The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
PROSPECT CAP CORP 6.375 03/01/2025 Convertible 74348TAT9 10 10,000 SH   SOLE   10,000 0 0
PROSHARES ULTRAPRO SHORT QQQ ETF 74347G861 95 10,460 SH   SOLE   10,460 0 0
DIGITAL MEDIA SOLUTIONS INC COM CL A Stock 25401G106 104 10,840 SH   SOLE   10,840 0 0
ISHARES S&P MIDCAP FUND ETF 464287507 215 803 SH   SOLE   803 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870 240 2,527 SH   SOLE   2,527 0 0
VANGUARD REIT INDEX ETF ETF 922908553 245 2,410 SH   SOLE   2,410 0 0
SCHWAB EMERGING MARKET EQ ETF ETF 808524706 248 7,552 SH   SOLE   7,552 0 0
INVESCO BULLETSHARES 2021 CORPORATE BOND ETF ETF 46138J700 254 12,077 SH   SOLE   12,077 0 0
SCHWAB ETFS- US SMALL-CAP ETF ETF 808524607 256 2,460 SH   SOLE   2,460 0 0
VANGUARD GROWTH INDEX FUND ETF 922908736 267 934 SH   SOLE   934 0 0
MERCK & CO INC COM Stock 58933Y105 272 3,508 SH   SOLE   3,508 0 0
VANGUARD UTILITIES ETF 92204A876 287 2,072 SH   SOLE   2,072 0 0
INTEL CORP COM Stock 458140100 299 5,333 SH   SOLE   5,333 0 0
VANGUARD MATERIALS ETF ETF 92204A801 325 1,799 SH   SOLE   1,799 0 0
VANGUARD ENERGY ETF 92204A306 329 4,340 SH   SOLE   4,340 0 0
SCHWAB US LARGE CAP GROWTH ETF ETF 808524300 333 2,284 SH   SOLE   2,284 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614 369 1,361 SH   SOLE   1,361 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 408 2,628 SH   SOLE   2,628 0 0
AMAZON COM INC COM Stock 023135106 443 129 SH   SOLE   129 0 0
VANGUARD DIVIDEND APPRECIATION ETF ETF 921908844 445 2,879 SH   SOLE   2,879 0 0
SCHWAB US MID-CAP ETF ETF 808524508 481 6,150 SH   SOLE   6,150 0 0
MCDONALDS CORP COM Stock 580135101 576 2,497 SH   SOLE   2,497 0 0
MICROSOFT Stock 594918104 620 2,292 SH   SOLE   2,292 0 0
VANGUARD CONSUMER STAPLES INDEX FUND ETF 92204A207 632 3,468 SH   SOLE   3,468 0 0
VANGUARD SHORT-TERM CORPORATE BOND INDEX FUND ETF 92206C409 697 8,432 SH   SOLE   8,432 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF ETF 808524201 697 6,713 SH   SOLE   6,713 0 0
VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND ETF 922042718 895 6,563 SH   SOLE   6,563 0 0
VANGUARD TOTAL STK MKT ETF 922908769 1,078 4,838 SH   SOLE   4,838 0 0
APPLE INC Stock 037833100 1,097 8,010 SH   SOLE   8,010 0 0
ISHARES IBONDS DEC 2021 TERM MUNI BOND ETF ETF 46435G789 1,483 57,853 SH   SOLE   57,853 0 0
ISHARES IBONDS DEC 2021 TERM CORPORATE ETF ETF 46434VBK5 1,579 63,740 SH   SOLE   63,740 0 0
ISHARES IBONDS DEC 2028 TERM CORPORATE ETF ETF 46435U515 1,747 60,473 SH   SOLE   60,473 0 0
VANGUARD FINANCIALS ETF ETF 92204A405 1,774 19,622 SH   SOLE   19,622 0 0
ISHARES IBONDS DEC 2028 TERM MUNI BOND ETF ETF 46435U325 2,230 81,346 SH   SOLE   81,346 0 0
ISHARES IBONDS DEC 2027 TERM CORPORATE ETF ETF 46435UAA9 2,257 83,451 SH   SOLE   83,451 0 0
VANGUARD INFORMATION TECHNOLOGY ETF 92204A702 2,293 5,752 SH   SOLE   5,752 0 0
ISHARES IBONDS DEC 2022 TERM CORPORATE ETF ETF 46434VBA7 2,654 104,525 SH   SOLE   104,525 0 0
ISHARES IBONDS DEC 2022 TERM MUNI BOND ETF ETF 46435G755 2,772 105,582 SH   SOLE   105,582 0 0
ISHARES IBONDS DEC 2027 TERM MUNI BOND ETF ETF 46435U283 3,203 118,004 SH   SOLE   118,004 0 0
ISHARES IBONDS DEC 2026 TERM CORPORATE ETF ETF 46435GAA0 3,358 126,201 SH   SOLE   126,201 0 0
ISHARES IBONDS DEC 2025 TERM CORPORATE ETF ETF 46434VBD1 3,753 139,058 SH   SOLE   139,058 0 0
ISHARES IBONDS DEC 2024 TERM CORPORATE ETF ETF 46434VBG4 3,768 142,919 SH   SOLE   142,919 0 0
ISHARES IBONDS DEC 2023 TERM CORPORATE ETF ETF 46434VAX8 3,804 145,895 SH   SOLE   145,895 0 0
ISHARES IBONDS DEC 2026 TERM MUNI BOND ETF ETF 46435U259 3,920 145,350 SH   SOLE   145,350 0 0
ISHARES IBONDS DEC 2023 TERM MUNI BOND ETF ETF 46435G318 4,418 169,235 SH   SOLE   169,235 0 0
ISHARES IBONDS DEC 2025 TERM MUNI BOND ETF ETF 46435U432 4,430 158,244 SH   SOLE   158,244 0 0
ISHARES IBONDS DEC 2024 TERM MUNI BOND ETF ETF 46435U697 4,535 168,043 SH   SOLE   168,043 0 0
SPDR PORTFOLIO S&P 1500 COMPOSITE STOCK MARKET ETF ETF 78464A805 4,737 89,443 SH   SOLE   89,443 0 0
VANGUARD SHORT-TERM GOVERNMENT BOND ETF ETF 92206C102 5,374 87,488 SH   SOLE   87,488 0 0
VANGUARD COMMUNICATION SERVICES ETF ETF 92204A884 5,505 38,283 SH   SOLE   38,283 0 0
VANGUARD INDUSTRIALS ETF 92204A603 5,628 28,651 SH   SOLE   28,651 0 0
VANGUARD CONSUMER DISCRETIONARY ETF 92204A108 5,680 1,808 SH   SOLE   18,089 0 0
VANGUARD HEALTH CARE INDEX FUND ETF 92204A504 6,342 25,665 SH   SOLE   25,665 0 0
VANGUARD SMALL CAP ETF ETF 922908751 9,704 43,078 SH   SOLE   43,078 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858 10,032 184,733 SH   SOLE   184,733 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611 10,056 57,909 SH   SOLE   57,909 0 0
VANGUARD SMALL CAP GROWTH ETF ETF 922908595 10,279 35,471 SH   SOLE   35,471 0 0
ISHARES S&P 500 INDEX ETF 464287200 11,125 25,877 SH   SOLE   25,877 0 0
VANGUARD INDEX FDS MID-CAP VALUE INDEX VIPER SHS ETF ETF 922908512 18,756 133,501 SH   SOLE   133,501 0 0
VANGUARD MID CAP ETF 922908629 19,330 81,444 SH   SOLE   81,444 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 20,484 397,599 SH   SOLE   397,599 0 0
VANGUARD MID CAP GROWTH ETF ETF 922908538 20,498 86,729 SH   SOLE   86,729 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408 33,241 225,149 SH   SOLE   225,149 0 0
ISHARES S&P 500 GROWTH ETF ETF 464287309 36,412 500,649 SH   SOLE   500,649 0 0