The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P TTL STK 464287150   92,528,930 977,766 SH   SOLE 0 977,766 0 0
ISHARES TR ISHS 5-10YR INVT 464288638   66,133,027 1,359,363 SH   SOLE 0 1,359,363 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   40,800,456 261,289 SH   SOLE 0 261,289 0 0
ISHARES TR ISHS 1-5YR INVS 464288646   39,272,403 788,128 SH   SOLE 0 788,128 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   24,185,588 719,595 SH   SOLE 0 719,595 0 0
ISHARES TR 3 7 YR TREAS BD 464288661   21,785,382 192,518 SH   SOLE 0 192,518 0 0
ISHARES TR MSCI INTL MOMENT 46434V449   16,778,557 532,991 SH   SOLE 0 532,991 0 0
ISHARES TR 1 3 YR TREAS BD 464287457   15,160,098 187,231 SH   SOLE 0 187,231 0 0
ISHARES TR CORE MSCI EAFE 46432F842   14,182,496 220,396 SH   SOLE 0 220,396 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   13,758,594 641,793 SH   SOLE 0 641,793 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   13,023,886 167,080 SH   SOLE 0 167,080 0 0
ISHARES TR US TREAS BD ETF 46429B267   8,730,837 396,136 SH   SOLE 0 396,136 0 0
ISHARES TR 10+ YR INVST GRD 464289511   8,463,322 179,536 SH   SOLE 0 179,536 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507   7,567,076 151,675 SH   SOLE 0 151,675 0 0
ISHARES TR 20 YR TR BD ETF 464287432   6,341,043 71,497 SH   SOLE 0 71,497 0 0
ISHARES TR ESG AWR MSCI USA 46435G425   4,601,684 49,001 SH   SOLE 0 49,001 0 0
ISHARES TR EAFE SML CP ETF 464288273   4,443,590 78,689 SH   SOLE 0 78,689 0 0
ISHARES TR CORE MSCI EMKT 46434G103   4,032,409 84,732 SH   SOLE 0 84,732 0 0
ISHARES TR ESG EAFE ETF 46436E759   3,288,156 57,596 SH   SOLE 0 57,596 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   2,910,870 29,068 SH   SOLE 0 29,068 0 0
ISHARES TR CORE S&P SCP ETF 464287804   2,773,042 29,255 SH   SOLE 0 29,255 0 0
ISHARES TR INTERNATIONAL SL 46434V266   2,712,174 91,689 SH   SOLE 0 91,689 0 0
ISHARES TR MSCI ACWI ETF 464288257   2,324,783 25,168 SH   SOLE 0 25,168 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243   2,319,667 97,588 SH   SOLE 0 97,588 0 0
ISHARES TR ESG AWRE USD ETF 46435G193   2,282,559 104,897 SH   SOLE 0 104,897 0 0
ISHARES TR IBONDS DEC23 ETF 46434VAX8   1,860,611 73,368 SH   SOLE 0 73,368 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   1,860,054 45,334 SH   SOLE 0 45,334 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   1,852,394 26,986 SH   SOLE 0 26,986 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,713,112 29,613 SH   SOLE 0 29,613 0 0
ISHARES TR IBONDS 23 TRM TS 46436E882   1,673,836 67,439 SH   SOLE 0 67,439 0 0
ISHARES TR S&P 500 VAL ETF 464287408   1,611,611 10,419 SH   SOLE 0 10,419 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   1,478,353 42,457 SH   SOLE 0 42,457 0 0
ISHARES TR CORE TOTAL USD 46434V613   1,219,272 27,891 SH   SOLE 0 27,891 0 0
ISHARES TR IBONDS DEC24 ETF 46434VBG4   1,214,886 49,126 SH   SOLE 0 49,126 0 0
ISHARES TR 0-3 MNTH TREASRY 46436E718   1,163,343 11,556 SH   SOLE 0 11,556 0 0
ISHARES TR FLTG RATE NT ETF 46429B655   895,918 17,605 SH   SOLE 0 17,605 0 0
ISHARES TR JPMORGAN USD EMG 464288281   782,702 9,485 SH   SOLE 0 9,485 0 0
ISHARES TR IBONDS 24 TRM TS 46436E874   720,206 30,210 SH   SOLE 0 30,210 0 0
ISHARES TR 10-20 YR TRS ETF 464288653   660,340 6,706 SH   SOLE 0 6,706 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   504,478 5,508 SH   SOLE 0 5,508 0 0
NUSHARES ETF TR ESG HI TLD CRP 67092P854   455,280 22,662 SH   SOLE 0 22,662 0 0
ISHARES TR IBONDS 24 TRM HG 46435U184   383,334 16,523 SH   SOLE 0 16,523 0 0
ISHARES TR IBONDS 23 TRM HG 46435U150   382,755 16,191 SH   SOLE 0 16,191 0 0
ISHARES TR IBONDS 25 TRM HG 46435U168   382,495 16,681 SH   SOLE 0 16,681 0 0
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   219,163 8,365 SH   SOLE 0 8,365 0 0