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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   541,360 3,162 SH   SOLE   3,162 0 0
ISHARES TR CORE 1 5 YR USD 46432F859   7,779,729 167,739 SH   SOLE   167,739 0 0
ISHARES TR CORE S&P500 ETF 464287200   35,071,262 81,669 SH   SOLE   81,669 0 0
ISHARES TR CORE S&P MCP ETF 464287507   250,031 1,003 SH   SOLE   1,003 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,509,630 26,605 SH   SOLE   26,605 0 0
ISHARES TR ESG MSCI LEADR 46435U218   3,056,665 40,534 SH   SOLE   40,534 0 0
ISHARES TR ESG AWARE MSCI 46435U663   2,858,856 84,959 SH   SOLE   84,959 0 0
ISHARES TR MSCI USA ESG SLC 464288802   1,043,629 11,600 SH   SOLE   11,600 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   1,567,609 34,605 SH   SOLE   34,605 0 0
ISHARES TR CORE US AGGBD ET 464287226   3,541,329 37,658 SH   SOLE   37,658 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847   267,067 15,046 SH   SOLE   15,046 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   410,808 961 SH   SOLE   961 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   2,870,822 57,119 SH   SOLE   57,119 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   23,862,112 317,442 SH   SOLE   317,442 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   16,858,584 241,596 SH   SOLE   241,596 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,885,758 9,636 SH   SOLE   9,636 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   838,770 4,028 SH   SOLE   4,028 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   20,165,426 106,656 SH   SOLE   106,656 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   3,467,224 16,323 SH   SOLE   16,323 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   9,676,032 127,888 SH   SOLE   127,888 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   17,294,415 333,418 SH   SOLE   333,418 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   729,477 13,630 SH   SOLE   13,630 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,564,554 104,404 SH   SOLE   104,404 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   2,558,379 50,721 SH   SOLE   50,721 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   271,360 3,608 SH   SOLE   3,608 0 0