The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 491 3,556 SH   SOLE   3,556 0 0
ISHARES TR CORE S&P500 ETF 464287200 28,817 80,349 SH   SOLE   80,349 0 0
ISHARES TR CORE S&P SCP ETF 464287804 2,412 27,665 SH   SOLE   27,665 0 0
ISHARES TR ESG MSCI LEADR 46435U218 2,882 46,665 SH   SOLE   46,665 0 0
ISHARES TR CORE US AGGBD ET 464287226 3,579 37,150 SH   SOLE   37,150 0 0
ISHARES TR MSCI USA ESG SLC 464288802 901 11,868 SH   SOLE   11,868 0 0
ISHARES TR CORE S&P MCP ETF 464287507 233 1,061 SH   SOLE   1,061 0 0
ISHARES TR CORE 1 5 YR USD 46432F859 4,380 95,005 SH   SOLE   95,005 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 791 17,043 SH   SOLE   17,043 0 0
ISHARES TR ESG AWARE MSCI 46435U663 2,550 83,150 SH   SOLE   83,150 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 193 10,342 SH   SOLE   10,342 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 352 986 SH   SOLE   986 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854 1,083 25,801 SH   SOLE   25,801 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 14,361 201,326 SH   SOLE   201,326 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 26,524 354,506 SH   SOLE   354,506 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 234 4,900 SH   SOLE   4,900 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 1,776 10,858 SH   SOLE   10,858 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 770 4,098 SH   SOLE   4,098 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 8,781 109,526 SH   SOLE   109,526 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 16,985 99,377 SH   SOLE   99,377 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,004 16,741 SH   SOLE   16,741 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 13,795 310,969 SH   SOLE   310,969 0 0
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 229 3,645 SH   SOLE   3,645 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 563 12,309 SH   SOLE   12,309 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 3,187 87,652 SH   SOLE   87,652 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 226 3,592 SH   SOLE   3,592 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 2,223 51,168 SH   SOLE   51,168 0 0