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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   589,142 3,060 SH   SOLE   3,060 0 0
ISHARES TR CORE S&P500 ETF 464287200   36,355,558 76,117 SH   SOLE   76,117 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   7,804,040 164,088 SH   SOLE   164,088 0 0
ISHARES TR MSCI USA ESG SLC 464288802   1,166,528 11,606 SH   SOLE   11,606 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,773,930 25,625 SH   SOLE   25,625 0 0
ISHARES TR CORE S&P MCP ETF 464287507   277,956 1,003 SH   SOLE   1,003 0 0
ISHARES TR ESG AWARE MSCI 46435U663   3,197,369 84,119 SH   SOLE   84,119 0 0
ISHARES TR CORE US AGGBD ET 464287226   2,941,988 29,642 SH   SOLE   29,642 0 0
ISHARES TR ESG MSCI LEADR 46435U218   3,344,966 39,642 SH   SOLE   39,642 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   1,849,046 38,732 SH   SOLE   38,732 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   428,787 20,704 SH   SOLE   20,704 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   475,896 10,074 SH   SOLE   10,074 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   425,402 895 SH   SOLE   895 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   3,031,813 54,236 SH   SOLE   54,236 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   23,744,580 308,291 SH   SOLE   308,291 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   17,611,784 239,453 SH   SOLE   239,453 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   11,083,618 125,437 SH   SOLE   125,437 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   2,099,431 9,624 SH   SOLE   9,624 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   21,432,409 100,466 SH   SOLE   100,466 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   931,808 4,005 SH   SOLE   4,005 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,884,902 16,377 SH   SOLE   16,377 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   17,902,472 318,890 SH   SOLE   318,890 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   814,338 14,050 SH   SOLE   14,050 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,615,346 96,354 SH   SOLE   96,354 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   273,970 3,221 SH   SOLE   3,221 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   2,912,504 52,686 SH   SOLE   52,686 0 0