The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P SCP ETF 464287804 481 4,506 SH   SOLE   0 0 4,506
ISHARES TR CORE S&P500 ETF 464287200 20,024 46,215 SH   SOLE   0 0 46,215
ISHARES TR S&P 500 GRWT ETF 464287309 258 3,478 SH   SOLE   0 0 3,478
SPDR S&P 500 ETF TR TR UNIT 78462F103 929 2,154 SH   SOLE   0 0 2,154
AMAZON COM INC COM 023135106 2,280 638 SH   SOLE   0 0 638
BOEING CO COM 097023105 493 2,263 SH   SOLE   0 0 2,263
INVESCO QQQ TR UNIT SER 1 46090E103 255 712 SH   SOLE   0 0 712
ADVANCED MICRO DEVICES INC COM 007903107 429 4,991 SH   SOLE   0 0 4,991
DISNEY WALT CO COM 254687106 1,096 6,110 SH   SOLE   0 0 6,110
JOHNSON & JOHNSON COM 478160104 436 2,596 SH   SOLE   0 0 2,596
MEDTRONIC PLC SHS G5960L103 259 2,055 SH   SOLE   0 0 2,055
PFIZER INC COM 717081103 218 5,399 SH   SOLE   0 0 5,399
EXELON CORP COM 30161N101 236 5,126 SH   SOLE   0 0 5,126
LOWES COS INC COM 548661107 263 1,340 SH   SOLE   0 0 1,340
CHEVRON CORP NEW COM 166764100 937 9,504 SH   SOLE   0 0 9,504
MICROSOFT CORP COM 594918104 1,196 4,260 SH   SOLE   0 0 4,260
UNITED PARCEL SERVICE INC CL B 911312106 285 1,355 SH   SOLE   0 0 1,355
AT&T INC COM 00206R102 917 32,358 SH   SOLE   0 0 32,358
INTERNATIONAL BUSINESS MACHS COM 459200101 388 2,795 SH   SOLE   0 0 2,795
PEPSICO INC COM 713448108 218 1,397 SH   SOLE   0 0 1,397
VERIZON COMMUNICATIONS INC COM 92343V104 853 15,115 SH   SOLE   0 0 15,115
ISHARES TR GLOBAL TECH ETF 464287291 590 10,494 SH   SOLE   0 0 10,494
BK OF AMERICA CORP COM 060505104 309 8,136 SH   SOLE   0 0 8,136
EXXON MOBIL CORP COM 30231G102 597 10,412 SH   SOLE   0 0 10,412
UNION PAC CORP COM 907818108 208 951 SH   SOLE   0 0 951
MERCK & CO INC COM 58933Y105 250 3,203 SH   SOLE   0 0 3,203
GENERAL ELECTRIC CO COM 369604103 368 29,313 SH   SOLE   0 0 29,313
HOME DEPOT INC COM 437076102 510 1,585 SH   SOLE   0 0 1,585
MCDONALDS CORP COM 580135101 275 1,172 SH   SOLE   0 0 1,172
JPMORGAN CHASE & CO COM 46625H100 1,071 7,048 SH   SOLE   0 0 7,048
ABERDEEN ASIA-PACIFIC INCOME COM 003009107 77 18,017 SH   SOLE   0 0 18,017
ISHARES TR BARCLAYS 7 10 YR 464287440 367 3,138 SH   SOLE   0 0 3,138
ISHARES TR IBOXX INV CP ETF 464287242 1,039 7,698 SH   SOLE   0 0 7,698
3M CO COM 88579Y101 240 1,205 SH   SOLE   0 0 1,205
COMCAST CORP NEW CL A 20030N101 333 5,780 SH   SOLE   0 0 5,780
VANGUARD INDEX FDS TOTAL STK MKT 922908769 331 1,488 SH   SOLE   0 0 1,488
APPLE INC COM 037833100 8,387 57,291 SH   SOLE   0 0 57,291
AMERICAN AIRLS GROUP INC COM 02376R102 330 16,697 SH   SOLE   0 0 16,697
TEKLA HEALTHCARE INVS SH BEN INT 87911J103 304 12,037 SH   SOLE   0 0 12,037
SELECTIVE INS GROUP INC COM 816300107 365 4,649 SH   SOLE   0 0 4,649
AON PLC SHS CL A G0403H108 3,286 14,182 SH   SOLE   0 0 14,182
EATON VANCE LTD DURATION INC COM 27828H105 599 46,087 SH   SOLE   0 0 46,087
CIGNA CORP NEW COM 125523100 244 1,042 SH   SOLE   0 0 1,042
NETFLIX INC COM 64110L106 201 379 SH   SOLE   0 0 379
LIBERTY ALL STAR EQUITY FD SH BEN INT 530158104 160 17,952 SH   SOLE   0 0 17,952
ISHARES TR CORE US AGGBD ET 464287226 6,280 54,183 SH   SOLE   0 0 54,183
ISHARES TR SELECT DIVID ETF 464287168 262 2,279 SH   SOLE   0 0 2,279
CONSOLIDATED EDISON INC COM 209115104 457 6,102 SH   SOLE   0 0 6,102
NVIDIA CORPORATION COM 67066G104 375 516 SH   SOLE   0 0 516
APOLLO INVT CORP COM NEW 03761U502 371 27,316 SH   SOLE   0 0 27,316
NEW YORK CMNTY BANCORP INC COM 649445103 197 17,626 SH   SOLE   0 0 17,626
PENN NATL GAMING INC COM 707569109 227 3,433 SH   SOLE   0 0 3,433
DIVERSIFIED HEALTHCARE TR COM SH BEN INT 25525P107 57 14,075 SH   SOLE   0 0 14,075
SFL CORPORATION LTD SHS G7738W106 86 12,270 SH   SOLE   0 0 12,270
AMERICA FIRST MULTIFAMILY IN BEN UNIT CTF 02364V107 131 19,450 SH   SOLE   0 0 19,450
ALPHABET INC CAP STK CL A 02079K305 325 128 SH   SOLE   0 0 128
SPDR GOLD TR GOLD SHS 78463V107 906 5,347 SH   SOLE   0 0 5,347
VANGUARD INDEX FDS VALUE ETF 922908744 4,394 32,074 SH   SOLE   0 0 32,074
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 218 2,069 SH   SOLE   0 0 2,069
VANGUARD INDEX FDS SMALL CP ETF 922908751 3,409 15,835 SH   SOLE   0 0 15,835
VANGUARD INDEX FDS GROWTH ETF 922908736 3,493 12,043 SH   SOLE   0 0 12,043
PALATIN TECHNOLOGIES INC COM PAR $ .01 696077403 5 10,100 SH   SOLE   0 0 10,100
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 27 11,100 SH   SOLE   0 0 11,100
GAMCO GLOBAL GOLD NAT RES & COM SH BEN INT 36465A109 93 23,900 SH   SOLE   0 0 23,900
VOYA GLBL EQTY DIV & PREM OP COM 92912T100 69 11,550 SH   SOLE   0 0 11,550
UNITED AIRLS HLDGS INC COM 910047109 310 6,739 SH   SOLE   0 0 6,739
ABERDEEN TOTAL DYNAMIC DIVD COM SH BEN INT 00326L100 120 11,688 SH   SOLE   0 0 11,688
M & T BK CORP COM 55261F104 595 4,351 SH   SOLE   0 0 4,351
NUVEEN NEW YORK AMT QLT MUNI COM 670656107 177 12,409 SH   SOLE   0 0 12,409
BLACKROCK N Y MUN INCOME TRU SH BEN INT 09248L106 293 19,300 SH   SOLE   0 0 19,300
PIMCO NEW YORK MUN FD II COM 72200Y102 141 11,819 SH   SOLE   0 0 11,819
ARES CAPITAL CORP COM 04010L103 476 23,864 SH   SOLE   0 0 23,864
ISHARES TR IBOXX HI YD ETF 464288513 282 3,222 SH   SOLE   0 0 3,222
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 1,053 12,813 SH   SOLE   0 0 12,813
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302 1,490 6,223 SH   SOLE   0 0 6,223
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 442 9,966 SH   SOLE   0 0 9,966
BLACKSTONE GROUP INC COM 09260D107 393 3,842 SH   SOLE   0 0 3,842
ISHARES TR MBS ETF 464288588 509 4,693 SH   SOLE   0 0 4,693
ISHARES TR INTL SEL DIV ETF 464288448 281 8,768 SH   SOLE   0 0 8,768
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 445 8,722 SH   SOLE   0 0 8,722
ENERGY FUELS INC COM NEW 292671708 49 10,654 SH   SOLE   0 0 10,654
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN 33733E500 785 12,687 SH   SOLE   0 0 12,687
ISHARES TR JPMORGAN USD EMG 464288281 285 2,531 SH   SOLE   0 0 2,531
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 267 2,268 SH   SOLE   0 0 2,268
VISA INC COM CL A 92826C839 200 807 SH   SOLE   0 0 807
PHILIP MORRIS INTL INC COM 718172109 454 4,593 SH   SOLE   0 0 4,593
SPDR SER TR PORTFLI INTRMDIT 78464A672 459 14,075 SH   SOLE   0 0 14,075
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 321 8,824 SH   SOLE   0 0 8,824
FS KKR CAP CORP COM 302635206 1,011 48,129 SH   SOLE   0 0 48,129
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 210 2,200 SH   SOLE   0 0 2,200
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 698 8,443 SH   SOLE   0 0 8,443
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 375 7,024 SH   SOLE   0 0 7,024
TESLA INC COM 88160R101 508 789 SH   SOLE   0 0 789
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 230 4,491 SH   SOLE   0 0 4,491
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 241 9,300 SH   SOLE   0 0 9,300
SCHWAB STRATEGIC TR US TIPS ETF 808524870 647 10,250 SH   SOLE   0 0 10,250
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 733 1,847 SH   SOLE   0 0 1,847
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,484 59,098 SH   SOLE   0 0 59,098
VANGUARD STAR FDS VG TL INTL STK F 921909768 697 10,745 SH   SOLE   0 0 10,745
ISHARES TR CORE HIGH DV ETF 46429B663 494 5,121 SH   SOLE   0 0 5,121
FACEBOOK INC CL A 30303M102 458 1,343 SH   SOLE   0 0 1,343
VANECK VECTORS ETF TR FALLEN ANGEL HG 92189F437 1,020 30,889 SH   SOLE   0 0 30,889
ISHARES INC US INTL HGH YLD 464286178 223 4,426 SH   SOLE   0 0 4,426
ISHARES INC CORE MSCI EMKT 46434G103 422 6,462 SH   SOLE   0 0 6,462
ISHARES TR CORE MSCI TOTAL 46432F834 7,701 106,585 SH   SOLE   0 0 106,585
ISHARES TR CORE 1 5 YR USD 46432F859 1,656 32,287 SH   SOLE   0 0 32,287
ABBVIE INC COM 00287Y109 282 2,398 SH   SOLE   0 0 2,398
ISHARES TR MSCI USA MMENTM 46432F396 25,199 148,800 SH   SOLE   0 0 148,800
FIRST TR INTER DURATN PFD & COM 33718W103 859 34,464 SH   SOLE   0 0 34,464
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 459 7,964 SH   SOLE   0 0 7,964
VANGUARD WHITEHALL FDS EMERG MKT BD ETF 921946885 236 2,959 SH   SOLE   0 0 2,959
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 217 4,594 SH   SOLE   0 0 4,594
ALPHABET INC CAP STK CL C 02079K107 804 305 SH   SOLE   0 0 305
ISHARES TR CORE TOTAL USD 46434V613 21,293 396,371 SH   SOLE   0 0 396,371
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 4,387 90,576 SH   SOLE   0 0 90,576
LATTICE STRATEGIES TR HARTFORD MLT ETF 518416102 27,225 886,808 SH   SOLE   0 0 886,808
CANOPY GROWTH CORP COM 138035100 277 14,162 SH   SOLE   0 0 14,162
JOHN HANCOCK EXCHANGE TRADED MULTIFACTOR MI 47804J206 23,783 467,709 SH   SOLE   0 0 467,709
ISHARES TR ESG AW MSCI EAFE 46435G516 505 6,438 SH   SOLE   0 0 6,438
DBX ETF TR XTRACK USD HIGH 233051432 11,833 294,716 SH   SOLE   0 0 294,716
LATTICE STRATEGIES TR HARTFORD US EQTY 518416409 5,207 129,079 SH   SOLE   0 0 129,079
BAIN CAP SPECIALTY FIN INC COM STK 05684B107 589 38,672 SH   SOLE   0 0 38,672
MODERNA INC COM 60770K107 295 1,029 SH   SOLE   0 0 1,029
OWL ROCK CAPITAL CORPORATION COM 69121K104 543 37,956 SH   SOLE   0 0 37,956
DRAFTKINGS INC COM CL A 26142R104 236 5,378 SH   SOLE   0 0 5,378
FIRST TR EXCHNG TRADED FD VI CBOE VEST US BUF 33740F748 209 5,754 SH   SOLE   0 0 5,754
FIRST TR EXCHNG TRADED FD VI CBOE VEST US EQT 33740F722 507 14,028 SH   SOLE   0 0 14,028
SPDR GOLD TR GOLD SHS 78463V107 13 800 SH Call SOLE   0 0 800
FIRST TR EXCHNG TRADED FD VI CBOE VEST GRW100 33740F557 422 20,804 SH   SOLE   0 0 20,804
SPDR S&P 500 ETF TR TR UNIT 78462F103 22 800 SH Call SOLE   0 0 800