VL ETF 464287705   381,131 3,222 SH   SOLE   0 0 3,222
ISHARES TR RUSSELL 2000 ETF 464287655   353,935 1,683 SH   SOLE   0 0 1,683
ISHARES TR RUS MD CP GR ETF 464287481   240,379 2,106 SH   SOLE   0 0 2,106
ISHARES TR S&P 500 GRWT ETF 464287309   237,699 2,815 SH   SOLE   0 0 2,815
ISHARES TR CORE S&P SCP ETF 464287804   228,815 2,070 SH   SOLE   0 0 2,070
JOHNSON & JOHNSON COM 478160104   760,420 4,807 SH   SOLE   0 0 4,807
JPMORGAN CHASE & CO COM 46625H100   345,117 1,723 SH   SOLE   0 0 1,723
LOWES COS INC COM 548661107   424,381 1,666 SH   SOLE   0 0 1,666
MANNKIND CORP COM NEW 56400P706   245,019 54,088 SH   SOLE   0 0 54,088
MCDONALDS CORP COM 580135101   207,516 736 SH   SOLE   0 0 736
META PLATFORMS INC CL A 30303M102   788,715 1,624 SH   SOLE   0 0 1,624
MICROSOFT CORP COM 594918104   3,416,457 8,121 SH   SOLE   0 0 8,121
NETFLIX INC COM 64110L106   306,702 505 SH   SOLE   0 0 505
NEXTERA ENERGY INC COM 65339F101   323,513 5,062 SH   SOLE   0 0 5,062
NVIDIA CORPORATION COM 67066G104   420,156 465 SH   SOLE   0 0 465
ORACLE CORP COM 68389X105   1,134,761 9,034 SH   SOLE   0 0 9,034
PEPSICO INC COM 713448108   307,843 1,759 SH   SOLE   0 0 1,759
PROCTER AND GAMBLE CO COM 742718109   507,518 3,128 SH   SOLE   0 0 3,128
RTX CORPORATION COM 75513E101   887,621 9,101 SH   SOLE   0 0 9,101
SALESFORCE INC COM 79466L302   208,417 692 SH   SOLE   0 0 692
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   111,953,601 2,433,774 SH   SOLE   0 0 2,433,774
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   26,223,021 732,487 SH   SOLE   0 0 732,487
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   9,572,012 156,790 SH   SOLE   0 0 156,790
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   6,544,724 167,727 SH   SOLE   0 0 167,727
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   5,769,287 228,487 SH   SOLE   0 0 228,487
SCHWAB STRATEGIC TR US REIT ETF 808524847   3,099,157 152,668 SH   SOLE   0 0 152,668
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   596,459 9,611 SH   SOLE   0 0 9,611
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   565,648 11,733 SH   SOLE   0 0 11,733
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   552,055 11,255 SH   SOLE   0 0 11,255
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   405,196 8,229 SH   SOLE   0 0 8,229
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   397,984 5,238 SH   SOLE   0 0 5,238
SCHWAB STRATEGIC TR 5 10YR CORP BD 808524698   255,062 5,733 SH   SOLE   0 0 5,733
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   205,367 2,522 SH   SOLE   0 0 2,522
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   257,937 1,746 SH   SOLE   0 0 1,746
SENECA FOODS CORP NEW CL A 817070501   200,857 3,530 SH   SOLE   0 0 3,530
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   278,115 699 SH   SOLE   0 0 699
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,440,848 68,104 SH   SOLE   0 0 68,104
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,140,094 31,503 SH   SOLE   0 0 31,503
SPDR S&P 500 ETF TR TR UNIT 78462F103   14,201,874 27,151 SH   SOLE   0 0 27,151
SPDR SER TR PORTFOLI S&P1500 78464A805   97,305,941 1,516,850 SH   SOLE   0 0 1,516,850
SPDR SER TR S&P 400 MDCP VAL 78464A839   16,056,107 211,265 SH   SOLE   0 0 211,265
SPDR SER TR S&P 600 SMCP VAL 78464A300   13,736,832 165,564 SH   SOLE   0 0 165,564
SPDR SER TR PORTFOLIO AGRGTE 78464A649   11,318,387 447,721 SH   SOLE   0 0 447,721
SPDR SER TR PORTFOLIO SHORT 78464A474   1,462,184 49,116 SH   SOLE   0 0 49,116
TESLA INC COM 88160R101   748,163 4,256 SH   SOLE   0 0 4,256
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   385,689 4,362 SH   SOLE   0 0 4,362
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   54,710,527 753,277 SH   SOLE   0 0 753,277
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   3,866,622 50,432 SH   SOLE   0 0 50,432
VANGUARD INDEX FDS TOTAL STK MKT 922908769   20,999,401 80,798 SH   SOLE   0 0 80,798
VANGUARD INDEX FDS SM CP VAL ETF 922908611   5,671,136 29,556 SH   SOLE   0 0 29,556
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   4,848,341 10,086 SH   SOLE   0 0 10,086
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   4,141,643 47,891 SH   SOLE   0 0 47,891
VANGUARD INDEX FDS VALUE ETF 922908744   2,552,811 15,675 SH   SOLE   0 0 15,675
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,437,146 6,287 SH   SOLE   0 0 6,287
VANGUARD INDEX FDS GROWTH ETF 922908736   1,194,719 3,471 SH   SOLE   0 0 3,471
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   670,725 4,302 SH   SOLE   0 0 4,302
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   649,238 2,753 SH   SOLE   0 0 2,753
VANGUARD INDEX FDS SML CP GRW ETF 922908595   534,263 2,049 SH   SOLE   0 0 2,049
VANGUARD INDEX FDS LARGE CAP ETF 922908637   446,913 1,864 SH   SOLE   0 0 1,864
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   6,140,525 147,008 SH   SOLE   0 0 147,008
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   668,007 5,717 SH   SOLE   0 0 5,717
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,398,339 47,398 SH   SOLE   0 0 47,398
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   46,716,172 604,271 SH   SOLE   0 0 604,271
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   3,524,796 77,281 SH   SOLE   0 0 77,281
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,721,605 33,805 SH   SOLE   0 0 33,805
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   871,679 15,011 SH   SOLE   0 0 15,011
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   343,180 5,861 SH   SOLE   0 0 5,861
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   641,509 3,513 SH   SOLE   0 0 3,513
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,862,125 30,881 SH   SOLE   0 0 30,881
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   9,648,982 192,326 SH   SOLE   0 0 192,326
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   801,239 6,622 SH   SOLE   0 0 6,622
VANGUARD WORLD FD ESG US STK ETF 921910733   490,553 5,264 SH   SOLE   0 0 5,264
VERIZON COMMUNICATIONS INC COM 92343V104   298,756 7,120 SH   SOLE   0 0 7,120
WISDOMTREE TR INTL EQUITY FD 97717W703   300,456 5,483 SH   SOLE   0 0 5,483
WISDOMTREE TR INTL SMCAP DIV 97717W760   233,003 3,573 SH   SOLE   0 0 3,573
WISDOMTREE TR EMER MKT HIGH FD 97717W315   203,523 4,864 SH   SOLE   0 0 4,864