The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC DEL CL A 084670108   465,600 1 SH   SOLE   1 0 0
ISHARES INC CORE MSCI EMKT 46434G103   453,064 9,286 SH   SOLE   9,286 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   1,423,170 45,209 SH   SOLE   45,208 0 0
ISHARES INC MSCI EMERG MRKT 464286533   260,572 4,775 SH   SOLE   4,775 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   307,626 7,381 SH   SOLE   7,380 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   3,304,869 28,853 SH   SOLE   28,853 0 0
ISHARES TR 20 YR TR BD ETF 464287432   681,193 6,404 SH   SOLE   6,404 0 0
ISHARES TR AGGRES ALLOC ETF 464289859   230,705 3,628 SH   SOLE   3,628 0 0
ISHARES TR CORE S&P SCP ETF 464287804   246,129 2,545 SH   SOLE   2,545 0 0
ISHARES TR CORE S&P500 ETF 464287200   39,611,719 96,360 SH   SOLE   96,360 0 0
ISHARES TR CORE TOTAL USD 46434V613   21,642,194 468,953 SH   SOLE   468,953 0 0
ISHARES TR CORE US AGGBD ET 464287226   219,083 2,199 SH   SOLE   2,198 0 0
ISHARES TR EAFE GRWTH ETF 464288885   13,373,815 142,761 SH   SOLE   142,760 0 0
ISHARES TR EAFE VALUE ETF 464288877   7,866,050 162,086 SH   SOLE   162,086 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   5,326,841 58,893 SH   SOLE   58,892 0 0
ISHARES TR EUROPE ETF 464287861   394,558 7,888 SH   SOLE   7,888 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325   238,326 2,859 SH   SOLE   2,859 0 0
ISHARES TR JPMORGAN USD EMG 464288281   1,728,016 20,028 SH   SOLE   20,028 0 0
ISHARES TR MBS ETF 464288588   526,225 5,555 SH   SOLE   5,555 0 0
ISHARES TR MSCI ACWI ETF 464288257   412,681 4,527 SH   SOLE   4,527 0 0
ISHARES TR MSCI INTL VLU FT 46435G409   2,076,138 83,749 SH   SOLE   83,749 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   7,125,477 97,958 SH   SOLE   97,958 0 0
ISHARES TR MSCI USA MMENTM 46432F396   1,661,027 11,946 SH   SOLE   11,946 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   15,346,782 123,700 SH   SOLE   123,699 0 0
ISHARES TR MSCI USA VALUE 46432F388   565,404 6,107 SH   SOLE   6,106 0 0
ISHARES TR NATIONAL MUN ETF 464288414   5,328,861 49,460 SH   SOLE   49,460 0 0
ISHARES TR RUS 1000 ETF 464287622   846,189 3,757 SH   SOLE   3,757 0 0
ISHARES TR S&P 100 ETF 464287101   1,338,832 7,158 SH   SOLE   7,158 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   1,003,986 9,591 SH   SOLE   9,591 0 0
ISHARES TR U.S. TECH ETF 464287721   6,144,579 66,206 SH   SOLE   66,206 0 0
ISHARES TR US HLTHCARE ETF 464287762   551,854 2,021 SH   SOLE   2,021 0 0
ISHARES TR US INFRASTRUC 46435U713   1,190,780 31,907 SH   SOLE   31,907 0 0
ISHARES TR US TREAS BD ETF 46429B267   7,194,166 307,706 SH   SOLE   307,705 0 0
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   6,028,262 176,627 SH   SOLE   176,626 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   700,876 1,712 SH   SOLE   1,712 0 0
SPDR SER TR NUVEEN BLMBRG MU 78468R721   4,274,760 91,302 SH   SOLE   91,302 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   795,464 16,729 SH   SOLE   16,729 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   221,754 5,871 SH   SOLE   5,871 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   317,912 4,306 SH   SOLE   4,306 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   487,603 9,625 SH   SOLE   9,625 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   7,894,473 169,591 SH   SOLE   169,591 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664   213,717 2,965 SH   SOLE   2,965 0 0