The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 BBG001S5N9M6 298,510 2,712 SH   SOLE   0 0 2,712
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 440,082 2,840 SH   SOLE   0 0 2,840
ALLOGENE THERAPEUTICS INC COM 019770106 BBG00KHRRDY2 241,922 75,365 SH   SOLE   0 0 75,365
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 2,382,832 17,058 SH   SOLE   0 0 17,058
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 1,149,284 8,155 SH   SOLE   0 0 8,155
AMAZON COM INC COM 023135106 BBG001S5PQL7 2,118,955 13,946 SH   SOLE   0 0 13,946
AMERICAN CENTY ETF TR US SML CP VALU 025072877 BBG00Q9MQZW3 864,294 9,625 SH   SOLE   0 0 9,625
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 694,352 8,549 SH   SOLE   0 0 8,549
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 776,374 3,596 SH   SOLE   0 0 3,596
AMGEN INC COM 031162100 BBG001S5NNL6 7,055,444 24,496 SH   SOLE   0 0 24,496
APPLE INC COM 037833100 BBG001S5N8V8 20,449,803 106,216 SH   SOLE   0 0 106,216
AUTODESK INC COM 052769106 BBG001S5SCD4 622,578 2,557 SH   SOLE   0 0 2,557
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 925,188 27,478 SH   SOLE   0 0 27,478
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 716,173 2,008 SH   SOLE   0 0 2,008
BLACKROCK INC COM 09247X101 BBG001SDBP55 1,466,342 1,806 SH   SOLE   0 0 1,806
BOOKING HOLDINGS INC COM 09857L108 BBG001S89N72 1,195,413 337 SH   SOLE   0 0 337
BOSTON SCIENTIFIC CORP COM 101137107 BBG001S63L94 741,298 12,823 SH   SOLE   0 0 12,823
BROADCOM INC COM 11135F101 BBG00KHY5SY8 1,672,483 1,498 SH   SOLE   0 0 1,498
CAPITAL ONE FINL CORP COM 14040H105 BBG001S65PV8 1,090,528 8,317 SH   SOLE   0 0 8,317
CISCO SYS INC COM 17275R102 BBG001S6HC62 793,140 15,700 SH   SOLE   0 0 15,700
COCA COLA CO COM 191216100 BBG001S5SMQ8 1,261,290 21,403 SH   SOLE   0 0 21,403
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 959,776 8,269 SH   SOLE   0 0 8,269
CONSTELLATION BRANDS INC CL A 21036P108 BBG001SD31G5 490,060 2,027 SH   SOLE   0 0 2,027
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 499,368 757 SH   SOLE   0 0 757
CSX CORP COM 126408103 BBG001S5Q7Q3 956,463 27,588 SH   SOLE   0 0 27,588
CUE BIOPHARMA INC COM 22978P106 BBG00FVMPFP5 66,000 25,000 SH   SOLE   0 0 25,000
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 896,448 11,353 SH   SOLE   0 0 11,353
DELTA AIR LINES INC DEL COM NEW 247361702 BBG001SPT759 700,072 17,402 SH   SOLE   0 0 17,402
DISNEY WALT CO COM 254687106 BBG001S5QHF3 565,993 6,269 SH   SOLE   0 0 6,269
DOLLAR GEN CORP NEW COM 256677105 BBG001T5BM30 481,257 3,540 SH   SOLE   0 0 3,540
ELI LILLY & CO COM 532457108 BBG001S5STL8 1,172,841 2,012 SH   SOLE   0 0 2,012
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 239,298 2,393 SH   SOLE   0 0 2,393
FEDEX CORP COM 31428X106 BBG001S5R3M5 661,304 2,614 SH   SOLE   0 0 2,614
FIDELITY COVINGTON TRUST QLTY FCTOR ETF 316092790 BBG00DRGLM86 443,740 8,166 SH   SOLE   0 0 8,166
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 BBG0078X1341 21,101,914 458,339 SH   SOLE   0 0 458,339
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQ 33740F755 BBG00VC9SZ91 1,749,980 65,863 SH   SOLE   0 0 65,863
FIRST TR EXCHNG TRADED FD VI TCW UNCONSTRAI 33740F888 BBG00L2NXWJ3 4,857,724 196,351 SH   SOLE   0 0 196,351
FIRSTENERGY CORP COM 337932107 BBG001S5R3N4 634,764 17,315 SH   SOLE   0 0 17,315
FLEXSHARES TR MORNSTAR UPSTR 33939L407 BBG00243P8S9 13,325,488 325,409 SH   SOLE   0 0 325,409
GOLDMAN SACHS ETF TR ACES ULTRA SHR 381430230 BBG00NW3TGY3 342,518 6,849 SH   SOLE   0 0 6,849
GOLDMAN SACHS GROUP INC COM 38141G104 BBG001SC07Z6 1,050,713 2,724 SH   SOLE   0 0 2,724
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 1,233,626 5,883 SH   SOLE   0 0 5,883
INTUITIVE SURGICAL INC COM NEW 46120E602 BBG001S7XR78 607,248 1,800 SH   SOLE   0 0 1,800
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 4,749,710 30,100 SH   SOLE   0 0 30,100
ISHARES TR CALIF MUN BD ETF 464288356 BBG001T03XM5 5,899,513 101,821 SH   SOLE   0 0 101,821
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 1,091,973 15,522 SH   SOLE   0 0 15,522
ISHARES TR CORE MSCI EURO 46434V738 BBG006MJ8984 335,292 6,094 SH   SOLE   0 0 6,094
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 14,764,027 136,388 SH   SOLE   0 0 136,388
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 1,538,924 3,222 SH   SOLE   0 0 3,222
ISHARES TR CRE U S REIT ETF 464288521 BBG001ST7G55 729,223 13,432 SH   SOLE   0 0 13,432
ISHARES TR EAFE SML CP ETF 464288273 BBG001SYVWS7 255,957 4,135 SH   SOLE   0 0 4,135
ISHARES TR ESG SCRND S&P500 46436E569 BBG00XDJC7F6 340,062 9,346 SH   SOLE   0 0 9,346
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 708,351 6,534 SH   SOLE   0 0 6,534
ISHARES TR RUSSELL 2000 ETF 464287655 BBG001SFC7Y7 810,280 4,037 SH   SOLE   0 0 4,037
ISHARES TR S&P 500 GRWT ETF 464287309 BBG001S561Q8 258,442 3,441 SH   SOLE   0 0 3,441
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 561,078 3,227 SH   SOLE   0 0 3,227
ISHARES TR SHRT NAT MUN ETF 464288158 BBG001SLS4Q3 587,772 5,575 SH   SOLE   0 0 5,575
ISHARES TR TRS FLT RT BD 46434V860 BBG005YTNMS3 280,109 5,550 SH   SOLE   0 0 5,550
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 BBG00TSG0SK6 221,057 4,021 SH   SOLE   0 0 4,021
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 BBG00XX898D2 271,469 5,397 SH   SOLE   0 0 5,397
JOHNSON CTLS INTL PLC SHS G51502105 BBG001S5WZ84 930,117 16,137 SH   SOLE   0 0 16,137
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 1,625,836 9,558 SH   SOLE   0 0 9,558
LAUDER ESTEE COS INC CL A 518439104 BBG001S8L5H6 347,329 2,375 SH   SOLE   0 0 2,375
LINDE PLC SHS G54950103 BBG01FND0CH6 1,095,514 2,667 SH   SOLE   0 0 2,667
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 205,771 454 SH   SOLE   0 0 454
LOWES COS INC COM 548661107 BBG001S5SVL3 248,470 1,116 SH   SOLE   0 0 1,116
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 504,988 1,184 SH   SOLE   0 0 1,184
MCKESSON CORP COM 58155Q103 BBG001S8F8P8 1,760,809 3,803 SH   SOLE   0 0 3,803
MERCK & CO INC COM 58933Y105 BBG001S5TC52 1,400,441 12,846 SH   SOLE   0 0 12,846
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 2,635,940 7,447 SH   SOLE   0 0 7,447
METLIFE INC COM 59156R108 BBG001S5T3R8 723,432 10,940 SH   SOLE   0 0 10,940
MICROSOFT CORP COM 594918104 BBG001S5TD05 2,643,976 7,031 SH   SOLE   0 0 7,031
NETFLIX INC COM 64110L106 BBG001SF6L46 1,277,086 2,623 SH   SOLE   0 0 2,623
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 313,041 5,154 SH   SOLE   0 0 5,154
NIKE INC CL B 654106103 BBG001S6NTK2 906,062 8,345 SH   SOLE   0 0 8,345
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 3,092,252 6,244 SH   SOLE   0 0 6,244
ORACLE CORP COM 68389X105 BBG001S5SJG6 418,757 3,972 SH   SOLE   0 0 3,972
PALO ALTO NETWORKS INC COM 697435105 BBG001T9NWN5 1,467,765 4,978 SH   SOLE   0 0 4,978
PAYCHEX INC COM 704326107 BBG001S5V135 302,545 2,540 SH   SOLE   0 0 2,540
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 696,451 11,341 SH   SOLE   0 0 11,341
PFIZER INC COM 717081103 BBG001S5V466 409,423 14,221 SH   SOLE   0 0 14,221
PHILLIPS 66 COM 718546104 BBG00286S4P7 900,946 6,767 SH   SOLE   0 0 6,767
PIMCO ETF TR ACTIVE BD ETF 72201R775 BBG002N12C17 3,105,026 33,586 SH   SOLE   0 0 33,586
PLANET LABS PBC COM CL A 72703X106 BBG00ZCV3Q27 27,585 11,168 SH   SOLE   0 0 11,168
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 1,433,086 9,779 SH   SOLE   0 0 9,779
ROCKWELL AUTOMATION INC COM 773903109 BBG001S5VRF5 520,346 1,676 SH   SOLE   0 0 1,676
SALESFORCE INC COM 79466L302 BBG001SDLP09 2,077,490 7,895 SH   SOLE   0 0 7,895
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 733,215 10,657 SH   SOLE   0 0 10,657
SCHWAB STRATEGIC TR US TIPS ETF 808524870 BBG001T9F777 19,248,762 368,750 SH   SOLE   0 0 368,750
SOUTHERN CALIF BANCORP COM 84252A106 BBG001SMZ5M4 395,580 22,800 SH   SOLE   0 0 22,800
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 BBG001TC9HP5 1,156,566 20,416 SH   SOLE   0 0 20,416
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 1,000,420 2,105 SH   SOLE   0 0 2,105
SPDR SER TR PORTFLI TIPS ETF 78464A656 BBG001STKCZ6 2,663,806 104,177 SH   SOLE   0 0 104,177
SPDR SER TR PORTFOLIO S&P600 78468R853 BBG004T58LZ5 385,888 9,149 SH   SOLE   0 0 9,149
SPDR SER TR PRTFLO S&P500 GW 78464A409 BBG001SD7RB9 14,798,916 227,466 SH   SOLE   0 0 227,466
SPDR SER TR PRTFLO S&P500 VL 78464A508 BBG001SG4284 15,842,492 339,749 SH   SOLE   0 0 339,749
SPDR SER TR S&P 600 SMCP GRW 78464A201 BBG001SG4275 1,443,086 17,256 SH   SOLE   0 0 17,256
SPDR SER TR S&P 600 SMCP VAL 78464A300 BBG001SG3JV2 734,416 8,815 SH   SOLE   0 0 8,815
STARBUCKS CORP COM 855244109 BBG001S72KH6 1,181,133 12,302 SH   SOLE   0 0 12,302
TE CONNECTIVITY LTD SHS H84989104 BBG001STLRP3 1,123,729 7,998 SH   SOLE   0 0 7,998
TESLA INC COM 88160R101 BBG001SQKGD7 605,794 2,438 SH   SOLE   0 0 2,438
THE CIGNA GROUP COM 125523100 BBG00KXRCDQ9 1,369,793 4,574 SH   SOLE   0 0 4,574
THERMO FISHER SCIENTIFIC INC COM 883556102 BBG001S5WS08 922,862 1,739 SH   SOLE   0 0 1,739
TJX COS INC NEW COM 872540109 BBG001S5WQ93 1,142,886 12,183 SH   SOLE   0 0 12,183
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 1,483,529 24,095 SH   SOLE   0 0 24,095
UNION PAC CORP COM 907818108 BBG001S5X2M0 1,312,089 5,342 SH   SOLE   0 0 5,342
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 584,920 1,111 SH   SOLE   0 0 1,111
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 1,880,651 24,418 SH   SOLE   0 0 24,418
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 782,638 2,517 SH   SOLE   0 0 2,517
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 BBG001SRN7W1 5,835,885 40,245 SH   SOLE   0 0 40,245
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 14,695,855 166,318 SH   SOLE   0 0 166,318
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 583,128 1,335 SH   SOLE   0 0 1,335
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 315,880 1,332 SH   SOLE   0 0 1,332
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 232,772 1,557 SH   SOLE   0 0 1,557
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 1,426,082 34,698 SH   SOLE   0 0 34,698
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 BBG009THVRX1 343,669 6,732 SH   SOLE   0 0 6,732
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 BBG001T62M74 251,927 4,319 SH   SOLE   0 0 4,319
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 5,579,454 96,264 SH   SOLE   0 0 96,264
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 629,693 13,146 SH   SOLE   0 0 13,146
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 BBG00C863MQ1 14,994,411 188,989 SH   SOLE   0 0 188,989
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 372,015 9,868 SH   SOLE   0 0 9,868
VISA INC COM CL A 92826C839 BBG001SRCFY3 2,846,990 10,935 SH   SOLE   0 0 10,935
WALMART INC COM 931142103 BBG001S5XH92 1,466,398 9,302 SH   SOLE   0 0 9,302
WYNN RESORTS LTD COM 983134107 BBG001SJZ2V8 801,570 8,798 SH   SOLE   0 0 8,798
ZOETIS INC CL A 98978V103 BBG0039320P7 964,792 4,888 SH   SOLE   0 0 4,888