The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 461 2,217 SH   SOLE   0 0 2,217
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 234 1,280 SH   SOLE   0 0 1,280
ALPHABET INC CAP STK CL C 02079K107 360 307 SH   SOLE   0 0 307
ALTRIA GROUP INC COM 02209S103 415 7,226 SH   SOLE   0 0 7,226
AMAZON COM INC COM 023135106 385 216 SH   SOLE   0 0 216
APPLE INC COM 037833100 6,528 34,369 SH   SOLE   0 0 34,369
BANK AMER CORP 7.25%CNV PFD L 060505682 406 312 SH   SOLE   0 0 312
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,270 6,325 SH   SOLE   0 0 1,375
BOEING CO COM 097023105 206 539 SH   SOLE   0 0 539
CBOE GLOBAL MARKETS INC COM 12503M108 2,510 26,300 SH   SOLE   0 0 26,300
CELGENE CORP COM 151020104 216 2,286 SH   SOLE   0 0 2,286
COCA COLA CO COM 191216100 615 13,126 SH   SOLE   0 0 13,126
DARDEN RESTAURANTS INC COM 237194105 462 3,800 SH   SOLE   0 0 3,800
DOLLAR GEN CORP NEW COM 256677105 212 1,781 SH   SOLE   0 0 1,781
EXXON MOBIL CORP COM 30231G102 460 5,698 SH   SOLE   0 0 5,698
FACEBOOK INC CL A 30303M102 777 4,663 SH   SOLE   0 0 4,663
FISERV INC COM 337738108 1,032 11,694 SH   SOLE   0 0 11,694
GENERAL ELECTRIC CO COM 369604103 237 23,740 SH   SOLE   0 0 23,740
GENERAL MLS INC COM 370334104 6,008 116,091 SH   SOLE   0 0 116,091
HARTFORD FINL SVCS GROUP INC COM 416515104 346 6,957 SH   SOLE   0 0 6,957
HOME DEPOT INC COM 437076102 281 1,465 SH   SOLE   0 0 1,465
INTERNATIONAL BUSINESS MACHS COM 459200101 394 2,795 SH   SOLE   0 0 2,795
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 3,014 142,035 SH   SOLE   0 0 142,035
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 204 11,168 SH   SOLE   0 0 11,168
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 337 3,225 SH   SOLE   0 0 3,225
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613 459 4,051 SH   SOLE   0 0 4,051
INVESCO EXCHNG TRADED FD TR EMRNG MKT SVRG 46138E784 446 15,916 SH   SOLE   0 0 15,916
ISHARES TR CORE S&P MCP ETF 464287507 209 1,102 SH   SOLE   0 0 1,102
ISHARES TR FLTG RATE NT ETF 46429B655 311 6,111 SH   SOLE   0 0 6,111
ISHARES TR MIN VOL USA ETF 46429B697 336 5,710 SH   SOLE   0 0 5,710
ISHARES TR MRNING SM CP ETF 464288703 381 2,762 SH   SOLE   0 0 2,762
ISHARES TR MRGSTR SM CP GR 464288604 455 2,279 SH   SOLE   0 0 2,279
ISHARES TR MRGSTR SM CP ETF 464288505 467 2,759 SH   SOLE   0 0 2,759
ISHARES TR CORE HIGH DV ETF 46429B663 566 6,072 SH   SOLE   0 0 6,072
ISHARES TR MRGSTR MD CP VAL 464288406 583 3,747 SH   SOLE   0 0 3,747
ISHARES TR MRGSTR MD CP ETF 464288208 621 3,302 SH   SOLE   0 0 3,302
ISHARES TR CORE INTL AGGR 46435G672 624 11,665 SH   SOLE   0 0 11,665
ISHARES TR MRGSTR MD CP GRW 464288307 635 2,700 SH   SOLE   0 0 2,700
ISHARES TR JPMORGAN USD EMG 464288281 641 5,823 SH   SOLE   0 0 5,823
ISHARES TR CORE US AGGBD ET 464287226 1,253 11,484 SH   SOLE   0 0 11,484
ISHARES TR MRNGSTR LG-CP VL 464288109 1,828 17,341 SH   SOLE   0 0 17,341
ISHARES TR EAFE SML CP ETF 464288273 2,790 48,579 SH   SOLE   0 0 48,579
ISHARES TR MRNGSTR LG-CP GR 464287119 4,684 25,617 SH   SOLE   0 0 25,617
ISHARES TR MRNGSTR LG-CP ET 464287127 6,665 41,653 SH   SOLE   0 0 41,653
ISHARES TR USA MOMENTUM FCT 46432F396 9,490 84,592 SH   SOLE   0 0 84,592
J & J SNACK FOODS CORP COM 466032109 306 1,928 SH   SOLE   0 0 1,928
JOHNSON & JOHNSON COM 478160104 510 3,648 SH   SOLE   0 0 3,648
JP MORGAN EXCHANGE TRADED FD DIVERSIFIED ET 46641Q803 12,556 505,337 SH   SOLE   0 0 505,337
JPMORGAN CHASE & CO COM 46625H100 302 2,979 SH   SOLE   0 0 2,979
LOCKHEED MARTIN CORP COM 539830109 215 716 SH   SOLE   0 0 716
MICROSOFT CORP COM 594918104 551 4,672 SH   SOLE   0 0 4,672
PALATIN TECHNOLOGIES INC COM PAR $ .01 696077403 10 10,000 SH   SOLE   0 0 10,000
PFIZER INC COM 717081103 234 5,520 SH   SOLE   0 0 5,520
PIMCO ETF TR ENHNCD LW DUR AC 72201R718 274 2,750 SH   SOLE   0 0 2,750
QUALCOMM INC COM 747525103 224 3,935 SH   SOLE   0 0 3,935
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 289 4,268 SH   SOLE   0 0 4,268
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 614 23,605 SH   SOLE   0 0 23,605
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 822 29,635 SH   SOLE   0 0 29,635
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,624 23,224 SH   SOLE   0 0 23,224
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 2,010 64,694 SH   SOLE   0 0 64,694
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,114 40,745 SH   SOLE   0 0 40,745
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,416 50,194 SH   SOLE   0 0 50,194
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 5,104 163,002 SH   SOLE   0 0 163,002
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 6,527 117,842 SH   SOLE   0 0 117,842
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 246 949 SH   SOLE   0 0 949
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 348 11,905 SH   SOLE   0 0 11,905
SPDR INDEX SHS FDS MSCI ACWI ETF 78463X475 477 6,113 SH   SOLE   0 0 6,113
SPDR INDEX SHS FDS DJ GLB RL ES ETF 78463X749 3,417 68,291 SH   SOLE   0 0 68,291
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 2,752 45,645 SH   SOLE   0 0 45,645
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 2,929 87,864 SH   SOLE   0 0 87,864
UNION PACIFIC CORP COM 907818108 668 3,996 SH   SOLE   0 0 3,996
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 265 4,229 SH   SOLE   0 0 4,229
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 897 16,078 SH   SOLE   0 0 16,078
VANGUARD INDEX FDS SMALL CP ETF 922908751 258 1,691 SH   SOLE   0 0 1,691
VANGUARD INDEX FDS SM CP VAL ETF 922908611 456 3,544 SH   SOLE   0 0 3,544
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 507 4,699 SH   SOLE   0 0 4,699
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 937 10,784 SH   SOLE   0 0 10,784
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,328 16,085 SH   SOLE   0 0 16,085
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 224 5,271 SH   SOLE   0 0 5,271
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 563 6,476 SH   SOLE   0 0 6,476
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,168 14,640 SH   SOLE   0 0 14,640
VANGUARD WORLD FDS MATERIALS ETF 92204A801 309 2,507 SH   SOLE   0 0 2,507
VERIZON COMMUNICATIONS INC COM 92343V104 230 3,897 SH   SOLE   0 0 3,897
WILLIAMS COS INC DEL COM 969457100 465 16,199 SH   SOLE   0 0 16,199
WISDOMTREE TR INTL SMCAP DIV 97717W760 268 4,074 SH   SOLE   0 0 4,074
WISDOMTREE TR US S CAP QTY DIV 97717X651 1,543 44,503 SH   SOLE   0 0 44,503
WISDOMTREE TR EM EX ST-OWNED 97717X578 2,293 79,526 SH   SOLE   0 0 79,526
WISDOMTREE TR US MIDCAP FUND 97717W570 2,336 59,371 SH   SOLE   0 0 59,371
WISDOMTREE TR EM MKTS QTLY DIV 97717W323 2,564 103,607 SH   SOLE   0 0 103,607
WISDOMTREE TR CBOE S&P 500 97717X560 3,177 117,966 SH   SOLE   0 0 117,966
WISDOMTREE TR YIELD ENHANCD US 97717X511 7,451 149,537 SH   SOLE   0 0 149,537
WISDOMTREE TR YIELD ENHANCED 97717Y808 11,076 222,940 SH   SOLE   0 0 222,940
WISDOMTREE TR DYNMC CUR HEDG 97717Y709 12,661 537,049 SH   SOLE   0 0 537,049
WISDOMTREE TR US QTLY DIV GRT 97717X669 21,437 497,831 SH   SOLE   0 0 497,831