The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 432 2,492 SH   SOLE   0 0 2,492
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 222 1,309 SH   SOLE   0 0 1,309
ALTRIA GROUP INC COM 02209S103 287 6,063 SH   SOLE   0 0 6,063
AMAZON COM INC COM 023135106 333 176 SH   SOLE   0 0 176
AMDOCS LTD SHS G02602103 2,238 36,043 SH   SOLE   0 0 36,043
APPLE INC COM 037833100 6,667 33,683 SH   SOLE   0 0 33,683
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,396 6,550 SH   SOLE   0 0 6,550
CELGENE CORP COM 151020104 211 2,286 SH   SOLE   0 0 2,286
CHEVRON CORP NEW COM 166764100 203 1,631 SH   SOLE   0 0 1,631
COCA COLA CO COM 191216100 633 12,426 SH   SOLE   0 0 12,426
CROSS TIMBERS RTY TR TR UNIT 22757R109 379 30,002 SH   SOLE   0 0 30,002
EXXON MOBIL CORP COM 30231G102 351 4,587 SH   SOLE   0 0 4,587
FACEBOOK INC CL A 30303M102 933 4,834 SH   SOLE   0 0 4,834
FISERV INC COM 337738108 1,066 11,694 SH   SOLE   0 0 11,694
GENERAL ELECTRIC CO COM 369604103 265 25,272 SH   SOLE   0 0 25,272
GENERAL MLS INC COM 370334104 6,093 116,004 SH   SOLE   0 0 116,004
ALPHABET INC CAP STK CL C 02079K107 339 314 SH   SOLE   0 0 314
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 2,805 131,948 SH   SOLE   0 0 131,948
HARTFORD FINL SVCS GROUP INC COM 416515104 388 6,957 SH   SOLE   0 0 6,957
HOME DEPOT INC COM 437076102 303 1,457 SH   SOLE   0 0 1,457
INDEXIQ ETF TR IQ MRGR ARB ETF 45409B800 879 27,871 SH   SOLE   0 0 27,871
INTERNATIONAL BUSINESS MACHS COM 459200101 397 2,876 SH   SOLE   0 0 2,876
INVESCO EXCHANGE TRADED FD S&P500 EQL HLT 46137V332 8,566 42,270 SH   SOLE   0 0 42,270
ISHARES TR CORE INTL AGGR 46435G672 838 15,389 SH   SOLE   0 0 15,389
ISHARES INC CORE MSCI EMKT 46434G103 688 13,377 SH   SOLE   0 0 13,377
ISHARES TR CORE MSCI EAFE 46432F842 666 10,842 SH   SOLE   0 0 10,842
ISHARES TR CORE S&P500 ETF 464287200 880 2,984 SH   SOLE   0 0 2,984
ISHARES TR CORE S&P SCP ETF 464287804 2,402 30,689 SH   SOLE   0 0 30,689
ISHARES TR USA MOMENTUM FCT 46432F396 8,822 74,384 SH   SOLE   0 0 74,384
ISHARES TR EUROPE ETF 464287861 321 7,293 SH   SOLE   0 0 7,293
ISHARES TR GLOBAL REIT ETF 46434V647 698 26,164 SH   SOLE   0 0 26,164
ISHARES TR MRGSTR MD CP GRW 464288307 249 988 SH   SOLE   0 0 988
ISHARES TR MRNGSTR LG-CP ET 464287127 5,774 34,962 SH   SOLE   0 0 34,962
ISHARES TR MRNGSTR LG-CP VL 464288109 790 7,323 SH   SOLE   0 0 7,323
ISHARES TR MRGSTR MD CP ETF 464288208 244 1,256 SH   SOLE   0 0 1,256
ISHARES TR MRGSTR MD CP VAL 464288406 220 1,399 SH   SOLE   0 0 1,399
ISHARES TR MRNGSTR LG-CP GR 464287119 4,004 20,872 SH   SOLE   0 0 20,872
ISHARES TR MSCI ACWI ETF 464288257 809 10,972 SH   SOLE   0 0 10,972
ISHARES INC MSCI CDA ETF 464286509 542 18,943 SH   SOLE   0 0 18,943
ISHARES INC MSCI PAC JP ETF 464286665 245 5,188 SH   SOLE   0 0 5,188
ISHARES TR MIN VOL USA ETF 46429B697 8,566 138,765 SH   SOLE   0 0 138,765
ISHARES TR CORE US AGGBD ET 464287226 16,540 148,537 SH   SOLE   0 0 148,537
ISHARES TR CORE HIGH DV ETF 46429B663 560 5,923 SH   SOLE   0 0 5,923
ISHARES TR RUSSELL 2000 ETF 464287655 879 5,652 SH   SOLE   0 0 5,652
ISHARES TR CORE S&P MCP ETF 464287507 4,657 23,975 SH   SOLE   0 0 23,975
ISHARES TR EAFE SML CP ETF 464288273 4,948 86,205 SH   SOLE   0 0 86,205
ISHARES TR JPMORGAN USD EMG 464288281 324 2,858 SH   SOLE   0 0 2,858
J & J SNACK FOODS CORP COM 466032109 310 1,928 SH   SOLE   0 0 1,928
JOHNSON & JOHNSON COM 478160104 580 4,162 SH   SOLE   0 0 4,162
JP MORGAN EXCHANGE TRADED DIVERSIFIED ET 46641Q803 7,759 317,711 SH   SOLE   0 0 317,711
MICROSOFT CORP COM 594918104 489 3,651 SH   SOLE   0 0 3,651
PALATIN TECHNOLOGIES INC COM PAR $ .01 696077403 23 19,912 SH   SOLE   0 0 19,912
PEOPLES UTD FINL INC COM 712704105 361 21,492 SH   SOLE   0 0 21,492
PFIZER INC COM 717081103 233 5,380 SH   SOLE   0 0 5,380
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 541 5,317 SH   SOLE   0 0 5,317
PIMCO ETF TR ACTIVE BD ETF 72201R775 571 5,310 SH   SOLE   0 0 5,310
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 381 13,133 SH   SOLE   0 0 13,133
INVESCO EXCHANGE TRADED FD FTSE RAFI 1000 46137V613 475 4,070 SH   SOLE   0 0 4,070
QUALCOMM INC COM 747525103 285 3,748 SH   SOLE   0 0 3,748
INVESCO EXCHANGE TRADED FD S&P500 EQL WGT 46137V357 374 3,472 SH   SOLE   0 0 3,472
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,980 37,350 SH   SOLE   0 0 37,350
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,000 105,090 SH   SOLE   0 0 105,090
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 596 22,700 SH   SOLE   0 0 22,700
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 10,623 331,027 SH   SOLE   0 0 331,027
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 6,905 97,898 SH   SOLE   0 0 97,898
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 300 4,268 SH   SOLE   0 0 4,268
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,549 21,664 SH   SOLE   0 0 21,664
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 1,259 43,822 SH   SOLE   0 0 43,822
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 1,803 57,754 SH   SOLE   0 0 57,754
SOCIEDAD QUIMICA MINERA DE C SPON ADR SER B 833635105 351 11,298 SH   SOLE   0 0 11,298
SPDR SERIES TRUST BLOOMBERG BRCLYS 78468R622 679 6,237 SH   SOLE   0 0 6,237
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 376 1,415 SH   SOLE   0 0 1,415
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 3,572 71,574 SH   SOLE   0 0 71,574
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 2,813 82,560 SH   SOLE   0 0 82,560
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 348 11,777 SH   SOLE   0 0 11,777
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 2,882 47,498 SH   SOLE   0 0 47,498
TELECOM ITALIA S P A NEW SPON ADR SVGS 87927Y201 447 87,039 SH   SOLE   0 0 87,039
UNION PACIFIC CORP COM 907818108 664 3,929 SH   SOLE   0 0 3,929
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 679 8,421 SH   SOLE   0 0 8,421
VANGUARD INDEX FDS SM CP VAL ETF 922908611 434 3,324 SH   SOLE   0 0 3,324
VANGUARD INTL EQUITY INDEX FTSE EMR MKT ETF 922042858 251 5,905 SH   SOLE   0 0 5,905
VANGUARD WORLD FDS INF TECH ETF 92204A702 664 3,151 SH   SOLE   0 0 3,151
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 542 6,034 SH   SOLE   0 0 6,034
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 2,020 35,247 SH   SOLE   0 0 35,247
VANGUARD WORLD FDS MATERIALS ETF 92204A801 321 2,507 SH   SOLE   0 0 2,507
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 379 3,406 SH   SOLE   0 0 3,406
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 879 10,056 SH   SOLE   0 0 10,056
VANGUARD INDEX FDS SMALL CP ETF 922908751 245 1,564 SH   SOLE   0 0 1,564
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,298 15,310 SH   SOLE   0 0 15,310
WILLIAMS COS INC DEL COM 969457100 447 15,955 SH   SOLE   0 0 15,955
WISDOMTREE TR CBOE S&P 500 97717X560 1,215 44,112 SH   SOLE   0 0 44,112
WISDOMTREE TR DYNMC CUR HEDG 97717Y709 12,493 520,616 SH   SOLE   0 0 520,616
WISDOMTREE TR EM EX ST-OWNED 97717X578 2,238 77,517 SH   SOLE   0 0 77,517
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 2,498 100,908 SH   SOLE   0 0 100,908
WISDOMTREE TR US MIDCAP FUND 97717W570 2,308 57,704 SH   SOLE   0 0 57,704
WISDOMTREE TR US QTLY DIV GRT 97717X669 16,448 376,815 SH   SOLE   0 0 376,815
WISDOMTREE TR US S CAP QTY DIV 97717X651 526 14,791 SH   SOLE   0 0 14,791
WISDOMTREE TR YIELD ENHANCED 97717Y808 4,652 92,550 SH   SOLE   0 0 92,550
WISDOMTREE TR YIELD ENHANCD US 97717X511 3,233 63,094 SH   SOLE   0 0 63,094