The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR EAFE GRWTH ETF 464288885 39,111 396,985 SH   SOLE   0 0 396,985
VANGUARD INDEX FDS VALUE ETF 922908744 34,731 242,030 SH   SOLE   0 0 242,030
ISHARES TR MSCI USA QLT FCT 46432F339 34,121 262,069 SH   SOLE   0 0 262,069
ISHARES TR CORE TOTAL USD 46434V613 28,002 539,541 SH   SOLE   0 0 539,541
ISHARES TR MSCI USA MIN VOL 46429B697 27,981 376,540 SH   SOLE   0 0 376,540
ISHARES TR FALN ANGLS USD 46435G474 27,664 952,296 SH   SOLE   0 0 952,296
SPDR SER TR PORTFOLIO LN TSR 78464A664 27,506 678,987 SH   SOLE   0 0 678,987
ISHARES TR MSCI USA MMENTM 46432F396 24,818 156,768 SH   SOLE   0 0 156,768
ISHARES TR EAFE VALUE ETF 464288877 24,213 472,445 SH   SOLE   0 0 472,445
VANGUARD INDEX FDS SMALL CP ETF 922908751 23,677 115,746 SH   SOLE   0 0 115,746
ISHARES TR CORE S&P500 ETF 464287200 21,652 49,611 SH   SOLE   0 0 49,611
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 20,549 373,209 SH   SOLE   0 0 373,209
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 14,024 35,106 SH   SOLE   0 0 35,106
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 12,643 380,707 SH   SOLE   0 0 380,707
APPLE INC COM 037833100 12,250 76,668 SH   SOLE   0 0 76,668
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 11,745 114,444 SH   SOLE   0 0 114,444
ISHARES TR CORE MSCI EAFE 46432F842 11,738 165,396 SH   SOLE   0 0 165,396
J P MORGAN EXCHANGE-TRADED F US AGGREGATE ETF 46641Q241 11,593 219,155 SH   SOLE   0 0 219,155
ISHARES TR MSCI INTL VLU FT 46435G409 11,397 437,181 SH   SOLE   0 0 437,181
ISHARES TR US TREAS BD ETF 46429B267 9,832 378,300 SH   SOLE   0 0 378,300
ISHARES TR U.S. MED DVC ETF 464288810 8,793 151,910 SH   SOLE   0 0 151,910
VIZIO HLDG CORP CL A COM 92858V101 8,251 575,000 SH   SOLE   0 0 575,000
ISHARES TR RUSSELL 3000 ETF 464287689 7,534 29,852 SH   SOLE   0 0 29,852
ISHARES TR CORE MSCI TOTAL 46432F834 5,134 75,343 SH   SOLE   0 0 75,343
ISHARES TR GLOBAL TECH ETF 464287291 4,762 84,666 SH   SOLE   0 0 84,666
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 4,489 55,749 SH   SOLE   0 0 55,749
ISHARES TR MSCI INTL MOMENT 46434V449 4,267 120,910 SH   SOLE   0 0 120,910
ISHARES INC ESG AWR MSCI EM 46434G863 3,920 99,359 SH   SOLE   0 0 99,359
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 3,882 45,147 SH   SOLE   0 0 45,147
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 3,829 81,356 SH   SOLE   0 0 81,356
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598 3,790 72,328 SH   SOLE   0 0 72,328
ISHARES TR USD INV GRDE ETF 464288620 3,670 63,095 SH   SOLE   0 0 63,095
J P MORGAN EXCHANGE-TRADED F US QUALTY FCTR 46641Q761 3,363 81,349 SH   SOLE   0 0 81,349
ISHARES TR CORE S&P SCP ETF 464287804 3,358 31,651 SH   SOLE   0 0 31,651
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 3,086 59,207 SH   SOLE   0 0 59,207
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 3,072 52,203 SH   SOLE   0 0 52,203
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,014 36,248 SH   SOLE   0 0 36,248
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 2,870 56,904 SH   SOLE   0 0 56,904
ISHARES TR IBOXX HI YD ETF 464288513 2,806 32,973 SH   SOLE   0 0 32,973
ISHARES TR S&P 500 VAL ETF 464287408 2,738 18,075 SH   SOLE   0 0 18,075
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 2,678 41,589 SH   SOLE   0 0 41,589
ISHARES TR CORE US AGGBD ET 464287226 1,905 17,008 SH   SOLE   0 0 17,008
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,854 6,034 SH   SOLE   0 0 6,034
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,737 46,700 SH   SOLE   0 0 46,700
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,522 3,504 SH   SOLE   0 0 3,504
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,271 11,831 SH   SOLE   0 0 11,831
MICROSOFT CORP COM 594918104 1,259 4,362 SH   SOLE   0 0 4,362
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 1,002 20,601 SH   SOLE   0 0 20,601
ISHARES S&P GSCI COMMODITY- UNIT BEN INT 46428R107 920 49,278 SH   SOLE   0 0 49,278
FISERV INC COM 337738108 876 8,665 SH   SOLE   0 0 8,665
ISHARES TR IBOXX INV CP ETF 464287242 678 5,291 SH   SOLE   0 0 5,291
INVESCO QQQ TR UNIT SER 1 46090E103 631 1,830 SH   SOLE   0 0 1,830
ISHARES TR CORE S&P TTL STK 464287150 587 6,037 SH   SOLE   0 0 6,037
AMAZON COM INC COM 023135106 583 208 SH   SOLE   0 0 208
ISHARES TR 3 7 YR TREAS BD 464288661 577 4,540 SH   SOLE   0 0 4,540
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 576 1,721 SH   SOLE   0 0 1,721
PEPSICO INC COM 713448108 565 3,300 SH   SOLE   0 0 3,300
ALPHABET INC CAP STK CL C 02079K107 535 211 SH   SOLE   0 0 211
PROCTER AND GAMBLE CO COM 742718109 527 3,305 SH   SOLE   0 0 3,305
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 521 4,957 SH   SOLE   0 0 4,957
ISHARES TR U.S. FIN SVC ETF 464287770 462 2,481 SH   SOLE   0 0 2,481
HOME DEPOT INC COM 437076102 458 1,276 SH   SOLE   0 0 1,276
COCA COLA CO COM 191216100 419 7,000 SH   SOLE   0 0 7,000
JOHNSON & JOHNSON COM 478160104 407 2,427 SH   SOLE   0 0 2,427
VANGUARD INDEX FDS MID CAP ETF 922908629 406 1,781 SH   SOLE   0 0 1,781
ISHARES TR MSCI USA SMCP MN 46435G433 391 10,812 SH   SOLE   0 0 10,812
ISHARES TR ISHS 1-5YR INVS 464288646 373 6,987 SH   SOLE   0 0 6,987
INTUIT COM 461202103 372 720 SH   SOLE   0 0 720
ISHARES TR CORE S&P MCP ETF 464287507 344 1,330 SH   SOLE   0 0 1,330
PHILIP MORRIS INTL INC COM 718172109 338 3,305 SH   SOLE   0 0 3,305
SPDR SER TR S&P 600 SMCP VAL 78464A300 331 4,047 SH   SOLE   0 0 4,047
INTEL CORP COM 458140100 295 5,784 SH   SOLE   0 0 5,784
ISHARES INC CORE MSCI EMKT 46434G103 292 4,975 SH   SOLE   0 0 4,975
J & J SNACK FOODS CORP COM 466032109 291 1,924 SH   SOLE   0 0 1,924
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808 282 2,414 SH   SOLE   0 0 2,414
META PLATFORMS INC CL A 30303M102 276 920 SH   SOLE   0 0 920
QUALCOMM INC COM 747525103 262 1,582 SH   SOLE   0 0 1,582
SELECT SECTOR SPDR TR ENERGY 81369Y506 255 3,903 SH   SOLE   0 0 3,903
JPMORGAN CHASE & CO COM 46625H100 253 1,727 SH   SOLE   0 0 1,727
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 246 4,691 SH   SOLE   0 0 4,691
TESLA INC COM 88160R101 239 260 SH   SOLE   0 0 260
VANGUARD STAR FDS VG TL INTL STK F 921909768 238 3,893 SH   SOLE   0 0 3,893
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 226 7,164 SH   SOLE   0 0 7,164
WELLS FARGO CO NEW COM 949746101 208 3,881 SH   SOLE   0 0 3,881
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 202 846 SH   SOLE   0 0 846
BLACKROCK INNOVATION AND GRW SHS BEN INT 09260Q108 168 13,356 SH   SOLE   0 0 13,356