The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 375 2,662 SH   SOLE   0 0 2,662
ABBVIE INC COM 00287Y109 351 2,589 SH   SOLE   0 0 2,589
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 273 2,295 SH   SOLE   0 0 2,295
ALLEGHANY CORP MD COM 017175100 296 443 SH   SOLE   0 0 443
ALLOGENE THERAPEUTICS INC COM 019770106 961 64,428 SH   SOLE   0 0 64,428
ALPHABET INC CAP STK CL A 02079K305 2,494 861 SH   SOLE   0 0 861
ALPHABET INC CAP STK CL C 02079K107 949 328 SH   SOLE   0 0 328
AMAZON COM INC COM 023135106 1,917 575 SH   SOLE   0 0 575
AMERICAN ELEC PWR CO INC COM 025537101 833 9,358 SH   SOLE   0 0 9,358
AMERICAN TOWER CORP NEW COM 03027X100 818 2,796 SH   SOLE   0 0 2,796
AMGEN INC COM 031162100 5,378 23,903 SH   SOLE   0 0 23,903
APPLE INC COM 037833100 21,238 119,606 SH   SOLE   0 0 119,606
ARK ETF TR INNOVATION ETF 00214Q104 218 2,300 SH   SOLE   0 0 2,300
AUTODESK INC COM 052769106 580 2,061 SH   SOLE   0 0 2,061
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 409 1,368 SH   SOLE   0 0 1,368
BK OF AMERICA CORP COM 060505104 994 22,344 SH   SOLE   0 0 22,344
BLACKROCK INC COM 09247X101 1,489 1,626 SH   SOLE   0 0 1,626
BOSTON SCIENTIFIC CORP COM 101137107 605 14,247 SH   SOLE   0 0 14,247
BROADCOM INC COM 11135F101 950 1,427 SH   SOLE   0 0 1,427
CAPITAL ONE FINL CORP COM 14040H105 966 6,659 SH   SOLE   0 0 6,659
CIGNA CORP NEW COM 125523100 1,162 5,061 SH   SOLE   0 0 5,061
CINTAS CORP COM 172908105 211 477 SH   SOLE   0 0 477
CISCO SYS INC COM 17275R102 957 15,095 SH   SOLE   0 0 15,095
COCA COLA CO COM 191216100 1,428 24,117 SH   SOLE   0 0 24,117
COMCAST CORP NEW CL A 20030N101 876 17,403 SH   SOLE   0 0 17,403
CONOCOPHILLIPS COM 20825C104 921 12,760 SH   SOLE   0 0 12,760
CONSTELLATION BRANDS INC CL A 21036P108 744 2,965 SH   SOLE   0 0 2,965
COSTCO WHSL CORP NEW COM 22160K105 373 657 SH   SOLE   0 0 657
CSX CORP COM 126408103 994 26,438 SH   SOLE   0 0 26,438
CVS HEALTH CORP COM 126650100 1,000 9,697 SH   SOLE   0 0 9,697
DELTA AIR LINES INC DEL COM NEW 247361702 532 13,612 SH   SOLE   0 0 13,612
DISNEY WALT CO COM 254687106 680 4,388 SH   SOLE   0 0 4,388
DOLLAR GEN CORP NEW COM 256677105 918 3,893 SH   SOLE   0 0 3,893
FEDEX CORP COM 31428X106 806 3,115 SH   SOLE   0 0 3,115
FIRSTENERGY CORP COM 337932107 621 14,938 SH   SOLE   0 0 14,938
FLEXSHARES TR MORNSTAR UPSTR 33939L407 11,165 282,736 SH   SOLE   0 0 282,736
GENERAL ELECTRIC CO COM NEW 369604301 241 2,548 SH   SOLE   0 0 2,548
GOLDMAN SACHS GROUP INC COM 38141G104 881 2,303 SH   SOLE   0 0 2,303
HONEYWELL INTL INC COM 438516106 1,200 5,756 SH   SOLE   0 0 5,756
INTUITIVE SURGICAL INC COM NEW 46120E602 647 1,800 SH   SOLE   0 0 1,800
ISHARES TR CORE MSCI EAFE 46432F842 2,476 33,167 SH   SOLE   0 0 33,167
ISHARES TR CORE S&P MCP ETF 464287507 512 1,808 SH   SOLE   0 0 1,808
ISHARES TR CORE S&P SCP ETF 464287804 11,864 103,608 SH   SOLE   0 0 103,608
ISHARES TR CORE S&P500 ETF 464287200 808 1,693 SH   SOLE   0 0 1,693
ISHARES TR CORE US AGGBD ET 464287226 920 8,068 SH   SOLE   0 0 8,068
ISHARES TR CRE U S REIT ETF 464288521 860 12,718 SH   SOLE   0 0 12,718
ISHARES TR EAFE GRWTH ETF 464288885 213 1,928 SH   SOLE   0 0 1,928
ISHARES TR EAFE SML CP ETF 464288273 392 5,360 SH   SOLE   0 0 5,360
ISHARES TR JPMORGAN USD EMG 464288281 12,043 110,421 SH   SOLE   0 0 110,421
ISHARES TR MSCI USA ESG SLC 464288802 221 2,076 SH   SOLE   0 0 2,076
ISHARES TR MSCI USA MMENTM 46432F396 14,166 77,914 SH   SOLE   0 0 77,914
ISHARES TR RUS 1000 VAL ETF 464287598 670 3,990 SH   SOLE   0 0 3,990
ISHARES TR RUSSELL 2000 ETF 464287655 799 3,594 SH   SOLE   0 0 3,594
ISHARES TR S&P 500 GRWT ETF 464287309 436 5,215 SH   SOLE   0 0 5,215
ISHARES TR S&P 500 VAL ETF 464287408 1,315 8,395 SH   SOLE   0 0 8,395
ISHARES TR SP SMCP600VL ETF 464287879 294 2,813 SH   SOLE   0 0 2,813
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 2,309 45,741 SH   SOLE   0 0 45,741
JOHNSON CTLS INTL PLC SHS G51502105 1,149 14,127 SH   SOLE   0 0 14,127
JPMORGAN CHASE & CO COM 46625H100 1,297 8,192 SH   SOLE   0 0 8,192
KRANESHARES TR CSI CHI INTERNET 500767306 265 7,268 SH   SOLE   0 0 7,268
LAUDER ESTEE COS INC CL A 518439104 1,040 2,809 SH   SOLE   0 0 2,809
LILLY ELI & CO COM 532457108 555 2,011 SH   SOLE   0 0 2,011
LINDE PLC SHS G5494J103 862 2,487 SH   SOLE   0 0 2,487
LOCKHEED MARTIN CORP COM 539830109 418 1,175 SH   SOLE   0 0 1,175
LOWES COS INC COM 548661107 556 2,150 SH   SOLE   0 0 2,150
MASTERCARD INCORPORATED CL A 57636Q104 319 888 SH   SOLE   0 0 888
MCDONALDS CORP COM 580135101 297 1,109 SH   SOLE   0 0 1,109
MCKESSON CORP COM 58155Q103 1,221 4,910 SH   SOLE   0 0 4,910
MERCK & CO INC COM 58933Y105 1,097 14,314 SH   SOLE   0 0 14,314
META PLATFORMS INC CL A 30303M102 2,230 6,631 SH   SOLE   0 0 6,631
METLIFE INC COM 59156R108 668 10,689 SH   SOLE   0 0 10,689
MICROSOFT CORP COM 594918104 2,179 6,478 SH   SOLE   0 0 6,478
NETFLIX INC COM 64110L106 871 1,446 SH   SOLE   0 0 1,446
NEXTERA ENERGY INC COM 65339F101 383 4,100 SH   SOLE   0 0 4,100
NVIDIA CORPORATION COM 67066G104 2,193 7,456 SH   SOLE   0 0 7,456
ORACLE CORP COM 68389X105 386 4,421 SH   SOLE   0 0 4,421
PALO ALTO NETWORKS INC COM 697435105 1,036 1,860 SH   SOLE   0 0 1,860
PAYCHEX INC COM 704326107 677 4,958 SH   SOLE   0 0 4,958
PAYCOM SOFTWARE INC COM 70432V102 835 2,010 SH   SOLE   0 0 2,010
PAYPAL HLDGS INC COM 70450Y103 935 4,958 SH   SOLE   0 0 4,958
PFIZER INC COM 717081103 1,890 31,999 SH   SOLE   0 0 31,999
PHILLIPS 66 COM 718546104 513 7,086 SH   SOLE   0 0 7,086
PIMCO ETF TR ACTIVE BD ETF 72201R775 2,129 19,458 SH   SOLE   0 0 19,458
PROCTER AND GAMBLE CO COM 742718109 1,650 10,088 SH   SOLE   0 0 10,088
RESEARCH SOLUTIONS INC COM 761025105 118 47,800 SH   SOLE   0 0 47,800
ROCKWELL AUTOMATION INC COM 773903109 629 1,803 SH   SOLE   0 0 1,803
SALESFORCE COM INC COM 79466L302 1,895 7,455 SH   SOLE   0 0 7,455
SCHWAB CHARLES CORP COM 808513105 794 9,442 SH   SOLE   0 0 9,442
SCHWAB STRATEGIC TR US TIPS ETF 808524870 15,389 244,702 SH   SOLE   0 0 244,702
SOUTHWEST AIRLS CO COM 844741108 487 11,361 SH   SOLE   0 0 11,361
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 1,870 34,657 SH   SOLE   0 0 34,657
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,033 2,175 SH   SOLE   0 0 2,175
SPDR SER TR BLOOMBERG 1-3 MO 78468R663 530 5,792 SH   SOLE   0 0 5,792
SPDR SER TR PORTFLI TIPS ETF 78464A656 329 10,433 SH   SOLE   0 0 10,433
SPDR SER TR PRTFLO S&P500 GW 78464A409 14,384 198,486 SH   SOLE   0 0 198,486
SPDR SER TR PRTFLO S&P500 VL 78464A508 13,265 315,842 SH   SOLE   0 0 315,842
SPDR SER TR S&P 600 SMCP GRW 78464A201 2,056 22,147 SH   SOLE   0 0 22,147
SPDR SER TR S&P 600 SMCP VAL 78464A300 2,523 29,783 SH   SOLE   0 0 29,783
STARBUCKS CORP COM 855244109 1,209 10,336 SH   SOLE   0 0 10,336
SYSCO CORP COM 871829107 238 3,031 SH   SOLE   0 0 3,031
TARGET CORP COM 87612E106 318 1,373 SH   SOLE   0 0 1,373
TE CONNECTIVITY LTD SHS H84989104 1,398 8,665 SH   SOLE   0 0 8,665
TESLA INC COM 88160R101 750 710 SH   SOLE   0 0 710
THERMO FISHER SCIENTIFIC INC COM 883556102 1,271 1,905 SH   SOLE   0 0 1,905
UBER TECHNOLOGIES INC COM 90353T100 1,144 27,280 SH   SOLE   0 0 27,280
UNION PAC CORP COM 907818108 1,385 5,498 SH   SOLE   0 0 5,498
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 3,282 40,609 SH   SOLE   0 0 40,609
VANGUARD INDEX FDS GROWTH ETF 922908736 1,336 4,162 SH   SOLE   0 0 4,162
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 13,411 115,605 SH   SOLE   0 0 115,605
VANGUARD INDEX FDS VALUE ETF 922908744 689 4,682 SH   SOLE   0 0 4,682
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,921 38,849 SH   SOLE   0 0 38,849
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 830 16,252 SH   SOLE   0 0 16,252
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 229 2,954 SH   SOLE   0 0 2,954
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 11,372 133,132 SH   SOLE   0 0 133,132
VERIZON COMMUNICATIONS INC COM 92343V104 1,174 22,587 SH   SOLE   0 0 22,587
VISA INC COM CL A 92826C839 2,382 10,992 SH   SOLE   0 0 10,992
WALMART INC COM 931142103 1,534 10,603 SH   SOLE   0 0 10,603
WASTE MGMT INC DEL COM 94106L109 634 3,801 SH   SOLE   0 0 3,801
WILLIAMS SONOMA INC COM 969904101 416 2,458 SH   SOLE   0 0 2,458
WYNN RESORTS LTD COM 983134107 689 8,099 SH   SOLE   0 0 8,099
ZOETIS INC CL A 98978V103 1,258 5,157 SH   SOLE   0 0 5,157