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OTHER ASSETS
12 Months Ended
Dec. 31, 2023
Other Assets [Abstract]  
OTHER ASSETS OTHER ASSETS
Other assets consisted of the following at December 31, 2023 and 2022:
20232022
Prepaid expenses$28,730 $31,499 
Company owned life insurance41,840 37,871 
Property and equipment, net13,913 12,118 
Right-of-use assets65,273 74,660 
Income tax receivable3,507 26,531 
Real estate owned, net
1,991 306 
Land1,978 2,034 
Trading securities100 96 
Investments in unconsolidated joint ventures, net671 — 
Investment in warrants961 961 
Total other assets$158,964 $186,076 
Property and equipment, net consisted of the following at December 31, 2023 and 2022:
20232022
Computer equipment$30,755 $29,447 
Furniture and equipment25,687 25,072 
Leasehold improvements20,286 18,713 
Internal-use software in production3,963 772 
Internal-use software11,875 10,357 
Property and equipment, gross92,566 84,361 
Accumulated depreciation(78,653)(72,243)
Property and equipment, net$13,913 $12,118 
Depreciation and amortization expense for property and equipment was $6.6 million and $7.6 million for the years ended December 31, 2023 and 2022, respectively.