The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 389 2,205 SH   SOLE   0 0 2,205
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 261 1,232 SH   SOLE   0 0 1,232
ALTRIA GROUP INC COM 02209S103 229 4,596 SH   SOLE   0 0 4,596
AMAZON COM INC COM 023135106 305 165 SH   SOLE   0 0 165
AMGEN INC COM 031162100 239 992 SH   SOLE   0 0 992
APPLE INC COM 037833100 9,077 30,911 SH   SOLE   0 0 30,911
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,408 6,215 SH   SOLE   0 0 6,215
CBOE GLOBAL MARKETS INC COM 12503M108 2,376 19,800 SH   SOLE   0 0 19,800
COCA COLA CO COM 191216100 637 11,505 SH   SOLE   0 0 11,505
EXXON MOBIL CORP COM 30231G102 277 3,971 SH   SOLE   0 0 3,971
FACEBOOK INC CL A 30303M102 967 4,709 SH   SOLE   0 0 4,709
FISERV INC COM 337738108 1,356 11,725 SH   SOLE   0 0 11,725
FLUENT INC COM 34380C102 48 19,310 SH   SOLE   0 0 19,310
GENERAL ELECTRIC CO COM 369604103 255 22,880 SH   SOLE   0 0 22,880
GENERAL MLS INC COM 370334104 6,204 115,831 SH   SOLE   0 0 115,831
ALPHABET INC CAP STK CL C 02079K107 369 276 SH   SOLE   0 0 276
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 2,176 102,190 SH   SOLE   0 0 102,190
HARTFORD FINL SVCS GROUP INC COM 416515104 384 6,322 SH   SOLE   0 0 6,322
HOME DEPOT INC COM 437076102 312 1,430 SH   SOLE   0 0 1,430
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 2,878 86,674 SH   SOLE   0 0 86,674
INTEL CORP COM 458140100 246 4,115 SH   SOLE   0 0 4,115
INTERNATIONAL BUSINESS MACHS COM 459200101 355 2,651 SH   SOLE   0 0 2,651
ISHARES TR CORE INTL AGGR 46435G672 907 16,559 SH   SOLE   0 0 16,559
ISHARES INC CORE MSCI EMKT 46434G103 1,055 19,627 SH   SOLE   0 0 19,627
ISHARES TR CORE MSCI EAFE 46432F842 1,228 18,817 SH   SOLE   0 0 18,817
ISHARES TR CORE S&P500 ETF 464287200 1,993 6,167 SH   SOLE   0 0 6,167
ISHARES TR CORE S&P SCP ETF 464287804 3,027 36,106 SH   SOLE   0 0 36,106
ISHARES TR USA MOMENTUM FCT 46432F396 7,765 61,839 SH   SOLE   0 0 61,839
ISHARES TR GLOBAL REIT ETF 46434V647 1,108 40,113 SH   SOLE   0 0 40,113
ISHARES TR MRNGSTR LG-CP ET 464287127 4,407 23,890 SH   SOLE   0 0 23,890
ISHARES TR MRNGSTR LG-CP VL 464288109 488 4,165 SH   SOLE   0 0 4,165
ISHARES TR MRNGSTR LG-CP GR 464287119 2,196 10,461 SH   SOLE   0 0 10,461
ISHARES TR MSCI ACWI ETF 464288257 1,292 16,309 SH   SOLE   0 0 16,309
ISHARES TR MSCI MIN VOL ETF 46429B697 18,314 279,178 SH   SOLE   0 0 279,178
ISHARES TR CORE S&P TTL STK 464287150 350 4,821 SH   SOLE   0 0 4,821
ISHARES TR CORE US AGGBD ET 464287226 37,646 335,021 SH   SOLE   0 0 335,021
ISHARES TR CORE HIGH DV ETF 46429B663 518 5,280 SH   SOLE   0 0 5,280
ISHARES TR CORE S&P MCP ETF 464287507 8,490 41,251 SH   SOLE   0 0 41,251
ISHARES TR EAFE SML CP ETF 464288273 5,512 88,502 SH   SOLE   0 0 88,502
J & J SNACK FOODS CORP COM 466032109 355 1,928 SH   SOLE   0 0 1,928
JOHNSON & JOHNSON COM 478160104 636 4,363 SH   SOLE   0 0 4,363
JPMORGAN CHASE & CO COM 46625H100 229 1,639 SH   SOLE   0 0 1,639
JP MORGAN EXCHANGE TRADED FD DIVERSIFIED ET 46641Q803 4,260 180,291 SH   SOLE   0 0 180,291
JP MORGAN EXCHANGE TRADED FD US AGGREGATE 46641Q613 362 13,622 SH   SOLE   0 0 13,622
MICROSOFT CORP COM 594918104 463 2,935 SH   SOLE   0 0 2,935
NETFLIX INC COM 64110L106 210 648 SH   SOLE   0 0 648
PALATIN TECHNOLOGIES INC COM PAR $ .01 696077403 10 13,000 SH   SOLE   0 0 13,000
PEOPLES UTD FINL INC COM 712704105 363 21,492 SH   SOLE   0 0 21,492
PFIZER INC COM 717081103 208 5,306 SH   SOLE   0 0 5,306
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,297 12,765 SH   SOLE   0 0 12,765
PIMCO ETF TR ACTIVE BD ETF 72201R775 1,374 12,748 SH   SOLE   0 0 12,748
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 452 3,571 SH   SOLE   0 0 3,571
QUALCOMM INC COM 747525103 336 3,812 SH   SOLE   0 0 3,812
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 376 3,249 SH   SOLE   0 0 3,249
SPDR S&P 500 ETF TR TR UNIT 78462F103 237 737 SH   SOLE   0 0 737
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,298 24,294 SH   SOLE   0 0 24,294
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,959 65,811 SH   SOLE   0 0 65,811
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 560 20,472 SH   SOLE   0 0 20,472
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 12,088 359,436 SH   SOLE   0 0 359,436
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 9,532 123,984 SH   SOLE   0 0 123,984
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,359 17,972 SH   SOLE   0 0 17,972
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 2,225 74,557 SH   SOLE   0 0 74,557
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 656 19,723 SH   SOLE   0 0 19,723
SPDR SERIES TRUST BLOMBERG BRC INV 78468R200 259 8,440 SH   SOLE   0 0 8,440
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 403 1,415 SH   SOLE   0 0 1,415
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 4,137 80,304 SH   SOLE   0 0 80,304
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 2,057 56,779 SH   SOLE   0 0 56,779
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 321 10,249 SH   SOLE   0 0 10,249
SPDR INDEX SHS FDS PORTFLI MSCI GBL 78463X475 450 10,470 SH   SOLE   0 0 10,470
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 3,370 51,284 SH   SOLE   0 0 51,284
UNION PACIFIC CORP COM 907818108 648 3,583 SH   SOLE   0 0 3,583
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 538 6,636 SH   SOLE   0 0 6,636
VANGUARD INDEX FDS SM CP VAL ETF 922908611 425 3,097 SH   SOLE   0 0 3,097
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 304 6,839 SH   SOLE   0 0 6,839
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 568 6,223 SH   SOLE   0 0 6,223
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 4,393 77,638 SH   SOLE   0 0 77,638
VANGUARD WORLD FDS MATERIALS ETF 92204A801 336 2,507 SH   SOLE   0 0 2,507
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 259 2,170 SH   SOLE   0 0 2,170
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 788 8,490 SH   SOLE   0 0 8,490
VANGUARD INDEX FDS SMALL CP ETF 922908751 229 1,381 SH   SOLE   0 0 1,381
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,407 14,710 SH   SOLE   0 0 14,710
WISDOMTREE TR DYNMC CUR HEDG 97717Y709 10,455 397,713 SH   SOLE   0 0 397,713
WISDOMTREE TR EM EX ST-OWNED 97717X578 1,869 59,866 SH   SOLE   0 0 59,866
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 1,950 74,267 SH   SOLE   0 0 74,267
WISDOMTREE TR US MIDCAP FUND 97717W570 1,780 42,299 SH   SOLE   0 0 42,299
WISDOMTREE TR US QTLY DIV GRT 97717X669 12,252 252,778 SH   SOLE   0 0 252,778
WISDOMTREE TR YIELD ENHANCED 97717Y808 251 4,991 SH   SOLE   0 0 4,991