The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PROSPECT CAP CORP 6.375 03/01/2025 Convertible 74348TAT9   9,760 10,000 SH   SOLE   10,000 0 0
VANGUARD INDUSTRIALS ETF 92204A603   2,216,774 11,636 SH   SOLE   11,636 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF ETF 808524201   592,000 12,239 SH   SOLE   12,239 0 0
VANGUARD INFORMATION TECHNOLOGY ETF 92204A702   6,764,998 17,550 SH   SOLE   17,550 0 0
VANGUARD CONSUMER DISCRETIONARY ETF 92204A108   4,610,552 18,256 SH   SOLE   18,256 0 0
APPLE INC Stock 037833100   3,180,261 19,286 SH   SOLE   19,286 0 0
VANGUARD FINANCIALS ETF ETF 92204A405   1,760,547 22,603 SH   SOLE   22,603 0 0
ISHARES S&P 500 INDEX ETF 464287200   9,385,345 22,830 SH   SOLE   22,830 0 0
ISHARES IBONDS DEC 2029 TERM CORPORATE ETF ETF 46436E205   545,642 23,848 SH   SOLE   23,848 0 0
MYMD PHARMACEUTICALS INC COM Stock 62856X102   43,000 25,000 SH   SOLE   25,000 0 0
VANGUARD HEALTH CARE ETF ETF 92204A504   7,251,091 30,408 SH   SOLE   30,408 0 0
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102   2,465,119 42,110 SH   SOLE   42,110 0 0
VANGUARD SMALL CAP ETF ETF 922908751   8,081,890 42,635 SH   SOLE   42,635 0 0
VANGUARD COMMUNICATION SERVICES ETF ETF 92204A884   4,401,965 45,536 SH   SOLE   45,536 0 0
VANGUARD SMALL CAP GROWTH ETF ETF 922908595   10,927,190 50,493 SH   SOLE   50,493 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   11,342,290 71,443 SH   SOLE   71,443 0 0
SKYX PLATFORMS CORP COM Stock 78471E105   259,500 75,000 SH   SOLE   75,000 0 0
VANGUARD MID CAP ETF 922908629   16,370,766 77,616 SH   SOLE   77,616 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805   4,537,540 89,977 SH   SOLE   89,977 0 0
VANGUARD MID CAP GROWTH ETF ETF 922908538   22,368,109 114,773 SH   SOLE   114,773 0 0
ISHARES IBONDS DEC 2028 TERM CORPORATE ETF ETF 46435U515   3,630,416 145,566 SH   SOLE   145,566 0 0
VANGUARD INDEX FDS MID-CAP VALUE INDEX VIPER SHS ETF ETF 922908512   21,774,442 162,411 SH   SOLE   162,411 0 0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF ETF 46435UAA9   3,899,691 163,715 SH   SOLE   163,715 0 0
ISHARES IBONDS DEC 2023 TERM CORPORATE ETF ETF 46434VAX8   4,199,475 166,712 SH   SOLE   166,712 0 0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF ETF 46435GAA0   4,203,389 177,134 SH   SOLE   177,134 0 0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF ETF 46434VBD1   4,514,991 184,060 SH   SOLE   184,060 0 0
ISHARES IBONDS DEC 2023 TERM MUNI BOND ETF ETF 46435G318   4,762,479 187,278 SH   SOLE   187,278 0 0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF ETF 46434VBG4   4,605,608 187,296 SH   SOLE   187,296 0 0
ISHARES IBONDS DEC 2028 TERM MUNI BOND ETF ETF 46435U325   5,390,208 210,555 SH   SOLE   210,555 0 0
ISHARES IBONDS DEC 2024 TERM MUNI BOND ETF ETF 46435U697   5,587,066 215,967 SH   SOLE   215,967 0 0
ISHARES IBONDS DEC 2026 TERM MUNI BOND ETF ETF 46435U259   5,610,268 219,752 SH   SOLE   219,752 0 0
ISHARES IBONDS DEC 2027 TERM MUNI BOND ETF ETF 46435U283   5,712,154 224,358 SH   SOLE   224,358 0 0
ISHARES IBONDS DEC 2025 TERM MUNI BOND ETF ETF 46435U432   6,060,879 227,767 SH   SOLE   227,767 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   38,525,945 253,861 SH   SOLE   253,861 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   10,462,590 258,975 SH   SOLE   258,975 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   22,893,330 506,826 SH   SOLE   506,826 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309   38,699,642 605,723 SH   SOLE   605,723 0 0