The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 208 1,048 SH   SOLE   0 0 1,048
ABBOTT LABS COM 002824100 316 2,723 SH   SOLE   0 0 2,723
ABBVIE INC COM 00287Y109 292 2,589 SH   SOLE   0 0 2,589
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 1,116 4,919 SH   SOLE   0 0 4,919
ALLEGHANY CORP MD COM 017175100 296 0 SH   SOLE   0 0 0
ALLOGENE THERAPEUTICS INC COM 019770106 1,680 64,428 SH   SOLE   0 0 64,428
ALPHABET INC CAP STK CL A 02079K305 2,208 904 SH   SOLE   0 0 904
ALPHABET INC CAP STK CL C 02079K107 862 344 SH   SOLE   0 0 344
AMAZON COM INC COM 023135106 1,937 563 SH   SOLE   0 0 563
AMERICAN ELEC PWR CO INC COM 025537101 816 9,649 SH   SOLE   0 0 9,649
AMERICAN TOWER CORP NEW COM 03027X100 736 2,724 SH   SOLE   0 0 2,724
AMGEN INC COM 031162100 5,856 24,024 SH   SOLE   0 0 24,024
APPLE INC COM 037833100 16,496 120,443 SH   SOLE   0 0 120,443
ARK ETF TR INNOVATION ETF 00214Q104 322 2,461 SH   SOLE   0 0 2,461
AUTODESK INC COM 052769106 602 2,064 SH   SOLE   0 0 2,064
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 394 1,418 SH   SOLE   0 0 1,418
BK OF AMERICA CORP COM 060505104 947 22,970 SH   SOLE   0 0 22,970
BLACKROCK INC COM 09247X101 1,465 1,674 SH   SOLE   0 0 1,674
BOSTON SCIENTIFIC CORP COM 101137107 601 14,051 SH   SOLE   0 0 14,051
BROADCOM INC COM 11135F101 669 1,403 SH   SOLE   0 0 1,403
CAPITAL ONE FINL CORP COM 14040H105 1,107 7,155 SH   SOLE   0 0 7,155
CIGNA CORP NEW COM 125523100 1,164 4,908 SH   SOLE   0 0 4,908
CINTAS CORP COM 172908105 209 547 SH   SOLE   0 0 547
CISCO SYS INC COM 17275R102 840 15,855 SH   SOLE   0 0 15,855
COCA COLA CO COM 191216100 1,305 24,113 SH   SOLE   0 0 24,113
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 393 5,678 SH   SOLE   0 0 5,678
COMCAST CORP NEW CL A 20030N101 977 17,125 SH   SOLE   0 0 17,125
CONOCOPHILLIPS COM 20825C104 815 13,374 SH   SOLE   0 0 13,374
CONSTELLATION BRANDS INC CL A 21036P108 682 2,914 SH   SOLE   0 0 2,914
COSTCO WHSL CORP NEW COM 22160K105 258 650 SH   SOLE   0 0 650
CSX CORP COM 126408103 857 26,718 SH   SOLE   0 0 26,718
CVS HEALTH CORP COM 126650100 825 9,893 SH   SOLE   0 0 9,893
DELTA AIR LINES INC DEL COM NEW 247361702 561 12,974 SH   SOLE   0 0 12,974
DISNEY WALT CO COM 254687106 272 1,546 SH   SOLE   0 0 1,546
DOLLAR GEN CORP NEW COM 256677105 794 3,671 SH   SOLE   0 0 3,671
FACEBOOK INC CL A 30303M102 2,334 6,712 SH   SOLE   0 0 6,712
FEDEX CORP COM 31428X106 871 2,919 SH   SOLE   0 0 2,919
FIRSTENERGY CORP COM 337932107 544 14,633 SH   SOLE   0 0 14,633
FLEXSHARES TR MORNSTAR UPSTR 33939L407 10,154 265,357 SH   SOLE   0 0 265,357
GENERAL ELECTRIC CO COM 369604103 275 20,404 SH   SOLE   0 0 20,404
GOLDMAN SACHS GROUP INC COM 38141G104 927 2,443 SH   SOLE   0 0 2,443
HONEYWELL INTL INC COM 438516106 1,271 5,796 SH   SOLE   0 0 5,796
INTUITIVE SURGICAL INC COM NEW 46120E602 552 600 SH   SOLE   0 0 600
ISHARES TR CORE MSCI EAFE 46432F842 2,069 27,642 SH   SOLE   0 0 27,642
ISHARES TR CORE S&P MCP ETF 464287507 597 2,223 SH   SOLE   0 0 2,223
ISHARES TR CORE S&P SCP ETF 464287804 11,176 98,923 SH   SOLE   0 0 98,923
ISHARES TR CORE S&P500 ETF 464287200 801 1,862 SH   SOLE   0 0 1,862
ISHARES TR CORE US AGGBD ET 464287226 1,678 14,647 SH   SOLE   0 0 14,647
ISHARES TR CRE U S REIT ETF 464288521 817 14,001 SH   SOLE   0 0 14,001
ISHARES TR GL CLEAN ENE ETF 464288224 252 10,756 SH   SOLE   0 0 10,756
ISHARES TR JPMORGAN USD EMG 464288281 11,199 99,623 SH   SOLE   0 0 99,623
ISHARES TR MSCI USA MMENTM 46432F396 13,535 78,082 SH   SOLE   0 0 78,082
ISHARES TR RUS 1000 VAL ETF 464287598 712 4,489 SH   SOLE   0 0 4,489
ISHARES TR RUSSELL 2000 ETF 464287655 833 3,631 SH   SOLE   0 0 3,631
ISHARES TR S&P 500 GRWT ETF 464287309 380 5,224 SH   SOLE   0 0 5,224
ISHARES TR S&P 500 VAL ETF 464287408 1,383 9,366 SH   SOLE   0 0 9,366
ISHARES TR SP SMCP600VL ETF 464287879 401 3,800 SH   SOLE   0 0 3,800
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 2,516 49,591 SH   SOLE   0 0 49,591
JOHNSON CTLS INTL PLC SHS G51502105 1,065 15,522 SH   SOLE   0 0 15,522
JPMORGAN CHASE & CO COM 46625H100 1,284 8,253 SH   SOLE   0 0 8,253
LAUDER ESTEE COS INC CL A 518439104 971 3,052 SH   SOLE   0 0 3,052
LILLY ELI & CO COM 532457108 506 2,202 SH   SOLE   0 0 2,202
LINDE PLC SHS G5494J103 698 2,415 SH   SOLE   0 0 2,415
LOCKHEED MARTIN CORP COM 539830109 493 1,301 SH   SOLE   0 0 1,301
LOCKHEED MARTIN CORP COM 539830109 16 200 SH Call SOLE   0 0 200
LOWES COS INC COM 548661107 500 2,577 SH   SOLE   0 0 2,577
MASTERCARD INCORPORATED CL A 57636Q104 325 891 SH   SOLE   0 0 891
MCDONALDS CORP COM 580135101 302 1,307 SH   SOLE   0 0 1,307
MCKESSON CORP COM 58155Q103 914 4,780 SH   SOLE   0 0 4,780
MERCK & CO INC COM 58933Y105 1,020 13,113 SH   SOLE   0 0 13,113
METLIFE INC COM 59156R108 626 10,458 SH   SOLE   0 0 10,458
MICROSOFT CORP COM 594918104 1,823 6,729 SH   SOLE   0 0 6,729
NEXTERA ENERGY INC COM 65339F101 309 4,217 SH   SOLE   0 0 4,217
NVIDIA CORPORATION COM 67066G104 1,575 1,969 SH   SOLE   0 0 1,969
ORACLE CORP COM 68389X105 350 4,495 SH   SOLE   0 0 4,495
PALO ALTO NETWORKS INC COM 697435105 919 2,477 SH   SOLE   0 0 2,477
PAYCHEX INC COM 704326107 586 5,461 SH   SOLE   0 0 5,461
PAYCOM SOFTWARE INC COM 70432V102 783 2,153 SH   SOLE   0 0 2,153
PAYPAL HLDGS INC COM 70450Y103 1,356 4,653 SH   SOLE   0 0 4,653
PFIZER INC COM 717081103 1,310 33,454 SH   SOLE   0 0 33,454
PHILLIPS 66 COM 718546104 595 6,931 SH   SOLE   0 0 6,931
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,669 15,045 SH   SOLE   0 0 15,045
PROCTER AND GAMBLE CO COM 742718109 1,374 10,186 SH   SOLE   0 0 10,186
RESEARCH SOLUTIONS INC COM 761025105 67 23,270 SH   SOLE   0 0 23,270
SALESFORCE COM INC COM 79466L302 1,873 7,668 SH   SOLE   0 0 7,668
SCHWAB CHARLES CORP COM 808513105 692 9,511 SH   SOLE   0 0 9,511
SCHWAB STRATEGIC TR US TIPS ETF 808524870 13,851 221,710 SH   SOLE   0 0 221,710
SOUTHWEST AIRLS CO COM 844741108 582 10,965 SH   SOLE   0 0 10,965
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 1,884 35,540 SH   SOLE   0 0 35,540
SPDR S&P 500 ETF TR TR UNIT 78462F103 997 2,328 SH   SOLE   0 0 2,328
SPDR SER TR PORTFLI TIPS ETF 78464A656 333 10,696 SH   SOLE   0 0 10,696
SPDR SER TR PORTFOLI S&P1500 78464A805 301 5,678 SH   SOLE   0 0 5,678
SPDR SER TR PRTFLO S&P500 GW 78464A409 12,815 203,759 SH   SOLE   0 0 203,759
SPDR SER TR PRTFLO S&P500 VL 78464A508 12,637 319,981 SH   SOLE   0 0 319,981
SPDR SER TR S&P 600 SMCP GRW 78464A201 2,056 23,230 SH   SOLE   0 0 23,230
SPDR SER TR S&P 600 SMCP VAL 78464A300 2,856 33,401 SH   SOLE   0 0 33,401
SPDR SER TR SPDR BLOOMBERG 78468R663 1,324 14,477 SH   SOLE   0 0 14,477
SQUARE INC CL A 852234103 273 1,119 SH   SOLE   0 0 1,119
SQUARE INC CL A 852234103 18 200 SH Call SOLE   0 0 200
STARBUCKS CORP COM 855244109 1,022 9,143 SH   SOLE   0 0 9,143
SYSCO CORP COM 871829107 259 3,331 SH   SOLE   0 0 3,331
TARGET CORP COM 87612E106 395 1,635 SH   SOLE   0 0 1,635
TE CONNECTIVITY LTD REG SHS H84989104 1,217 8,999 SH   SOLE   0 0 8,999
TESLA INC COM 88160R101 725 1,066 SH   SOLE   0 0 1,066
THERMO FISHER SCIENTIFIC INC COM 883556102 1,220 2,419 SH   SOLE   0 0 2,419
UBER TECHNOLOGIES INC COM 90353T100 1,392 27,771 SH   SOLE   0 0 27,771
UBER TECHNOLOGIES INC COM 90353T100 9 300 SH Call SOLE   0 0 300
UNION PAC CORP COM 907818108 1,214 5,519 SH   SOLE   0 0 5,519
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 4,426 54,101 SH   SOLE   0 0 54,101
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 314 3,661 SH   SOLE   0 0 3,661
VANGUARD INDEX FDS GROWTH ETF 922908736 1,600 5,579 SH   SOLE   0 0 5,579
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 11,452 112,564 SH   SOLE   0 0 112,564
VANGUARD INDEX FDS VALUE ETF 922908744 634 4,609 SH   SOLE   0 0 4,609
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,662 30,680 SH   SOLE   0 0 30,680
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 988 19,169 SH   SOLE   0 0 19,169
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 220 2,755 SH   SOLE   0 0 2,755
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 11,816 135,244 SH   SOLE   0 0 135,244
VERIZON COMMUNICATIONS INC COM 92343V104 1,268 22,636 SH   SOLE   0 0 22,636
VISA INC COM CL A 92826C839 2,575 11,010 SH   SOLE   0 0 11,010
VISA INC COM CL A 92826C839 14 100 SH Call SOLE   0 0 100
WALMART INC COM 931142103 1,497 10,614 SH   SOLE   0 0 10,614
WASTE MGMT INC DEL COM 94106L109 577 4,117 SH   SOLE   0 0 4,117
WILLIAMS SONOMA INC COM 969904101 523 3,277 SH   SOLE   0 0 3,277
ZOETIS INC CL A 98978V103 978 0 SH   SOLE   0 0 0